NextGovernor:
Best way to grace front page now is "MMM"

Once u say MMM is mad, Seun will put it on front page. Lol.

I warned my girlfriend, family members and friends not to invest in any of these Schemes. If you are brilliant you ought to know it won't last, not genuine and you can be trapped at anytime. So why taking the risk?

Those shouting it's coming back January how are they going to pay you? You think someone in his right senses will provide help to you when they aren't guarantee of getting the help back?

MMM has crash. Take it or leave it.

why you de take panadol for another man headache?

Lizzieo:

Pls how can I delete my account to enable me register d account again, thanks

create a ticket in support to change your account details .

shogat:
The Central Bank of Nigeria (CBN) has warned Nigerians to be careful of any deposit money institution that is not insured by the Nigeria Deposit Insurance Corporation (NDIC) especially the trending MMM Nigeria community.

The bank through its the acting Director of Corporate Communications, Mr. Isaac Okoroafor, made this known yesterday against the proliferation of wonder banks in the country in recent times.

Okoroafor said such deposit money institutions were dubious present Ponzi schemes.

“At times like this when the economy has suffered some decline, Nigerians should be very careful with those they deal with. Any institution that is not licensed by the CBN to accept deposits should not be given money to keep under any guise,” he advised.

He warned Nigerians to beware of the so-called wonder banks, explaining that they were makeshift institutions to dupe people.

“We can vouch for the banking system. The deposit money banks are the only licensed institutions to take deposits. If you need to deposit money in any form, go to any of the deposit money banks and put your money, you can buy fixed income instruments or invest in stocks,” he said.

Okoroafor said the CBN could not guarantee the unregistered institutions, insisting that when depositors lose money to them, the bank would not be able to help them.

“These people always come with very interesting propositions. These are fraudsters who are just out there to collect people’s money and run away as soon as they hit their target. There is no insurance because the NDIC does not even protect them against such risks when they occur,” the CBN said.

He said the CBN was intensifying efforts and liaising with the various security agencies to identify the promoters of these schemes and have such persons arrested and prosecuted, adding that anyone caught with them would also be made to face the law.

Promoters of wonder banks and other pyramid schemes in the country are currently taking advantage of the rising level of unemployment as well as the shrinking disposable income to attract unsuspecting prey.

From Lagos to Port Harcourt and some other big cities in the country, owners of these illegal businesses have been offering Nigerians mouth-watering interest rates, which cannot be found in the banking system, in a bid to attract large number of customers before they run away with huge cash.

For instance, at the Ojuelegba area of Lagos, THISDAY was recently given a small handbill advertising investment schemes that offers 30 per cent returns in 30 days.

Also, there is a new Ponzi scheme called ‘MMM’ that is spreading like wildfire. A lot of young school leavers have already signed on to this scheme, which the promoters are marketing as a “mutual fund.”

“MMM offers its participants 30 per cent growth rate per month for each and every donation they make into the system… MMM belongs to the community, its sustainability depends on the activities of the people that make up the MMM Nigeria community, that is me and you and other MMM Nigeria participants,” the promoters wrote in an online advertisement.

Typically, what promoters of such pyramid scheme do is that they offer rates far beyond what is obtainable in commercial banks. This would always attract a lot of people who would always rush in to stake their funds. But, those who join the scheme late would always be the ones to lose their shirts as they would have been convinced by those that joined earlier to invest huge amounts of money.

But experts have warned against falling for the bait of illegal deposit-taking institutions which are not licensed by the CBN, saying that their only intention is to defraud members of the public.

Recall that with the Nigerian economy is in recession, the National Bureau of Statistics (NBS) recently revealed that the country’s gross domestic product (GDP) contracted by 2.06 per cent in the second quarter of 2016, compared to the negative growth of 0.36 per cent recorded in the first quarter of 2016.

Also, national unemployment rate also rose to 13.3 per cent in the second quarter of 2016, from 12.1 in the first quarter of 2016.



http://www.financialwatchngr.com/2016/09/14/cbn-warns-nigerians-against-mmm-calls-it-wonder-bank/

Who has the government helped?
Who has bank helped?
Who has SEC helped?
Who has the politicians helped?
Even our Nigerian forces, have they helped anyone?
I guess the obvious answer is NO
Back then in 2009 when Bitcoin was introduced, the government and SEC warned us that its a scam, we should not invest out money in it but today 1 bitcoin is close to $600 if not more than, you can check the equivalent in Naira. Thank God for the young man that invested just $27 as at then. After like 4, 5 years, bitcoin increased in value and the financial status of the young man change.
Government and SEC deprived you of diving into the wealth from bitcoin, is that fair?
Banks will be like, your money is safe with us, and my question is, is our money really safe? They use our money (because without u and I, nothing like bank) to give loans to companies and make huge interest, if they are giving me 5% monthly, i won’t be shouting instead they charge me for using my money for business. Billing you unnecessary charges and the worse part of it is that you can’t talk, even if you do, who will hear you? Bank will send you a credit alert or interest alert of #0.50k and charge #4 for the sms. And you said that one is not a legalized scam (you are wicked).
Politicians will be like vote for us, when you vote for us, we will do this do that. Your vote counts. Liars, the worst scams ever seen are the politicians, deceivers. The less privilege are the ones languishing in poverty but you are there living in luxuries, you denied us from going to the best schools because of the high fees but your children are in the best school outside the country. And you think you are not a scam? You are deceiving yourself.
School will be like read your book and make sure you pass very well so that you can get a good job, where is the job? 6Years in primary, 6yrs secondary school that is if you didn’t repeat any class then 4 yrs in tertiary institution as the case may be plus another 1yr of youth service and after all these years no job to be found and you said that is not a scam?
You subscribe to DSTV, after you might have paid your NEPA bill of which you only get light in the middle of the night around 1am -5am, tell me who want to use the light? And DSTV management could not even pause the operation for you since you are not using the service, that is non of their business and at the end of the month, NEPA will still come with an estimated bill of which you can’t shout, if you do, they will cut your wire and assume you did nothing to it for a month, you still pay for that month despite you didn’t use light and when you want to reconnect, you will pay reconnection fee. is that not a scam?
If I should continue disclosing all their scams, facebook won’t be enough to accommodate it.
We have been in this slavery long enough, we can’t take it any more. It is obvious they do not want the average man to live the better life that we suppose to.
MMM has come to stay and not SEC nor Government can stop it
They said MMM is a scam, yes we know
is a ponzi scheme, yes we are aware of that
is a fraud, yeeeessss we know about that also
Ah, the founder is a thief, yes we read about that, we even read that he was jailed, and so what?
MMM is too risky (Abeg shut up that dirty mouth)
I’ve been taking risk since i was born, living in Nigeria (where there is no security, if its not boko haram today, it will be fulani herdsmen or some stupid avengers and their kinsmen kidnappers etc) is the greatest risk one can take and if i have been living in it for more than 40yrs with the risk attached, i tell you the truth, i can overcome any risk.
We are risk takers
We are scammers
We are ponzians
We are Mavrodian
We are MMM
We love who we are
SEC, who you don epp?
Make una face wetin dey face una for this country and leave us alone. You can only steal my money, you can’t teach me how to spend my money.
A word is enough for the wise. Long live MMM. IRepSustainability of MMM…✅✅✅✅✅
join my team. mail me for further details.

unemployment is at an all-time high. God help our youths
You got a job? hold it tight then,diversify.
my 2 cents

tempest01:


Those are agents trying to get more referrals....they are the ones that will most likely not loose when the chips go down. try and not be among those that send help when it does.

bros, leave th@ talk.
Did you read the 10 safety measures posted above.
No future is absolutely 100% certain. No business, no bank, not even the air you breathe in now.
be wise
maximize the moment,
use opportunity when it presents itself.

tempest01:
I saw the current MMM advertised by a friend sometime back and I quickly waved it off as a scam as with the HYIP and other ponzi schemes.

https://www.nairaland.com/3321916/sec-warns-nigerians-dangers-mmm

Given this topic that was on the front page today, I saw some comments by people and it was noted that ''There is no pool of money with the current MMM and therefore they can't run away''.

Given the nature of their business, with no investments and the fact that they have put in resources in place to allow for this trade to happen, it is pertinent that one day or another, they will close down, and they won't go through that stress without duping people of their money. Seeing the topic today, I had to register and checkout how the model works , and also brainstorm on the eventual way the MMM operators will dupe those that are in the system.

I am giving a scenario here and though it may not play out the same way, there should be no denying the fact that one day - which i wll term as ''the day of reckoning''. the MMM site will shut operations and will try to make as much as possible from your funds before that.



Now here is the scenario. As there is no pool as someone rightly said, I registered and saw the mode of operation. It is worthy of note that the same MMM site runs in several countries:-

Nigeria
South Africa
India
Colombia
Turkey

So from my postulation, the fold-up will happen in a month - The month of reckoning-- across all MMM sites on that month because anything short of that will send panic to other countries and they won't maximize.

The scenario i see playing out is that the handlers will have bank accounts or agents in all countries of operations and in the month of reckoning, as there is no pool of money, all the ''get help'' requests will be paused - Not paused perse, but no ''get help'' request will go through and will be pending as they won't publish it.

Now the ''Provide help'' will be allowed to work, but the account shown will be that of the handlers of the site (or their agents) and people will keep providing help, but it goes to the scam account. Now this will go on for a month as you have to wait for a month to use your Mavro. The first people that will notice the scam will be the ''Get help'' People as they will keep waiting, but no help will come. Then ''Provide help'' people will come to know after a while and they MMM people will release a statement saying the ''business model experiment failed and they are shutting down''

Be wise Nigerians....

Alternative views and constructive arguments are welcome

after registering,instead of looking for referrals to increase your earnings, you are talking what I don't know.
If anybody is doubting the authenticity of MMM around you, kindly show the person the above picture.

That's MMM presentation going on in KEYSTONE BANK NIGERIA.

vickchizy:
Foolish Man!!! What as light as to do with darkness!sister ifeoma is a good wife material.Who canal app! he is busy burying his head inside pussy while sis ifeoma is happily married with a child.Its very obvious the dude was a destiny destroyer .I am so happy for sis ifeoma

hi , HBD to u ,birth mate!

RichYoungNigga:
This doesn't make sense
This is 2016 and not 1932

You can search and find someone's home address on the internet
Here in the states you can pay $5 on peopleinfo.com and you will see their full name, their home address, their arrest record, their court record,their relations both dead and alive, where they live, where they go to church, the pictures of their house.

But here, everyone owns and carries a gun, so if you wanna get smoked, just try kidnap them, one shot to the head and you're dead

'here in the states' and port Harcourt are 2 totally different places.

yutsuf:
Installmentally
This doesn’t exist anywhere else except only in Nigeria. If you doubt this, just search “Installmentally” on google and watch only Nigerian sites pop up.


Night-Vigil
This is another one I don’t understand. Does anyone ever hold a vigil during the day?


Cunny
This is not meant as a euphemism for the female body part. When Nigerians say this word, they mean “cunning”. How is that for a giant leap forward?


Disvirgin
How hard is it to say deflowered? It must be extremely difficult because even health professionals and newsmen use this absurd word that doesn’t exist.


Wake Keeping (Wake keep)
Nigerians have not only made the old European custom of watching over a corpse till it’s buried (called a wake) theirs, they have actually renamed it. Please, there is no such phrase as “wake keep” or even “wake keeping”.

what's the point of pointing errors out,without correcting all of them.

pardon my ignorance, which of them is keshi. ?
LOL

Thevenine:
When the download stops and after performing steps 1-6

Bro pls can i get your version of IDM, I believe it's cracked .

IamBravo:
Jesus never said "one man one woman"

Matthew19:4 and mark10:6 gives you your answer .

Blackberrybabes:

The rate at which morals is degrading in our society today is quite alarming. You get to see different level of immoral acts being perpetuated by kids these days. It is quite disturbing to me and to every other concerned adults. I wouldn't have taken this picture if I was the witness at this scene, I guess the best thing to have done was to stop this kids and then chastisetthem.

Notwithstanding, this is an eye opener for most parents. They should always watch what they do in the presence of their kids, or else they will see more.

http://www.blackberrybabes.com/2016/04/too-bad-see-2-kids-under-10-years.html

Lalasticlala

children learn more by watching than hearing. your guess is as good as mine.

Festy4u:
This one only the "Kpolor's" are contesting! "Iyekekpolor" and Obakpolor"

the funny part is the literal meaning of the names
kpolor means big
iyeke means a person's behind
oba means king...
I leave the full meanings to U.

it's the same file you are dealing with. it all depends on the video quality .

what of the other by-products that are never returned after refining our crude oil ?

really ?

Chelsea fans. who de home ?

all Christians worship God Almighty in this way,when they feel led to, especially during worship sessions, it's not New. it's never the method, but the heart!

kimond101:
11. Not worshipping God the way the Bible prescribed

Nehemiah 8New International Version (NIV)

8
1 all the people came together as one in the square before the Water Gate. They told Ezra the teacher of the Law to bring out the Book of the Law of Moses, which the Lord had commanded for Israel.

2 So on the first day of the seventh month Ezra the priest brought the Law before the assembly, which was made up of men and women and all who were able to understand. 3 He read it aloud from daybreak till noon as he faced the square before the Water Gate in the presence of the men, women and others who could understand. And all the people listened attentively to the Book of the Law.

4 Ezra the teacher of the Law stood on a high wooden platform built for the occasion. Beside him on his right stood Mattithiah, Shema, Anaiah, Uriah, Hilkiah and Maaseiah; and on his left were Pedaiah, Mishael, Malkijah, Hashum, Hashbaddanah, Zechariah and Meshullam.

5 Ezra opened the book. All the people could see him because he was standing above them; and as he opened it, the people all stood up. 6 Ezra praised the Lord, the great God; and all the people lifted their hands and responded, “Amen! Amen!” Then they bowed down and worshiped the Lord with their faces to the ground.

7 The Levites—Jeshua, Bani, Sherebiah, Jamin, Akkub, Shabbethai, Hodiah, Maaseiah, Kelita, Azariah, Jozabad, Hanan and Pelaiah—instructed the people in the Law while the people were standing there. 8 They read from the Book of the Law of God, making it clear[a] and giving the meaning so that the people understood what was being read.

-----------------------------------------------------------------------------------

Every prophets mentioned in the monotheistic religions used this Way of saying thanks or praying to GOD, the postures use is also beneficial when you are at a mediated state of mind (also it improves your respiratory functions which is miraculous) since this question is specific on Jesus, in Islamic context we believe he worshipped GOD in this way, as Muslim believes he was not lord himself as there is one God! However prior to Jesus many prophets before him prayed in this way. Since the modern alternatives being adapted into the Christian faith this way of praying may not have been highly interpreted or used as Islam brought the 5 times prayer system where muhammad constantly used the same posture for his prayers.

However, please see below references to illustrates the same :

These are some of the Prophets whom GOD blessed. They were chosen from among the descendants of Adam, and the descendants of those whom we carried with Noah, and the descendants of Abraham and Israel, and from among those whom we guided and selected. When the revelations of the Most Gracious are recited to them, they fall prostrate, weeping." – Qur’an English Translation [19:58]

"And he (Jesus) went a little farther, and fell on his face, and prayed, saying, O my Father, if it be possible, let this cup pass from me: nevertheless not as I will, but as thou wilt." - New Testament (Matthew 26:39)

"And when the disciples heard it, they fell on their face, and were sore afraid." - New Testament (Matthew 17:6)

"And Abram fell on his face: and God talked with him, saying," - Old Testament (Tanakh) (Genesis 17:3)

"Then Abraham fell upon his face, and laughed, and said in his heart, Shall a child be born unto him that is an hundred years old? and shall Sarah, that is ninety years old, bear?" - Old Testament (Tanakh) (Genesis 17:17)

"And Moses made haste, and bowed his head toward the earth, and worshipped." - Old Testament (Tanakh) (Exodus 34:

“And Moses and Aaron went from the presence of the assembly unto the door of the tabernacle of the congregation, and they fell upon their faces: and the glory of the LORD appeared unto them.” - Old Testament (Tanakh) (Numbers 20:6)

"And the LORD spake unto Moses and unto Aaron, saying, Separate yourselves from among this congregation, that I may consume them in a moment. And they fell upon their faces, and said, O God, the God of the spirits of all flesh, shall one man sin, and wilt thou be wroth with all the congregation?" - Old Testament (Tanakh) (Numbers 16:20-22)

And Ezra blessed the LORD, the great God. And all the people answered, Amen, Amen, with lifting up their hands: and they bowed their heads, and worshipped the LORD with [their] faces to the ground. - Old Testament (Tanakh) (Nehemiah 8:6)

"And he said, Nay; but as captain of the host of the LORD am I now come. And Joshua fell on his face to the earth, and did worship, and said unto him, What saith my Lord unto his servant?" - Old Testament (Tanakh) (Joshua 5:14)

"And it came to pass, while they were slaying them, and I was left, that I fell upon my face, and cried, and said, Ah Lord GOD! wilt thou destroy all the residue of Israel in thy pouring out of thy fury upon Jerusalem?" - Old Testament (Tanakh) (Ezekiel 9:

"And Jehoshaphat bowed his head with his face to the ground: and all Judah and the inhabitants of Jerusalem fell before the LORD, worshipping the LORD." - Old Testament (Tanakh) (2 Chronicles 20:18)

"And it came to pass, when I prophesied, that Pelatiah the son of Benaiah died. Then fell I down upon my face, and cried with a loud voice, and said, Ah Lord GOD! wilt thou make a full end of the remnant of Israel?" - Old Testament (Tanakh) (Ezekiel 11:13)

I've been to zenith and UBA close by, they all need me to generate a pin first .
please , can somebody give me description to a keystone bank in Abuja , that I can get the application Pin! thanks

you can get lost in the work of the Lord, without knowing the Lord of the work(this happens alot, especially in very large congregations) i think that's what the OP meant

jossyphobia:
this your article created a lot of questions. you cannot get addicted to Gods work because He guild, leads and direct you. remember you cannot serve God enough.

well written.

iliyande:
Galatians 5:1 gives us the promise that "For freedom, Christ has set us free; stand firm therefore, and do not submit again to a yoke of slavery." It is not God's design for man to be in chains and bondage, but it is His will that we experience Him freely.

One of the things that can enslave man is addiction. It comes in many forms and relies on different substances, ideas or people. People can be addicted to anything that takes the place of God in their lives for significance, identity, security or satisfaction.

Addiction is idolatry, and idolatry is sin. So many Christians today are sold under the yoke of this slavery, and God wants to liberate us from the yoke of addiction. But liberty and freedom come only through the truth, and that truth is Jesus, who brings revelations that redeem us and remove us from our sinful flesh.

Here are 5 realities about addiction that we must embrace to further understand addiction and how to be free from it.

1. We can be addicted to good things


People don't have to be addicted to harmful things such as drugs, alcohol and pornography to be sold to sin as a slave. We can also be addicted to good things such as ministry, work and family. Anything that takes God's place in our hearts as number one becomes an idol and we become addicted to it.

2. Addiction is destructive

We all know that "the wages of sin is death" and that we are redeemed from the power and consequence of sin through Christ. However, God doesn't just want us to be free from the punishment of sin but the grip of addiction as well. That's because addiction will always be destructive to our lives, our marriages, our careers and to our relationship with God.

3. Addiction is false freedom

2 Peter 2:19 says "They promise them freedom, but they themselves are slaves of corruption. For whatever overcomes a person, to that he is enslaved." We may think that being workaholic gives financial freedom, but it actually binds us up to the thinking that only our jobs can provide provision and security for us. Addiction makes you believe you are free when in fact we're very much in chains.

4. We are all addicted to something

Whether you're a pastor, a church volunteer or a Christian of thirty years, we are all addicted to something. It may be as subtle as being addicted to doctrine, to your property or even to a small hobby, but we all need to be freed from bondage to something. We will always need Jesus's redemptive power over our lives to say no to sin.

5. Addiction can be overcome

Isaiah 61:1 promises "The Spirit of the Lord God is upon me, because the Lord has anointed me to bring good news to the poor; he has sent me to bind up the broken-hearted, to proclaim liberty to the captives, and the opening of the prison to those who are bound."

Addiction cannot be overcome by our own will power. There are no five ways to being free from addiction because there is only one way and that is Jesus Christ.

nathaniel007:
abeg between liverpool and okra who draw pass

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nathaniel007:
abeg between liverpool and okra who draw pass

Lol

if U be ManU fan, and you want Liverpool to beat ChelSHIT , like this post. ;Dif U be ManU fan, and you want Liverpool to beat ChelSHIT , like this post.

thanks bro. U too mushhh

goldenruby:
After writing/submitting plenty Cv, attended some of the interviews, some good (less pay), others terribly bad. I decided to study my environment noticed their wants, and promised myself I'd make a Living out of their 'predicament'. I am A proud Entrepreneur I can sell ice to the Eskimos (NO be like GNLD o). I doubt if I can join the 9-6 league.

I like your confidence and determination , pls I'd Like to know more of ur idea of ' making a living out of their predicament' .

finally carrick now has a worthy replacement - Schweinsteger