₦airaland Forum

Mooh247:



Nothing will happen you can also threaten them back that your Lawyers would contact them or drag them to court if they continue harrasing you for what you never consented to

As for your friend, quickly dissociate with him, and keep issuing out disclaimers whenever the loan company contacts you

When will Nigerians stop blaming loan companies and start blaming chronic loan defualters and debtors... It seems it is now cool to borrow funds without paying and simply blame the lending party

UK and US citizens enjoy Credit system and it makes their lives easier

*You need a new iPhone, you get it on credit contract... When you are tired of the device you sell to Africa

*You need a Car you get car loan, pay back monthly and sell off to Africa when you need a new one

*You have an Idea to moneytise or Cormercialise you get a start-up loan and begin a business.. you pay back and get more to expand your business

*You want to get educated, you get Students loan, get certified and qualified then start paying back

Nigerians and African Credit system

*You want to host a party (Marriage , Naming. Ceremony, Funeral) you tell lies to get a Loan and hope people spray you money to pay back

*You are jobless and want to pay bills you take loan

*You want to fvck Olosho you take loan



.

May GOD bless u for the submission..
There's no place in the world where we don't have lending companies.
The purpose is supposed to be for startups for business and more positive things.
They go ahead to obtain a loan they must have read the terms and conditions of these companies but they don't mind.
The story is now all about loan apps being the guilty party while those that lavished the money the borrowed without having plans to payback are exonerated!
Okay ooo

lovediehatelive:
Okay guys, sometimes a lady might be forming too hard to get, and for many guys nowadays, they don't waste much time and move on to the next girl who surprisingly won't suffer him that much.

However, there are some guys that will still keep on disturbing the girl playing hard to get, and it might take several months, before she finally accepts.

Such relationship will create the impression that the guy loves the girl more, and some ladies could use this to pepper the guy. Well, some might turn out to love the guy wholeheartedly.

The question is for guys, how did the relationship go? Sweet, one-sided or you totally regret it?

Please share your experiences.

She was my elder sister's friend..
I like her so much, been tracking her for years she no gree ooo..
I just jejely went after her junior sister, she got jealous and scolded her sis that she's too young for that..
I approached her that her sis is above 18 why not? There she told me I can't be dating two sisters. That's how I got my yes indirectly..
That week rain fall, she was passing by as at the time as she claims, she had to run from the rain, na only me dey inside, and voila! Something led to another anything and the knacking happen. The rest was history!

OBALOLA55:
AND YOU DON’T THINK THAT A MAN WHO SINGLE-HANDEDLY MADE BUHARI THE PRESIDENT OF NIGERIA (ACCORDING TO TINUBU MEDIA COWS) IS NOT SUPPOSE TO BE THERE OR ACKNOWLEDGE BY THE PRESIDENT

I don't really get..
Why exactly should Tinubu be there?
Even when they were commissioning the railways in Lagos he wasn't there..
So APC should be packing their leaders to all events..
You guys just want Tinubu to be everywhere, what are u scared of? Are u conceding the fact that he's the next president? You are making him too important and popular, all these propagandas are indirectly working for him..
Why must Tinubu be there or close to Buhari, what was the occasion about? Is Buhari GOD?
Very soon if una no see anything talk, u say why Tinubu no carry Mc Oluomo join body..
Bunch of nonentities
I'm do disappointed in Sahara reporters for this!

Ebubu:
The relatives of the husband are easily the culprits here.


Arrest them all, try them and jail them for manslaughter if found guilty.

This is beyond manslaughter, this is first degree murder!

ABIODUN105:
Remember the sabbath day and keep it holy

Sabbath day is not for the Christians, it is for the Judahists.. They believe in the old laws given by GOD through Moses. If you'll keep hammering on Sabbath day, then u should also embrace all the old laws in the old testament, like stoning olosho to death, an eye for an eye etc..
Judahism is a very different religion from Christianity, in fact a large proportion of Israelites don't affiliate with Christianity, instead they're Judahists or Muslims..
Sabbath is an old law not meant for Christians.
Jesus never emphasize on it, though he never condemned it too, but if u chose to love keeping the day holy, note: you must not do anyone work on that day, not to even safe your dying dog or chicken, there's nothing like quickly attending to customers or ur boss at work etc, and lastly, it must be on a Saturday not Sunday!

LIVINGICON:
Kai, 12 inches no go fit reach dis one.
E go too deep.

E no hard!

U go climb table na

Plus10:
What stop them from doing the right thing by operating legally,imagine a loan firm with over 800 staff yet is not registered with CAC,no physical address, no paying of tax,imploys dubious loan recovery methods by name shaming defaulters. I abeg FG did the right thing,those employees affected should look for a befitting job after all they have been hiding their identity to avoid public lynch.

They're paying tax ooo..
And the borrowers know these terms and conditions before going ahead to obtain those loans, how do u justify that?
Yes they've faults for operating illegally and defaming people, but how about the people?
I applied for 40k and I'm told to repay 55k while we I go ahead to obtain that kinda loan?
U cum collect am finish cum dey complain say e too much, were u given the money under duress?
If u say may government close am down, it won't affect the owners one bit, na ur country e go affect, millions of borrowers who sustain their businesses with these petty loans would be affected, thousands of youths would go back to the street and u know what that means..
Rather we should agree that standards and regulations shoyd be given to these companies so everyone would be happy!

Proboy21:
It shall not be well with the jobs they have. Is that one a job, a job you will unneccessarily insult people for no reason anjob u will defame people And u call that one a job

Very wrong to insult or defame anyone, but is it good for someone to also take loans he have the intention not to pay back?
Let's be realistic here, both parties are guilty..
Loan apps are guilty of going extra miles because not all defaulters that has the intention not to pay. While sime borrowers are also guilty of going ahead to obtain loans they know they can't pay back in the stipulated date.
And talking about jobs, let federal government provide jobs so that youths won't run to loan companies for solace... The jobs available now are teaching job of 25-30k monthly while these companies pay double and more..
There should be law guiding the activities of both the loan companies and the borrowers.

LZAA:
If you call sitting in a cubicle insulting customers and defaming them on all media employment you seriously need help
There's a reason your chinese overlords don't work in US or Europe
The law would eat them for breakfast
Conform with financial rules or ahut down
QED

I don't know why u called Chinese your lords..
But don't be deceived, China and US, Europe have good economic relationship despite their ideological differences, don't just stay here to and assume, go and read about Chinese investments and every nook and cranny of the world..
And yes, I never said loan apps shouldn't conform with financial laws guiding their operations, but borrowers too should not be having the intention to default. What is good for the goose is like wise good for the gander

PrinceOfLagos:
The report states that there illegal loan operators account has be frozen, their laptops seized and offices shut down . Meaning the loan companies are no longer in possession of debtors information .

And with banks frozen, which account will debtors pay back loan they collected ?

The possibility of the government wiping out debtors information from the seized computers are 90% sure .... So it's a win win situation for the debtors

And that's good right?
Thousands of people are rendered jobless while debtors that read the terms and conditions before going ahead to borrow go scot free..
Nemesis will catch up with the bad party between the loan apps and the borrowers..

MadamVanessa:





Nice one if it's true.

This thing has plunged a lot of people into pitiable debt.

But I don't know how someone can loaned money and find it very hard to pay back on the agreed date. When the loan company start disgracing them, they start crying foul. Some of them will run to nairaland to seek for help. Very stupid and uselesssss people infact thieves. I don't blame loan companies at all for their actions.

Spot on!
U access a loan app, read their terms and conditions, know their interest rate and due date and went ahead to apply for the loan..
Isn't it an act of cheating when u started complaining about the things u have read when the due date arrive?
I've seen people who are so dogged about not paying their loans back, not that they don't have but they just wanna cheat.
Thousands of youths are reasonably employed by these loan companies, I wonder what their fate will be if these companies are shut down, instead I think some standards and regulations should be given to these companies instead of outrightly shutting them down..

Butter bread, crackers(yellow nylon), pako, speady, short cake, coconut biscuit etc

Came4amo:
When u look like an apology u sure need to ..

You know prior to this time that this is Africa!
Greetings are like food to us, we don't care whether u are up to do at your job, inasmuch u can lick the ass of ur boss 24/7 u are a good employee.. That's what works here, though abnormal but u should have known from the onset.. It started when u wete in primary and secondary schools, ur class captain must attain ur respect, if not, ur name will always be in the list of noisemakers..
In the university, ur course rep may not submit ur assignment if u don't show a certain level of respect to him or her..
Even for nysc camp, u don enter gbeke if the platoon leader doesn't feel respected by u..
At church and mosque, ur youth president or whatever must me extremely respected, else, u are in deep soup..
At home, if u try any nonsense with the first born, u fit no eat when papa and mama no dey around..
This is Africa, u were groomed this way, though it is abnormal but these are the norms here, its either u take it or u leave it.
About ur legal actions, comrade that director will find another allegation to shoot u in the leg rather than just not greeting him.. U beta respect urself and goan apologize..
E be like say u don see work for oil company abi..

So sad it has to be this way..
If this happens to us in the western world, we'll be screaming racism, what name do we give to this now
So sad!

Dsalvo:
Not a popular opinion but the truth is that most Nigerians are garbage human resources, in comparison to others, and the real reason Nigeria is the way it is.

Omokri is a pathetic and paid sycophants who has a deliberate agenda of deception to aid benefactors like Jonathan, Alison-Madueke, Atiku, PDP etal.

Yet it is the dumb responses Reno gets to his banal comments, meant for grade A olodos who cannot think critically, that is truly sad.

Is Tinubu running to replace Messi at PSG or Ronaldo at MANu?

Also, especially applicable to the dullards egging Omokri on, is OBJ now someone to celebrate and hold up as an example?

OBJ, as PDP President, imposed gangsters, looters and the worst possible calibre of leaders on the SW, as Governors, in his time. That was what OBJ, the "hero", did to his own people and region of origin.

What did Tinubu do? Fought OBJ relentlessly to get rid of "gangster" politics in the SW, 'sanitise' the olitics of the region and replace the goons of OBJ with world reknowned scholars, academics and technocrats like Fashola, Ajimobi, Amosun, Fayemi etal.


It is Tinubu who cleaned the SW political Augean Stables to the extent technocrats, performers and visionary folks from anywhere and any background, the sort who dare not get involved in Nigerian politics during OBJ's reign, can seek political office today and actually be voted into office.

Tinubu is a man always associated with positives and highly appreciated and well-regarded by his political peers far more than OBJ, GEJ, Buhari and other leaders we have had since 1999.

Only an ignoramus or a deliberate mischief-maker, like Omokri, would compare Tinubu with OBJ.

Tinubu, and it is 100% proven, can turn Nigeria round in even 2 years because of the calibre of people he will deploy everywhere and protect uncompromisingly to deliver for Nigeria.

Tinubu, unlike OBJ, Jonathan and even Buhari, does not do political expediency when it comes to critical leadership positions. That is one of his greatest strengths as a leaders others cannot match. It is the reason Lagos is miles ahead of all other Nigerian States today.

The likes of Fashola, Osinbajo, Ambode, Sanwo Olu and literally thousands of others have no business being politicians and would not be that but for Tinubu. Today they are all political leaders with positive achievements attached to their name because of the greatest name in Nigerian contemporary politics i.e Tinubu.

In the end, it is not very hard to see, from their asinine and dumb comment, that most Nigerians are tribalistic, hateful, divisive, wicked, frustrated souls and Lemmings who are incapable of seeing what matters and fully deserve the misrule and terrible Country they've gotten.

GOD bless u..
They sheer Reno on as if his criticisms are of good motives. The guy wants to force Atiku down our throats while he berates Tinubu..
He truth of the matter is he's so bad at doing all these, he's so vulnerable to the extent that his so called followers now use laugh smileys on his comments as if they're in comedy session..
You can't condemn Tinubu with reasonable records as governor of Lagos state and preach Atiku that failed wholefully as VP to us.
It is rather better Reno introduces a different person, who's savvy,younger and a technocrat to us than criticizing a certain old man for another ancestor..
What has OBJ playing football got to do with politics? So if the video of Atiku and Tinubu playing football, squash or basketball surfaces now, we should agree they're two best candidates?
Sport isn't for everyone, even some teenagers can't kick a ball but they're good at other things which some that are sporty can't do..
Instead of him bringing out substantial reasons why Tinubu should not be voted for, he's busy clowning around..
They keep bringing out propagandas that are not constitutionally strong enough to stop jagaban, unconsciously they keep making him stronger. They're making every conversation to be about him, and this is waxing him stronger.
Tinubu isn't the best candidate for me too, but if the only strong opposition Nigeria can produce is Atiku, then Tinubu has it for me..
He has proved to be a better administrator, leader, politician and innovator than Atiku can ever be.
Last word for Reno, you and Mike Tyson should be of the same age grade, pls go and challenge him to a fight, I swear na ur corpse dey go bring back home.

hepzhibaa:
Haha, is our president romancing America? lately he as been pleasing our American friends .

What do u guys want exactly?
If his extradition wasn't approved u guys will say they're pampering him because of this and that.. Now it is approved, na anoda u dey talk..
Nawa ooo

DropsMic:
Shame on Nigeria's government.. A very big shame

True..
But how about Nigerians over there?
They knew this is eventually gonna go down..
They live there and they have direct contact with everything happening prior to this invasion.
They should've been proactive with a plan before now, u can't underestimated the beating drums of war. A man is responsible for his own safety before another can save him.

But OBJ's birthday is in march now!
Are we in March already, abi too much money make dem dey celebrate the birthday from now?

Robbery in Edo doesn't concern Oba of Benin right? He had to leave the crisis behind to visit Aremu, truly Edo is not Lagos,
Hmm!

At last these women can have bragging rights.. The mode at which they've been marginalized can't be overemphasized, as if they put those marks on themselves...
Yung6ix tuale for u jare

As for me women with high rate of melanin, I mean dark girls with big boobs and straight figures turns me on, don't even look at fair ladies twice.

Darkseidxx:
Your book of lamentations/misery just started till the next 20 generations
EOD

U are so daft to the extent that u can can't formulate words yourself.. I don't blame u, retarded brain runs in ur gene..
Won't dwell on trying to sensitize someone like u, idiocy runs in ur lineage and it will go on till thy kingdom come...
Ur agony and cry of victimization just begun, u and ur whole lineage will eventually drown in ur ocean of tears..
I rest my case!

Darkseidxx:

Nawa for this guy
You sabi lament
May the book of lamentations nr depart from ya side
Amen!!

Empty head!
Go and cry no more!
I leave u and ur clan in ur pool of tears, don't let me add to ur misery...

Darkseidxx:
Oh your generation is already crying
How pathetic

Werey..
Who dey cry btw u me and u..
U lot that the book of lamentations is ur favorite...
Omo irankiran, afofungbemu oshi!

Darkseidxx:

Sweet tears

For your generation!!!

Darkseidxx:
See as she dy speak afonja
Bush woman

First and foremost there's no language like afonja enough of ur buffoonery.
Secondly u are a fool for calling someone a Bush woman because she's speaking her mother tongue..
Thirdly white man will come back and enslave u and ur clan only again because their language is divine to u, u still see them as ur gods.
In conclusion, abeg gettat and go and get a life...

SportsHD:
Yellow bonnet like son of rica .

I sight u..
Keep navigating the ocean of knowledge.

OBALOLA55:
HAVE YOU TRIED CONSULTING ADEYANJU DEJI

Why should I contact someone to tell me what I know?

whippersnapper:
Afonja people dey ugly abeg
From zlatan to naira Marley to this portable. abi comfortable. The mods should be adding viewers discretion. Even with the money, he still looks like someone from a bush in Congo. Money miss road indeed

U should have added Wizkid, Dbanj, Davido, Ninalowo, Odunlade, Desmond Elliot, Kizz Daniel, Olamide, Akinwnmi Adeshina, Rotimi of power, Idris Elba, Fireboy, etc..
Omoluabis keep knacking ur sisters, aunts, mothers,wives and girlfriends, u dey here dey lament..
Afonja ko afofungbemu ni...
Your papa no get sense at all, cos if e get he would've have taught u better..
Oloriburuku!

Like play like play..
Both the lovers and haters of Tinubu are either campaigning for directly of indirectly..
The more u criticize him, the more he garners more strength politically. In fact, he would've anticipated all these, throw all ur tantrums, I don't think this man and his cohorts give a hoot abt u!

OBALOLA55:
OKUN TRIBE ARE NOT YORUBAS

No! You're wrong..
Okun tribe by all means Yorubas..
Bring ur facts and figures, I'll bring mine..

Oduduwa707:
Tinubu killed Funsho Williams!

He also killed several peaceful protesters during the endsars protests. He's killed several political enemies.

Tinubu is a MURDERER!

You can't be so sure of that..
Funsho Williams died before the PDP primaries or thereabout, he wasn't PDP's flag bearer as at the point of his death..

Maxymilliano:
Who counted the bodies

Na u na..
Why not dedicate yourself to the counting of dead terrorists since NAF can't count again..
You only wanna hear bad news, goodnews always give u pains, and it'll keep on infiltrating pains into u. U will never be positive!

thesicilian:
Yeah, focus on the top ten who got their wealth not because of their university degrees, but because of their business acumen, while you conveniently ignore the almost 200 million others who are not so fortunate...

According to the Nigerian Bureau of Statistics, 22.5 million of the 35.5 million in the labor force did not receive a tertiary education, while 6.29 million never attended school. Not just that, they also found out that SSCE holders are the most employed in the country, with an impressive 13.2 million gainfully employed.

Seriously?

MufasaLion:
Other countries are trying to colonize Mars, this country is celebrating trash.

We'd not be here if this has been taken care of in the past. So they leave rice alone and start flying to Mars abi, ma Mars be our problem abi food. Oya go and eat mars then.
This administration is not doing well based on many things but let's commend them for this pls..