₦airaland Forum

Kennyking1234:
drop yours whatsapp

join the last digits

Please don't quote so I can delete it later

just drop okay under so I know u have seen it

How do you take care of more than your official girlfriend. you take one out to a restaurant. go shopping. buy gifts.

How are you not broke?

I met a high school Friend of mine a month ago and God she looked like an angel I enquired if she she had done surgery she laughed and said it was nothing special just her average look. I later found out she was into modelling. she invited to one of her catwalk show at a beach location after the show we hit the after party to my bedroom and she was a delight. good bedmatics. curves on point.

Models are just unique. what do you think ever had a fling or relationship with a model.

Saw that on Twitter. posted by a girl obviously.
So is there. if so how do I attain it?

ashewoboy:
The man is the giver, the woman is the receiver. the woman receives sperm, the man gives sperm. The woman starts looking like the man.

Hwfa I go like knack that babe for your pic how you see am

I mean does it help to keep you charged up before sex

Lalasticlala

delugadou:
funny wife. My neighbor hires only male house helps to avoid story.

hahaha this may be a solution.

what if the tables are turned. the guy starts making advances at madam

GOFRONT:
And he never tey when Rudeboy impregnate his own housegirl.....


I keep saying this.......The day a housegirl is introduced into the building is the day Oga's preek start charging towards her. At this point, Madam's kitty becomes obsolete to oga's preek.

It's high time housewives start impregnating their drivers and gatemen.

Do me I do you.....

hahaha say na do me I do.

men preek dey charge

So I just heard my neighbors wife screaming on a beautiful Sunday morning that she caught her husband sleeping with the house maid who she later found out is pregnant.

This my neighbor is a very wealthy banker in one new generation bank. in summary he's doing well and now like this marriage don end cause the wife bags don dey outside her house. E don be.

Men see as the housegirl even set. rounded yanch nice height. if na me I for dey give her AJ styles.

is this trend coming back?
Have you experience such? Please share. make I laugh.

lessonotes:
Hello Investors,

I need a honest advise. Is it more profitable to invest in the Nigerian Stock Exchange (via mytradebook.com, meristem or Arm) or American Stock Exchange (via Passfolio, Bamboo etc)?

I have been monitoring the markets for a while now, and it seems the Nigerian stock exchange listed companies share prices have very minimal daily movements as compared to their American counteparts.

For example, In 1 year, there is a stock in the US called ROKU https://www.investing.com/equities/roku, it moved from $158 USD to $358USD as we speak, but the same can't be said of ABC Transport https://www.reuters.com/companies/ABCTRAN.LG/charts or VERITASKAP - https://cn.reuters.com/companies/VERITASKAP.LG/charts

Even Facebook - FB https://www.investing.com/equities/facebook-inc from $251 in September 2020 to $363 in August 2021
Chipolte Mexican Grill - CMG - https://www.investing.com/equities/chipotle-mexican-grill-inc from $1,220 in 13th Sept. 2020 to $1,920 in Aug 2021 not to talk of Netflix, Nvidia etc

My point is it seems the American markets have good daily movements than the Nigerian Stock Exchange. Kindly prove me wrong? Is it wise to invest in the NSE or the American Stock Exchange.

I know the NSE might have good daily movers, kindly advise which ones please; you can add a disclaimer to your picks since it won't constitute a financial advise.

Also please share your experience using the Investment Apps (Passfolio, Bamboo, Meristem or Arm Invest). I have used some local players and I must confess, after I sold the stocks and waiting for 2 days from the Central Clearing House, i got my funds plus the profit. Is it wise to use the foreign players like Passfolio, how easy is it to withdraw. Also exchange rate stuff when funding the foreign players, on Passfolio funding via Flutterwave is $1 = NGN522.

Thanks.

Cc: lalasticlala

Ask this question in this thread. a bunch of professionals on this matter are there
https://www.nairaland.com/878880/treasury-bills-nigeria/1981

Lalasticlala

Africa’s public transportation sector is gradually evolving with the emergence of new technology- driven modes of transportation. To speed up the pace of this evolution, Toronto-headquartered shared mobility startup, Plentywaka , which provides hassle-free shared rides on-demand, announced that it has fully acquired Stabus , one of Ghana’s leading mobility startups. This is a step to further Plentywaka’s ambition of building the largest shared mobility platform on the African continent, starting with West Africa.
Stabus was launched in 2019 by its co-founder, Isidore Kpotufe who shared that the startup has moved over 100,000 people in Accra, the capital city of Ghana. Their services include daily bus- stop to bus-stop transportation as well as providing staff bus solutions for multinationals like MTN Ghana and GB Foods. Following up on the acquisition deal announced today, Stabus will now be known as Plentywaka Ghana with the mobility platform offering a range of low-cost and premium vehicles which includes cars, mini-vans and buses for public transportation. Isidore Kpotufe will become the Country Manager of Plentywaka Ghana and will be joined by the current team of Stabus.

Plentywaka’s acquisition of Stabus comes in the wake of announcing its seed round of $1.2M USD, only two months after successfully ending the Techstars Toronto Accelerator Program in July 2021. This investment in Plentywaka attracted a wide range of investors from Canada, the United States, China and Nigeria. The Xchange , a Toronto based fund, led this seed round, while Techstars followed on their previous investment in Plentywaka to participate in the round as well. Other investors include SOSV , the most active VC globally in the angel/seed deal type and ShockVentures, a VC from the United States. Nigerian investment firms who participated in the round include Argentil Capital Partners and ODBA & Co Ventures , an early-stage investor in Kuda Bank. There were also a couple of angel investors from Canada, the US and Africa who also participated in the seed round to give Plentywaka the much-needed boost to continue its impressive growth. Plentywaka’s Co-Founder & CEO, Onyeka Akumah said, “Plentywaka’s acquisition of Stabus is a firm statement about our commitment to grow and build the largest shared mobility startup in Africa, one country at a time. Isidore is a brilliant entrepreneur and we are excited about having him and his team execute our plans for the Ghanaian market as Plentywaka Ghana’s operations commences on the 16th of September in Accra. In addition to our work in Ghana, we are also really happy about the progress we’ve made in Nigeria as well to scale our Dailywaka service that provides bus-stop to bus-stop transportation service for thousands of commuters. Today, we have moved close to half a million people and that’s a credit to the effort of my team, our heroes (a term used to describe Plentywaka drivers) and our investors who continue to believe and support our growth with their investments. With our Travelwaka service, we have been able to cater for interstate travelers across 21 cities in Nigeria and we are looking to expand to more cities as new bus partners sign up with us.”
Todd Finch , Founder and Managing Partner of The Xchange, the lead investor in the seed round, commented “The Xchange is on a mission to fuel purpose-driven founders with the capital and resources they need to realize the world-changing potential of their ideas. Given Onyeka’s proven track record, his team’s undeniable thirst for making an impact, and Plentywaka’s impressive growth, we knew this was an opportunity we wanted to invest in.”
With over 25 years of experience in building innovative technology startups, Todd Finch shared “The Xchange is excited to help Plentywaka accelerate and scale their impact. “We are excited to support Onyeka and the team with the resources they need to realize the full potential of their vision to change the African transport ecosystem. We have been most impressed with Plentywaka’s human-centred approach, putting the drivers as the heroes of the story while creating an exceptional passenger experience. We are committed to supporting the vision of Plentywaka, its founders, and its journey for many years to come.”
Also speaking on Techstars participation in the Plentywaka seed round, Sunil Sharma , Managing Director of Techstars Toronto said, “We are incredibly excited by our investment in Plentywaka. Techstars is a huge believer in the future of Africa and a proud supporter of African entrepreneurs. Onyeka is a two-time Techstars founder which deepens this relationship further.”

Despite suspending its operations for 5 months in 2020 as a result of the global pandemic, Plentywaka has still been able to get 960 vehicles registered on its platform and help its riders commute more than 480,000 times in less than 2 years. According to Onyeka Akumah, expanding into Ghana is just the beginning for the team as it aligns with its Pan-African expansion plan. He said that Plentywaka is going to replicate its model across 6 other African countries within the next 2 years and will be looking for the right kind of investors and partners to join the ‘black and yellow’ movement to provide the best-in-class transportation service connecting cities and communities with technology across Africa. — About Plentywaka Plentywaka is West Africa’s largest shared mobility startup that offers commuters convenience, safety, and comfort through daily rides and road travel ticketing services. With branches in Nigeria and Ghana, Plentywaka is changing the way hundreds of thousands of commuters get around with close to half a million rides completed on our app, providing fast and convenient trips in real-time. To learn more about Plentywaka, please visit www.plentywaka.com or connect with us on Facebook, Twitter, or Instagram. The mobile app is also available for download via the Google Playstore and the IOS App.
https://www.bellanaija.com/2021/08/plentywaka-acquires-stabus/

Raphaelmary:
There is PrEP and there's PEP. Ewo lo fe lo?

modified read again

PrEP sorry

Truvelisback:
Ur write up no get head. It's obvious that u are completely confused. Ur write up is like u av the virus and at the same time u don't have the virus. Oga, Come out plain and stop beating around the bush, so who can help u will help u. If u aren't sure of ur status go a medical check up.

modified read again

Xixtie:
Only someone extremely filled with the spirit can comprehend all you just typed.
I can't make a meaning out of this.

modified read again

Please those who are informed on the use should please share information.
Let's learn if e go or e no go just state with FACTS.
man no be island.

if you have never had HIV can you use PrEP while having sex without any precautions?

Because the PrEP is for those with the HIV virus correct me if am wrong.

Kennyking1234:
let me ask someone

Please really appreciate.

make I drop my number or you fit drop am delete am later.

just let me know when you do

babadey:
Hi. I've been following your comments since and I find it that you're very knowledgeable both on the books and street wise.

How can I invest in the agricultural sector. What are the requirements? I have a dollar account already. What's next? I'm a farmer. I'm into animal husbandry and I want to expand into crops as well.

Please how did you get a dollar account?

Do you mean dom?

jedisco:
In summary, these were my views...

Few years back, I liquidated most cash based naira investments into the usd.

My reasons were...There has been no time in history (over 40yrs) that there were 2 different exchange rates with a significant gap between them that the naira did not continue to devalue. A 25% difference between the two rates as we've had recently effectively means that by simply holding the dollar, one is likely to outperform most naira based cash investments... This has remained true for the majority of the last decade...
As I don't have access to cheap forex or a business to actively transfer the cost to customers, I was left with two options... One is watching the buying power of my naira reduce while I bear the brunt of subsidizing forex for the few rich... The second option was to keep some of my savings in forex pending when CBN merged both rates

How...
The hassles of a dom account or holding hard forex is too much. I opted to convert into crypt0 stable coins. These are crypt0 coins whose value is pegged to a known currency (mainly usd) and their price is effectively non volatile... When I did this, one could directly buy such coyns on exchanges with the naira. Now the way to do that is using the peer to peer (similar to an escrow) scheme run my most exchanges which is safe if you know what you're doing. The good thing is that both buying and selling is done at the prevailing market rate. After getting such coyns, I can decide what to do... I can decide to stake them (similar to fixed deposit) with interest rates of about 7% apr or transfer them out and keep in a wallet pending when I want to sell back into naira


Finally, while I hope the naira regains stability so this inflation can abate... What I wouldn't do is impoverish myself so that a few rich can feed fat. The CBN has actively introduced alot of measures last week trying to combat the forex disparity. Though I believe they're completely missing the point, but lets see how the market responds to these measures...

Thank you for the response very informative. learnt A lot

Please how do you get cheap forex?
and
what platform you use for the stable coins.

Very funny article. A nice read tho.
A bit of ashwa with classy vibes.

Female lawyers move fast in the marriage transfer
market. They can be loyal, dependable and
protective spouses … if well treated.
My brother, to marry a lawyer, you can start by
catching her young when she is still at the
university. To do this, you must penetrate her
circle. You know student lawyers are always
decked in their official black and white outfits.
They tend to move together in groups and most
times give off a snobbish vibe to the outsider who
wants to get close. So you have to wear your
white shirt atop a black trouser, black belt and
black cover shoes. Hang around the law faculty,
lecture rooms and courtrooms. With your outfit,
you will blend in easily and the beautiful law
student will give you a listening ear.
If you want to marry a lawyer you must be very
vocal about the rule of law on your Facebook
page. Make several posts and comments
demanding that the rule of law must be respected
by the government of the day. Declare that you
can never vote for any government that interferes
with the judiciary. Call for a mass protest against
the president for removing the Chief Justice of
Nigeria unconstitutionally. Ensure she sees the
posts. Tag and mention her. Your lawyer crush
will notice you and will start loving your posts.
When you slide into her DMs with “Elo baby,” she
will welcome you with a kiss smiley.
Congratulations bro.
If you want to marry a female lawyer, ensure that
on the day of her call-to-bar you put up a
congratulatory post with her picture in official
lawyer regalia. Write in the caption that you
always knew that she would make it through the
tough law school. Include in the post that you
can’t wait for her to become a SAN. If you are
eyeing three lawyers, schedule your posts to
appear at different times in the day: One in the
morning, afternoon and evening respectively.
There must be no conflict. There is no
forgiveness for failing to put up a post for her on
this day. Don’t be like Effiong who forgot to put
up a post for his lawyer crush on the day of her
call to bar and suffered the punishment of being
banished from her heart forever.
If you want a lawyer to say yes to you, you have
to help set up her private practice. Do you have
space in your house? Look for one room or a
container space that can fit in a table, chair, few
files and desktop computer that has been around
since the days of Charles Babbage. That will
serve as the office space for her law firm. Give
the firm a name. Call it Ima & Ikpaeduok
chambers.

You know one interesting thing about lawyers is
that a single case or deal can turn them from a
hundredaire to a multi-millionaire. So you need to
get clients for your lawyer crush if you want her to
surrender her heart to you. You have to befriend
property owners. When they have buyers for their
properties, recommend your lawyer friend as a
competent attorney who will draw up the legal
agreement and contract. When she gets the deal,
she will tuck in 35% of the sales amount as her
legal fees.

You also need to make friends with people who
are having serious issues in their marriages.
Encourage them to divorce their partners. Your
lawyer crush will end up as their attorney and will
charge 40% legal fees. When you finally pop the
marriage question, she will say yes. How can she
refuse you, her backbone? Together you two will
buy a mansion in and relocate to the Island of
Malta.

My brother, you can’t escape speaking legalese if
you want to marry a lawyer. To improve your legal
vocabulary, read all the novels written by John
Grisham and watch all the seasons and episodes
of Suits .

Use legal rulings to spice up your convos. Tell her
that a precedent was established in the case of
Mma Ikwo Vs. Ikakke 1973, stating that stealing
meat from the pot at 2 AM in the kitchen is legal
as long as the cooking pot is not properly
covered by the owner of the pot. She will be
impressed by your legal knowledge and will start
seeing a pleasant future with you.
Lawyers like to be respected, so if you want her
to marry you, before you make any request from
her, bow before her and address her as “My
Lord.” Avoid arguments with her, just say,
“Objection sustained” to every point she makes.
She will fall head over heels in love with you.

Whenever she makes any post about attending a
law dinner, drop a comment expressing your
admiration of the concept of law dinners. Lament
that for five years of your stay in school you never
had the opportunity of sharing a packet of cabin
biscuit with your lecturers talkless of having a full
dinner of fried chicken and tasty wine with them.
She will invite you for a private dinner and if you
play your cards well, you will win her over.
Finally, if you want her to marry you, buy a new
wig and send it to her as a Valentine’s Day gift.

Thank God the ASUU strike has been called off.
Let me go and iron my black and white outfit in
preparation for hunting tomorrow.


https://www.bellanaija.com/2019/02/iniobong-umoh-marry-female-lawyer/#comment-2403514

jedisco:
I've shared thoughts on this in the past here and they've largely remained unchanged

Please could you share again.

Like I said I'm new here. would value your opinion.

freeman67:
Hi, welcome.. lots of discussion have been done about it in the past. The general known to convert was by buying directly from Bureau De Change (BDC). However, recently the CBN have stopped the supply to BDCs and instead ask people to buy from bank instead. The headache there now is that unlike BDC where you can just go and buy what you want without question, the will restrict customers to an amount. You would also follow a process before buying/converting.

With what was discussed here in recent past and the present economic situation, just having your funds in USD is enough to beat inflation and devaluation. The only worry would be how to keep it safe if it is in your custody. That said, you can also invest it in FG Euro Bond if it is upto the minimum required or Euro Bond Funds with asset managers to increase it.

These are just the basics...

Thank You for this.

Is the FG Euro bonds the only and best way to attain what I want. I.e saving dollars in cases of naira devaluation

Kennyking1234:
ago okota Lagos "exclusive" ohafia
And de heavens festac

Nice one bro. I'll sample them.

but I never enter lagos yet you fit find some of the girls number push am come my side.

9jah:
Me I like big nyash and big breast,while enjoying my $3000 supply of monthly Tenofovir tablets, against any stds- if you no ,now you know -Im a sucker for beautiful women - No drugs or alcohol,fancy cars,building houses,traveling and enjoying, life is too short -No amount of peer pressure ,will stop me from enjoying this crazy world.

haha boss...I dey with you full time

wait how do you use that antiretroviral.

for a non sick person taking it any repercussion?

Kennyking1234:
True, I worked somewhere very close to a brothel and some of the girls are extremely beautiful, they don't look a typical runs girl, they are more Like a normal fine girl or someone's babe.

location please

Parisian:
Wahala for who dey save money in Naira. My savings is in usdt so it's obviously not in my bank account meaning that Buhari and his stupid limitations don't affect me, rather it will make my earnings increase in Naira whenever the currency depreciates.

If you know you know

How do you save dollars abroad?

please educate me