₦airaland Forum

Isreal is playing with Putin

Who actually gives a fvck about his account or not or separation or not ...it doesn't change the economy

They should keep their affairs private

Ridiculous

SeeWahala:
I understand the taxation is too much on their poor indigenous people

BUT

I don't care we need our stipulated 95% share of their IGarrR to boost our own states GDP, salaries and profits at every months end like clockwork

Let them cry to the 1999 constitution or kuku call for referendum if e too pain them

that's not fair .... referendum for what ?

Kingsnairaland:
Who woke this simp president up from sleep



That is how all the USA fans in this thread will be woken up from sleep

When USA kills their mother in wars

Lol

he is better than yours

BuharisBoy:
35. ABIA
Contributed: N8.68bn
Received: N63.78bn (734.8%)

36. IMO
Contributed: N4.38bn
Received: N70.70bn (1,613%

Without federal allocation imo state cannot survive.
Abia too, contributed 8billion and got 67.3 billion, over 1600% and 700% .
We are the parasites? Feasting on the sweat of others?

Then divide the country so the parasites can leave you and go form their own parasitic country

Or enjoy one Nigeria

Biodun556:
I hope this will not affect those who Japa

But data...it is those undocumented immigrants that have crime history

Tinubu2027Agend:
Drug pays

in your case ... stupidity does what?

Blackman and their leaders have a problem

Yoruba and their funny ways ...well , j wish them luck

madridguy:
Infact the issue is no longer funny, you go out and see men and women with burnt faces and you begin to ask yourself what exactly is the benefit of the rubbish they're doing.

The funny thing again you see educated women patronizing some self acclaimed dermatologist " Organic cream makers " this are people that will just mix up some rubbish and add " hair relaxer " inside for them and after 3 days their skin start washing and they will happy they're now yellow.

Na Yoruba women sab8 that thing of burnt faces

YoungBTCxchange:
guy na so igbo culture be, once the girl father is late, if any of the daughter is getting married, the husband must perform some rites before anything else, if he does not perform it, they will ban the girls mother from partake in women's activities in the villages

lies...which Igbo culture

Akhigbejohn:
Follow below 👇
07037644160

betting and gambling ruin lives and not good

zero8zero:
Russia is nearer until Russia starts throwing missiles on Ukraine, you're even more daft.

must you call.me daft for you to pass your comments ?


I wonder the type of upbringing you had...all these Lagos folks

Europeans I never knew they are this stupid and daft ...

Russia is nearer and the cost of

NiceLegs:
This man will need a Warehouse to store whatever he is producing if he ever considers shipping to Lagos state.

There is a 1650sqm Warehouse at Mushin for sale at N650M with C of O and other documents.

If u are a manufacturer into production, u need a warehouse especially in a Central Business District like Mushin in Lagos.

If not, body go tell u.

He can DM if interested.

igbos aren't buying...sell that to Yoruba and the owners of Lagos

Ngwamankilyou2:
Which one did huspuppi built with your mama toto, did your dick pussy help you built One.

Hush want igno so he is meant to be stupid with his money

Ikinternational:
Your igbo madness being triggered i could give a fvck about that.

Does anybody know you for Alausa?
Can you tell me what a Chart record is and who signs it?
Is there a c of o with your name on it anywhere in Nigeria?
Have you ever looked in your account n saw minimum 50m?
Which kind machines have you enjoyed in this life?


Now ask me the same questions so I can make you feel smaller than you already are. With facts you can see. No be to always hide and talk rubbish .

This is chess boy....your move
Have your calculator handy. You go need am 🤣

#mrtalkndo #mrshownprove

Ikenna from Onitsha
No be by mouth

Nna ...leave all these hungry boys shouting Lagos this and that as if they can write a cheque of 1 Million comfortably....rapu ndi Ara ahu...isi faa akukago

Anambra folks are built ruggedly

Thundafireseun:
The guy was never really ready to marry, because things like this happen all the time especially when the father of the girl is dead

cos it happen all the time makes it right ?

WriiterNg:
⚡Maria Zakharova:

Zelensky announced he wouldn’t attend Trump’s inauguration because he has “matters to attend to at home.”

Burst pipes, perhaps?

In 2024 alone, the overdue leader visited more than 35 countries, and “domestic matters” didn’t seem to bother him. The new year has just begun, and in the first two weeks, he’s already made begging trips to Germany, Italy, and Poland—again, no interference from home affairs.

What he failed to mention is that he requested to visit Washington three times and was denied, as has now come to light.

the comedian was snubbed


Trump never liked him

Delta State Community Reacts in Anger Following Young Mother's Death Linked to FGM in Ogwashi-Uku

The Pamela Iweze Kingdom Children Foundation (PIKCF), a leading advocate for children’s rights and female reproductive health, has expressed deep sorrow and outrage over the tragic death of Emeterhire, a young woman from Ogwashi-Uku, in Aniocha Local Government Area of Delta State, allegedly forced to undergo Female Genital Mutilation (FGM) following childbirth complications.

Emeterhire, who had previously escaped her community to avoid the harmful practice, returned to her village under familial pressure only to be subjected to FGM against her will. She tragically succumbed to the combined trauma of childbirth and the mutilation, leaving behind a newborn child.

https://techandbiz.com.ng/2024/10/10/public-fury-grows-after-young-mothers-death-in-delta-state-highlighting-the-dangers-of-female-genital-mutilation/

The recent bombing in Lebanon, which used everyday communication gadgets like pagers and walkie-talkies, has sent shockwaves around the world. The unprecedented nature of the attack has sparked intense debate, with some labeling the act as terrorism, while others, including supporters of intelligence agencies like MOSSAD, have praised the precision and tactical brilliance involved. However, the attack has left many questioning its underlying rationale and what it could mean for global security.

Professor Ndubuisi Ekekwe, an influential entrepreneur, investor, and academic, weighed in on the situation, shedding light on the gravity of the incident. "It was an unprecedented attack in Lebanon," he remarked. "Yes, someone possibly rigged pagers, and those pagers were used in the open world! In the end, when those pagers blew up, people died, and many were injured."

The use of such everyday gadgets in an attack of this scale is a stark departure from traditional methods of warfare, where explosives are often contained to targeted locations or specific individuals. This time, the attack unfolded in public, disrupting daily life in an alarming way and raising concerns about the future of warfare. Ekekwe continued, "I’ve been thinking about the bravado of that tactic without considering the political element. If warfare has escalated to this level, is America safe? Is Nigeria safe? Is the world safe?"

The professor further highlighted the potential danger posed by global electronics production, particularly from China, which manufactures a significant portion of the world's consumer electronics. "Yes, China makes most of the electronics we use around the world, and the country is in ongoing tensions with the Western world," Ekekwe pointed out. "If they plan a military action, like going after Taiwan in a few years, what would stop them from ‘souping up’ the TVs, phones, pagers, and other devices they export to the world with a timer for those devices to blow up? Would that be legal? That would trigger an unprecedented disaster, a natural rapture, as the world folds in chaos."

Ekekwe's concerns touch on the vulnerability of modern society, where everyday devices that people rely on could potentially become tools of destruction. "I’m stunned—truly stunned—by what is happening in this amazing world. Is your phone safe? Is your reading light safe? Is your wristwatch safe? In the past, such attacks were confined to controlled environments, but now they’re happening in open markets! The United Nations must intervene and call all parties to order because a world without rules will collapse."

Drawing from cultural wisdom, Ekekwe referenced an African proverb that underscores the shared values that should govern humanity. "An African axiom reminds us that ‘no one sells poison in the open market,’ meaning even those with ill intent do not openly distribute harmful goods in the public sphere. But with these attacks, we are entering a dangerous phase where warfare is becoming more indiscriminate. We must tighten global rules of engagement to prevent future incidents like this. Blowing up pagers in Lebanon does not advance any cause—it only sets a dangerous precedent that could lead to the destruction of our shared future."

As world leaders, security experts, and international organizations grapple with the ramifications of this new form of attack, questions abound about the safety of everyday electronic devices and the ethics of modern warfare. What was once a distant thought—electronics as weapons in open society—has now entered the realm of possibility, leaving many wondering if the world is prepared to face the potential consequences.

The incident in Lebanon may very well be a turning point in global security, signaling a new age of unconventional warfare where technology meant to enhance life is weaponized. Professor Ekekwe's call for action serves as a stark reminder that without swift international cooperation and a reinforced framework for global engagement, the future may hold far graver risks than anyone could have anticipated.

https://techandbiz.com.ng/2024/09/19/global-concerns-mount-following-lebanon-bombing-involving-rigged-pagers-and-walkie-talkies/

These diverse viewpoints highlight the complexity of technological innovation as Apple navigates its future strategy, balancing hardware maturity with the boundless possibilities of software.

As the tech world eagerly anticipates the launch of Apple’s iPhone 16, industry experts are offering varied perspectives on the device’s potential impact. Notably, Professor Ndubuisi Ekekwe, a respected entrepreneur, suggests that the hardware evolution of the iPhone is reaching its zenith. According to Ekekwe, the focus is shifting from the physical attributes of the device—such as the camera, shape, and size—to the more intangible aspects of its software.

He highlights the fact that Apple’s upcoming release, set for September 9th at the Steve Jobs Theater in Apple Park, will be marked by the introduction of generative AI capabilities embedded within iOS 18. This evolution signals a strategic shift for Apple, as the company continues to lead in software innovation while maintaining its hardware dominance. Ekekwe points out that Apple has successfully transitioned into a company where the fusion of hardware and software makes it one of the most influential firms of the 21st century.

Ken P. Oke, an expert in digital transformation and growth, expands on this view by discussing the broader implications of AI within a Web3 framework. Oke believes that by embracing Web3, the iPhone 16 could play a pivotal role in the move towards a decentralized, user-centric internet, fostering innovation in the digital space.

Emeka Okonkwo, an e-commerce management expert, echoes the sentiment that Apple’s focus on software is a testament to its forward-thinking strategy. He asserts that as hardware innovations plateau, it is the continuous advancement in software that will keep Apple ahead of the competition.Apple iPhone 16 Plus Might Come in Seven Color Options: Pro Models tipped to get new hues as well - Smartprix

However, Victor Owuda offers a slightly different perspective, cautioning that hardware innovation might not be over just yet. He notes that Apple has been conservative with its hardware updates since the iPhone 12, focusing instead on software improvements to optimize shareholder value. This approach, coupled with strong marketing and customer experience, has allowed Apple to maintain its substantial market share.


https://techandbiz.com.ng/2024/08/28/industry-experts-weigh-in-on-the-upcoming-iphone-16-a-shift-from-hardware-to-software/

aweome moves

In a world where it’s all too easy to point fingers and cast blame, the notion that “The Church is not the problem” strikes a chord. It’s a reminder that while criticism may come easily, the real challenge lies in replicating the success and progress seen in various sectors, particularly when that success reaches global proportions.

Consider the cost of renting a stadium in Texas, which hovers around $30,000 for just one day. It’s a staggering amount, yet famous Nigerian artists routinely fill these venues worldwide, reaping substantial rewards from their craft. These events are not anomalies; they are testaments to the remarkable reach and influence of the Nigerian entertainment industry on a global scale.


https://techandbiz.com.ng/2024/08/24/why-its-time-to-rethink-the-role-of-the-church-in-nigerias-progress/

Next time, allow her to leave, she is blackmailing you...is she the one paying rent.


Allow her to leave, call her bluffs... she get people wey dey tast her outside na dem dey give am moralle, trust me

Valoromega:
I've been married for 2 years now with a new born baby. the issue now is that anytime we have issues my wife always threatens to leave.
she will arrange and bag and say she's leaving. this has happened more tha 4 times, basically anytime we have issues as a couple.

She will say she's still young and she can't take any nonsense in marriage, Mind u i have never hit her before so this isnt a case of domestic violence, just normal couples issue.

I'm tired of this and i'm thinking about my options right now, I want to tell her to leave but she should drop my child for me. she can't use our marriage as a threat everytime we have issues

Dude it is same and stop playing around,,,oga Governments have the authority to take away private property for public use through a process called eminent domain. This power is typically balanced by the requirement to provide just compensation to the property owner. The idea behind eminent domain is that sometimes the government needs to use private property for projects that benefit the public, such as building roads, schools, or other infrastructure. However, this power is not unlimited, and property owners do have rights and legal protections to ensure fair treatment in the process. These protections vary by country and jurisdiction, but they generally include the right to challenge the taking and to receive fair compensation for the property.

This is when the government wants your property “for the public good”, but in this case, they do have to compensate you with a “fair market” price. For example, it the government wants to build a road through your house, and you refuse to sell it, they can force you to sell, and you can’t stop them.

IbeOkehie:
I've taken time to study this issue of eminent domain. Use of eminent domain in USA is NOT the same as the government exercise of ownership rights in Nigeria. Anyone can go read the relevant laws or scholarly articles online.

(1) The Land Use Act in Nigeria specifically allows government to unilaterally determine fair compensation when the occupier is forced to vacate. Have you ever read where anyone was given compensation for land taken by government in Nigeria? Even indigenes of Abuja and FCT are still in court trying to get compensation.

(2) The USA Constitution requires that government pay fair MARKET price as compensation to the owner of land that is taken for eminent domain.

That's the difference between Certificate of Occupancy and Title of Deed.

And then real estate taxes. Of course the land is taken if taxes aren't paid. What's the big deal? Taxes are paid so the government PROTECTS ownership of property. Without it anyone can just walk up to your house or land and take it as can happen in Nigeria.

Interest rate - most mortgages in the USA are fixed rate. Even the Adjustable Rate Mortgages can be fixed at any time by paying a fee depending on the value of the home.

By the way, I've lived in USA for over 30 years and I don't know a single Nigerian that has been forced out of their primary home because they couldn't pay mortgage. Not one.

I do know a few that had trouble paying during the 2007 financial crisis but guess what? The government helped them out and they kept their houses. People pay their mortgage the same way they pay their rent, it's a BASIC expense everywhere including Nigeria...most families in urban areas of Nigeria, say the largest cities in each State... DO NOT own their homes, they rent.

You're welcome.

Good Luck to Nigeria.

safariman:
Please stop misleading folks here especially on your capitalized wordings. Mortgage rates do not go up and down UNLESS you have what they call ARM (Adjustable Rate Mortgages) which are tied to FHLB (3-5-10year Federal Home Loan Bank rates) or Prime rates. Once you have a fixed 15 or 30 year mortgages, your rates stay put what changes are your home owner insurance policy and county or local taxes which is based on the evaluation of your house or what is referred to as tax basis evaluation. Many people dispute the value in courts to lower the value of their house, therefore, avoid higher taxes but will want a higher value when selling.

son, learn

Mortgage rates may continue to rise in 2024. High inflation, a strong housing market, and policy changes by the Federal Reserve have all pushed rates higher in 2022 and 2023.The possibility of declining mortgage rates keeps fading. Blame a still-booming U.S. economy, and stubborn inflation.

To be clear, mortgage rates are not set directly by the Fed, but by investor appetite, particularly for 10-year Treasury bonds, the leading indicator for fixed mortgage prices. That can lead to intense rate swings — they soar on news of Fed hikes, then plummet in anticipation of a cut.

Mortgage rates are also chained to inflation, a metric the Fed has been moving to control. While most Fed members still expect three rate cuts this year, one regional Fed president now is predicting just one rate cut in 2024.

Mortgage rates are running at a 22-year high, crimping a housing market already squeezed by high prices.The rise in rates has cooled demand for homes, with sales of existing homes down sharply from last year. And sellers who locked in low rates during the pandemic are reluctant to put their homes on the market because they fear they will not be able to find a comparable rate when they become buyers.

Mortgage rates are influenced by a number of factors, most beyond our control. The biggest driver is the bond market, but there’s more to it than that, said Melissa Cohn, regional vice president at William Raveis Mortgage, a real estate lender.


Try and learn son

all from same SW is this not desperation

Creamypie:
For* love of the people"funsho Williams, ayo daramola, dipo dina killers haven't been caught till date after almost 20 years

WHERE IS 3 BED 2.8 MILLION IN NIGERIA......IS IT DUPLEX

IAmHim1:
And I quote:

'In most of these areas, a 3bedroom flat is rented between 1.5m to 2.8million a year. If you used 100million to build a storey building of 4 flats, if you collect 2.5m per flat multiplied by 4 that is 10million, if you do it for 10 years you have recouped your investment. Rent increase is also rampant in these areas, I speak with experience as one that have...."

This is for a perfect case scenario. It's hypothetical and it doesn't work In real life if you factor in INFLATION

So in 10 years, you might not get your #100million initial capital charging #2.5 million for four flats

Bag of rice was #30k around 2019 or thereabout and beans price gave a close marking.
But a bag of rice is now #60k as of 2024.

SO WHAT HAPPENED SIR.

Rice did not become more RICEFUL and beans did not suddenly become more BEANSFUL.
like the beans we are eating now is the same beans our forefathers ate. It's not like it's now chocolate beans or something

So what happened to the prices of then and now

that's INFLATION

Inflation is not the increase in price of goods in the market.
INFLATION is the reduction in purchasing power of money as it's value keeps reducing due to it being plenty in circulation.

Inflation is not the price of goods in the market going up. It is the value of money going down.

There is too much money in circulation sir and there is not a lot of local production to back it up

AND GUESS WHAT Sir

The government is about to increase the minimum wage. Meaning more money in circulation with less of local production and the price of goods will now act as A SPONGE to absorb the plenty money in circulation. That's the reason price of goods in the market rises


So Sir, please factor in inflation to your calculations and when you do, you will find out that

1) It will take longer to recuperate your initial #100 million

You are seeing it as " invest #100 million and make back #100.million as initial capital" but that's wrong

It's gonna be " invest #100 million and make back #200 million as initial capital"

Simply because your #100 million of 2024 will now be #200 million of 2034.

Your money did not become more bigger. It just lost value thereby making it look plenty

2) There is a difference between MAKING PROFITS FROM A BUSINESS and HEDGING AGAINST INFLATION

Most business like land and houses and gold and crypto are just hedging against inflation. Because plenty money in circulation and their gold, crypto, land etc will then act as a SPONGE to absorb the plenty money in the economy

I implore you to Refer to my WEALTH SERIES for more context. Its easily Accessible on my profile topics

Here's just part 1 https://www.nairaland.com/8049624/wealth-series-pt-1-inflation
Goodluck!