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How Do You Cope With This Much Charges From The Bank - Business (2) - Nairaland

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Re: How Do You Cope With This Much Charges From The Bank by Damilare65(m): 3:30am On Sep 27, 2021
Justinlean02:
It's terrible, and I regretted ever returning back to recharging from my mobile app, 2days my airtime never show and these fools get mind charge me for EMT levy, wetin happen shocked

zenith bank abi? Me too o . I tried to buy data 3 times from my bank app today , they debit Me but no data was allocated to me, almost 2k oo
Re: How Do You Cope With This Much Charges From The Bank by victorjoe(m): 3:31am On Sep 27, 2021
I say ehn, bank go send you happy birthday, still collect money on top that text.

No be small charges o!

Them go just speak one small Grammer, collect 50 naira each from everybody account, gbam! them don hold millions sharp sharp.

And government no de talk anything cos them get their cut. In developed countries, banks get businesses them de use sustain the bank.
Chargess are minute, for here, na the banking be the business.

3 Likes

Re: How Do You Cope With This Much Charges From The Bank by IamDavid(m): 3:35am On Sep 27, 2021
Use vbank.
Re: How Do You Cope With This Much Charges From The Bank by tony0806: 3:48am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

GTB has always charged me almost 300 naira every month for SMS alert, even if I made only one withdrawal using their ATM card. I went to the customer care and complained. The guy said it's attached to my account. That I can't deactivate it.

The next time i had money entered the account, my brother, na so I transfer the money go my First Bank account. About thirty minutes ago, the sent me a debit charge for VAT for SMS alert of 14 naira. Them no see money to deduct.

1 Like

Re: How Do You Cope With This Much Charges From The Bank by jrobbins: 3:48am On Sep 27, 2021
SMS charge is #4 per SMS. You must have received 1,037 for the month. Just deactivate your alerts and use mail notification and/or mobile app if you receive that much SMS alerts monthly.

1 Like

Re: How Do You Cope With This Much Charges From The Bank by Killermamba: 3:56am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry


My brother use kuda zero charges and zero transfer fee.
Register with my referral code and thank me later MQKLQCVR
Re: How Do You Cope With This Much Charges From The Bank by urbobo20(m): 4:04am On Sep 27, 2021
Access bank is a crazy bank

1 Like 1 Share

Re: How Do You Cope With This Much Charges From The Bank by Agugbadin: 4:05am On Sep 27, 2021
Aizenosa:
Just go to bank and deactivate your sms alert and instead get the mobile app that one na sure banker.
Even with mobile apps First bank, still charges. Which one is electron cash transfer the First Bank is charging.
Re: How Do You Cope With This Much Charges From The Bank by Skillsnigeria: 4:14am On Sep 27, 2021
Hmmm
Re: How Do You Cope With This Much Charges From The Bank by dumiel: 4:16am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

abeg where u dey share money go or dey receive am from? grin
..means u effin had 4,348 transaction notifications @N4 each! Na wa o!! Na man u be.. Take heart or go to UBA and deactivate ur SMS notification.
Re: How Do You Cope With This Much Charges From The Bank by dumiel: 4:18am On Sep 27, 2021
Damilare65:


zenith bank abi? Me too o . I tried to buy data 3 times from my bank app today , they debit Me but no data was allocated to me, almost 2k oo

that's UBA mobile app transaction slip.

1 Like 1 Share

Re: How Do You Cope With This Much Charges From The Bank by POWEROFYOUTHS(m): 4:24am On Sep 27, 2021
Pls help a fellow nairalander, Sterling bank stole the money I have saved in my mobile wallet inside the one bank app, I called and have gone to the bank, they said they are a doing an upgrade for close to a week now, pls advise on what to do, my sister needs her school fees and I already promised her, pls help a fellow nairalander

2 Likes 1 Share

Re: How Do You Cope With This Much Charges From The Bank by POWEROFYOUTHS(m): 4:25am On Sep 27, 2021
POWEROFYOUTHS:
Pls help a fellow nairalander, Sterling bank stole the money I have saved in my mobile wallet inside the one bank app, I called and have gone to the bank, they said they are a doing an upgrade for close to a week now, pls advise on what to do, my sister needs her school fees and I already promised her, pls help a fellow nairalander
Re: How Do You Cope With This Much Charges From The Bank by deltateam: 4:41am On Sep 27, 2021
jrobbins:
SMS charge is #4 per SMS. You must have received 1,037 for the month. Just deactivate your alerts and use mail notification and/or mobile app if you receive that much SMS alerts monthly.

Please how can one deactivate SMS alert? Can it be done using mobile app?
Re: How Do You Cope With This Much Charges From The Bank by Kajaard: 4:47am On Sep 27, 2021
tony0806:


GTB has always charged me almost 300 naira every month for SMS alert, even if I made only one withdrawal using their ATM card. I went to the customer care and complained. The guy said it's attached to my account. That I can't deactivate it.

The next time i had money entered the account, my brother, na so I transfer the money go my First Bank account. About thirty minutes ago, the sent me a debit charge for VAT for SMS alert of 14 naira. Them no see money to deduct.

cheesy cheesy cheesy cheesy cheesy

GTB charges are not that bad na. I use GTB as well cheesy
Re: How Do You Cope With This Much Charges From The Bank by GboyegaD(m): 4:49am On Sep 27, 2021
Never got any text messages in years yet I'm charged an average of N30 monthly for text messages.
Re: How Do You Cope With This Much Charges From The Bank by DesBenedict: 5:03am On Sep 27, 2021
iLegendd:
I handle it by making my money in Dollar and keeping them in Dollars/Pounds and in Crypto.

When I want to use money, I withdraw from Dollar to Kuda, Barter, Piggyvest, etc. Barter is free to send money.

If the money is sent to my local bank like UBA or GTB, I don't get text message alert, but email. Email alert is free, but SMS isn't. I have MB 24/7, so no need for SMS alert.
If you're talking about all these exorbitant duty charges, na una wey dey keep money for Naira I pity.


How do I keep my money in Dollar/Pounds? Which app do you use?
And how do I make money in Dollars?
Put me through. I need help.
Re: How Do You Cope With This Much Charges From The Bank by elvis4best: 5:09am On Sep 27, 2021
Get an account with Kuda MFB and you will be glad you did. No charge and they even borrow you money.
Re: How Do You Cope With This Much Charges From The Bank by simple250: 5:10am On Sep 27, 2021
Nigerians are complaining economy is bad but banks are opening more branches ask yourself why ? they are making more money for themselves and the federal government.
Re: How Do You Cope With This Much Charges From The Bank by HabaHaba: 5:11am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

OP, seems you are a POS operator, because of huge transactions which culminated into such Alerts charges.

Meet your account officer and discuss with him. Ask him to cancel SMS alerts for the POS account, and only leave the EMAIL alerts. Email alerts attract no charges at all.

Also, discuss all charges possible on your account, and how not to incur them.

Best of luck.

7 Likes 2 Shares

Re: How Do You Cope With This Much Charges From The Bank by Emeskhalifa(m): 5:12am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

Lols zenith bank abi?

Na so I see my own too yesterday. E pain me no be small and and today I go enter the bank disable the yeye sms alert. I don't even use it
Re: How Do You Cope With This Much Charges From The Bank by careidon: 5:13am On Sep 27, 2021
Are they trying to use our funds pay their prior USSD debts to the telecos...?
Re: How Do You Cope With This Much Charges From The Bank by HabaHaba: 5:17am On Sep 27, 2021
DesBenedict:



How do I keep my money in Dollar/Pounds? Which app do you use?
And how do I make money in Dollars?
Put me through. I need help.

To make money in dollars, you need be a crypto trader. Crypto is not an MMM.

Crypto trading isn't really easy, but very good. All you need is serious patience and ample learning time.
Id you are ready and have some considerable fund, i can help you.
Re: How Do You Cope With This Much Charges From The Bank by iammolahs(m): 5:35am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

Open a standard chartered bank account and thank me later, they don't charge on any transaction that except the mandatory #6.98 by out telecoms via USSD.


e pain me sha cry
Re: How Do You Cope With This Much Charges From The Bank by IamAsiri: 5:36am On Sep 27, 2021
Crossroad1:
Was running pos business some years back and was using both first bank and Gtbank..
First bank-current acc
Gtb-savings acc

Sometimes, depends on monthly transactions. First bank deduct 7k as acc maintenance fee and on each Transaction above 10k,50 naira bank charges..
I still get sms charges in thousands too monthly..

Gtbank gives me 4-6k sms charges and and still get 50 naira stamp duties..

These banks are just armed robbers in disguise.. They add no value to you and still milk you dry

Robbers? Didn't you see 2 government parastatals fighting over stamp duties? You think everything is for the bank? Even telecoms firms are also now collecting their own.

2 Likes 1 Share

Re: How Do You Cope With This Much Charges From The Bank by smasher1(m): 5:41am On Sep 27, 2021
Flytime:
no tell me say na 45k dem Dey remove from your account per month
shocked


Imagine waking up to that kind of alert ..from 50k in your account to 4k last card with the situation of things in this country

He likely removed 45m from his account this month so 45k charge is no big deal for him.

3 Likes 1 Share

Re: How Do You Cope With This Much Charges From The Bank by smasher1(m): 5:43am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

You are a big man. You evidently did over a thousand transactions during the month resulting to that charge.
Re: How Do You Cope With This Much Charges From The Bank by Shogologo: 5:52am On Sep 27, 2021
iLegendd:
I handle it by making my money in Dollar and keeping them in Dollars/Pounds and in Crypto.

When I want to use money, I withdraw from Dollar to Kuda, Barter, Piggyvest, etc. Barter is free to send money.
Please, can you suggest the best app I can use to save money in Naira and convert it with ease to USD?
Re: How Do You Cope With This Much Charges From The Bank by twilliamx(m): 5:56am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

For me. I told zenith that I don't want to recieve sms only emails..and it has worked for me cos I always have data. am considering the same for my other accounts. The email is instant as well! sometimes even faster than sms.

4 Likes 1 Share

Re: How Do You Cope With This Much Charges From The Bank by eventainment(m): 6:00am On Sep 27, 2021
Yungzeal:
You are not the only one facing this problem. I received charges of more that 1000 on sms charges for only one month. That’s almost more than the amount of money i spend on calls a month. You can’t keep money in your account anymore, you come back and banks have removed some of it. Last month thesame thing. Everyone is just quite about this mess

How you take de manage 1k a month for calls??

1 Like

Re: How Do You Cope With This Much Charges From The Bank by jrobbins: 6:05am On Sep 27, 2021
deltateam:


Please how can one deactivate SMS alert? Can it be done using mobile app?

No, you need to contact the back either via mail or go to any branch closest to you. This is because you'd need to indemnify the bank against any issue that'd happen as a result of you not receiving SMS alerts.

3 Likes 1 Share

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