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As the tech world eagerly anticipates the launch of Apple’s iPhone 16, industry experts are offering varied perspectives on the device’s potential impact. Notably, Professor Ndubuisi Ekekwe, a respected entrepreneur, suggests that the hardware evolution of the iPhone is reaching its zenith. According to Ekekwe, the focus is shifting from the physical attributes of the device—such as the camera, shape, and size—to the more intangible aspects of its software. He highlights the fact that Apple’s upcoming release, set for September 9th at the Steve Jobs Theater in Apple Park, will be marked by the introduction of generative AI capabilities embedded within iOS 18. This evolution signals a strategic shift for Apple, as the company continues to lead in software innovation while maintaining its hardware dominance. Ekekwe points out that Apple has successfully transitioned into a company where the fusion of hardware and software makes it one of the most influential firms of the 21st century. Ken P. Oke, an expert in digital transformation and growth, expands on this view by discussing the broader implications of AI within a Web3 framework. Oke believes that by embracing Web3, the iPhone 16 could play a pivotal role in the move towards a decentralized, user-centric internet, fostering innovation in the digital space. Emeka Okonkwo, an e-commerce management expert, echoes the sentiment that Apple’s focus on software is a testament to its forward-thinking strategy. He asserts that as hardware innovations plateau, it is the continuous advancement in software that will keep Apple ahead of the competition.Apple iPhone 16 Plus Might Come in Seven Color Options: Pro Models tipped to get new hues as well - Smartprix However, Victor Owuda offers a slightly different perspective, cautioning that hardware innovation might not be over just yet. He notes that Apple has been conservative with its hardware updates since the iPhone 12, focusing instead on software improvements to optimize shareholder value. This approach, coupled with strong marketing and customer experience, has allowed Apple to maintain its substantial market share. https://techandbiz.com.ng/2024/08/28/industry-experts-weigh-in-on-the-upcoming-iphone-16-a-shift-from-hardware-to-software/ |
aweome moves |
In a world where it’s all too easy to point fingers and cast blame, the notion that “The Church is not the problem” strikes a chord. It’s a reminder that while criticism may come easily, the real challenge lies in replicating the success and progress seen in various sectors, particularly when that success reaches global proportions. Consider the cost of renting a stadium in Texas, which hovers around $30,000 for just one day. It’s a staggering amount, yet famous Nigerian artists routinely fill these venues worldwide, reaping substantial rewards from their craft. These events are not anomalies; they are testaments to the remarkable reach and influence of the Nigerian entertainment industry on a global scale. https://techandbiz.com.ng/2024/08/24/why-its-time-to-rethink-the-role-of-the-church-in-nigerias-progress/ |
Next time, allow her to leave, she is blackmailing you...is she the one paying rent. Allow her to leave, call her bluffs... she get people wey dey tast her outside na dem dey give am moralle, trust me Valoromega: |
Dude it is same and stop playing around,,,oga Governments have the authority to take away private property for public use through a process called eminent domain. This power is typically balanced by the requirement to provide just compensation to the property owner. The idea behind eminent domain is that sometimes the government needs to use private property for projects that benefit the public, such as building roads, schools, or other infrastructure. However, this power is not unlimited, and property owners do have rights and legal protections to ensure fair treatment in the process. These protections vary by country and jurisdiction, but they generally include the right to challenge the taking and to receive fair compensation for the property. This is when the government wants your property “for the public good”, but in this case, they do have to compensate you with a “fair market” price. For example, it the government wants to build a road through your house, and you refuse to sell it, they can force you to sell, and you can’t stop them. IbeOkehie: |
safariman:son, learn Mortgage rates may continue to rise in 2024. High inflation, a strong housing market, and policy changes by the Federal Reserve have all pushed rates higher in 2022 and 2023.The possibility of declining mortgage rates keeps fading. Blame a still-booming U.S. economy, and stubborn inflation. To be clear, mortgage rates are not set directly by the Fed, but by investor appetite, particularly for 10-year Treasury bonds, the leading indicator for fixed mortgage prices. That can lead to intense rate swings — they soar on news of Fed hikes, then plummet in anticipation of a cut. Mortgage rates are also chained to inflation, a metric the Fed has been moving to control. While most Fed members still expect three rate cuts this year, one regional Fed president now is predicting just one rate cut in 2024. Mortgage rates are running at a 22-year high, crimping a housing market already squeezed by high prices.The rise in rates has cooled demand for homes, with sales of existing homes down sharply from last year. And sellers who locked in low rates during the pandemic are reluctant to put their homes on the market because they fear they will not be able to find a comparable rate when they become buyers. Mortgage rates are influenced by a number of factors, most beyond our control. The biggest driver is the bond market, but there’s more to it than that, said Melissa Cohn, regional vice president at William Raveis Mortgage, a real estate lender. Try and learn son |
all from same SW is this not desperation Creamypie: |
WHERE IS 3 BED 2.8 MILLION IN NIGERIA......IS IT DUPLEX IAmHim1: |
In my place anyi na akpo udi mmadu ya ....OFEKE franchasofficia: |
THAT DUDE IS LOST..............OFUGOOOOO franchasofficia: |
SMART THINKING MANY NIGERIANS IN USA AND UK ARE SUFFERING BUT SHAME NO GO LET THEM TALK hansomb: |
SAME WITH ME...I HATE LOANS franchasofficia: |
WHY INSURING YOUR INCOME INCASE YOU LOOSE YOUR JOB? WHY DON'T YOU THINK OF RESIGNING AND FLOATING YOUR OWN BUSINESS...MUST YOU WORK FOR PEOPLE ALL THROUGH YOUR LIFE? CANT PEOPLE WORTH FOR YOU? CANT YOU CREATE A JOB? shaybebaby: |
@IbeOkehie , franchasofficia , Kukutenla, WhiteWood GOVERNMENT CAN TAKE YOUR LAND IN USA AND MANY COUNTRIES OF THE WORLD, SO YOU PEOPLE SHOULD STOP ALL THESE LIES. IT IS CALLED EMINENT DOAMIN LAWS. ALSO YOU DONT CLAIM YOU OWN A MORTGAGE HOUSE UNTIL YOU FINISH PAYING IT, MORTGAGE IS LIKE LIVING ON BORROWED TIME, INTEREST CAN RAISE ANYTIME AND YOU MUST PAY, FAILURE TO DO SO, - FORECLOSURE LIKE IN CARS IT IS REPO! Eminent domain (United States, Philippines), land acquisition (India, Malaysia, Singapore), compulsory purchase (Ireland, United Kingdom), resumption (Hong Kong, Uganda), resumption/compulsory acquisition (Australia, Barbados, New Zealand, Ireland), or expropriation (Canada, South Africa) is the power to take private property for public use. It does not include the power to take and transfer ownership of private property from one property owner to another private property owner without a valid public purpose. This power can be legislatively delegated by the state to municipalities, government subdivisions, or even to private persons or corporations, when they are authorized to exercise the functions of public character. The most common uses of property taken by eminent domain have been for roads, government buildings and public utilities. Many railroads were given the right of eminent domain to obtain land or easements in order to build and connect rail networks. In the mid-20th century, a new application of eminent domain was pioneered, in which the government could take the property and transfer it to a private third party for redevelopment. This was initially done only to a property that has been deemed "blighted" or a "development impediment", on the principle that such properties had a negative impact upon surrounding property owners, but was later expanded to allow the taking of any private property when the new third-party owner could develop the property in such a way as to bring in increased tax revenues to the government. Some jurisdictions require that the taker make an offer to purchase the subject property, before resorting to the use of eminent domain. However, once the property is taken and the judgment is final, the condemnor owns it in fee simple, and may put it to uses other than those specified in the eminent domain action. Takings may be of the subject property in its entirety (total take) or in part (part take), either quantitatively or qualitatively (either partially in fee simple or, commonly, an easement, or any other interest less than the full fee simple title). |
[quote author=Rapitex post=129664624][/quote]Do you think we are daft, owning a buliding in USA isnt your, State owns the land, you guys should stop all these petty lies. Do you own your land in America? In our legal system you can only own rights to land, you can't directly own (that is, have complete claim to) the land itself. You can't even own all the rights since the state always retains the right of eminent domain. When the government takes private land for public use, it is known as eminent domain. This process typically involves compensating the landowner for the fair market value of the property. In the USA it is called the Right of Eminent Domain. The usual compensation is somewhat over fair market value, perhaps 120%. While it is possible to sue to block this such lawsuits are seldom successful As per power vested in government for Acquisition of land under different land reforms laws is given in USA constitution. Government is competent to acquire your land for making roads but will give you handsome compensation as per the update rule prevailing in the said area. The rate will be taken from land registry office of the concerned district. So stop telling people lies Also even in UK In the UK the government has various statutory powers to “take” land including buildings but the list given below is wider in concept..? The terms used include: Compulsory purchase - The term means procedures used when land owned by a private individual, private body or another public body is required for public purposes by a public body authorised to acquire it compulsorily and pay compensation Confiscation - The term may be used when land and other property taken from you because they were gained as as proceeds of crime. Confiscation orders are made under the Proceeds of Crime Act 2005 Dispossession Edit 17/08/20 The government may dispossess occupiers of landed property in certain circumstances. Expropriation - I have heard this to mean compulsory purchase. Forfeiture The term is used when, as a landlord, the government takes back a lease of land when a tenant defaults on the terms and conditions of the lease. Reparations Where a victorious government requires land (perhaps) and other property to replace resources it used in acting against an aggressor. Requisition The term may describe the taking of land taken by a public body, eg the military in the event of war or an emergency. It is likely to be returned in due course. Possession Edit 17/08/20 “Possession” is a term used in the Compensation (Defence) Act 1939 in connection with land occupied by the military, etc by requisition. Seize a) A somewhat general term used to describe the taking of land, etc in any of the above, b) A term used when an enemy government takes private or public property for military purposes |
here we have mortgage also and people can buy now and pay later but it is just madness franchasofficia:High monthly payments: Mortgages typically come with long-term repayment periods, which can result in high monthly payments. If you have limited income or a high debt-to-income ratio, paying a high monthly mortgage payment can be a financial strain. One significant disadvantage of taking out a mortgage is the long-term financial commitment involved. Depending on the length of your mortgage term, you may be making monthly payments for decades, tying up a significant portion of your income. Debt – By taking out a mortgage, you're taking on a commitment to pay back a lot of money within a certain time period, including interest. Even over 25 years, you'll be paying a lot more back than you borrowed. The longer the term of your mortgage, the higher an interest rate you might end up with. That could mean spending extra money on interest -- and taking longer to build equity in your home. In the early stages of paying off a mortgage, much of the money you put in goes toward interest on your loan, not principal. |
ordinary pipeline security see the way they in NIGER DELTA are divided... |
Money dey Nigeria bad, na mugu dey use millions travel go dey do security jobs Shantyken: |
Nigerians are better off...people live off credit in Developed world ...Everything credit and that is poverty Who is rich? the man that buys car cash and walks away or the man that pays the same car for 3 years Angelfrost: |
Let's applaud the remarkable achievement of Favour Chidera, who has emerged as a shining example of academic excellence in the field of law. Favour's journey began at Ebonyi State University, Nigeria, where she distinguished herself by graduating top of her class with a First-Class Bachelor's Degree in Law (LL.B), boasting a cumulative grade point average of 4.66. Undeterred by the challenges, Favour continued to demonstrate her unwavering commitment to excellence at the Nigerian Law School, Abuja campus. Her dedication paid off as she once again graduated with First-Class Honors, maintaining her stellar academic performance. Adding another feather to her cap, Favour was officially called to the bar as a barrister and solicitor of the Supreme Court of Nigeria, cementing her status as a legal luminary in the making. Favour's achievements serve as an inspiration to aspiring lawyers and scholars alike. Her remarkable intellect and dedication to her craft make her a true genius deserving of recognition and celebration. Let's raise a toast to Favour Chidera as she embarks on a promising career in the legal profession. https://techandbiz.com.ng/2024/04/27/celebrating-excellence-favour-chidera-achieves-double-first-class-honors-in-law/
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A MORTGAGE HOME ISN'T YOUR OWN TILL FULL PAYMENT SIRTee15: |
TRUE Eriokanmi: |
WE PLAN HERE AND BUILD, MORTGAGE IS NOT HOME OWNERSHIP Angelfrost: |
IS IT OUTRIGHT BUYING OR MORTGAGE? I DOUBT THIS STORY.....NA VALIDATION U DEY SEEK chyzoo4u: |
NAWA
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UTME Top scorers in last 10 years 2013 - Olise Chukwunalu - 299 2014 - Onomejoh Princewill - 299 2015 - Ilukwe Geraldine - 332 2016 - Akenbor Osarugue - 359 2017 - Akingbulugbe Ayomide - 353 2018 - Galadima Zakari - 364 2019 - Ezeunala Franklin - 347 2020 - Maduafokwa Agnes - 365 2021 - Monwuba Chibuikem - 358 2022 - Adebayo Oluwatofunmi - 362 2023 - Umeh Nkechinyere - 360 Legit.ng recalls that the Joint Admissions and Matriculation Board (JAMB) announced that the top scorers in the 2023 UTME include Umeh Nkechinyere from Anambra state with a score of 360, Aguele Stephen from Edo state with a score of 358, and Ositade Oluwafemi from Osun state with a score of 358. Read more: https://www.legit.ng/education/1588900-jamb-2024-list-utme-top-scorers-10-years/ |
That particular Uni ruggedtimi: |
In a groundbreaking achievement, Justin Chukwudi Olewuezi has etched his name in the annals of Nigerian academic history by becoming the first Nigerian to graduate as a Doctor from a Russian University. Olewuezi, a standout student from the Siberia State Medical University in Tomsk, Russia, has not only achieved this historic milestone but has also secured the title of the best graduating student in the Department of Medicine. His stellar academic performance is evidenced by an exceptional Cumulative Grade Point Average (CGPA) of 5.00 out of 5.00. His academic journey began at Tomsk Polytechnic University, where he immersed himself in the study of the Russian language alongside various scientific subjects. Subsequently, he transitioned to the Siberian State Medical University in Tomsk to pursue his medical education. Dr. Olewuezi’s achievement is further underscored by the fact that he attained the highest possible grade point average in the university’s 135-year history. His remarkable feat not only brings honor to himself but also shines a spotlight on the potential and brilliance of Nigerian students on the global stage. As Nigerians celebrate this extraordinary accomplishment, Olewuezi’s achievement serves as a testament to the power of determination, hard work, and dedication in pursuing academic excellence. https://techandbiz.com.ng/2024/04/22/justin-chukwudi-olewuezi-becomes-first-nigerian-to-graduate-as-doctor-from-russian-university/
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In a monumental leap toward transforming Anambra State into a smart mega city, Governor Charles Chukwuma Soludo, CFR, has reaffirmed his commitment to a technologically advanced future for the state, through the launch of the pilot phase of the Public Wi-Fi initiative tagged Solution Wi-Fi. Driven by the Anambra State ICT Agency in collaboration with Pineheight Systems Limited (PHSWEB), this pilot phase initiative, which signposts a resounding fulfillment of promises outlined in the People’s Manifesto, marks a significant stride towards launching the state into the digital age. As part of his visionary manifesto detailed on Pages 20 and 33, Governor Soludo pledged to “Provide cheap (and ultimately free) Wi-Fi hotspots in public places for the takeoff of the State’s emergence into the digital age” and “Work with development partners to deploy broadband access to schools across all levels and public libraries to improve access to the internet https://techandbiz.com.ng/2024/02/23/anambra-state-ict-agency-announces-launch-of-pilot-phase-of-free-public-wi-fi-initiative-in-awka/ |
In a monumental leap toward transforming Anambra State into a smart mega city, Governor Charles Chukwuma Soludo, CFR, has reaffirmed his commitment to a technologically advanced future for the state, through the launch of the pilot phase of the Public Wi-Fi initiative tagged Solution Wi-Fi. Driven by the Anambra State ICT Agency in collaboration with Pineheight Systems Limited (PHSWEB), this pilot phase initiative, which signposts a resounding fulfillment of promises outlined in the People’s Manifesto, marks a significant stride towards launching the state into the digital age. As part of his visionary manifesto detailed on Pages 20 and 33, Governor Soludo pledged to “Provide cheap (and ultimately free) Wi-Fi hotspots in public places for the takeoff of the State’s emergence into the digital age” and “Work with development partners to deploy broadband access to schools across all levels and public libraries to improve access to the internet https://techandbiz.com.ng/2024/02/23/anambra-state-ict-agency-announces-launch-of-pilot-phase-of-free-public-wi-fi-initiative-in-awka/ |
