₦airaland Forum

Debit card ...

Works on Spotify and they just debited me some mins ago sef

silento:
Is it a debit or credit card ?

I use my stanbic ibtc master card ...

I get charged in naira ...

You don't need a dollar card to make payment again

silento:
please which virtual card can i use to pay for google play developers account or any method to obtain a card that can be used to pay for developers account that doesn't involve stress of Nigerian banks

Chief, use your money chop!!!

1 million won't go anywhere with how bad things are ...

Olodonairaland:
What country can I start a visa processing with 1 million naira , I want to apply as skill work visa.

Please nairalander I need your opinion
This is going to be without agent.

Eeya, you're doing great, helping out your siblings but i'd like to chip in 1 or 2 things.

What are the other 2 doing

See, there is only 1 Jesus and He died for us all, a long time ago ... Don't be another Jesus.

Lets the others get a job no matter how small to contribute, even if its 20 to 50% of the burden you're carrying... Even your brother in school should find something (legit) to do as side hustle ... Haba, you're not the one that put everyone in that condition na ...

Trust me, if you're not there (God forbid, if u pai), they'll find their way ...

This family burden carrying is the reason a lot of young people are dropping dead due to high level of stress, trying to meet up with "so called responsibilities"

I understand your momma's plight and that's acceptable but shouldering every little responsibility is a no no ... no let anybody fool u about one blessing or the other ...

As per the health thing, try do health insurance scheme for them ... u can get for as low as 14 to 20k (yearly payment) ... that will save u a lot of money buying drugs here & there ...

There's a limit to the amount of stress your body/mind can cope with .... don't allow it to overwhelm u ...

I might sound harsh but, your sanity and survival is your no 1 priority ... Stay blessed

MistyDense:
I don't know if anyone of you can relate to this. But to be truthful, I can't continue taking up these multiple responsibilities anymore.

I'm the oldest of four younger siblings, and we just have one Male among us, who is the Last born. I'm training him in sch, a tertiary institution. The other two girls are already done with their school and are presently learning some skills.
None is contributing anything. I work from Mondays to Sundays without Rest. From house rent to feeding, to medics, transport, sch fees, light bills and others, I do all of them. I make sure I work to earn every penny I make. It is so bad that I don't have any savings. My clothes are worn out cos I can't afford new ones. Also, I can't afford my soap and cream any longer because there are more pressing issues to fix.
The burden has become so much, coupled with stress from work. Sometimes I overthink things and breakdown.
My mum isn't working due to her sight. She's completely Without sight. I had to hire someone to be taking care of her as we all go out for our daily activities.
I'm thinking of asking my younger brother to drop out for now so that the burden can reduce for now, but I don't know how to tell him because I don't know how he would feel. He's already in 200L.. It will break him I know, but I'm trying to cut cost at least for a year first, before he can return back to sch. If this happens, I fear he may take his life, due to the passion he has for sch. He's a very bright student. The most academically sound person in my family.

A lot of pressure is on me. I don't want to do what other girls are doing. I don't want to start sleeping with men for money because I need to protect my dignity as a woman until I'm married. I've turned down a lot of suitors already because I don't want to drag them into my family's struggles and later they start insulting me for being a burden to them. I refused to marry for now because of this.
Life isn't easy and hasn't being easy since the loss of our dad 10years ago.

Sometimes, I stay in my room and cry all through the night. I can't share my struggles with anyone for fear of being mocked and insulted behind my back.
Sometimes I feel like running far away that nobody will be able to see me or even call my lines.
I'm really messed up.
At times, I feel like I should just vanish from the surface of the earth.

I'm just confused.

Nlfpmod

It should if you have the plans drafted out properly and know what u are doing & yeah, stick to a flat roof ...

And also, if u use direct labour but if na with building contractor, you'll spend wella ...

Most of these people are over hyping prices jare ... and some will still buy fake cement/blocks wiring for u

Sirchiboy:
Engineers in the house can 10m build two bedroom from down to finishing level

Bros, be calming down na ... 2015 13inches for 345k? Say wetin happen

Still bought one some 2 weeks ago for waaay lesser and its direct UK ...

If u want to get it sold faster, lower the price ...

I use the 15inch and i know how e be for mac world ....

alaricsaltzman:
13" MacBook Pro 2015 available for sale
2.7 GHz processor speed
Intel core i5 dual core
8GB 256 SSD
Price: 345k (negotiable)
Location: Ogudu/Maryland, Lagos
Call/WhatsApp: 08081734899

I pray and hope not but if it happens, its not the end of the world.

She go chop small slaps but we'll have deep dialogue and help her make a good choice "if" she wants to marry her baby daddy or finish what she's doing and move on with life.

Throwing her out is never a good thing. Na still my daughter na!!!

Principles are made for people and not the other way round!!!

The world won't end!!! We will overcome the issue and move on jare!

bigpicture001:
You have a young adult family of four children.. your daughter of about 22years got pregnant and brings it home...

As a father of the house what is your next line of action..?

The question nobody is asking is:

Se na tinted glass lead to insecurity

The answer is no!!!

We have left the way, enter bush ... Why do the masses have to pay for tinted glass?

The court should just ensure that registration thing is buried forever!!!

You're always welcome chief!!!

Together, we rise!!!

PoultryStuffx:
Thanks so much for your continuous response. I'll save a little more and get your recommendation. Thanks once again!

Well its not bad but with the experience i have, 8gb for mac is not advisable ...

it will work but when u try to run multiple apps, that's where you might not get top notch performance so, i'll advise u get 16gb ram version and 256gb storage upwards (512gb recommended) cos 512gb (my storage space), gets filled up fast when working and as a rule, its always advisable to leave about 5 to 10% of total space for better performance ... ...

The 2020 can be upgraded to MacOs Sequioa and will be relevant for a couple of years ...

M1 16gb ram, 256/512gb Storage is the recommended specs bro!

PoultryStuffx:
Boss, is it fair to get a 2020 macbook pro 2020 m1, 8gb 256 ssd for 1 million naira? And the version is MacOS Sonoma 14.4.1, will this work for my iOS deployment?

On point!!!

Its always advisable to have awopa at home ... soaked and ready to be used incase any malay wan show face ....

Malaria, especially typhoid, should never be toyed with

Kalulu44:
You had malaria and you run to pharmacist, when simple agbo would have cured

Wow!!! You've done really great keeping your chin up despite your status.

See, there's nothing to be scared or afraid of ...

I had a sister friend in church ... She got it via rape (armed robbers) ... Tried to kill herself, she was rescued, councelled and today? She's married with kids ...

The day we got to know, i was shocked to my bones cos we had lived under same roof, ate together, etc ... She was told to come and educate us about HIV matter ... after the speech, I went to hug her ... Cos the courage to still live ...

She didn't choose that path na, neither did u...

So, don't feel bad ... keep doing the best you can and i can assure u, you'll be fine ...

I believe with time, there's gonna be a solution but till then, keep using your ARV, ok

RetroviralS:
Before you scroll past, ask yourself: what does it mean to live with HIV in Nigeria at 20? Not just survive but thrive, build a tech career, and fight for your reputation.


✅I’ve lived through the fear, the stigma, and the silence.

✅I’ve skipped meds and nearly died.

✅I’ve built tech skills and found love. But many AYPLHIV don’t get that chance.

✅We don’t want pity.

✅We want access, support, and respect. That's exactly what we are providing at Retroviral Solutions (RVS)

I didn’t choose this path, but I chose how I walk it. If this story made you pause, share it. Let’s change the narrative.



#HIVNigeria #YouthEmpowerment #TechInNigeria #RealStories #NairalandVoices

Eeya ... pele ...

One of the ways to exonerate yourself is to have hidden cameras all over the house so u can have evidence of her hitting u or else, bros, na muritala u go appear one of these days ...

If she wan go, make she go ... atleast, no lose your hard earned properties

dbabs500:
Since we moved to the UK from Nigeria, its been a total change in situation. Whenever my wife and I have an argument, 3 ouf ot 5 times she will quickly pack her boxes and leave the house and then we resolve issue then comes back home or she comes back herself after her begging. Overtime now, she will just take few clothes and then drive off. Moreso its when we moved here that she started being domestically violent, using omo rogun, pestle to hit me, or slap me with left hand, or bite any part of my body. After we did marriage therapy session, I discussed all of these things, and she promised it will stop, but I just knew it in my heart that for her to have started to those traits, she wont stop. 2 days ago, we had an argument about her going to drop the kids at school without wearing pant and what she wore was a bit transparent, these are things we have talked about over and over again but she will end up doing it and tell me she feels comfortable without wearing pant.

A call came from my Nija friend, while talking i could overhear his gf grumbling in the background and some sort of argument started, he was now complaining to me about how his gf does not listen to him, shes always like a rebel, na him i dey advise am sey make she nor go marry nija girl now ooo, unless sey him dey sure, sey make him try to go other nationalities, this my woman dun dey back door dey hear me na so she show just push me comot for road, as i hold her hand na him she sey are u trying to hit me, omo na so she run enter room remove some clothes then drove out in her car, i come lock door based on sey as she dash out, she left the door wide open, i come go lock door with key, next thing i just see sey person enter house, all the way from where, from the back room window, she climb through window enter house, i try talk to her she slam door on me, she sha kuku drive out, i call her after 25mins, she nor pick, send whatsapp sey make i text am, i asked where the door key is, omo she ignore and didnt reply me. I left for work, 10mins after kids close school, my son called me and said mummy said i should call u to ask if ur at home or at work, i asked her why that is, she said to ask if i can pick them up. That day was my work day and her off day,in which na so we dey rotate am, but because she left the house she could not make it to pick the kids, the serious issue behind the above am talking about his, 3 weeks ago i was in nija for just 10 days, and the 9th day, my son was hit by her a car after school hours when she went to pick them, na barb i dey bard hair when she called me on video call laying down on a busy road that car has hit our daughter, i was calm and had faith, after taking her to the hospital all test came back good and was discharged same day, and after the traume she went through and myself and also the kids, cos my daughter who is my second witnessed this all scenario, madam promised she will never allow them walk home again, and i did same, but because of argument, she left the house and could not make it up while i was at work stating she went to fix her car. The parol enter my marrow, i come see sey since the kids nor even really matter to her, wetin come remain for the union, guys guys girls...take care.

I'm equally curious about H factor ...

Oo, which one come be that again like this

immortalcrown:
What is H factor? Does it have to do with accents?

If yes, how does accent guarantee success in marriage?

If u are in lagos, enter computer village and make enquiries ...

Brand new of that specs should be around 350k up ...

slim147:
I urgently need a brand new laptop
Spec needed.
Ram : 8G upward
HDD: 320G upward
Keyboard light !
Core i5 upward
Pls how much can I get this. ?
If you have this in brand new .
Contact me on WhatsApp 08032960222
Thanks

Broooo, put ur money for treasury bills .... Make e dey rest there dey yield some risk free interests while u decide on what to do ...

Don't let anyone fool u, 10million is a whole lot of money and must never enter the drain.

The pharmacy thingy, is sweet if u get a good location and u get a pharmacist/manage the finances well then ensure u are buying drugs directly from factories that make good drugs ...

Salon Think about it veeeery well before u put. money into this ...

Food Mart?? That's also dicey cos food is perishable ...

Whatever business u choose to do, start it with 1 million ... restrict everything to 1 milla ... to see how it works out then u can scale up with say 3 milla after studying for 3 to 6 months

Be extremely careful, so as not to lose ur funds oooo


ADDENDUM:

I consulted with my people for this field and I was reliably told u can try patent medicine store and register with NAPMED & PCN ...

U won't need a to hire a pharmacist and a pharmacist salary is about 250k which will likely kill your profits ...

Just add normal store goods like fleet (raid/baygon), air fresheners, cream, baby diapers, etc then add cold drinks/water to it ... U know, those daily need stuffs that people can't do without ... Get a good freezer to ensure people always get cold stuffs from u ...

No take shop on class A road ... find those class B or C roads (streets) ... E get why ... na cos of those regulatory bodies go wan use u chop die ...

Still limit the amount u spend on stuffs like this to not more than 3m ... Put the rest for treasury bill

Above all, pray oooo ... cos some people no want make person succeed for life

olafunny:
Hello Nairalanders,

It’s been a while I posted here. Feels good to be back.

I want to set up business for my wife with 10m capital, but we’re at a crossroad. We have 3 businesses in mind.

1. Pharmacy - We considered pharmacy because she spent years as an apprentice where she learnt the business of selling medicines and she has a license. However, from our research we discovered that she needs to hire a pharmacist. Another problem is the finding a location. We live in Ojodu and the area is filled with Pharmacies already.


2. Hair salon - Our second option is a modern salon where she will also be selling wigs and every other hair things. She can plait hair but she needs to upgrade her skills and possibly hire a stylist. But we know nothing about hair business. The importing and risks involved.


3. Food Mart - The last option is selling food stuff. My problem with this is that it might be very stressful for her especially because she wants to sell wholesales. Also, we both do not have any idea how the foodstuff business operates.


All I need, fellow Nairalanders, is advice on what business is less risky and profitable for her to run. I won’t be actively involved.


Thank you as you share you experience and expertise 🙏🏽


Lalasticlala
Seun

Assist to push to FP

Covid dealth seriously with them for China ... they were burning bodies in hundreds of thousands on daily basis even till last year ... but its all hidden from mainstream ...

Do u remember their child birth policies?? That have come to bite them in the yansh ... now they are allowing their people to give birth to as much as they want ....

So, population decline is already happening ... even Japan has same issue

ElevationD:
How have they come about this calculation? Should we expect the Chinese population to dwindle so drastically? And America too? Presently the Chinese have a population close to 1.4 b and the Americans over 350 m.

Ministry of interior - Immigration, Prisons & Civil defense never collect till this night, 3rd of September 2025.

Jmandotcom:
Yet to receive alert, who else?

Oga, X that roof style ... the cost will drain your purse ...

Research into flat roof design ... its cheaper, better and faster to do....

Don't let those thieves tell u "if a roof is not high, the house will not be cool" ... that's the biggest scam of the century ...

Na my 1 cent advise be that ...

kingvicking:
Good morning nairalanders

Please engineer, Site supervisors, Carpenters and anyone with house roofing related experience

My housing project just got to roofing level, Please I need anyone who can give me idea of quantity of materials to prepare for,

Based on a list I used to roof our block of shops last year, Stuffs needed may includes;
Wood
2 x 2 =
2 x 3
2 x 4

Boundles of Ghana Zinc=
Alluminium Parafet
Ridge cap
Eve angle
Gutter trimmer
Zink nails
4 " nail
3" nail

Anyone who can help with the idea of quantity of each material to prepare for is much appreciated.
See attached pictures for proposed roofing design.

You're welcome chief!!!

Pls ensure you check it very well to avoid buying "abroad stolen mac" ... cos na dem full market

PoultryStuffx:
Thank you so much for taking your time to explain to me.

I'll consider my budget and purchase either the M1 or M2.

My chief, pls once u are able to establish contact, let me know ... I'd like to be part of it!!!

Ishilove:
Anyone? I'm guessing there may be someone who has her contact details. Please if you do, can you send it my PM? Or I can PM you if you prefer that.

He had a serious accident and passed on ....

CJStarz:
Who was he, please? A member of this platform? What could have happened to him?

2015 won't work ... Cos the MacOs is stuck on MacOS Monterey 12.7.6 and to publish iOS/MacOs app in 2025:

To publish an iOS app in 2025, you'll need a Mac running macOS Sonoma 14.5 or later to use Xcode 16, which is required to build with the iOS 18 SDK. This is because, as of April 24, 2025, all new and updated iOS apps must be built with an SDK for iOS 18 or later to be accepted by App Store Connect.

And that means you'll be need a 2018 macbook pro up or to better still, future proof your investment, get a 2020 macbook pro so that will give u say, 2 or 3 years life without u needing to upgrade again or best bet, buy a 2022 M2 jeje!!!

There is another option which is to buy a high end 2015 and via patch, install a higher MacOs which is unofficially unsupported but u might give it a shot sha ... And if u choose to go this route, ensure u "always" have backup of your codes/stuff cos the Os can sometimes, have issue.

PoultryStuffx:
Please kindly recommend me the cheapest Mac laptop to buy to solely deploy iOS application.

I was thinking of purchasing a MacBook pro 2015, what do you all think?

U dey use your life savings play with single mother you are nacking

Safe trip bro ... you both on same mission:

You are using her to cure your konji while she sef wan use u cash out!

Person wey wan die, don meet person wey wan kee am ...

Congratulations in advance sha ...

1 thing i know, it might not end well, especially with that big 4 milla biz she wan embark on ... she go use style and the power of kpekus to drain u ..... mark my words bro

Hemanwel:
I have a single mother I am befriending at my workplace. This lady has a personal business she's running. Recently, she got a business proposal from one of the companies she sells their product. The business proposal has the capability of giving her a breakthrough in the sales business, because if her turnover is seen to be impressive, the company will make her the sole distributor of the product in her locality. However, She's required to commit about N4m into the business according to the proposal.

Now, the challenge is that, she ain't got the dough; and she's been singing it to my hearing cos she knows I have the money. How did she know I have the money? I did a transaction a certain night; I then mistakenly sent the debit alert to her as a proof of payment for the transaction before editing the balance.

I do not plan to marry this lady, neither do I plan to be with her for long. I am only using her to cure konji until I finally get the girl I want to settle with. Besides, I have other plans for the money she saw in my account. Now, how do I convince her that she's NEVER in my plans with respect to that money she saw? This is a lady who thinks because she's single and I am also single, and that we are 'chopping' each other, it automatically means she's my woman. In fact, she'd once asked me about my plans of wife-ing her.

Get another hard drive, put windows on it.

Remove the hdd that has your files on it and keep.

Cos even if u create another account, there are sure ways of accessing files on the other account!!!

sirblend:
"Good evening! I want to give a laptop to one of my staff, but I don’t want any files or documents to be copied out. How can I lock it so that nothing can be transferred or stolen?"

Hey chief, you're simply not disciplined!!!

Get disciplined about your choice of friends/dates jare ... any ex should remain ex ... nothing like keeping them around ...

And the dishing out money to all your exes, is a no no...

Eddodoh:
I have problem keeping a serious and committed relationship.

I always found myself keeping multiple partners & still maintain contact with some of my exes which add to the pool of women in my circle. I find it difficult to detach from them.

This really drains me emotionally and financially as I could get several demands from these ladies at the same time and it really stressed me. Moreover, age is no longer on my side.

In the past, I have lost good girls who were really committed but because I wasn't committed, as I had to juggle all of those girls together.

How do I do away with this problem? I will appreciate any suggestions or advice.

Una no go kee person with laughter ooo ...

But you're very very correct sha!!!

dollytino4real:
If u don't have to spend mind ur prick and keep it in ur trousers,

So many things are responsible for car breakdown ...

Most of which i'll call "Mechanic Sabotage" ...

Yeap, you read that right!!!

The mechanics don't want your vehicle operating normally so you keep coming back ...

But what drives most people to mechanic

Negligence ... One day, i filled my radiator and forgot to put the cap and i drop around like that ... now, that can lead to serious overheating that can result in engine damage and that will lead to mecho who will first (if u dare drive there with full tank) drain your fuel and claim u didn't come there with any fuel ... then after fixing the issue, they'll do some small damage ...

Sometimes, remove your fuse and return it without securing it ... in a way that if u drive and enter 5 bumps, the fuse will disconnect and the car would not start which is in turn, chop chop for them.

It is good to buy good engine and also, its of equal importance to know about how cars/engines work ...

My car engine always worked fine till i was negligent about some simple things ... and that nearly costed me my life ...

I had a terrible near accident experience on express way, due to my foolishness: not fixing the wire thats responsible for my engine temperature display ... i was on 120 and with ac on ... i didn't know the engine had overheated and eventually, shut off in the midst of tankers, traillers, all on high speed ... the vehicle was towed back and in the process of fixing my burnt gasket, my air-fuel ratio sensor, on the right side of the bonnet (drivers front), was broken ... instead of telling me, the mecho just gummed and blocked it ... the ecu didn't know how hard the engine was running so couldn't compensate ... bottom line? I ended up buying another engine ... instead of simply telling me about the broken sensor, which costed just 1k back then ... cost me about 80k engine ...

Afterwards, the same mecho, disconnected my o2 sensors, claiming, its not doing anything ... i received sense and reconnected it when fuel wan finish me ... i reconnected it ...

So whether u buy a new or good engine or not, if you don't learn simple stuffs to keep your car running, it will cost u ...

That, has been my personal experience but lets wait for others to contribute sha ...

ZickWorldNG:
This morning on my way to work, I saw 2 cars broken down before I even reached the express.


I saw a driver standing under the sun looking frustrated, bonnet open, while another car blocked half the road and caused a traffic build up.


In Nigeria, our roads, traffic, and even fuel quality can stress a car’s engine beyond normal limits, but how wonderful will it be when you are using good engines.


That’s why I’ve been thinking, is investing in a good engine really the money-saver people claim it is? Or is it just hype, and proper maintenance is the real key?


Personally, I’ve owned both types, one car that gave me peace of mind for years, and another that seemed to be allergic to staying on the road. The difference in cost, stress, and safety was massive.

I would love to read about your experience with engines.

Have you had an engine that saved you from roadside embarrassment and high repair bills?

Ohh, it will...

Just ensure u power the mac using type c port on the ecoflow .... That Mac charger drains ecoflow ...

When I used it, (type c to magsafe), it can run for about 9 to 12 hours but with the ac charger, about 5 hours ....

ibawon:
Thanks Baba, I'm just gonna be connecting my 34" monitor, MacBook and Starlink to it exclusively. Hope it powers it for long.

Awesome!!!

Congrats chief!!!

ibawon:
Thanks

How person go accertain the amount of battery life left in this one now?

IsellSmartTvs:
Uk