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How Do You Cope With This Much Charges From The Bank - Business (3) - Nairaland

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Re: How Do You Cope With This Much Charges From The Bank by jrobbins: 6:07am On Sep 27, 2021
smasher1:


He likely removed 45m from his account this month so 45k charge is no big deal for him.

Yes true (C.O.T), that's 1 per mill

If he does much on his account, he should approach his bank for consensus, may 0.5 per mill.

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Re: How Do You Cope With This Much Charges From The Bank by Harmlesspill(m): 6:09am On Sep 27, 2021
AquaPetals:
Hmmm. Use Kadu or carbon banks.
Also, try to earn in USDt so that all these Naira charges would be like kobo coins to you wink
.
Big man, please set your boy compass nah.
Man is loyal and willing but never get a clear idea on what to use his inexhaustible energy to do.
Re: How Do You Cope With This Much Charges From The Bank by zizzley(m): 6:11am On Sep 27, 2021
HabaHaba:


To make money in dollars, you need be a crypto trader. Crypto is not an MMM.

Crypto trading isn't really easy, but very good. All you need is serious patience and ample learning time.
Id you are ready and have some considerable fund, i can help you.
How can I get to you?
Re: How Do You Cope With This Much Charges From The Bank by Beedude(m): 6:14am On Sep 27, 2021
Na opay or kuda i dey use mostly now. 0 charges on transfers. Cashback, Credit Me and other features.
Opay ATM card is 600# and no card maintenance fee whatsoever.
Commercial banks will still charge you for Birthday wishes msg they sent voluntarily to u
Re: How Do You Cope With This Much Charges From The Bank by Ayemileto(m): 6:27am On Sep 27, 2021
tony0806:


GTB has always charged me almost 300 naira every month for SMS alert, even if I made only one withdrawal using their ATM card. I went to the customer care and complained. The guy said it's attached to my account. That I can't deactivate it.

The next time i had money entered the account, my brother, na so I transfer the money go my First Bank account. About thirty minutes ago, the sent me a debit charge for VAT for SMS alert of 14 naira. Them no see money to deduct.

They can disable the SMS.

Tell them specifically that you want to DISABLE SMS service.


You probably told the guy you want to disconnect the number from your account, instead of telling him to disable SMS service.


If he no gree do am for you, go meet another person. They have a form for it that you'll fill, Na normal stuff wey people dey do regularly.


As for the money they haven't deducted, they will deduct it once money enter your account. It's a pending debit. grin grin

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Re: How Do You Cope With This Much Charges From The Bank by Archangels2(m): 6:36am On Sep 27, 2021
Mtchewww before complaining, how many transactions do yu do in a day? In the month? Yu didn't give us that statistics. Your arguement is biased. A bank is a business. With your business yu are still expected to make profit ain't you. And mind yu not all of the money goes to the banks. The telecoms still get a piece of the pie.

Besides everybody be increasing the price of their products in the market it's a wonder banks haven't. The economy touch everybody my dear

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Re: How Do You Cope With This Much Charges From The Bank by raymondhillmimi(m): 6:40am On Sep 27, 2021
Aizenosa:
Just go to bank and deactivate your sms alert and instead get the mobile app that one na sure banker.
I wanted to do this, they said it’s mandatory.
Re: How Do You Cope With This Much Charges From The Bank by Nairalandite: 6:41am On Sep 27, 2021
AquaPetals:
Hmmm. Use Kadu or carbon banks.
Also, try to earn in USDt so that all these Naira charges would be like kobo coins to you wink

Yeah carbon is an escape route.

How do you earn in dollars?
Re: How Do You Cope With This Much Charges From The Bank by abimic(m): 6:44am On Sep 27, 2021
MMXX:
This UBA app is never reliable, sometimes it won't open or login no matter how much u try
Sms alert, email notification gives you instant account transaction updates. You can opt for email notification than sms alert to save money. No bank can charge me for stupid sms alert, I've entirely gone electronic.

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Re: How Do You Cope With This Much Charges From The Bank by OLUWOLEYINKA(m): 6:50am On Sep 27, 2021
Use Flutterwave Barter
Re: How Do You Cope With This Much Charges From The Bank by BafanaBafana: 6:51am On Sep 27, 2021
Sonnobax15:
lipsrsealed
Honestly, between eco bank and Osusu daily collector,I no just know which one better pass right now undecided. To check account balance,eco bank go tax person undecided. Even common to go withdraw the last 5h wey guyman still manage get for him account via pos, eco bank go still double-tax me....I just tire undecided

Kukuma cha,I don already dey use my ATM card dey do ruler for bakery lipsrsealed
Seriously. Anytime you check your ecobank account balance, something must have been deducted from it. I once went there to complain and the girl there was making a fuss about the amount that was deducted Vs the amount of money I used to transport to the bank to complain. Na so I abandon the account.
Re: How Do You Cope With This Much Charges From The Bank by JubrinElSudan: 6:59am On Sep 27, 2021
4348 divided by 4 is 1087. Prolly you make use of POS for payment cos that's 1087 transactions in one month. Go to the bank and deactivate SMS alerts and monitor all transactions via the Mobile App or activate email alert. That one works too

2 Likes 1 Share

Re: How Do You Cope With This Much Charges From The Bank by EyeTaspirant(m): 7:00am On Sep 27, 2021
For me I do more with other fintech that are legit and they got no charges at all. The bank stamp duty shit is another annoying thing

I use PiggyVest to save & invest securely. Sign up with my link and get ₦1,000.00 to start your own savings journey - https://www.piggyvest.com/?newref=1&ref=55f7a6d2060720


MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

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Re: How Do You Cope With This Much Charges From The Bank by Sike(m): 7:04am On Sep 27, 2021
Opay and Palmpay to the rescue

1 Like 1 Share

Re: How Do You Cope With This Much Charges From The Bank by Easy5265: 7:10am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

Come to Standard Chartered Bank, no arbitrary charges
Re: How Do You Cope With This Much Charges From The Bank by OgeFather(m): 7:18am On Sep 27, 2021
This is what an average Nigerian gets all day long from the banks and no form of support what so ever from the banks. Last month I lost my phone and my ATM card was in my phone case and the thief used it to make transfer his personal account, with all the detials provided by the transaction, the bank could not help in any way. So what are the BVN's for. Not up to a week ago I collected a new card and activated my account and these is all I'm getting from the bank. Nonsense!!

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Re: How Do You Cope With This Much Charges From The Bank by Topejohn120(m): 7:23am On Sep 27, 2021
I quickly transfer go Kuda ni
Re: How Do You Cope With This Much Charges From The Bank by AuroraB(f): 7:23am On Sep 27, 2021
MMXX:
This UBA app is never reliable, sometimes it won't open or login no matter how much u try
You deserve this for still using UBA. You no dey hear say they are pilferers and nothing less
As they have started with higher amount, it can only get higher than the previous. Just leave your money (fish) with rats, inugo angry
Re: How Do You Cope With This Much Charges From The Bank by Olayetan(m): 7:24am On Sep 27, 2021
They just charged me 2055 for Sept charges, imagine that 2k would have bought me shawama with monster and Alamo drink.

That's too much for just a month transaction
Re: How Do You Cope With This Much Charges From The Bank by Olayetan(m): 7:25am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry


What do you do?
Re: How Do You Cope With This Much Charges From The Bank by Nobody: 7:33am On Sep 27, 2021
MMXX:
This UBA app is never reliable, sometimes it won't open or login no matter how much u try

That UBA app should be the most useless banking app in this country.
Re: How Do You Cope With This Much Charges From The Bank by Drizzy5001(m): 7:35am On Sep 27, 2021
Honestly the thing dey pain me, as a student especially when I still get hope say my last 1k still Dey my account only to go to the ATM And be seeing insufficient fund, Fidelity bank sabi frustrate pesin, I have to now withdraw ₦800 naira via POS, shocked e be like say I go begin dey save my money for ground, at least nobody go charge me

Re: How Do You Cope With This Much Charges From The Bank by Nobody: 7:37am On Sep 27, 2021
iLegendd:
I handle it by making my money in Dollar and keeping them in Dollars/Pounds and in Crypto.

When I want to use money, I withdraw from Dollar to Kuda, Barter, Piggyvest, etc. Barter is free to send money.

If the money is sent to my local bank like UBA or GTB, I don't get text message alert, but email. Email alert is free, but SMS isn't. I have MB 24/7, so no need for SMS alert.

If you're talking about all these exorbitant duty charges, na una wey dey keep money for Naira I pity.
KUDA bank na life saver o!!!! And de do transfer for. Free like say na me own the bank grin


My only issue with them is the gate way fee they collect when funding account via Card.. that one point two percent much...
Re: How Do You Cope With This Much Charges From The Bank by caylakays: 7:41am On Sep 27, 2021
Omo c how much access bank charged my friend....it's getting too much

Re: How Do You Cope With This Much Charges From The Bank by Bizibi(m): 7:44am On Sep 27, 2021
Justinlean02:
It's terrible, and I regretted ever returning back to recharging from my mobile app, 2days my airtime never show and these fools get mind charge me for EMT levy, wetin happen shocked
charges on airtime That is serious!!
Re: How Do You Cope With This Much Charges From The Bank by Bizibi(m): 7:46am On Sep 27, 2021
Beedude:
Na opay or kuda i dey use mostly now. 0 charges on transfers. Cashback, Credit Me and other features.
Opay ATM card is 600# and no card maintenance fee whatsoever.
Commercial banks will still charge you for Birthday wishes msg they sent voluntarily to u
is opay in Abuja
Re: How Do You Cope With This Much Charges From The Bank by speaktome(m): 7:51am On Sep 27, 2021
Flytime:
no tell me say na 45k dem Dey remove from your account per month
shocked


Imagine waking up to that kind of alert ..from 50k in your account to 4k last card with the situation of things in this country

That alert no be furged something Bro...
Na so I see am
Re: How Do You Cope With This Much Charges From The Bank by AquaPetals(f): 7:56am On Sep 27, 2021
Nairalandite:


Yeah carbon is an escape route.

How do you earn in dollars?
I use a crypto currency trading bot that gives me 10%-50% of capital on a monthly basis.
Nigerian economy can never catch me unawares. Using for 2 months now.
I encourage anyone to find possible means to earn in dollars. Freelancing, crypto, etc.
Re: How Do You Cope With This Much Charges From The Bank by Holuwaxheun(m): 7:57am On Sep 27, 2021
MMXX:
Business men and women out there, I'd really like to know how you people cope with this much charges from banks.

I went out since morning to hustle only for me to come back with more shortage than I even left the house with,not a single profit for my struggle..I checked and boom bank charge crushed me.i never get this much ever

e pain me sha cry

U can use Mintyn bank ...

They currently offer Free transfer charge on all transactions cool
Re: How Do You Cope With This Much Charges From The Bank by persius555(m): 7:58am On Sep 27, 2021
Nigerian banks are not any different from all these Agbero terrorising Lagos danfo drivers. Difference is they are backed by government to steal from you.
Re: How Do You Cope With This Much Charges From The Bank by Cheq40: 8:09am On Sep 27, 2021
have long left banking because of theft and charges,theft in d sense that robers break into homes in my area with p.o.s machine and force u 2 provide ur pin n clear ur acct,den banks wount alow ur money 2 grow in peace because excesive charges,me i join one or two contribution o,wen e reach my turn i go pack am do weytin dey my mind.no stories

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