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Nairaland Forum / Candybob's Profile / Candybob's Posts
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Romance / Re: Guy Proposes To A Nursing Student In Her Hostel (photos) by Candybob(m): 10:38am On Aug 11, 2017 |
OP Congratulations, no dulling ooh, straight to the altar Btw: these your friends fine ooh, hook your guy up with that one wey wear 3/4 na |
NYSC / Re: I Need Advice On What To Do With My N300k Savings From Allaweee by Candybob(m): 2:03pm On Aug 10, 2017 |
Phyde: You might also be interested in what we have at UT Financial Services. Browse up on us and get back in touch with me. We offer very impressive rates on your investments. |
NYSC / Re: I Need Advice On What To Do With My N300k Savings From Allaweee by Candybob(m): 1:47pm On Aug 10, 2017 |
jwax: Nice saving culture you have there, sounds unbelievable I swear. Try investment in treasury bills and in money market instruments. At UT Financial Services, we invest in these instruments, the risks are low but the returns are good, plus your money will be safe, pending when you finish your NYSC and eventually decide to do something with the money. Basically you deposit the money and earn very impressive interest on it. Banks can not give you the rate we offer. Contact me for more information on interest rate we can offer you. |
Politics / Re: Court Orders Permanent Forfeiture Of Diezani Alison-Madueke's $37.5m Mansion by Candybob(m): 2:18pm On Aug 07, 2017 |
Nice approach.... Before anything, seize any property that cannot be defended. |
Politics / Re: Igbos Are Marginalised, But Nnamdi Kanu Must Be Arrested – Edwin Clark by Candybob(m): 1:34pm On Aug 07, 2017 |
Old man, U better mind your business. By the time this guy and his followers turn their attention on you ehn.. Anyway you revel in negative news and like looking for unnecessary attention. Attention seeking old man. |
Phones / Re: 9mobile Night And Weekend Data Plans & Subscription Codes by Candybob(m): 1:15pm On Aug 07, 2017 |
Nah!!! Make we no sleep again because Etisalat is now 9Mobile abi? After browsing at Night, u will go and be sleeping at work. 10 Likes |
Celebrities / Re: E-money Introduces Himself To Tony Elumelu, Nigerians React (Photos) by Candybob(m): 2:25pm On Jul 24, 2017 |
Una do well ooh... |
Jobs/Vacancies / Re: The Underqualified Myth Exposed: Our Graduates Are More Than Equipped by Candybob(m): 2:22pm On Jul 24, 2017 |
sgtponzihater1: This is so on point, imagine someone asking me to go and do PHd that when i am through I will get a job as a lecturer or with world bank. I just laughed. So I should go and join these guys, who all they know is to copy many books, bind it together, and publish on one foreign website to get creds among themselves. Contributing nothing but rehashed ancient theories. 1 Like |
Education / Re: Edo University, Iyamho (EUI) Is For The Wealthy - VC (PHOTOS) by Candybob(m): 1:45pm On Jul 24, 2017 |
Slip of brain But the structure is very okay, looks better than some of the private Universities in the state. 4 Likes |
Investment / Re: Defining A Ponzi Scheme by Candybob(m): 1:04pm On Jul 24, 2017 |
henrygentle: Oga follow the link to get the full insight into what a ponzi and its brother, pyramid scheme is and its history. Dont twist my post to mean something else. |
Investment / Re: Defining A Ponzi Scheme by Candybob(m): 1:01pm On Jul 24, 2017 |
sgtponzihater1: They will always come out to defend their scam. They will accuse you of ignorance and having no ambition. whereas they are simply projecting their self diagnosis to you. After listening to twisted lectures from their sponsors, lifted from motivational books (Robert Kiyosaki is the most abused name used by these guys), they will suddenly feel that they know more than everybody. I attended one lecture on cryptocurrency by these guys, come and see how all the terms where twisted to mean something else. |
Romance / Re: 5 Things That Are Hurting Your Partner And Killing Your Relationship. by Candybob(m): 11:49am On Jul 24, 2017 |
Lying unnecessary lies is the greatest killer of relationships 11 Likes |
Properties / Re: Things To Consider Before Renting An Apartment For The First Time by Candybob(m): 1:30pm On Jul 19, 2017 |
Very true |
Car Talk / Re: Innoson Gets Order From Mayor Of Bamako To Supply 400 IVM by Candybob(m): 1:24pm On Jul 19, 2017 |
More grace to your elbow. Nigerian stop deceiving yourselves shouting about standard and just buy locally made products. Many of you will still buy poor quality, inferior products from China, Turkey, Europe and America at cut throat prices. 5 Likes |
Celebrities / Re: Ruggedman Writes Open Letter To The FG Over Plan To Stop Music Production Abroad by Candybob(m): 1:14pm On Jul 19, 2017 |
Leonbonapart: Ok The attention that Fayose and FFK and many of us on have been drawing, has it solved it. So after Rugged, MI or Omotola comes and write open letter or make noise on instagram about fulani and their boko brothers terror, the attacks will stop? You want to drag them into tribal and religious problems, which is not their business! Their business is to provide us distraction from the news. Not until we begin to hold those responsible for the positions they hold, like your Army General, the inspector of police, the civil defence hierarchy, your governors and local chairpersons responsible for the security they make noise about providing during election and collect huge contract for, we are just wasting time. 1 Like |
Celebrities / Re: Ruggedman Writes Open Letter To The FG Over Plan To Stop Music Production Abroad by Candybob(m): 12:51pm On Jul 19, 2017 |
Leonbonapart: All the condemnation you have been condemning since the madness began, what has it achieved? |
Celebrities / Re: Ruggedman Writes Open Letter To The FG Over Plan To Stop Music Production Abroad by Candybob(m): 12:11pm On Jul 19, 2017 |
Leonbonapart: Guy, na wetin dey pinch person, person go talk about. Wetin concern Actors and Musicians with Fulani and Boko boys? That reaction should be left to Soldiers, Police and Public policy makers from the affected regions. 3 Likes |
Celebrities / Re: Ruggedman Writes Open Letter To The FG Over Plan To Stop Music Production Abroad by Candybob(m): 12:07pm On Jul 19, 2017 |
Ruggedy is 100% on point.. Message Excellent Construction Excellent Delivery Excellent 13 Likes |
Investment / Re: Invest in Peninsula Homes with just 700k to get a plot. by Candybob(m): 11:40am On Jul 19, 2017 |
They have said it all. Check me up for properties in this ibeju-Lekki and other part of Lagos No time for story ooh |
Investment / Defining A Ponzi Scheme by Candybob(m): 11:30am On Jul 19, 2017 |
Okay somebody asked me what a Ponzi scheme is. And I did some googling... very easy ooh, but I dont why many people cant simply do it Wikipedia has a very lovely straight forward answer that I think we Nairalanders need to keep in mind in light of all this sales people competing with me and asking you to deposit money in their schemes. And it goes thus ''A Ponzi scheme is a fraudulent investment operation where the operator generates returns for older investors through revenue paid by new investors, rather than from legitimate business activities''... wikipedia So before you release your money, take time to do due diligence... How will you earn on this scheme, if it is by bringing people in and then collecting from the people you brought in, then it means the people who brought you in will earn the same way, and the same applies to those who brought them in. Run away from pyramid schemes... you are going to end up scamming your friends for some criminals hiding behind the system. (https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=15&cad=rja&uact=8&ved=0ahUKEwi_7JPAi5XVAhUEkRQKHerOBe4QmhMImgEwDg&url=https%3A%2F%2Fen.wikipedia.org%2Fwiki%2FPonzi_scheme&usg=AFQjCNGRhakRZRNCXdL-6tRQ1yHdc01iQA) |
Crime / Re: Man Shoots Lover With Double-Barrel Gun Over Unwanted Pregnancy In Abia by Candybob(m): 10:39am On Jul 19, 2017 |
9jakohai: Why will the govt fund abortion? It should be your choice and hence your responsibility. It is an issue of ethical contention and the government should live it open. It should neither be penalized nor encouraged. Just as should be the case with religious pilgrimage, although our government officials are so daft they go around funding pilgrimage. All the other issues you listed are non issues, but just excuses. We need to stop this culture of complaining about a potential solution before we even tried it. Do something, when the negatives comes, we would then find new solutions as well. |
Celebrities / Re: Christabel Ekeh's Mother Reacts To Her Nude Photos by Candybob(m): 4:25pm On Jul 17, 2017 |
Talk2Bella: You sef reason go there? |
Crime / Re: Man Shoots Lover With Double-Barrel Gun Over Unwanted Pregnancy In Abia by Candybob(m): 4:18pm On Jul 17, 2017 |
9jakohai: Its not maybe. We should legalize abortion |
Business / Re: Eight Reasons Why You Should Regularly Review Your Bank Statement! by Candybob(m): 10:00am On Jul 17, 2017 |
Don't go locking your money in a savings account, when you can invest in; - Treasury bills, Fixed deposits, or our Investment Growth Plans. To learn more about the Investment growth plans, follow me |
Celebrities / Re: "Nigerian Anus": Princess Vitarah To Release A New Song by Candybob(m): 4:50pm On Jul 13, 2017 |
Lol.. I love this babe |
Education / Re: Medical Students Writing Exams In Bauchi University (Photos) by Candybob(m): 4:03pm On Jul 13, 2017 |
Eyo festival |
Romance / Re: What Is The Best Or Least Favorite Word You Have Heard Today? by Candybob(m): 3:01pm On Jul 13, 2017 |
Preshiee: I love this |
Romance / Re: What Is The Best Or Least Favorite Word You Have Heard Today? by Candybob(m): 2:56pm On Jul 13, 2017 |
Mcsteamy1429: Why you dey vex nah? Stop focusing on semantics and mistakes. Take it easy bro. Those of us that are happy also have pains. We just prefer not to focus on it. 1 Like |
Romance / What Is The Best Or Least Favorite Word You Have Heard Today? by Candybob(m): 2:33pm On Jul 13, 2017 |
Hi guys, I am here sitting in my Chair, and a call comes in. Behold the best word I have heard today... Send me your account number Whats yours? |
Investment / Re: 5 Costly Mistakes People Make With Business Investments by Candybob(m): 4:11pm On Jul 06, 2017 |
phemsie: Lol.. As i see oportunity for FTC, I pounce like Tiger. But these guys above me ehn! they no get chill at all |
Investment / Types Of Investment Instruments by Candybob(m): 4:06pm On Jul 06, 2017 |
Investors can choose from a wide range of assets for their investment portfolios. The two basic types of investment instruments are fixed-income and equity. Fixed-income assets provide relative safety of capital and regular interest payments, while equity provides the potential for long-term capital appreciation. The asset mix depends on short-term cash flow needs, long-term financial objectives and tolerance for market risk. A financial investment whose price is based directly on its market value are considered as primary instruments, examples include stocks, bonds, certificates of deposit, bills and anything else that has its own value. By contrast, the price of derivative instruments, such as options, swaps and futures, is based on the value of their underlying assets. Cash Instruments Cash instruments include savings and checking accounts, certificates of deposit and money market accounts. They provide financial flexibility because you can use them for emergencies, living expenses and buying other assets at attractive prices. They include securities that easily transferable, deposits and loans agreed upon by borrowers and Lenders. They are liquid investments whose values are directly influenced and determined by the market. They are considered safe and earn modest returns. Derivative Instruments The value and characteristics of derivative instruments are based on the vehicle’s underlying components, such as assets, interest rates or indices. These can be over-the-counter (OTC) derivatives or exchange-traded derivatives. Bonds Companies and governments issue bonds to raise capital for operational and strategic needs. Bond investors receive regular interest payments and get the principal back on maturity. Bond prices rise when interest rates fall and fall when rates rise. Government bonds are safer than corporate bonds. U.S. Treasuries are risk-free because the U.S. government backs them. Credit rating agencies assign risk ratings to bonds based on several factors, including a bond issuer's financial strength and ability to fulfill its debt obligations. Low-rated bonds have to pay higher interest rates to compensate investors for taking on the higher risk. Equity Companies issue stock to raise capital for various needs. Stocks trade on regulated exchanges, such as the New York Stock Exchange, or on over-the-counter markets. Investment portfolios benefit from rising stock prices but suffer during periods of market volatility. This is why diversification across different industries is so important. Some companies pay dividends, which are cash distributions to shareholders from after-tax profits. The main risk of equity investments is that deteriorating business conditions lead to falling profits and stock prices. Mutual Funds Mutual funds offer diversification at reasonable costs because the fund companies are able to spread the fees and expenses over a large asset base. Stock funds invest in stocks, bond funds invest in bonds and balanced funds invest in a mix of stocks and bonds. There is further specialization within these categories. For example, technology stock funds invest only in technology stocks, while international funds invest in certain regions of the world. The disadvantage is that you have no control over investment decisions but must pay fees and other expenses regardless of performance. Exchange-traded funds are similar conceptually to mutual funds, except that they trade like stocks on exchanges and track market indexes and sub-indexes. ETFs offer convenience and sector diversification at lower costs than regular mutual funds. Commodities You can invest in gold, silver and other commodities. Some use gold and other precious metal assets to hedge against inflation and as a storage of value during periods of economic uncertainty. Commodity prices are volatile, and there is the risk of significant capital loss in a short period. Individual investors can gain exposure to this sector cost-effectively through commodity mutual funds and exchange-traded funds. Other Other investment instruments include real estate and small businesses. Residential and commercial real estate investments can offer investors attractive rates of return, especially during periods of economic expansion. Small businesses, such as franchise outlets or retail stores, could be a worthwhile investment of both time and money. You can also invest in derivatives, such as options and futures, to speculate or to hedge positions in stocks and other assets. Read more: finance.zacks.com/types-investment-instruments-1682.html http://www.investopedia.com/terms/f/financialinstrument.asp#ixzz4lxQbE3dZ 1 Like |
Investment / Re: 5 Costly Mistakes People Make With Business Investments by Candybob(m): 3:49pm On Jul 06, 2017 |
On Point |
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