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 Technology Market › Tokumbo HP Laserjet Multifunction Printer (3 In 1) by aeu1(op): 7:42pm On Dec 08, 2013 |
Pls I want a toks HP Laserjet multifunction printer with capability to print, scan and copy in fully functional condition without any hidden problem. My budget is low and want immediate response 0.8.1.6.6.4.8.3.3.2.5 |
| Career › Re: How Does One Become An Investment Banker ? by aeu1: 5:42am On Dec 03, 2013 |
M..Sc Finance is more specialized than MBA for Investment analyst. OP, commercial banks may not have all those investment majors to calculate investment ratios. Banking is a very conservative profession/industry in the sense that it follows the same pattern of rules, even if you are a GCE O'LEVEL holder, if you are working in the department that handles that, over time you will master the job. Besides, central bank gives a strict set of rules of ratios and specification of investment to commercial banks and varies the ratios from time to time. Where Investment banking are practised in Nigeria are Issuing Houses like StanbicIBTC, BGL, Vetiva, Meristem, etc and combine CIS (stockbrokers) with M.Sc Finance, or CIS & ICAN to position yourself for the industry or any related jobs that may come your way. Be fast to enroll 3 Likes |
| Technology Market › Re: Electric Iron, Electric Kettle by aeu1: 10:21pm On Dec 02, 2013 |
oldenglish: 9 laptops clearance also available. 15k each all Uk used.Kindly give details on the brand and specification |
| Investment › Re: Most Reliable Stockbroker In Nigeria by aeu1: 1:27pm On Nov 29, 2013 |
jaki006: MERISTEM Securities, they even have an online platform that allow u to trade directly www.meritrade.comReality is that it is pretty difficult to run stockbroking house without much capital thus the integrity issues many houses encounter as small one man business. Consequently, the good stockbroking houses would easily be found among the big firms like FBN, IBTC, UBA, BGL, etc. Unfortunately, they have no place for small investors with their min. account opening balance in the range of millions. From my research Meristem is good, their Meritrade package/platform accepts account opening with N50,000. It is 100% online: money deposit, buy and sell orders, viewing of stock position, equally fast and transparent enough. You can open account by yourself online by scanning and attaching required documents. Go to their website and call their toll free customers care line, and thank me for this Info. 2 Likes |
| Education › Re: The Fallen Standard Of Education In Nigeria by aeu1: 9:07pm On Nov 24, 2013*. Modified: 9:52pm On Nov 24, 2013 |
If an award was to be given, this writer will win,(check the highlighted portion below) why?, agreed, we have all made good analysis of the problem and suggestions on the way forward, but the MAIN PROBLEM with our decaying education system is the COMPLETE INABILITY to diagnose the exact problem that is actually wrong with the education sector. It is amazing that parents, students, public analysts, policy makers, government, consultants don't have a REALISTIC CLUE on the way forward - period. What then is the the Problem? Answer: The EXACT Problem with our educational system is the widely accepted ILLUSION that education is all about training everybody to end up as an academic!!!!!!!!!!!!!!!! Often times teachers are entirely blamed for poor performance of students on subjects at school. But the reality is that a sizeable proportion of the population in our society in particular have no actual need whatever for academic education beyond BASIC EDUCATION i.e JSS 3 (at the moment). Humans are innately endowed with either: NUMERATE or LITERARY or VOCATIONAL SKILLS (the numerate inclined are good in calculations, the literally endowed are good/creative writers and the vocationally gifted are good with working with hands; though some can combine some or all the areas perfectly or partially) The majority, after basic education should be FORMALLY EDUCATED/TRAINED on VOCATIONAL SKILLS/EDUCATION - where they rightly belong and where they can realise their potentials and destiny. Before then, VOCATIONAL EDUCATION ACCREDITATION & CERTIFICATION should be put in place and vocations such as tailoring, mechanics, buildings, crafts, woodworks, furniture, etc should not regarded as options for school drop outs but as a standard. Certificates for this vocational skills should serve the purposes of evidence of graduation from training, empowerment for practice, an acceptable ticket for employment and furthering to advanced/higher vocational training and acceptable for admission to undertake related academic course in the university. University education are meant to groom candidates with flair for academic/scholarly and management grade professionals - and everybody in a generation cannot be educated scholars in a country!!!! In Africa, we don't know actually what a university is and what role it suppose to play in the society, even Professors don't know it, just cross check ASUU prescription for the universities system. Our education system should flow accordingly: Basic Education -- Vocational Education/Technical Education/Senior Secondary -- Advanced or Professional Vocational Education/University It takes a total reinvention and revamping of our education structure to accomplish anything meaningful. Accordingly, aside regular schools, professional bodies such as ICAN (Institute of Chartered Accountants on Nigeria), COREN - for Engineers , and even new ones should be established (such as Automobile Technicians Institute, Builders Institute, etc) to also register and train and certify vocational and professional skills with their recognised certificate graded in hierarchy to demonstrate the level of skills just as academic certificates. Any student that cannot cope with senior secondary level of education should be withdrawn and drafted to vocational education arm of the school - in a system where senior secondary and vocational education run alongside each other. NEED FOR SEPARATE EXTERNAL AND PROFESSIONAL EXAMINATION CENTERS Hosting External examinations such as WAEC, NECO, JAMB, etc has been completely rubbished because schools write examinations answers on the board for students to copy in 99% of the schools that serve as exams centers. It is true that most schools don't meet the requirements to even host these exams in the first instance. To stop this nonsense, every state should be provided with about 5 - 20 digital examination centers that are fully computerised and monitored with robust biometric and electronic spy surveillance to complement the physical invigilators to make it foul proof and tight system devoid of cheating. Exams such as WAEC or GCE can be taken anytime from January to December. A candidate desirous to take a particular exam will book in advance and obtained an allotted schedule for such an exams by the discretion of the examination center. Just as exams answers scrips are marked and reviewed, the video documenting the examination invigilation recording would be replayed and ascertained OK before results are released and invigilators would certainly live up to expectation since every act in the exams hall would be relayed both real-time and recorded basis. This will automatically make examination result an authentic reflection of the performance of candidates. Certainly, exams malpractice can be stamped out sholay2011: @OP....This is a very nice topic! But don't be disappointed, many NLers won't be interested in a brain-tasking thread like this where unmeaningful contributions can quickly be pointed out unlike threads on celebrities' marriage, fashion style, secret lives, scandals and music videos where even the dumbest person can destructively criticise with cynic comments just to 'announce' him or herself on NL. 1 Like 1 Share |
| Food › qq by aeu1(op): 2:16am On Nov 22, 2013*. Modified: 12:49am On Jan 09, 2014 |
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| Investment › Re: Any Viable Investment For Intending Retiree With Little Or No Supervision by aeu1: 7:57pm On Oct 19, 2013 |
[quote author=O.michael.O]can someone please expatiate more on the treasure bill ish My mum is retiring next year....and I want her to have a good life after that[/quote]Treasury Bills are debt certificate issued by a sovereign state. Usually, it is issued in tranches, it has: Tenor - date of maturity, 30, 90, 180, 270 days or 3, 5, 7, 10, 15, 21 years maturity. Interest rate or coupon: This fluctuates, in recent years, it ranges between 10%-15%. Safety: In principle, it is regarded as the most safe investment because. it is believed that government can always have money to repay thru taxes, printing of currency, further borrowings or grants/aids. Method of Sales/Redemption: The central bank and debt management office in Nigeria issues the TB bi-weekly and sells to & through commercial banks. Just Approach your bank. Most banks require a minimum of 100k to purchase. But banks would want to convince you to fix the money with them, ignore them and remain resolute. Once your mandate has been taken your account would be credited with the interest and the principal sum would be refunded at maturity. You need to renew the process at maturity. Risk: Inflation may reduce the purchasing power of your money over time at times of economic recession since what you will get is fixed but guaranteed. Note that there are indirect ways of investing in fixed income market. This is through MUTUAL FUNDS. What mutual funds do is to aggregate the contributions of many subscribers to invest under the discretion of the fund manager who is a professional investment analyst that constantly studies the market to determine the right investment options that brings good returns and minimize risks to the investment. mutual funds are specialized. ie, we have MF for shares and for fixed income markets and ones that combine both. At times they offer lower minimum investment requirement for people that have small investment capital. First Capital ( a subsidiary of First Bank) is a good, reliable and recommend mutual fund operator ( pls I'm not their agent, but satisfied customer) Kindly google out their details and contact if interested. Thanks and God bless you |
| Food › Re: Why Is Groundnuts Always In Bottles And Not Plastics. by aeu1: 8:20pm On Oct 18, 2013 |
Beverly1: Oh really?....any advantages of not peeling it?...yes Peeled nuts absorbs air easily than ones with peels. The consumer will peel n eat. that's why only fast selling shops. at motor parks n market retailers are ones that peel to sell. Ordinary shops don't peel. Confirm |
| Food › Re: Why Is Groundnuts Always In Bottles And Not Plastics. by aeu1: 4:23pm On Oct 18, 2013 |
Anything airtight will be ok eg 4 litter Jerry can. We have big bottles too. Also paint bucket can do. In that case, use a thicker bread wrapper to conceal the groundnuts. I like those chemical or drug containers cos of their thick plastic gauge. Check market or hospitals or Chemists - Drug stores. Lastly, don't peel the nuts after frying |
| Investment › Re: Any Viable Investment For Intending Retiree With Little Or No Supervision by aeu1: 12:50pm On Oct 18, 2013 |
[quote author=i.]At Op! Am not spoiling these people business but its advisable you meet financial planners or advisers! Pension money na last card ooh, if you have built a house, you are very lucky but if not den how are you going to pay rent! Its advisable you get a safe 10-15 percent per annum through fixed deposits or treasury bills![/quote]Op follow this advise. 20 people can give u 20 different piece of advise. Approach a bank, I personally recommend GT Bank, arrange and buy 30 days, 90 days and 180 days Treasury Bills by splitting your fund into 3. Time the maturity and renew. You will be paid your interest up-front. Best Advise for unsupervised AND SAFE business, ask question if u need clarification 5 Likes |
| Technology Market › Re: California(Los Angeles),pickup services..Online purchase..(Ebay/Amazon,walmart) by aeu1: 5:17pm On Oct 06, 2013 |
http://www.ebay.com/itm/JDM-NISSAN-PRIMERA-P10-HEAD-LIGHTS-OEM-/181221517832 how much for this buddy? |
| Technology Market › Re: California(Los Angeles),pickup services..Online purchase..(Ebay/Amazon,walmart) by aeu1: 7:15am On Oct 06, 2013 |
aeu1: http://www.ebay.com/itm/JDM-NISSAN-PRIMERA-P10-HEAD-LIGHTS-OEM-/181221517832 |
| Technology Market › Re: California(Los Angeles),pickup services..Online purchase..(Ebay/Amazon,walmart) by aeu1: 5:25pm On Oct 02, 2013 |
http://www.ebay.com/itm/JDM-NISSAN-PRIMERA-P10-HEAD-LIGHTS-OEM-/181221517832 how much for this buddy? |
| Travel Ads › Re: Smyoot: Shop & Ship From China, USA, Dubai & UK (Express, Cargo & Shipping) by aeu1: 2:56pm On Oct 02, 2013 |
| Car Talk › Re: Best Engine Oil For Mitsubishi Carisma by aeu1: 7:58pm On Sep 30, 2013 |
arcis: Hello NLder,Check below http://www.oil4motor.com/en/cars-oil/MITSUBISHI/Carisma-1.6-(P-(Petrol))-(1996-2004)/ http://cararac.com/engine_oil/mitsubishi/carisma.html 1 Like |
| Car Talk › Re: Why The Aversion To Korean Car Brands Ie Hyundai And Kia by aeu1: 11:48pm On Sep 28, 2013 |
In addition to the above comments, since you are asking WHY, see one example of Why the aversion below: https://www.nairaland.com/1396815/option-fixing-kia-picanto-2012 |
| Food › Re: Spaghetti Or Macaroni: Which Do You Prefer? by aeu1: 1:25pm On Sep 27, 2013 |
Question There was a time I purged after taking Honeywell marcaroni, another person that took it with me also experienced same, has anyone noticed something similar? |
| Business To Business › Re: Sos: Access Bank Stole Client's Fixed Deposit - What Should I Do by aeu1(op): 8:23pm On Sep 22, 2013 |
Pls O, I seriously need further advise, this is a serious matter |
| Nairaland General › Re: Stripping Self To Avoid Arrest In Nigeria - A New Trend by aeu1: 4:57pm On Sep 22, 2013 |
I am responding to this thread for the sake of at least one person who will learn something new here. This stripping has a lot to do with the spiritual realm (just realise that mere mentioning of spirit will make many to object profusely), however, for those that are aware that spiritual realm exists: in witchcraft, one of the popular ways of overpowering a target spiritually and consequently physically is to manifest scenes to attract sympathy after the offender must have committed an atrocity. The background to all these stripping is neither scientific, nor psychiatric in most cases as alluded to by many commentaries in this thread. Someone mentioned soldiers would not capitulate, if they are overpowered spiritually, they will equally turn back on a definite note. Lesson: the main reason I post this is that, though we may not have encounter of our offenders striping, many times we nevertheless do experience the same spiritual operation at work. E,g,: assuming you are a manager in an office, your cashier STEALS say N1m, when she closes for the day this shortfall was detected, she (the cashier) weeps, or evoke similar scene, naturally, you normally would have have her arrested or call her guarantor to make up for the loss, but if you in the NORMAL WAY OF SHOWING HUMAN SYMPATHY console her, perhaps, issue her handkerchief considering the volume of tears she is actually shedding - that case will automatically become closed. I am not saying this happens in all instance, but it is a simple tool used by withes/wizards to escape after committing even heinous atrocity. The keyword here is discernment. Similarly, some evil parents purposefully "download" serious or constant sickness or unnatural poverty in partnership with demons and use it as a trap to financially drain their SYMPATHETIC children. Ordinarily, my post does not make sense to reasoning, that is exactly how spiritual issues affects mere casual physical matters without detection. Having this background in mind, will you still blame those police? Someone will equally notice the preponderance of this behavior in localities where people there tend to have a high level of spiritual consciousness!!! Conclusion: as much as it's good to be sympathetic, try and avoid being TRAPPED by agents by being prayerful and observant, especially where when you encounter a sympathetic scenario yet your spirit does not give you inner peace to show sympathy. Someone will immediately recall a typical motor park in major Nigerian cities ........ traps for sympathy along with genuine cases. Some beggers there are housing estate owners!!!!! The world is full of evil. As earlier submitted, please kindly don't waste your time criticizing my position, I am passing info to a soul that badly need this piece. God bless you all. 1 Like |
| Business To Business › Re: Sos: Access Bank Stole Client's Fixed Deposit - What Should I Do by aeu1(op): 1:51pm On Sep 21, 2013 |
new paparazzi: I think you can contact the following numbers to lodge a complaint:08057101365, 08057008273, 08057008200. If your story is true then you can take the bank up. Dont forget to update us the way it goes.Sir you did not mention which institution's numbers are these, thanks, further contributions still welcomed |
| Business To Business › Sos: Access Bank Stole Client's Fixed Deposit - What Should I Do by aeu1(op): 8:29pm On Sep 20, 2013 |
It actually started in the days of the then Equity Bank In Ikot Abasi, Akwa Ibom, a lady subscribed to a 30 days fixed deposit account with 10% interest in 2006. There was a letter to the effect that the principal & interest should be rolled over at the usual 30 days expiry date. Intercontinentalbankplc latter acquired Equity bank and this scenario was sustained, however, Intercontinentalbankplc closed Ikot Abasi branch where this lady's account was domiciled and moved all clients' accounts to her branch at Wellington Bassey way, Uyo. Access bank then acquired the bank. Believing that she is still covered by the standing order she signed, she hardly checked her account. Last month she visited her branch only to discover her Principal amount of 100k in the fixed deposit account has been stolen since 2007. leaving only few thousand naira interest. as balance - going by the statement she was given! The bank branch officers and manager no longer pick her calls, apparently because they don't have any cogent explanation. Please this matter is brought here for advise, where can she report to to recover her hard earned money from fraudulent bankers, Central bank, police or EFCC and how can one go about it? |
| Car Talk › Re: Need Advice On Which Golf 3 Engine Spec To Buy by aeu1: 2:47pm On Sep 19, 2013 |
itsmayiela: I use a 1.6L engine and it came with a factory fitted chilling A/C.bros, sorry, you claimed to have a 1.8l engine here https://www.nairaland.com/1224458/what-best-coolant-golf-3 sure of the exact engine? |
| Car Talk › Re: Need Advice On Which Golf 3 Engine Spec To Buy by aeu1: 1:58pm On Sep 19, 2013 |
Forum members, kindly advise:I've heard severally that 1.6L engine when it gets old, the weight of Golf strains it, is this true, and if one, prefers 1.6L engine with Factory AC, is it available? Some people are claiming 1.6L engine don't have factory fitted AC N/B: 1.6l sized engine with AC is preferred because of insistence on minimal fueling expense. Advise please |
| Autos › Re: Registration Of New Plate Number by aeu1: 6:08pm On Sep 17, 2013 |
How can yr clients confirm whether your no plate is authentic, online or go to FRSC office |
| Autos › Re: Fhemmmy Motos Needs Your Advice To Improve And Satisfy YOU by aeu1: 11:25pm On Sep 07, 2013 |
Fhemmmy: Waoh, Sir - I will give it to you that you are a brain . . . If you dont mind, could we rub mind outside of Nairaland, wont mind to call you if that is OK, with you.Sorry for responding late, was in a village then. Yes with utmost pleasure, we can chat +234.8.1.6.6..4.8.3.3.2.5 |
| Autos › Re: Fhemmmy Motos Needs Your Advice To Improve And Satisfy YOU by aeu1: 1:53pm On Sep 05, 2013 |
You know the biz you're into in more like semi white collar job. Implications: It is increasingly going to become competitive except Naija seriously go into car manufacturing. To entrench, why not think of robust online original parts supply for new car models, and/or set up Modern Auto workshop locally compliment with inbuilt training college that awards diploma from US college. on Mechatronics or collaborate with a university to award degrees and possibly site more branches in different towns in Nigeria after some. years. I tell U, Private schools are booming investment here, moreso, u award foreign certificate and impart scarce practical skills. Of course, you are making profit, but you are not properly positioned in auto industry. Even here in Nairaland, it is not car suppliers that is the biggest problem, but dreath of well trained technicians - invariably, that is where the most juicy opportunity lies. This is not the kind of advice you may expect, but meditate on it, of course you have to partner to make it easier to accomplish this vision |
| Autos › Re: Registered Honda Civic(1999model)420k by aeu1: 10:42am On Sep 03, 2013 |
any AC in it? also, disclosure the state of the gear |
| Health › Re: Can Garri Cause Blindness? by aeu1(op): 4:21pm On Sep 01, 2013 |
Very informative n educative. I mean, some misconceptions could hold people really tight. Do you know the number of even medical workers that insinuate that garri blinds the eyes, I wish MOD pushes this post to frontpage to educate the public |
| Autos › Re: Renewal/registration Of Vehicles @ the Cheapest Rate Ever Within 24hrs by aeu1: 2:40pm On Sep 01, 2013 |
johnson33: FOR ENQUIRES CALL:Op Is your number plate genuine, are you supposed to be FRSC agent or just using connections to get the plates. how can we confirm your plates are real? Kindly respond |
| Health › Can Garri Cause Blindness? by aeu1(op): 2:41pm On Aug 29, 2013*. Modified: 9:26pm On Aug 29, 2013 |
There has been this insinuations that garri can lead to poor vision in the following ways: 1. Consuming hot garri (eba) with alongside soup 2. Soaking garri without drainaing water to remove chaff. My main argument here is when we prepare garri with hot water, this ritual is not observed. 3. White garri - the ones fried without palm oil. Is there any relationship between garri and deterioration of vision in any way Pls let's try and contribute, since garri is a staple food that is regularly eaten over here. Tnx |
| Phones › Re: Phone Engineers On Nairaland Willing To Assist You - Part II by aeu1: 10:27am On Aug 29, 2013 |
aeu1: 1Nokia e71x |
| Car Talk › Re: Which Of These Is A Better Minivan With My Budget? by aeu1: 6:42pm On Aug 27, 2013 |
OP, why not buy Picnic and have rest for your soul. I've seen Picnic being offered for sale here on NL for your budget, car market is buyers market. Picnic has 6 and 7 seats specs. Post your demand in Autos section and receive offers. All your adumbrating on Mazda MPV n Odessey is really uncalled for, be nice to accept that best lies not in appearance but hassles free experience in what'll be your choice Regards 1 Like |
