UrFears:


Thanks boss, I’m on the electoral roll already, though it was when I was at my old address

First, change your address on the electoral register. Then, check for the best SIM price deal on MoneySupermarket and set up a direct debit for your SIM. Next, move your salary to a high street bank. Give it some time, and then check with a credit reference app to see if you’re eligible for a credit card. Once you’re preapproved, get a card and learn how to use it responsibly. After that, give it some more time.

RalphJean:


Sounds dodgy.
Why would you suggest OP use a different name? Is the ‘use of a different name’ not meant for criminally-minded people?

I just don’t want my name in any of their correspondence letters.

Autophys1:
Hello everyone, please can anyone help me with a copy of a letter to send to the TV licensing agency to inform them that I do not watch live TV and I am not interested in paying their fees.
Thank you.

Is best to call them on phone. Use a different name and tell them you just moved into the property and you don’t want them to keep sending you those mails

mauchiz:

We like cheap things,
You cant compare Nigeria with Europe and China.
Our leaders are the problem not the people.
How many people are working in this country?
How many schools will implement this minimum wage?
How will the government make sure employers, schools pay there workers this minimum wage monthly?
He should leave everything to be cheap for us, we like it like that, he should train people, prepare the adequate structures needed before all this things his.
How many people is working with the government?
This minimum wage of a thing is a scam, is Nigeria government able to impose minimum wage on small scale business owners?
Few people are working, minimum wage is a scam, because only 2 percent of Nigerians are working.
Minimum wage will not work, except everyone in Nigeria is working.
What of people that do menial jobs? What of people that hawk things?
Tinubu is a very wicked man, he did not consider others before take harsh decisions like this, how many Nigerians are educated?
How many are rich?
What are you saying?

Prices of goods and services should not be controlled by a government that cannot control its borders. This is the point. The average Nigerian does not understand that prices are supposed to be controlled by market forces. For a country to be productive, it must have transparent business policies that make it more conducive to do business. No investors want to invest in a country where the prices of their products are controlled by the government.

Other countries in the world have small and medium-scale businesses, and they all pay taxes and minimum wages. The average Nigerian has the mentality that the government is rich and should be able to do everything to make life easier for its citizens. The truth is, many past Nigerian leaders had the same ideology and ended up borrowing and mortgaging the future generations. Nigeria is not as rich as everyone thinks. The oil is not a blessing but a curse, and no amount of natural resources can compare to the value of people.

As you rightly pointed out, how will the people survive? We have people who depend on the government and do not think of contributing anything to the country. Every nation in the world relies on its people, and in Nigeria, people have the mentality that the government needs to do something for them. Prices should be determined by demand and supply. The private sector can pay whatever they agree on for minimum wage because it is just added to the cost of the product.

mauchiz:
Federal government should have a farm and not rely on the farmers they give grains and governors, they only buy jet and houses.
The farmers export the produce out of Nigeria and sell most of the grains out.

Is it that federal government can't have farms in all the states?
They should begin to think of solutions and stop complaining, people are not interested in all these things, they only need results, moreover no one sent you to contest for election.
The problems of being a president has started, deal with it before you destroy the country.

Nigerians are the problem in this country, not the leaders. Petrol is sold for an average of 3000 Naira per liter in the UK and other Western countries. The issue is that we have crude oil but are importing from them. You should ask yourselves why. It’s because the average Nigerian likes to chase shadows. You want things to be cheaper in Nigeria compared to our neighboring countries, while countries with sophisticated technology like the US and UK find it impossible to control their borders. We should be rioting for an increase in the minimum wage, not for the cost of things. China doesn’t care about the price of the dollar; they work hard to earn a living. As long as you keep complaining about prices, this country is not going to get better. Let me tell you a secret: virtually everything is cheaper in Nigeria, including its people.

Oshkosch:
Nawa for this useless government.
You claim we are spending $600m importing fuel monthly.
Are Nigerians not paying for the fuel? Is the government giving the fuel to Nigerians free??

Mr Finance minister, you and your colleagues are evil people and you don’t care about the pains of the ordinary Nigerians.
Let me ask you Mr Minister, how many houses did u have overseas??

Nigerians are the problem in this country, not the leaders. Petrol is sold for an average of 3000 Naira per liter in the UK and other Western countries. The issue is that we have crude oil but are importing from them. You should ask yourselves why. It’s because the average Nigerian likes to chase shadows. You want things to be cheaper in Nigeria compared to our neighboring countries, while countries with sophisticated technology like the US and UK find it impossible to control their borders. We should be rioting for an increase in the minimum wage, not for the cost of things. China doesn’t care about the price of the dollar; they work hard to earn a living. As long as you keep complaining about prices, this country is not going to get better. Let me tell you a secret: virtually everything is cheaper in Nigeria, including its people.

Lexusgs430:


I use vpnify.......

Thanks. I see it’s £30 annually. Is there a cheat code, or is there a fee for outright purchase? Thanks again.

@Lesusgs430. Are there any recommendations for VPNs or methods to bypass geo-restrictions on a smart TV?

Lexusgs430:



If you're under 40, put money into a LISA account (assuming you want to buy a new build)...... Start speaking to a broker/lender when your financial obligations are 90% ready).......

Does it mean we cannot buy old build with LISA fund?

Zonefree:
The idea of confessing your sins to your fellow man is what I don't understand about Catholic.




The Bible made it clear for us. Confess your sins to the Lord direct. Your pastor or Rev father cannot forgive your sins or even take you to Heaven.

James 5:16
16 Confess your faults one to another, and pray one for another, that ye may be healed. The effectual fervent prayer of a righteous man availeth much.

Lexusgs430:



Oya, take this..... £5K.....

https://www.ebay.co.uk/itm/186370438881?mkcid=16&mkevt=1&mkrid=711-127632-2357-0&ssspo=v1yvpjdwqqs&sssrc=4429486&ssuid=qocc3p2OTb2&var=&widget_ver=artemis&media=COPY

I used to think deals like this were scams, considering the price and the seller’s account. Have you had success buying from new users with prices way below market value?

Does anyone know if it’s possible to negotiate at Arnold Clark? I just spoke to a consultant who said their prices are lower price guaranteed, so as such, it’s fixed. Any tips? Thanks.

Globalshaper:
Good day, house

Please I need clarity on my credit journey.

In a quest to ramp up my credit history to position for early mortgage in the UK…

- I have tried to upgrade my contract only sim with Vodafone to phone + sim but got declined.

- I have tried to open (activate) my Experian account, also got declined because my details can’t be verified.

- My credit score with transunion seems to be crawling at 562 after 5 months of being in the UK.

- I didn’t qualify for CapitalOne Card.

- ClearScore (Equifax) didn’t also give me much product option

It’s looking to me like building my credit history will take minimum of 2 years to even begin the journey. Yet I keep seeing people here having fantastic credit score after 5 months of being in the Uk or getting a mortgage after 2 years.


My question:
What practical steps can I take to ramp up my credit history and position for early mortgage with my short UK residence history?


Thanks you 🙏

If you’re not registered to vote, that could be why you were declined. Please refrain from applying for any product without pre-approval, including a SIM contract. You can use Money Supermarket to find a SIM-only deal.

elengine:
So I just got a credit card with high interest rate. The rate doesn't bother me anyway because my intention is to use the card to buy things from Asda for instance and then pay back to boost my credit limit limit and score. My question us this, should I always wait for them to send me statement or I should just return the money used as soon as I used it. Please help so as to avoid paying interest. Thanks.

The best practice is to set up a direct debit and try to keep your payment under control prior to your statement date, ensuring your statement always has a reasonable balance.

Noworries11:
Brethren
In order to kill procrastination, I decided to select and book a date (17th of August) for my theory test...
Presently i do score 46/50 with the 4 in 1 app
So far 47 max however I do score 4/5 on the average on hazard perception but sometimes would score zero on the same hazard perception

Is there sth I have not understood or getting wrong
I get shocked and confused whenever this happens... I only use the 4 in 1 app (self study)

Elders and those who passed with the app
Abeg advise or recommend practice style/materials
Thank you

That’s quite enough time to prepare given your progress, and you have all the materials you need. But stop playing games with the hazard perception, try to understand how points are calculated. I’ll advise you start with the training videos again.

ukay2:
For CASH LISA account holders, do not forget to get the £4,000 into it to get the free 25% ((£1,000) by end of tax year in 5th April 2023. This could be used to deposit for your first mortgage house. Husband and wife less than 40 years could open this account and save upto £10,000 each tax year until both reach 50 years when you cannot save money in the LISA account.


For STOCK & SHARES ISA account holders, do not forget to max out the £20,000 allowance per tax year, 5th April, 2023. When you max out the £20k in stocks and shares ISA account, you can keep putting more funds in your General Investment Account.

There are so many stocks that are quite cheap in NYSE...you can cherry pick good dividend paying stocks with dividend yields upto 6-8%.

Remember that profits from stocks and share lSA account and dividend payments from your stocks and shares ISA account are not TAXABLE....tax man doesn't look into these earnings

Slow and steady win in the market....

HAPPY 2023.....

Hello, Which bank offers this LISA account option?
Or what is the process of opening a LISA account?
Thanks

bigtt76:
Nice one. Did you registered successfully for ER or you were rejected? I got my AMEX within weeks of entering the UK.

You might be right on the Clearscore using Experian. Most of them interconnect but Experian takes longer to update your scores compared to TransUnion (I use them through Totally Money - free).

Hello, how did you go about the address thing. I cannot find a way to impute Nigerian address. And I still can't register with clearscore because they required 3years UK address. Is there something I am doing wrong?

Geofavor:
Is it normal for a suggested name on squadhelp to be pending review for over a week?

Very normal this days. The once they don't like, they reject almost immediately. Let's say it has 70% chance of acceptance. Mine is 10 days now. They've rejected several batches.

ikhalyfah:

1. Since d domain was registered there, i didn't change nameserver, also i doubt if it's necessary b4 listing
2.yes. i shared d link and buyer click on buy now and paid

Thanks.s

ikhalyfah:

Yes i outbound.
Name was reg @ godaddy 0.99$ promo

Thanks.

But I just wanted this question clear out.

1, Did you point the name servers to godaddy?
2, Did you share a link to your auction page?

Thanks again?

ikhalyfah:

Auctions.godaddy.com

Thanks for your updates. Did you outbound the auction? If so, did you change the name servers to godaddy?

Thanks.

Dreydoe:
Bro Please what' exactly are you doing to sell Geo's ds high? Whats the secret abeg

No secrets. It's just God, my first three offers feel through. Probably because buyer was sceptical about the price. First ever offer was 320 I accepted buyer got cold feet. Second was 150 same thing. Third was 350 but did not follow though. So I decided I'll always counter to check the seriousness because Dan pend your domain for as long as possible to get payment through.
Thanks guys for all the well wishes. Thanks to you too @thorrvik55. I can't wait for yours.

T

paulsir:
I have a proposal, some people find it difficult to search for a brandable names. I can be of help for a token. I can get up to 20 names a day.
Get in touch if you have interest.

Make sure you will register before dropping for squadhelp.

Check your pm

Simpsonrocket:

Ok. should I contact their customer care or our ambassador.

Yes or Rob. It's for namepros members.

iCauseTrouble:

They don't support Afternic fast transfer. I have some domains with them

Thanks.

Simpsonrocket:

I think the promo just started

Yes. It was smooth.

Please any one tried reg with LCN?

ikhalyfah:

From an app.
Called TextMe

Thanks

ikhalyfah:

No. US

How did you get the number?
Please don't be angry or can I dm you?

ikhalyfah:

No. US

How? Please are you in the US? Can I dm you?

ikhalyfah:
Hello house, i received a call from an end user on Tuesday afternoon (US's morning) to enquire about my domain and to know if my email was legit. We spoke and she said she will get back to me if she has any questions.
Should i call her back today (so they can finally make a decision through the weekend if still interested), or i should wait for more days??

Hello. Is it through your Naija number?