excellence44:
what instrument can I invest little amount for a short period of time?

Depends on what you consider 'little money'

There are treasury bills
You could get a product from some of these Micro Finance banks
You could invest in products from Insurance companies
You could get from[b] a Finance house[/b].

Basically, we give it different names like education promotion, family insurance, Growth investment or whatever names they like. But the basic thing is that we are in the business of raising money from the public for use in our operations, be it to give loans, to invest in real estate, or whatever our focus is. You own interest is to look out for the rate, the tenor of the investment and see if it matches with your needs.

I work for a Finance house, so my advice would be that you should invest in my products, as that is what I know about.
We have products that you can enter into with as low as 20,000 Naira with tenor of 180 days (6 months) and our rates are quite attractive at about 10% per annum.

Of course, as you raise your investments, you can negotiate lesser tenor of maturity and/or higher rates.
You can watsapp me on the number provided on my signature or just simply call.

Mazda Rx-8 for sale.
Tokunbo Used
Very Clean and in excellent condition
Color: Red
Model: 2010
Price: 1.8 Million Naira (Negotiable)
Direct Sale.

There are a number of reasons to invest in financial instruments:

• To make money.
Financial Instruments can help investors gain a return on their investment in two ways: with capital gains from the appreciation in the value of their investments price and with interest, typically paid annually or as agreed upon.

• Financial flexibility.
They are liquid assets, unlike other investments such as real estate. The structure of most financial instruments give owners flexibility to be able to sell when cash is needed quickly such as during financial emergencies or contigencies.

• Tax advantages.
Many Financial instruments investments may offer tax rebates or other benefits. These tax benefits differ by country and are governed by laws that are subject to change. While tax benefits for some may prove important to some investors, they are generally not considered the primary reason for investing in financial assets.

• Portfolio diversity. Generally, the more potentially profitable an investment, the higher its risk. Stocks may generate huge earnings for a certain period of time, but can also present a high risk for financial loss. When building investment portfolio, individual investors often choose to mix distinct classes of assets to lower risk. They also consider an investment horizon.
The longer the investment period, the more attractive it can be to invest in a relatively risky assets, such as stocks, whose profits tend to exceed losses over time.

• To help spur a company’s or an economy’s growth. By investing in company like a finance house, individual investors can contribute to their development; savvy investors often choose companies that show great promise. This go a long way in boosting the company’s growth as they are able to offer such services as provision of loans to individuals and businesses, generating employment, all of which tends to boost economic activities.

Investing also has disadvantages which any potential shareholder should take into account:

• Risk of loss. This risk varies by kind of assets. It can virtually be zero when you buy a bond at its period of issuance, and then hold it in your portfolio to its maturity date. On the other hand, an investors faces a possible loss with the same bond by selling it before its maturity date. If the market is down, the selling prices can be lower than its issuing price. Selling before the maturity date also poses the risk of a loss in potential interest gains. Due to intrinsic volatility in stock prices, their risk can be higher than bonds. In trading in warrants, you can lose the entire value of your initial investment. Overall savvy investors limit their risk of loss by diversifying their portfolio holdings.

• Managing your portfolio. A portfolio requires proper and regular management, especially when its owner is considering a sale of assets. In financial markets, many find the most difficult circumstance is not buying but selling.

• Gaining financial knowledge. Even if you are advised by a financial advisor, the decision to buy, sell or hold is yours. Investing in stocks or in financial products requires an investment in knowledge about financial products, markets and economies.

Caveat:
stay away from, as far as possible, from online investments in financial products offered to you, offering high yield returns with no risk, especially through the internet, by companies with no physical address.

But don't be afraid to take legitimate insurable risks and diversify your portfolio as mush as possible

Gloria3389:

lolz...I am not ajebo oooo..pako to the core

snub my own business and do aproko somewhere else..

Fine girl

Gloria3389:

lol..stop twisting the whole thing

stop doing aproko self..wetin concern you

How can I stop doing aproko? Aproko is fun

It is even more fun when it involves a fine ajebo girl

is this not why we are called aproko because we meddle in other peoples business?

Gloria3389:

lolz...I never said I don't associate with ladies

lemme rephrase then...I don't have intimate gfs..are u ok now?

back to ur aproko hobby...no news for u

Intimate gfs

I was asking about the regular associate gfs ooh.

Which one be intimate gf again, wetin concern us with lesbian things, that one is for America people

I just like this current senate.
Although they can be quite a bunch of pretenders, they dont just close their eyes to nonsense from the executive arm.
If we had a senate like this in this last 15 years, Nigeria would have gone quite far.
Not like the enemy-of-progress senate led by David mark and god-fathered by Yerima

Gloria3389:

y are u pple so concerned about my ex..huh?

Aproko...it happened years ago

modified: I don't have gfs

because you brought to our notice

We are still interested because aproko is our hobby and news have no expiry date as far as we (the aprokos) are concerned

You dont associate with girls and you are a girl, shift let me.. jumps into the lagoon

Gloria3389:
that number one question is even my prayer point. I really wish to marry a man like my dad and have in laws like my dad's family. my mum is enjoying and I wish to have that kind of marriage

I can give my money to anyone not to mention my man.

I can allow my mother in law to live with me when I'm married if she's just like my grandma (my mum's mother in law)..I so much cherish what my grandma and my mum share

I'm even looking for a bae for my ex..lol..he was a good guy..left him for a reason

I can't marry a poor man. my parents will never give their daughter out to a poor man.

ok,

and u dont have single gfs u can connect him to

why did u leave him?

goodluck on your search for alhaji, just beware of ritualist

Lol..

Make up at work

She is a beauty tho
Sweet black skin

DJ cuppy my crush
Dont mind them jare

Smh

tectonotimes:

OP, it is very easy to show this advert of yours to excess of 20,000 elites who have the financial wherewithal to save and invest staggering amount of money. For more information, click on the second link on my signature.

Noted.

Our target is not excluded to mega millionaires alone, I also want my fellow Nairalanders, those of us doing the average job or running their business, those who have a little money they want to keep aside but would like to earn a sensible interest on this money, those who are saving towards starting a business, those who are planning to save for their children school fees, those saving towards buying or building a property or basically planning to execute a project in the very near future and want ready access to their money when their investment matures, to benefit from our packages.

So, I think Nairaland is cool but I took your contact and would try to get in touch, thanks.

While we are chasing that big contract or cash alert, we should also try to work on our savings and investments.

UT Financial Services Nigeria Limited’s core business is to manage funds and provide credit for corporate bodies and individuals to expand their business, Import and Export financing, Social Loans for salary earners and also to take care of unforeseen contingencies. The company has a high yielding investment instrument which provides customers with carefully selected investment products that balances robust reward with minimal risk.

UT Holdings is a financial services provider headquartered in Ghana with subsidiaries in West Africa and Western Europe. The bank's total assets in December 2011 were valued at approximately US$378.4 million (N60.5billion naira), with shareholders' equity of approximately US$32.5 million.
UT Financial Service Nigeria Limited commenced operation in Nigeria in April 2009 as a Non-Bank Financial Institution licensed by the Central Bank of Nigeria. UT Financial Service Nigeria Ltd is a subsidiary of UT Holdings, and is located at 3/5 Regina Omolara Street, Off Agbaoku Street, Opebi, Lagos State.

At UT financial services, we have some very interesting investments you can take advantage of to save and grow your funds at very attractive interest rates within 90 days or 180 days or for as long as you desire to leave your funds with us. We are here to help you save and invest better.

We invite you to partner with us on our vision. Your returns are guaranteed and the rates are fantastic and highly competitive. We offer specially tailored financial services to both individuals and corporate bodies. If you have any questions ask me here and I will try to answer.

P.S: Just got a new job as an Investment consultant

G0dsent:
Nice article.

My contact if you want to buy Adsense is available. I too want buy bitcoin if you have send to my WHATSAPP contact on my profile. Appreciate

You want to buy Adsense?

Ishilove:

Their only crime here is patronising, albeit innocuously, a bar located next to robbers den. That doesn't make them robbers.

Is it a crime to patronise a bar?

frugal:



And so? What right do you have to take somebody's life?

what right do u have to steal my property? If you rob me and I catch you, my crime will cancel out ur crime! Shikena

24hourNigeriane:
see this

the only thing I see is that yansh on ur dp, btw why did u bend it like that, looks like u were in the process of farting

APCsupporter:


See why I believe 2-year old kids have sense

I also believe that, but how does that relate to this issue?

Login in to Nairaland these days has become a herculean task,
Seun and Lalasticlala wassup with this your host, cloudflare or whatever they call themselves?

emeraldknytt:
Sorry bros but shey dog bite you


........ Banana fall on you (deliverance from all hate-spiritism)

Bros, what is all this jargons you just wrote?
you need deliverance from the spirit of olodoism

OP, what is this.
I was expecting to see hot pictures of fulani girls, fine face, nice boobi, correct yansh, hips and sexy legs. Instead I am confronted with pictures of these hijab wearing idiot frogs, wearing marykay!
I have seen many finer yoruba, igbo and edo girls abeg, and they dont cover up their beauty. I am talking natural beauty, cute face, oozing sexiness from head to toe.
So gerarahia with ur hijab wearing, mk painted faced, underaged hoes.

Tee billz going abroad forgot that cheating is yoruba culture!

A yoruba husband is not allowed to quarrel with his yoruba wife because of 'ordinary sleeping around' neither is a yoruba wife expected to. Sleeping around is completely allowed and normal in yoruba culture.

He has been properly educated and re-enlightened to this fact, his out burst met with unexpected responses. Now he is more humble.
Enjoy your marriage

united4men:
our mumu Don do

him eye go soon clear

Una go still go vote for one slowpoke, wey no get anything to offer like una Bubu (no waec, coupist, no known investments, no know initiative) or GEJ before him (lecturer wey nobody sabi, no publication or research to his name) or YarAdua (nothing is known before his katsina governorship).
Atiku is an accomplished man in almost any ramification outside of politics. Those are the kind of people who deserve to hold political office.

Some people are just dumb! Every sane person know Atiku is posing for the pictures. I dont know how else you want him to dress, he is a billionaire.

Association of ex-wives!

Recently, one of the thing that annoys me is when someone describes a broke-ass idiot as rich.
You are doing a doing some regular job, earning regular pay, probably because you now manage to buy a car and buy useless brazilian wig to cover your bald head, you consider yourself rich?
Many ladies forming rich and fooling themselves with all these attitude, would be considered broke if they were guys.
So stf and be humble!

I concur

If you have knowledge of a crime and you refuse to speak up, you are complicit of the crime.
Better expose your people before they kill your wife (ex).

Rivers and crazy names.
The wife too is very silly, someone tried to assassinate your husband. He succeeded half way, and you rush to social media to advertise that he is still alive, even going as far to give his hospital address.
This looks more like the wife is trying to alert the assassins to their failure and make sure they finish their job.

Afam4eva:
It's called cunnilingus. That sausage sweet die.

Bros, the cunnilingus I know na simple bj. This one na sausagelingus