Without intending to discredit the report in anyway, but I do beg to differ. While in school,i knew a few intelligent chaps who were always running low on cash but that had no negative effect on their academic performance. On the other hand,a pocket full of cash will give a brother one less thing to worry about, hence, allowing one to focus on a particular task at hand. So all in all, they may be right to some extent.

SETH BORENSTEIN
WASHINGTON ( AP ) - Being short on cash may make you a bit slower in the brain , a new study suggests .
People worrying about having enough money to pay their bills tend to lose temporarily the equivalent of
13 IQ points , scientists found when they gave intelligence tests to shoppers at a New Jersey mall and
farmers in India .
The idea is that financial stress monopolizes thinking , making other calculations slower and more
difficult , sort of like the effects of going without sleep for a night .
And this money -and - brain crunch applies, albeit to a smaller degree , to about 100 million Americans
who face financial squeezes , say the team of economists and psychologists who wrote the study
published in Friday ' s issue of the journal Science.
"Our paper isn 't about poverty. It ' s about people struggling to make ends meet , " said Sendhil
Mullainathan, a Harvard economist and study co- author . "When we think about people who are
financially stressed , we think they are short on money , but the truth is they are also short on cognitive
capacity ."
If you are always thinking about overdue bills , a mortgage or rent , or college loans, it takes away from
your focus on other things . So being late on loans could end up costing you both interest points and IQ
points , Mullainathan said .
The study used tests that studied various aspects of thinking including a traditional IQ test , getting
the 13 IQ point drop, said study co- author Jiaying Zhao , a professor of psychology and sustainability
at the University of British Columbia.
The scientists looked at the effects of finances on the brain both in the lab and in the field . In
controlled lab - like conditions, they had about 400 shoppers at Quaker Bridge Mall in central New
Jersey consider certain financial scenarios and tested their brain power . Then they looked at real life
in the fields of India , where farmers only get paid once a year . Before the harvest , they take out
loans and pawn goods. After they sell their harvest, they are flush with cash.
Mullainathan and colleagues tested the same 464 farmers before and after the harvest and their IQ
scores improved by 25 percent when their wallets fattened.
"It 's a very powerful effect , " said study co -author Eldar Shafir, a Princeton University psychology
professor . "When you are dealing with budgetary finances , it does intrude on your thinking . It 's at the
top of your mind ."
In the New Jersey part of the study , the scientists tested about 400 shoppers, presenting them with
scenarios that involved a large and a small car repair bill. Those with family incomes of about $ 20, 000
scored about the same as those with $ 70 , 000 incomes on IQ tests when the car bill was small. But when
the poorer people had to think about facing a whopping repair bill , their IQ scores were 40 percent
lower .
Education differences can 't be a major factor because the poor only scored worse when they were faced
with big bills , Safir said . The more educated rich may have learned to divide their attention, but that
wouldn't be a significant factor , he said .
The study ' s authors and others say the results contradict long -standing conservative economic social
and political theory that say it is individuals - not circumstances - that are the primary problem with
poverty. In the case of India , it was the same people before and after , so it can' t be the person 's
fault .
"For a long time we' ve been blaming the poor for their own failings , " Zhao said . "We 're arguing
something very different."
Poverty researcher Kathryn Edin of Harvard , who wasn 't part of the study , said the research "is a big
deal that solves a critical puzzle in poverty research."
She said poor people often have the same mainstream values about marriage and two - parent families
as everyone else , but they don' t seem to act that way . This shows that it' s not their values but the
situation that impairs their decision -making , she said .

Exponental: Sex is inevitable.....
Consequence of unprotected sex are STD n Pregnancy.
It shldnt be legalised. If one cannot protect oneself from either std or pregy, then, one shld face d end result.
Afterall, protection is cheaper than abortion.

My good sir, your opinion is very much respected but I do beg to differ only in one tiny respect.yes protection is way cheaper than abortion, but that doesn't mean we should condemn a girl to a life of misery because she had no presence of mind to use protection at some point.she deserves (maybe not ) another chance to point her life in the right direction.

addictiv: @ topic ......ask the nigerian senate....ie if they have re thru with their under aged propaganda

Hahahaha... My brother I no fit laugh abeg

Mynd_44: I wonder what gives people the right to decide what a woman should do with something which is in her body....legal or not, it is her body and it feeds on her so she decides if it lives or not.

I don't think anybody decides for the woman what she does with what she carries.some will keep it, while others will terminate it.all i'm saying is this, for those willing to terminate it, won't it be wise to make it relatively safer to do so? Whether we like it or not, the woman who wants an abortion will go to any length to have one. So why not help her make her life easier?

ireneidiva: Was it illegal? Na 2day

My dear I no fit shout oo.just stroll into the nearest teaching hospital and tell them you would love to terminate your pregnancy. Kindly post their response afterwards.

Ochiban: unfortunately, legalizing abortion does not reduce the risks. read it up. folks are afraid of quacks. they forget that abortion ini itself is a risky procedure...whether done by a good doctor or a quack

I disagree with you. What you typed is akin to saying that traveling in a bus is in itself a risky endeavor so you don't mind whose bus you enter, whether that of a professional driver or that of a newbie who just picked up his uncle's car just to make a quick buck. There is no way a pregnancy terminated by a trained gynecologist is going to carry the same level of risk as that done by a quack around a street corner.

CrazyMan: This topic has been over flogged on this section…people have their different opinions and views about the whole abortion issue.

To your posts, I fully agree with your points...

For me, I’m of the opinion that the child should be given a chance to live…everyone should be given the chance to live regardless of the situation on ground…its wrong to deny a child his/or her right to live simply because you feel you aren’t ready to shoulder the responsibilities.

Abortion has ruined so many girls, cos majority of abortions (if not all) are carried out by quacks. If you know you’re not matured enough and financially ready to father a child, then use protection since its almost impossible to tell youths of these days to refrain from sex until marriage.

You made a lot of sense in your post especially the part about protection.what this thread is about is whether for those willing to terminate their pregnancies, should a legal and hence,a more professional and safe way be made available to them? I say yes, it should.

Abortion in this context refers to a willful termination of pregnancy. Before I start, let me say that nobody has to have an abortion, and nobody has to do one.
That said, let me point out certain facts to us
1) people will always be intimate(mod no need to censor,i don censor myself)
2) people have little knowledge of the correct application of contraceptives (whether them think say condom na balloon, abi say postinor 2 na for waist pain)
3) pregnancy will more often than not, be a consequence of this paucity of knowledge (before nko?)
4) for some, abortion will seem the most cost-effective solution (cost here not referring to cash)
Whether we like it or not, the above will keep reoccurring.
In nigeria, abortion is illegal (common knowledge right?), except when the life of the mother is in danger because of the pregnancy, but let us look at the statistics of abortion in nigeria.
--750,000 women have abortions every year
--60%(450,000) of those are UNSAFE.(UNSAFE abortion simply put refers to abortion done by a person lacking the basic professional qualification or in an environment lacking the basic equipments or safety standard)
--10,000 women die every year in nigeria from unsafe abortion
--20% are done by a traditional healer or the woman herself
--20% of pregnancies are unplanned
--50% of those end in abortion
*statistic is from Guttmacher institute obtained via ynaija.com
Most women are not afraid of abortion for abortion's sake but are scared of the possible consequences of unsafe abortion like infertility.given a good assurance, most would go ahead and have an abortion. What do you think would happen to the rate of deaths following abortions if a woman can simply walk into a teaching hospital and terminate an unwanted pregnancy with a gynecologist carrying out the procedure? Believe me, the rate of post-abortion complications would surely drop by a huge percentage.
Just so we understand each other, i'm not trying to encourage promiscuity or termination of pregnancy in any way but whether we like it or not, as I type this,an abortion is taking place in a dark back room of a patent medicine vendor.
Oh by the way, before them religious folks start attacking the thread and the OP, spare a thought for the life of that young woman that is being put at risk by a quack, when a professional could have saved her.
My final submission, it would be wise to legalize abortion.

Sad... I still have to go to work. It would have been nice to rest at home. All the same, wishing all my muslim friends a happy salah.

Best line of action? Buy up as much dollars as you can to store value.when they are done devaluing the naira, exchange your dollars bit by bit for the naira.

googlepikin: u will eat that for the rest of your miserable life.

Hahahaha.funny you.like I care what you think.

Hahahaha.very funny. Before you all get overly excited, read again what was written. Not once in that writeup did I see nigeria being mentioned. He said it's a message to the world (not nigeria) and before you guys move to point out that nigeria is part of the world (obviously),we all know that a typical nigerian would rather complain than revolt. And by the way, this prophesy ain't worth a dime. There is no time frame,and no particular part of the world was mentioned. "i can see it coming" and "message to the world"? Oh cut me some slack.
What are the chances of a revolution happening in some part of the world within the next em..em..let's see...em..50 years? I'll tell you. It's a 100%. So good people of nairaland, what is the prophesy in that?
Come to think of it,i think nigeria is ripe for a revolution.
***goes back to eating his 30naira bread with stale palm wine***

ocman: if you are hungry, i will tell you BLESS YOU, IT'S WELL

Hahaha, i'm sure will.

tchidi:

Question 1: are u a man?! If yes,skip to question 2, if no, skip to question 3.
Question 2: will you marry me?
Question 3: will you marry my brother?!
Thank you for having sense in this our generation that is fast losing its sense.


OP, Please where is the account number so we can help out with our widows mite.?!

My dear certain things are as plain as day. If we all decide to contribute, that guy can get himself sorted out in no time.nigerians would rather offer a virtual solution to a real problem rather than do what is needed.if I tell you i'm hungry, what I expect is food not prayers, not pointing out to me who should give me said food. I think the earlier we realize that the power to help rests with us, the better for us.

See the problem I have with nigerians? Half of you are busy naming names of those you think should foot his bills and the other half thinks prayers would be more beneficial to him.well, I've got news for you. That young man has a physical problem and physical solution (in this case, cash) is all he needs. On last count,nairaland boasts of 1080065 members.let's say 200000 have dual I.Ds, another 200000 never log in and another 200000 don't have a dime to spare, another 200000 couldn't care less, that leaves over 200000 members free to contribute.if only 16000 of those will be willing to contribute only a thousand naira each, believe me, we won't need no p-square,wizkid,tuface or those of their ilk to raise a kobo.so quit the buck passing and get contributing.

I don die,alba don kill me

Uruguay 7

I swear that gambo na ideye brother

Uruguay 6. E don finish, make we go house

Torres don do us ooooooo

Make una tell mba say today na sunday in case him no remember.

Musa na nama.simple back heel him no fit do

Akpala dey suffer from IDEYE-SYNDROME

Ideye deserves to be shot.

Nigerian defense na beans.sote na post dey save us.

Ideye na nama.what's wrong with him?

This our offside trap no dey work oo.god bless enyeama

Mba na ram.who him want dribble?

The boys dey create chances but na to score go be am

As much as I detest violence of any sort, but all of you hailing the judgment and calling for blood,where were you when a thread was created about a woman who attacked the husband and then blamed it on PMS? If just for a couple of slaps a man is flogged and jailed/fined,i wonder what punishment would have been meted out if it was the husband who attacked the wife in the other case. Na man good to abuse abi? Una no go talk of gender equality now.bloody hypocrites.

I sent mine and they replied telling me to send my mother's maiden name.i did that and got the #400 but what I don't get is the part of the message that said I can only use it between "10pm and 17pm".what the heck is that?