₦airaland Forum

First session of Dialysis ongoing. Thanks to everyone that contributed in Cash and Kind. May God continue to bless you.

In need of financial Assistance for a friend/employer who is down with Kidney failure

Name : AbdulSalam Mu'min

Diagnosis : Chronic Kidney Disease (Kidney Failure )

Hospital: Ladoke Akintola Teaching Hospital, Osogbo (Lautech ).

We presently need money for Dialysis (3 Sessions), Tests and Drugs.

Estimated cost: #350,000 (The doctor said they will only know how to proceed after the first 3 sessions of dialysis and tests). Further financial assistance might be required.

Account Name : AbdulSalam Ayoola M (Brother)

Account Number: 3098699918

Bank: First Bank

Thanks in anticipation.

In need of financial Assistance for a friend/employer who is down with Kidney failure

Name : AbdulSalam Mu'min

Diagnosis : Chronic Kidney Disease (Kidney Failure )

Hospital: Ladoke Akintola Teaching Hospital, Osogbo (Lautech ).

We presently need money for Dialysis (3 Sessions), Tests and Drugs.

Estimated cost: #350,000 (The doctor said they will only know how to proceed after the first 3 sessions of dialysis and tests). Further financial assistance might be required.

Account Name : AbdulSalam Ayoola M (Brother)

Account Number: 3098699918

Bank: First Bank

Thanks in anticipation.

Even though the drug goes for a solid price of #100,000, I will give 20% discount to anyone that comes from this thread , so that the person can testify to the efficacy of the drug on the thread

zoedicus:
By the way, please who can testify to This guy's "cure".
Who has gotten and used his herb and it worked?
He said he has helped more than 5 families on NL.....

just seeing this. I would have dropped numbers of users here for confirmation but I value confidentiality. I believe one of the users should have stumbled on this thread and discredit my claim if the drug had not worked.
Screenshot from a user that the Child genotype changed after taking the drug. Even though I don't promise change in Genotype, but I guarantee that user will NEVER have CRISIS again.

ogb5:
I dont think that you have learnt the real lessons. The way forward you are proposing is still a mistake.

In cassava cultivation, you make your profit if you calculate with a realistic sales price.

You seem like you are a victim of sweet talking Internet farm consultants. How will someone tell you that cassava will sell for 70,000 naira per ton? It will never happen and has never happened.

Turning large scale cassava farm into garri is the next mistake that you are about to make. Garri making is a slow process, it is capital intensive also, you will spend up to 40% of the garri sales revenue on paying the workers who process the garri.

The bad part is that garri processing is slow. So your 100 acres of cassava will take months to process. The cassava in the farm will go bad within the months that your are processing.

After spending months to process the garri, you will find that it is difficult to get the bulk money from the garri sales.

Take the cassava to the factory and collect the 200,000 naira profit per trip. Use this method to try to recover your expenses on the farm before the cassava goes bad in the ground.

Thank you very much sir. I wasn't sweet talked by any dark consultant. I have sold Cassava at even #80,000 per Ton before. So the #70,000 was just the average price.
As regards the Gaari, I chose it as an alternative because:
1) Companies too can be funny sometimes. Sometimes they take Weeks to pay. Other times, they frustrate is to the extent of abandoning goods with them without pay at all.
2) I have had cases whereby the Truck got spoilt on the road and we spent over 5 days to repair it. By Tue time we got to the Company, the Cassava has spoilt and it was rejected.
Both options has its advantages and disadvantages.

stagger:
OP,
Well, you have just learnt some lessons that people like me have been preaching here for a long time, and others too.

a) Prices of crops in Nigeria have seasonal variation. Cassava, palm oil, maize, etc are examples. Nigeria has no commodity boards that buy from farmers at guaranteed prices the way it is done in the West. They became cesspools of corruption and were scrapped by either PMB or IBB in the 80s(one of them. Dunno who). Since then farmers have been on their own.

b) Cassava has a peculiar situation. Once harvested, it rots in 72 hours. So the cassava farmer is at the mercy of the companies and their middlemen. Even if u sign an agreement to supply at a specific price, a company can renege and u will bankrupt your little savings feeding lawyers, court registrars and the police trying to get justice.

Some middlemen and processors actually wait until u have harvested. After day 2 and u are in dire straits, they show up and offer ridiculous prices. You then have 24 hours to take it or lose everything. Time decay becomes an issue to contend with.

This is why I always say: never plant cassava without a processing plan. You should either setup your own gari or fufu processing factory, or arrange with a processor to use their facility to do it. Partner with other farmers, pool funds together and setup your own facilities. Must be no more than 10km radius from your farms.

The act of even drying cassava into cassava cakes will prolong the shelf life. You can then process the cakes further.

If you know what gari is sold for in West African countries, you will be shocked.

You have learnt your lesson. Sorry about the disappointments.

WAY FORWARD
If you still have unharvested cassava, please arrange for local women to process it all into gari for you. The emphasis now is on capital preservation, not profit making. Then sell you gari when prices pick up a little. Red gari can stay up to a year under proper storage.

Do this and live to fight another day.

lesson learnt in a hard way. The way forward is to Set up a Gaari factory.
And even if a Tonne of Cassava sells for 1 Million Naira, I ain't planting it again.
It's better to go for the preservable crops.

greenmonk:
whats your location and what specie of cassva is it

Osun State. We have different varieties. 419 included

MDDarah84:
My Garri factory is of 2 equipments.I have 2 graters,2,sifters,8 manual fryers,2 pressers.I can lease 1 of these equipments to you for a 6 weeks to process your garri

i guess you are in Oyo State. Transporting it to your location is added cost that sucks out sales. I guess you understand my point sir

healthserve:
Can I have the sticks? Like 1500 bundles?

of you don't mind the distance. You can chat me up. Number on my profile

After Cultivating over 100 Acres of Cassava, selling it has been very difficult.

We didn't just find ourself in the mess, we planted based on Companies promise to pick it up when it's ready for harvest.

We planted at a time when a Tonne of Cassava sells for #70,000 and a Congo of Gaari sells for #500.

Fast forward to harvest time, the price has crashed. One (1)Tonne sells for as low as #15,000 and a Congo of Gaari sells for #100.

Companies refused to come down to pick it because they have farmers begging to supply them at their factory.

I tried supplying two different companies, I realized that the money spent in harvesting and transporting the Cassava to the company supercedes total sales made. Eg, I spend as high as #250,000 to harvest and transport 30 Tonnes of Cassava to the Company. They buy the 30 Tons Cassava for #450,000. Meaning I made sales of #200,000 for a Cassava that's worth 2.1 Million Naira.

***Even though I have a signed contract with one of the Companies, to supply 2000 Tonnes of Cassava every Month but the cost of hauling it down is the Challenge

The alternative was to
*process the Cassava into finished product (Gaari ). But it requires having one's factory.

*Or to buy a personal truck, since the haulage is what takes away larger part of the profit.

Lesson learnt.

I have decided to desist from planting perishable crops (Cassava, Watermelon, Cucumber etc) in LARGE QUANTITY.

I planted Maize, Melon, Soyabeans, Beans etc. I discovered that these crops are preservable and can be stored for a long time till one gets a desirable price to sell.

Way forward on the present Cassava on ground

*I need assistance of logistics company that can lease out their Truck for us at a cheaper price to convey the Cassava to the Company.

*I need partners in establishing a Gaari processing factory in my area. We have raw material (Cassava) in VERY LARGE quantity wasting away.

okoroemeka:
if you staked 2 acres,I am sure it will give more yield than no staking on 10 acres,don't even be surprised to see 1 acre that is well managed surpass that 10 acres that is not staked in yield, cucumbers that are left to crawl on the ground yields 30-40% less and the remaining fruits u will battle ground insects,rodents/animals,5-7% will not be seen to be harvested,we have planted 700 sack bag with cucumbers on half plot+ and it gave 50 bags,we have planted 5-6 plot of un staked cucumbers it gave 40 bags

i know sir. working on Staking parts, only that it will take a longer time.

Expecting an average yield because I couldn't stake it, considering the size of the farm

After manual weeding a Week ago, I did cover spray today.
Hoping to make Millions on this farm oooo. It's 10 Acres.
@Okoroemeka, thanks for everytime mentorship. Can you help get a suitable buyer?

AGDfarms:
Sorry I really feel sorry for her

We have DRY PLANTAIN FLAKES (UNRIPE) in large quantities.

Pls chat me up on 07039530457. I might be interested, depending on the Colour(White) and Price

unikwa:
You asked about the price. But the story is not straight forward.

I'm planning a trip to Atlanta, GA. I'll try and put a tractor on the sea before I return.

The US is awash with used tractors. But I have to get something from Atlanta environs, so as to reduce the cost of delivery to the shipper.
From what I found out, it costs about $4.50 per mile to transport a tractor.

So let's say you purchase a tractor from someone 200 miles away, the delivery cost to the shipper would be about $1,000.
On the other hand, if the distance is 50 miles, delivery to the shipper would be about $250.

Brands:
I looked around for a Fiat brand that you mentioned, I found them for sale mainly in Europe. Nothing in the US.

So if you want something from the US, you have to settle for brands like Massey Ferguson, Ford, John Deere, Farmall, Kubota, etc.

Parts availability:
The parts are easy to get in the US. I don't know about Nigeria. I do see a lot of those brands in Nigeria though. So I would imagine that the parts are available in Nigeria.
Also, I heard the parts are inexpensive and they are easy to fix, compared to other brands.

Shipping:
I'm not sure yet what shipping costs. But my preliminary search shows it'll be roughly $1,000 to Lagos.

Clearing:
I will use a clearing agent in Lagos.
I don't yet know what the customs duty + clearing will be.

Rough estimate:
Let's make the following assumptions....

Tractor: $5,000;
Delivery to shipper: $500.
Ocean shipping (US -> Lagos): $1,000.
Customs duty + clearing fees: $2,000.
Misc: I will charge you an extra $500 for my troubles + mechanic's fee.

Total: $9,000.
@N360/$1,
9,000*360 = N3,240,000.

Note: the customs duty is an unknown at this time. It could be less, it could be more.

---------------------------------------------------------

I think the above is a good estimate.
Now, instead of a $5,000 tractor, you could opt for say $3,500.
In that case, total = $7,500.
7,500*360 = N2,700,000.

---------------------------------------------------------

Payment:
This is the hard part.
If the trust is there, you pay beforehand. Your money is safe with me.

On the other hand, if you have to pay after delivery, then it would amount to me selling a N5m tractor to you for N3m. I could as well just sell it to someone else for N5m. I'm just being frank here.

The other option is to use some type of escrow service.
Of course, they charge extra fee for that.

--------------------------------------------------------

Reliability:

I will go with a mechanic to check out the machine to make sure it runs, and that tires are in good condition before I buy.
Beyond that, you're purchasing a used tractor AS-IS.

Generally speaking though, US farmers are very good at maintaining their machines.

---------------------------------------------------------

Examples:

https://www.tractorhouse.com/listings/farm-equipment/for-sale/30368517/massey-ferguson-135
MASSEY-FERGUSON 135
$6,500

https://www.machinerypete.com/details/40-99-hp/1975/john-deere/830/19689740
John Deere 830 Tractor
$4,750

https://www.machinerypete.com/details/40-99-hp/1980/ford/3600/19699351
Ford 3600
$4,900

https://www.machinerypete.com/details/under-40-hp/1985/massey-ferguson/1030/19698385
Massey Ferguson 1030
$3,999

Thanks for the detailed response, i appreciate. I will get back to you asap

unikwa:
What type of tractor are you looking to purchase? I may be able to import a decent tractor at reduced cost.

Older tractors like the following are strong, have spare parts, and low-cost:
Ford 8N, John Deere 60, Oliver 77, Massey Ferguson 135, Farmall H, etc.

Of course, delivery by ocean to Nigeria will take anything from 60-90 days. So if you are looking for something to use immediately, my idea may not work.
Leave your email address. Let's chat further.

We can continue with the discussion here because other people might be interested.
I prefer the FIAT tractor model because of the durability and genuity of the spare parts.
Then i will appreciate if you can state the prices of the Tractors mentioned above here sir. Thanks

2M gotten. 5M to go

NairalandAngel:
What's the maximum number of acres a tractor can plough in a day assuming it works at full capacity?

How many hours will it take me to get to your location from Lagos?

10 Acres
It takes just 3hrs to get to my location from Lagos
And we can chat on whatsapp sir on 0-7-0-39530427

NairalandAngel:
What is the daily lease rental for a tractor in your locality?

How many hours does a tractor work each day?

What's the daily running cost?

How much is the driver paid?

I hope you know athst the tractor's job is just to plough the land and not necessarily to clear it of bushes and trees

We dont lease tractor on daily basis here but rather by Acreage. A tractor ploughs 1 Acre for ATLEAST #5000.
A tractor plougs an average of 7 Acres per day.

As regards the running cost, i will base it on 1 Acre. An average of 6 litres of diesel is used to plough 1 Acre. And the tractor operator/driver is paid #1000 per Acre. So the running cost for 1 Acre is #2,380.
That leaves Is with a profit of #2,620 on 1 Acre.

Its always good to pay the driver based on the number of Acres He ploughs, that will motivate Him to plough more.

Still awaiting feedback.
My contact: 070-39530427

Still awaiting feedback.
My contact: 070-39530427

It has to do with TRACTOR.
I have acquired over 600 Acres to cultivate cassava this year.
If i have to plough the land, i will spend atleast 4 Million naira.
A Tokumbo tractor in good condition cost less than 5 Million naira.
So, i am thinking of a way of acquiring a tractor so that it can make the farm work easier.
Osun State Government has a whole has just 8 tractors and just 2 is in good condition.
So, if i can get one for myself, asides my personal work, it will be benefitial to all other farmers around as LEASE.
I have done all the calculations and i can guarantee that if i get a tractor through LOAN or HIGHER PURCHASE, I can pay it back in just 1 farming season (8 Months).
I wouldnt mind if anyone had an individual or organaisation that can assist in such area. I have a registered farm name with CAC and i have small collateral i can use to stand.
Thanks

Most business men invest on Buses and Trailers not knowing that tractor is more profitable.
It is accident free, last for over 20 yrs in active service and the daily ROI is high.

I am willing to pay double the price of the tractor in a span of 2 years.
And if there is anyone willing to partake in the purchase of the tractor through CROWDFUNDING, the person will be paid on Monthly basis based on the income generated from the tractor for as long as the tractor is in operation.

It has to do with TRACTOR.
I have acquired over 600 Acres to cultivate cassava this year.
If i have to plough the land, i will spend atleast 4 Million naira.
A Tokumbo tractor in good condition cost less than 5 Million naira.
So, i am thinking of a way of acquiring a tractor so that it can make the farm work easier.
Osun State Government has a whole has just 8 tractors and just 2 is in good condition.
So, if i can get one for myself, asides my personal work, it will be benefitial to all other farmers around as LEASE.
I have done all the calculations and i can guarantee that if i get a tractor through LOAN or HIGHER PURCHASE, I can pay it back in just 1 farming season (8 Months).
I wouldnt mind if anyone had an individual or organaisation that can assist in such area. I have a registered farm name with CAC and i have small collateral i can use to stand.
Thanks

Most business men invest on Buses and Trailers not knowing that tractor is more profitable.
It is accident free, last for over 20 yrs in active service and the daily ROI is high.

I am willing to pay double the price of the tractor in a span of 2 years.
And if there is anyone willing to partake in the purchase of the tractor through CROWDFUNDING, the person will be paid on Monthly basis based on the income generated from the tractor for as long as the tractor is in operation.

FarmsEquipment:
Buy more than one of our products and enjoy a very high discount

you did not give any reply to my message

FarmsEquipment:
We can supply to anywhere in Nigeria in less than 48 hours. Call: 09084811244

you don't seems to have a whatsapp number. The number I copied isn't on whatsapp. How much is the battery sprayer

okoroemeka:
it can be bought and way billed to you it depends how many metres you want then we will mail you the price

the one that will cover for 1 plot

okoroemeka:
total number of sacks is 506 bags,the spacing is not much considering that we are using phostrogen fertilizer on it so we are expecting an explosion of foliage and lateral shoots.

please how can i get the black nylon laid on the soil. Name, Price and where to get it. Thanks

please can.you help me get very cheap solar light from China?
Specs: Solar Panel, atleast 3 bulb source, Phone charging port. (i wouldnt mind if i can get size that powers TV and Fan too)

FarmsEquipment:
Here's the new available number: 0908411244.

drop your whatsapp number

Heartbender:
We currently have more than 400 Tons of maize for sale. Call 08034753554

I can buy all depending on your price ler tonne