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Nairaland Forum / Nairaland / General / Career / With My 450k Salary Am Not Still At Ease. (45525 Views)
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Re: With My 450k Salary Am Not Still At Ease. by nonstan(m): 10:10pm On Jul 08, 2023 |
Sirmuel1: |
Re: With My 450k Salary Am Not Still At Ease. by maasoap(m): 10:30pm On Jul 08, 2023 |
cremedelacreme: Mister, I don't know why people keep giving you likes for this reckless and planless spending. That same place where you work/reside, there are people with the same number of family as yours who might be living on salaries less than 100k. You don't have to live like them though but CUT DOWN YOUR FVCKING EXPENSES. You can't grow financially if you continue like that. Best thing na just to save enough and japa. What a mentality. Japa is what will make you plan your finances well? Lol. May be you think the only solution to your problem is to earn more. If that's your solution, then you haven't identified your problem. And let me help you identify your problem: Financial Illiteracy 2 Likes |
Re: With My 450k Salary Am Not Still At Ease. by alizma: 10:36pm On Jul 08, 2023 |
Natural2Heal:You are definitely not in the system, so you don't understand what he is saying, the guy knows himself and he and some few people understand what he is saying. 1 Like |
Re: With My 450k Salary Am Not Still At Ease. by verygudbadguy(m): 10:43pm On Jul 08, 2023 |
Sirmuel1: This is not true. You forgot that the house stands as a collateral for business loan? You also forget that land banking is a form of investment that can be liquidated with huge interest by easily selling it off after some years? Business is good but a risky venture. It can go either ways. One mistake and you are back to square one. 2 Likes |
Re: With My 450k Salary Am Not Still At Ease. by alizma: 10:46pm On Jul 08, 2023 |
I am very much ashamed on behalf of Nigerian youths, they are so conscious of money that they don't care to pay attention to what anyone has to say once money is mentioned. Many of you leave behind, the key things op said and just focus your attention on 450k. For Christ sake, op didn't say he is not ok with his pay neither did he say the amount is small but he clearly stated that the job that pays him that much will not last forever, secondly he said he has no skills outside what he is doing now, rather than guide him, you are all focused on the figure. Shame on you guys 17 Likes 3 Shares |
Re: With My 450k Salary Am Not Still At Ease. by fortunechy(m): 11:15pm On Jul 08, 2023 |
Save enough and japa out of this country... 1 Like |
Re: With My 450k Salary Am Not Still At Ease. by crisubanijunior(m): 11:30pm On Jul 08, 2023 |
450k a month job in this country? Please wake me up. I dont believe u bro. 2 Likes |
Re: With My 450k Salary Am Not Still At Ease. by chukwuma234: 11:31pm On Jul 08, 2023 |
Sirmuel1: 1 Like |
Re: With My 450k Salary Am Not Still At Ease. by Smartguyboy(m): 11:39pm On Jul 08, 2023 |
InvertedHammer: |
Re: With My 450k Salary Am Not Still At Ease. by ohlordhavemercy: 11:48pm On Jul 08, 2023 |
Hello bro.Pls what area of tech can you recommend someone to learn.i really need your advice.Anyone that doesn't require too much time to master for job purpose and very lucrative too. Grupo: |
Re: With My 450k Salary Am Not Still At Ease. by benzion72(m): 11:51pm On Jul 08, 2023 |
author=Sirmuel1 post=124297345]450k is huge, especially in this country. My advice is for you to learn how to save. Cut down your expenses, don’t spend recklessly, don’t compete with co-workers and don’t try to impress anybody (including women). Rent an affordable apartment, start up a business. (Don’t start building any house immediately, because it’s a liability). It will only tie your wealth in one spot. Imagine building a house with 30-50m in Lagos, only to get at least 2m yearly as a rent. How long will it take to get back the capital A House is a long term investment + retirement plan. Start a business first! [/quote] I think the first thing to do for any young man is to build two bedrooms flat. Simple flat to hide your head and to be free from rent. If you have 30 million worth house you have a collateral which one of the C of credit. I beg house is not a liability 1 Like |
Re: With My 450k Salary Am Not Still At Ease. by 004gist: 11:55pm On Jul 08, 2023 |
SSpeter: You don't draw your conclusions from just one person you don't know his inner details. please leave motivational speaker. am an economist and we are thought houses are fixed assets. do you know how many business has collapse? for an example. there is this uncle of mine who trades and import from China. he import over 5 containers from china at a goal. he was big. Do you know what? he failed to buy properties and only had few shops about 3 in the plaza . there was a time someone travelling brought landed property that is located in the heart of the city to buy at a give away price... few million... either 2 million or thereabout and the house has a foundation of a storey building. but he refused. that he can buy n build any time he likes . this was in the early 19190s when money has value. today where is the business? all gone. Obasanjo came and blocked everything and importing became expensive and little gain was earned and there was a point they sized his goods n released them but when released... the seasons for the product had passed. he auctioned. right now he is struggling to pay for his rent in Lagos, he told me that his total debt owned to home by his customers from East, West are running into 60 million naira. this debt are not what collapsed him because then it was a chicken change. now his children are all blaming him for not investing in a building that could help the family. House is not only an asset but a security. do you know how many houses the Jim you mentioned about had in the 19190s before venturing into banks? successful business men I have seen in the East started acquisition of properties... name it... land, shops in plazas, filling stations, hostels building n buying of shops n plaza etc... they banked their money there knowing that a rainy day is coming. if you own a 3 storey building now with which 60 million you can build it can yield you over 4,000,000 per year which is over 6.5% plus and thus business never dies and it remains for over 100 years because a house according to my engineer should last nothing less than 100 years. 8 Likes 1 Share |
Re: With My 450k Salary Am Not Still At Ease. by professore(m): 12:25am On Jul 09, 2023 |
aboyaji:God bless you brother. I want to venture into car or motorcycle spare part, do you have any idea how to go about it? |
Re: With My 450k Salary Am Not Still At Ease. by PeggySandas(f): 12:25am On Jul 09, 2023 |
GeneralPula: You're a good business man. Does those other 3 shops have Playstation too? |
Re: With My 450k Salary Am Not Still At Ease. by professore(m): 12:26am On Jul 09, 2023 |
Samakus:Not bad. Do you think this amount or slightly less can start the business of autos spare parts? |
Re: With My 450k Salary Am Not Still At Ease. by PeggySandas(f): 12:29am On Jul 09, 2023 |
crisubanijunior: I personally know someone receiving over 700k in this same nigeria. |
Re: With My 450k Salary Am Not Still At Ease. by aboyaji(m): 12:45am On Jul 09, 2023 |
professore: I do not have a grounded knowledge about car parts. The only thing you can do is get dirty. What I mean is you need to get involved in the spare parts business right in the market and join what other guys are doing there by identifying with some Ogas as a hustler. Don't go at this age to start learning the trade. No! Just go and become a hustler in the market. Like someone who gets a customer and get his own share when the customer buys an item. Just tell customers that you have everything. |
Re: With My 450k Salary Am Not Still At Ease. by crisubanijunior(m): 1:37am On Jul 09, 2023 |
Swears? That means those lads go don put in alot. Anyways, until i know anyone, then i dare to believe |
Re: With My 450k Salary Am Not Still At Ease. by InvertedHammer: 3:36am On Jul 09, 2023 |
[quote author=Smartguyboy post=124304180][/quote] / Go back and read the original post. I can't help your lack of comprehension. OP earns N450k/month with no skills by his admission. So what's your take on that? Who cares about those making N450k or more pay month. The difference is that they have the requisite skills. / |
Re: With My 450k Salary Am Not Still At Ease. by Wkaay(m): 3:48am On Jul 09, 2023 |
Come and join GPEC you will live happily ever after |
Re: With My 450k Salary Am Not Still At Ease. by jonsn: 4:25am On Jul 09, 2023 |
bigfoot79: No disrespect but midlife crisis is a superstitious concept. It's not real. Every stage in life, adolescent, teenage-hood, adulthood and even geriatric stages, all have challenges they present. Just scale through. |
Re: With My 450k Salary Am Not Still At Ease. by zeeprince(m): 4:55am On Jul 09, 2023 |
Get a land different from the place you're currently living, eg , kogi state, there's a university here,that just moved to it permanent site, get a land close to it, 400 should be enough, start building lodges, reduce your expenses, at least spend 150-200 on the house per month, should be done in less than a year depending on what you're building tho |
Re: With My 450k Salary Am Not Still At Ease. by DarkChocolate2: 6:53am On Jul 09, 2023 |
wittywriter: Please I am interested in the mentorship, please kindly share your contact info. Thanks |
Re: With My 450k Salary Am Not Still At Ease. by Samakus(m): 7:29am On Jul 09, 2023 |
professore: Auto Spare Parts is a capital intensive business. I do not think that this amount is good enough unless you want to take a long time before stabilising. Need I include that that line of business requires expertise. If you want to venture into it, learn the trade for atleast 1 year. Very important 2 Likes |
Re: With My 450k Salary Am Not Still At Ease. by dadabashua1(m): 7:38am On Jul 09, 2023 |
Sirmuel1:God bless you. |
Re: With My 450k Salary Am Not Still At Ease. by lionphil(m): 7:44am On Jul 09, 2023 |
Intergrated: Buy a car, driving is a skill. Drive for uber and bolt |
Re: With My 450k Salary Am Not Still At Ease. by micxwell(m): 7:57am On Jul 09, 2023 |
cremedelacreme:Broo 🤣🤣; I wasn't expecting your last statement. You no lie sha. 2 Likes |
Re: With My 450k Salary Am Not Still At Ease. by highchief1: 8:02am On Jul 09, 2023 |
atobs4real:I say it depends on load bros.which priorities.Person when Dey earn 100k fit save money make abk Dey earn 2m no fit save. |
Re: With My 450k Salary Am Not Still At Ease. by highchief1: 8:03am On Jul 09, 2023 |
Samakus:e no easy like that |
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