₦airaland Forum

Those are the dark days of Nigeria history......

YomiYarzo:
Well your illustration looks like a short sighted view of the situation
every Nigerian is at liberty to transact legitimate business anywhere in the world or pursue education, your analysis makes it look like
opting for foreign education contributes to this issue.
With all the monies budgeted for and allocated to both federal and states universities there is no excuse for Nigerian universities not to be the best in africa attracting interest from foreign students and providing a source of revenue for the country.
The Naira/Forex issue is indeed a complex one requiring a practical solutions from industry experts
lets look at CBN policies today.
My opinion is these policies bites hard on the masses, why should should Nigerian be made to suffer this much,
Am not a finance expert neither am i an economics expert but a concerned Nigerian simply speaking from the impact of the CBN and it's money polices. Today Banks can no longer accept dollar deposits, you cannot use your ATM abroad for international transactions, banks don't have BTA to give to those travelling, i cannot send money in dollar out of the country, i cannot decide to open a domiciliary account and transfer the dollar equivalent from my Naira account. the general trend is i have to go to the black market of i need Forex for a legitimate business

CBN on one hand has been promoting cashless policy and on the other hand fueling the growth of a cash based parallel (Black) market which i find hard to understand

Some questions i need answers to;
- Why do we need the parallel market? it is clear that this market is not as regulated as the banking industry. i can buy dollars from an 'aboki' on the road side as long as am ready to part with as much as 262 Naira to a dollar undocumented today.
- Also is this market not an avenue to launder stole public fund?
- A 50,000 naira paycheck in Jan.2015 carries much more value that the same pay check in in December 2015 and considering the fact up to 50% of what is required in the average home is imported from shoes to clothes, electronics and in some cases food and sold to Nigerian at parallel market rate dollar conversion, is this not crises in the making?
- If the banks do not accept dollar deposit, and cannot give dollars for legitimate business and personal transactions, forcing individuals and business to result to the black market, are the Banks not failing to carry if primary function as an organization? Is CBN not encouraging illegal undocumented transactions by allowing this market?
- Why is it that CBN policies is further creating a panic about dollar scarcity which directly benefits the black market. Banks don't have Forex yet parallel market has got loads to sell

Am of the opinion that CBN policies right now should be enabling Nigerian banks to handle all legitimate personal and business transactions requiring foreign currencies. I think we should be seeing policies like a complete closure of the Parallel (black) market and all other illegitimate Forex source, while all legitimate transactions should go to the bank. This will immediate reduce the pressure on dollars:
- As people hoarding dollars at home right now would be able to dump them in the bank
- Dollars becomes available in the banks for legitimate personal and business transactions
- The arbitrary black market rate will no longer be there as banks will have better rates even with commission charged

Also right now CBN should be educating the public with statistics like
- Weekly/monthly Forex demand/consumption for legitimate personal and business transactions
- How it plans to strengthen the Naira over the next 6 months
- How the economy moves for dependent of foreign products to strengthening local production and export of local produce


Experts in the House please kindly share your views on all these Naira/Forex brouhaha

Guy.......u are d man....
The policy is zigzag in nature......there is no way u can justify d adverse effect of d policy

Vikings007:
Nigerians re super quick in condemning intelligent contributions.

The OP made valuable points, can we see Yours? Oga "economist"

Yeah.....He made a contribution but certainly not intelligent.......but u wont notice, 'cos u are not....

@Op....I will excuse your line of thought because u said u are not an economist.....because your analysis is totally hogwash




Av u ever think what will happen if d US or d Japaenese govtd implement d same policy......because even d value of dollar n Yen is also going down...

Abbycite:
Abbycite: For ur Research Topics and Materials on any field (especially Social and Management Science, Arts, Education)

Call: 08174474587
Email: yinusa_abiola@yahoo.com

Also, for any of these research topics' materials........

1. A Comparative Analysis of the Effectiveness of Chi Vita and Dansa Advertisements among Students of Redeemers University
2. A Critique of George Berkeley’s Theory of Knowledge
3. A Defense of Utilitarian Theory of Punishment
4. A Philosophical Refutations of David Hume’s Critique Of Miracles
5. An Analysis of the Contributions of Entrepreneurial Development to the Nigerian Economy (1990-2010)
6. An Appraisal of the Performance of Private Broadcasting Stations in Nigeria (A Study of AIT & Raypower)
7. An Appraisal of the Rights of Prisoners in Nigeria
8. An Assessment of the Traditional Communication Methods in Bachama Ethnic Group
9. An Evaluation of Satire in the Editorial Cartoons of Nigerian Print Media
10. Analysis of the Influence of Sales Promotion on the Utilization of Etisalat and MTN Services by Students of Redeemers University
11. Bank Interest Rate and Real Sector Performance in a Developing Economy; An Empirical Evidence from Nigeria
12. Broadcast Stations Perception of the Regulatory Role of the National Broadcasting Commission
13. Business Environment and Performance of Small Scale Enterprises in Nigeria
14. Categorical Imperative as an Antidote to the Problem of Corruption in Nigeria
15. Challenges facing Women in the Banking Industry (A Case Study of Guaranty Trust Bank)
16. Consumers Perception of the Rebranding of Airtel Communication Network
17. Deregulation of the Downstream Oil Sector in Nigeria: A Difficult One but the Way forward for a better Nigeria
18. Domestic Violence as a threat to Women’s dignity in Nigeria
19. Economic Implication of Conflict on Tourism Development in Nigeria: A Study of Plateau State
20. Economic Integration as an Engine for Economic Growth in Nigeria
21. Effect of Teamwork and Conflict Management on Organizational Productivity
22. Effects of unemployment on Economic Growth in Nigeria
23. English Language as a Determinant of Academic Attainment in Ijebu North District Senior Secondary Schools, Ogun State
24. Entrepreneurial Approach to Poverty Alleviation in Nigeria
25. Entrepreneurial Development Strategy Tool for enhancing the Nigerian Economy
26. Evaluation of Child Rights Protection in Nigeria (A Stud of Child Labour and Trafficking)
27. Ewa (Beauty) In Yoruba Aesthetics: A Philosophical Appraisal
28. Export and Economic Growth of Small and Medium Enterprises, Empirical Evidence
29. Foreign Trade and Economic Growth in Nigeria (1980-2010)
30. Gender and Age Differences in the Academic Achievement of Junior Secondary School Students in Computer Science
31. Gender Inequality and Peace Building in Northern Nigeria
32. History of Bank of Industry and its Impact on Nigeria’s Economy (2003-2012)
33. History of Christian Missionary Church, Ake, Ogun State (1842-1864)
34. History of Ekpan People in Niger Delta in the 20th Century
35. History of Medical Education in Nigeria (Case Study of Lagos State University College of Medicine (1955-date)
36. Human Rights Abuse in Nigeria (1999 – 2007)
37. Impact of Human Resource Management Practices on Healthcare Service Delivery (A Study of Lagos State Teaching Hospital Idi Araba, Lagos State)
38. Impact of Information Communication Technology on Organizational Effectiveness
39. Impact of Library Orientation on Library Usage of Undergraduates
40. Impact of Trade Liberalization and Economic Growth of Nigeria (1980 – 2010)
41. Inflation, Consumption and Saving Patterns of Employees (A Survey of Ikeja Local Government Area)
42. Influence of Facebook Featured Advertisements on the Purchase Decisions of University of Ibadan Students
43. Influence of Information Availability and Utilization on Decision Making in Topbrass Aviation in Lagos State, Nigeria
44. Influence of Promasidor Corporate Social Responsibility Initiatives on Isolo Local Government Area
45. Influence of Re-packaging on Consumers Purchase of Cadbury’s Bournvita
46. Information Technology and the Changing Roles of Mass Media
47. Infrastructural Development and the Growth of a State’s Economy (A Case Study of Oshodi-Isolo Local Government Area, Lagos State)
48. International Trade and Economic Growth in Nigeria (1970-2011)
49. Issues in Criminal Justice Administration in Nigeria
50. Library Management System in Nigeria
51. Magazine Readership Attitude of Nigerian Undergraduates
52. Marketing of Financial Services and Performance of Selected Banks
53. Media Construction of Cultural Images in Children Advertising (Case Study of Bournvita and Indomie Adverts)
54. National Democratic Coalition (NADECO) and Democratization Process in Nigeria, 1994-1999
55. Network Dynamics, Strategic Orientation and Organizational Performance (A Case Study of Nigerian National Petroleum Corporation)
56. Newspaper Coverage of Environmental Pollution from Oil Exploration in the Niger Delta Region (A Case Study of SUN, Tribune, Vanguard and Punch Newspapers)
57. Newspaper Coverage of the Aluu Community Killing, A Study of Punch, Vanguard and This Day Newspaper
58. Newspaper Reportage of Road Safety Issues (A Study of Guardian and Punch Newspapers)
59. Nigeria-China Economic Relations, 2000-2010
60. Parents’ Perception of the Role of Television in the Social Behaviour of Nigerian Children
61. Practices of Human Resources Management Policies and Workers Attitude and Satisfaction
62. Public Relations as a tool for dealing with Customer Complaints in an Organization (A Case Study of Airtel Nigeria)
63. Social media as a source of information to the Nigerian Undergraduates
64. Spatial Analysis of Infrastructure Facilities in Kosofe Local Government Lagos State
65. Taxation and Government Revenue Generation in Nigeria (1980-2011)
66. Telecommunication Service and Poverty Reduction at Grassroot levels
67. The Contribution of Newspaper Feature in Creating Awareness of Cancer in Nigeria
68. The Effect of Change Management on the Performance of Merged Organizations
69. The Effect of Ethn-Political Crises on the Economic Activities in Jos
70. The Effect of Social Support on Work Stress among Non-Academic Staff (A Case Study of Olabisi Onabanjo University)
71. The Effectiveness of the Role of National Film and Video Censors Board (NFVCB) in the Nigerian Movie Industry (Nollywood)
72. The Efficacy of Modern Aircraft and their Impact on Quality Assurance of Customer’s Safety
73. The Impact of Advertising on Consumer’s Purchase of Trado-Medical Therapy (A Case Study of Oroki Herbal Mixture)
74. The Impact of Fiscal Deficit Financing on Economic Growth in Nigeria (1981-2010)
75. The Impact of Information Technology on the Performance of Banking Industry in Nigeria
76. The Impact of Micro-Finance in Developing Rural Women Entrepreneurship in Nigeria (A Case Study of Oba, Obafemi Owode Local Government, Ogun State)
77. The Impact of Microfinance Institutions on Small and Medium Enterprises Performance in Nigeria since Inception
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80. The Implications of Humanitarian Intervention (A Case Study of the Rwanda Crisis)
81. The Importance of Auditing in Relation to Limited Liability Company and as it affects its Management (A Case Study of Selected Limited Liability Company)
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83. The Issues of Morality in the use of Social Media by Nigerian Youths
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Lets help you with your research work......just call us

One day Nigerians will be fed up of these criminals in uniform that we will start lynching them on the street....

theyrynsolar:
Wait till you see my full back

When??

theyrynsolar:
This shit ain't real, someone with that kind of butter is suppose to have a folded waist... E.g mine

U actually call dis a big ukwu......sorry u are just not qualified

e no consine me jare

This is Bullshit......

k

ok

Africans.......we are stupeed people.....walahi.


Donald Trump is right afterall......see our presidential villas rivalling the White House and just a few miles down the road, people are literarily dying if hungers....


.....I tell u.......we are stupeeeeeeeeeeed!

If not for anything, at least for frustrating our war against the boko war when they seized our money......south african companies operating in my country should brace up for hard times....



.....and the issue of xenophobia is still there. Let them stay in their country and enjoy their gold and diamonds alone and see if they can survive......bunch of ungrateful pple#

Fashola - power

Architecture masterpiece.......most of this building are privately owned

bashydemy:
And why is your wike so scared and running from pole to pole to stop the re run...


I had an issue with one of my teacher's in Secondary school my Physics teacher to be precise, I was made an Acting prefect by the VP then and we were preparing for third term Exam then in SS2. One morning a girl who i think is close to the Physics teacher and she's in SS1 and coming late to school after 8am, The rest prefect are scared to stop her cos they know she's Physics teacher's girl. I stopped her and ask her to knee down and join the rest but she refuse on sighting the Physics teacher on the assembly ground. I force her back and ask her to knee down which she oblige to and trying to act like i don't have right to ask her to kneel down. I flog her with the cane and drag her back and this call the attention of everybody on assembly ground and thank God the VP was there. The Physics teach approach me and try to slap me and i dodge the slap and move back away from her. The V.P intervene ask all the late comers to go to Assembly ground except the girl.. She was punished and the VP warn the Physics teacher never to mingle in the affair of the prefect again. I never knew this woman mean me so much and failed me. I report to the VP, he intervene and i was ask to re write the Exam which i score B instead of the C in the first Exam...

So if Wike is sure of himself why running around instead of preparing for the re run.

Am sorry I dont see the relevance of your story........

ok

Even if election is conducted in Kano right now......am not so sure APC will win



You pple dont know the extent of Nigerian disappoitment in your so-called CHANGE. Even the most vocal supporters are complaining.

MissAssy:
A man died & goes 2 hell. There
he
finds that there are different 'hells'
for
each country & decides he'll pick
the least painful 2 spend his
eternity. He goes 2 the German
hell
& asks, "what do they do here?"
He
is told, 'first they put you in an
electric chair 4 an hour. Then they
lay you on a bed of nails 4
another
hour. Then the German devil
comes
in & whips you 4 the rest of the
day....
The man does not like the sound
of
that at all so he moves on. He
checks out the USA hell as well as
the Russian hell & many more. He
discovers that they are all similar
to
the German hell.
Then he comes to the Nigerian hell
&
finds that there is a long queue of
people awaiting to go in. Amazed,
he asks, "What do they do here?"
He is told "first, they put you in an
electric chair 4 an hour, then they
lay you on a bed of nails 4
another
hour. The Nigerian devil then
comes
in & whips u 4 the rest of the
day."
"But that is exactly like all the
other
hells, why r there so many people
waiting 2 get in?" asks the man.
A concerned fellow calls him aside
& says, "
1. Because there is never any
electricity so the electric chair
doesn't work.
2. The nails were paid 4 but were
never supplied by the contractor,
so
the bed is comfortable to sleep
on...
3. The Nigerian devil used to be a
civil servant, so he comes in, signs
his time sheet & goes back home
for other business" A man died & goes 2 hell. There
he
finds that there are different 'hells'
for
each country & decides he'll pick
the least painful 2 spend his
eternity. He goes 2 the German
hell
& asks, "what do they do here?"
He
is told, 'first they put you in an
electric chair 4 an hour. Then they
lay you on a bed of nails 4
another
hour. Then the German devil
comes
in & whips you 4 the rest of the
day....
The man does not like the sound
of
that at all so he moves on. He
checks out the USA hell as well as
the Russian hell & many more. He
discovers that they are all similar
to
the German hell.
Then he comes to the Nigerian hell
&
finds that there is a long queue of
people awaiting to go in. Amazed,
he asks, "What do they do here?"
He is told "first, they put you in an
electric chair 4 an hour, then they
lay you on a bed of nails 4
another
hour. The Nigerian devil then
comes
in & whips u 4 the rest of the
day."
"But that is exactly like all the
other
hells, why r there so many people
waiting 2 get in?" asks the man.
A concerned fellow calls him aside
& says, "
1. Because there is never any
electricity so the electric chair
doesn't work.
2. The nails were paid 4 but were
never supplied by the contractor,
so
the bed is comfortable to sleep
on...
3. The Nigerian devil used to be a
civil servant, so he comes in, signs
his time sheet & goes back home
for other business"

hmmmn

patrick89:
RIP but you see, some of you yoruba are very funny
If it was an igbo person, the newspapers would have carried it. Their people would have raised it over their.
But when this ugly trend was happening some of you were happy here saying they should kill them all.
There is something you guys don't know, in SA all igbo people are like soldier ant that move in groups and watch each others back. But the yoruba among them are like lost sheep without a shepherd.
This same scenario played out in the North. You will be surprised to know that each time there is crisis igbo people rally round and protect themselves. While other tribes they regard as igbo are mainly killed. In any place we go we have our own secret police, that watch over us unless the person is a useless person. If an igbo person is missing, everyone will know he will be looked after. His church members will ask of him, he age grade will ask of him, his village meeting crew will send delegates to look for him, his business partners will come. These are the things you have to know about ndigbo.. we are peace loving people. But we watch each others back. In 2011 when corpers were killed igbos made so much noise we looked for them we asked questions that was why it appeared that only people were killed, we value lives a lot.
I urge yoruba to do same.

If I tell u "u are making sense"........I will be lying to you

I hate to say "I told u so"......but I told u so

c

ZUBY77:
Anuofia

Since you Oliseh cannot learn from history,
Go and ask Brazil how they are faring since the coach took captain band from Thiago Silver and gave it to Neymar.

Ask Argentina how many cups they have won since they left the older players and handed the band to Messi.

Do you even know that the older players shout at the younger ones in the pitch when they lose concentration?
How do you expect Enyeama to shout at Captain Musa?
Or how do you expect Musa to shout to Enyeama since he is the captain?

Yet you followed the same path without seeking for advice.
Your team is crumbling already.
Musa will lead the likes of Moses Simon, Iheanacho and the other younger players who would look up to him as a senior player.

Enyeama, Emenike, Mikel, Ambrose, Echiejile and a few more cannot look up to Musa for advice or inspiration.

They can only look down on him because they have seen it more than him.
You chose to disgrace the greatest goalkeeper Nigeria has ever had, you will live with the consequences.

Prepare for more shocks Anuofia.

When I see comments like urs, I begin to wonder if we are really serious about CHANGE. My question 4 u is: Are you happy with the past performance of super eagles in recent years. We cant continue to do the same thing and xpect change.


The decision of the coach may turn out to be wrong but we have to do something. If we fail, we try another approach......but we av to f*cking try.


PS: Ur reference to Brazil and Argentina was totally wrong.....they av fared better under Neymar and Messi compare to under Silva and Mascherano.

Symbol of democracy

Yozkid:
......





Bro...... Read Again

Stop giving fake information........the list is for those pple with invalid UTME numbers



The 2nd list is currently being uploaded online.....you can all check in few hours time

tobland101:
like dey won't even gimme another course

Yeah.....another course? Maybe

tobland101:
please ooo people I've bin hearing people talking about other courses . but I've not heard electrical electronics engineering.. I put in for d course. is it competitive? and I av 180 in jamb, 30% CBT.. and indigene of Ogun state... didn't choose oou in jamb but sat for d postume.. plz guys is dere hope
of admission??urgent reply plz

For that course....let just say 30% chance

People don't get it........Amaechi will scale through the screening process no matter the numbers of "NAYs" he get tomorrow. But the main is the dent in Buhari's image if this eventually come through.....

dipnik:
na lie...... dnt b deceived

The fact that u dont know doesn't mean others dont



The 2nd List is out but the names are still being uploaded........if you check yours and is not there, just keep checking. Hopefully, by the end of tomorrow, all the names (2nd batch) will be online

2nd list is officially out