As a Nigerian small business owner, I must really commend what Fair money is doing.

It pains to know that people still fall victims. If you ever need to take a loan come to Nairaland to check for legitimate loan apps. It was on this same street i found out that Fairmoney is legit, if you check the forum you will see credible options like banch, fair money. carbon, dole etc

I totally get your point, but then some of these loan apps need to be checked!, some of them are actually nice when it comes to paying back loans, i remember one-time Fairmoney gave me extra days because i was unable to pay back my loan on time. If Fair money can be this good, then i think others need to emulate them.

vunajohn:
People failed to follow instructions and conditions attached to it. If you know you are nit capable paying back loan do not try it. The loan company is not a charity organisation and People should understand this, and they use all means to get back their money. So let's forget our stupidity in trying to justify what is wrong

These stories amuse me. I will never let any body assasinate my character or debt shame me. never! that is why i always look before i leap, i ave been using only fair money to secure my loans for a while now and it has been piece of cake for me

Why do people still keep using these apps with notorious recovery process? I have only been using Fairmoney and i have never faced an issue like this. RIP to the dead

Jacobx007:
Who ever works for those evil loan companies will never end well, Do you know how many people they have killed in the course of their illegal loan recovery processes and the so many curses they have incurred on their heads?
Leave his friend alone, it's SOKOLOAN that has killed him and that's how all their employees will die

Wow. Despite all what we have been on preaching on Nairaland . If you’re thinking about taking Loan use platforms that will not debt shame you. Try carbon, FairMoney, dole please.

i noticed the same thing last year too. Fairmoney is not known for negative things.

techboss1313:
Why do i feel like this post was made to just spoil the image of a brand . Cause the story no add up. I use fairmoney and i have never had any bad experience.

Fair money gives 21% ROI on investment boss

MartinsD12:

All these is rubbish if there is no investment plan , branch gives 20% on investment , what investment does fair money gives?

Fair money raises the bar again. free debit card will they deliver it to my house?

My problem with you people that want to promote another brand is how you keep slandering another person’s brand. You can actually promote your brand without lies. Fair Money has a very medium interest rate

avalon7:


Fairmoney interest rate is insane!
Eazymony has reasonable interest rate but don't even think of defaulting , they will start disturbing your life a day before the due date

If it’s the same fair money I use then I think you’re wrong sha. They currently have the best interest rate in the market

Bakerdav:
that is wat they use gain customers bcs they don't send blackmail msg ,but there interest mad gan o but they will keep sending SMS to remind u about ur overdue loan repayment and threat msg that they will report u to credit bureau soon

And if you take a loan from Fair Money, pay back within 15 days they will not take interest from you.

effico:
Op, I have been dealing with these loan apps since 2018 and I know the cons and pros of all of them. Let me tell you from experience that none of these Loan apps are worth the risk of getting funds from them. They will drag your name to the mud. All those advertising fair money are only after what they will gain from referring you to Fair money.
Carbon, Branch etc are all loan sharks who can make you poor overnight.

If you must take loan, it should be only for business. Finally, if you must take loan, let it be from your bank. Banks have very low and attractive interest rates. Let me give you example, standard chartered charges monthly interest rates of 1.083%, union bank is about 3%, etc. No bank in Nigeria charges above 3% per month. Avoid all these loan apps, they are no good. But if you can, avoid loan generally.

If it’s the same fair money I use then I think you’re wrong sha. They currently have the best interest rate in the market

Bakerdav:
that is wat they use gain customers bcs they don't send blackmail msg ,but there interest mad gan o but they will keep sending SMS to remind u about ur overdue loan repayment and threat msg that they will report u to credit bureau soon

What is their interest rate? I know fair money interest rate is very cheap. they even cancel interest if you pay back within 15 days.

gymnasium:


I use palm credits bro they're reliable though i try to pay three days before due date or at most on the due date.....check am na e no dey easy to release money to someone you don't know or see

Pay your debt on time and you won't have problems with them

Just because you want to promote your branch you don’t have to slander another company. Fair money guys have tried for Entrepreneurs in Nigeria.

Bakerdav:
Branch is the most best of them o. Don't let anyone deceive u,fair money as there name implies fear them o,na Interest go kill d person,

For entrepreneurs and people looking to start a business soon. They should use fair money, fair money interest rate is the best out there. Sometimes you will not even pay interest when you sort your Loan very fast.

Bakerdav:
Branch is the most best of them o. Don't let anyone deceive u,fair money as there name implies fear them o,na Interest go kill d person,

Anytime I see a post like this, I get this urge to beat somebody, the good part is I will never experience something like this as I use only fair money to take loan for my business. If you need help with getting it right with fair money tell me I’ll be glad to help

Thanks for this insight ramzy, people should stop patronizing character assasinators. I have been using Fair money for one year now and i am enjoying it.

Ramzyranks:
As much as i would love to blame the company, you also have blame to share. Stop patronizing loan companies wey no get bearing. there are a lot of loan companies out there that have credibility. I have used Fairmoney and i also heard Carbon is good

You just come tell people to come and take loan. lmaoo. Please dears use only the legit loan platforms o. Use fair money they are good, try carbon, try dole

Beermoney1:
Good day Team,

If you have Krypto and you don’t want to sell hoping the price might go up. Get up to NGN200,000 loan, no paperwork.

For SMEs that are just starting and they need loans to help push their business forward, they can just get loans from verified sources, like FairMoney, carbon, dole etc. The loan can give them a headstart in achieving their set goals.

Ohhh damnnn. i really hope you get out of this soon bro. people on this forum still need a lot of sensitization. Let us use reliable loan platforms, I'm talking about Fair money, Carbon, etc

siyeke2023:
Hello nairalanders,

A loan app send me a mail that i have been served. I tried paying back, but i couldn't find the app on play store.

But i am weary of the supposed attached letter, as its a bit shoddy.

Kindly advise.

So this is the way it works, a lot of these loan sharks are not registered with the government, so this gives them room to just behave anyhow because they know that nobody will check them. That is why people should need to wake up, there are a lot of digital banks that give reasonable loan out there. Fair money, carbon etc. I heard they are all good but I have only tried Fair money and I am good with it

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

Bro I get what you’re saying, but then there are still good people out here. I am an entrepreneur I make shoes and bags, and sometimes I will need to buy materials urgently and I may be cash strapped, so I take loan from let’s say FairMoney and when I make profit I pay fair money back.Most Nigerians just need to learn good habits and everybody will be happy

Tzar:
All lenders do it either subtly or aggressively. I suggest if you can’t take the heat that comes with loan or debt repayment, DO NOT TAKE LOANS.
You need to see how repossession, eviction and loan recovery is done in the US, you will think you committed a capital offense.
It is ONLY in Nigeria that debtors feel creditors should understand & be linient.
I am not in the financial sector, but I know Nigerians are terrible people when it comes to paying their debt. They will rather spend money on spiritualist to make creditors forget their money. What a country, what a people!
Just try to give a Nigerian a loan from your hard earned money & see their true nature come out.

I like how Nigerians are waking up to see that there are still good loan companies that mean well. As an entrepreneur I have built my credit score so high on fair money that they borrow me big money to finish projects.

chumsfortech:
Every human has fundamental human right but that does not also mean that people should intentionally disappear with loans they took. I am against character assassination too and I will not even try getting loan from any source. There are still a few good ones out there FairMoney, Carbon, dole, branch. Etc.

I can recommend some loan apps for you that will give you this money and still give you peace of mind

Ijoba85:
I'm looking for better loan sef of over 200k to pay 250k in 2 months. If you can offer me, let me know. Na business I want do, I no dey for scam o .