sweerychick:
no dear I'm not on twitter

Your email 'll be nice

Mine is deolumike@gmail.com.

@sweerychick, do you have a twitter handle? I'd love to follow you on Twitter.

mhisbliss:
isn't it too early to be this wrong?

Dude has a point though, considering your signature. Is your middle name Harlequin?

missKiffy:
Landlord and tenant wahala is not funny sometimes in Lagos

That's why we are here

We'll sue their ass for you and recover your money/property

Before you purchase any property, particularly in Lagos, please in your own best interest, endeavor to conduct a proper search to confirm the validity and root of title of whoever is selling the land to avoid stories that touch.

Cases of individuals and omo-oniles selling a particular piece of land to multiple buyers abound.

Get professional help. A competent property person to conduct a search at the lands registry.

Our charges are not backbreaking

Contact us now: deolumike@gmail.com
08037653364

Before you purchase any property, particularly in Lagos, please in your own best interest, endeavor to conduct a proper search to confirm the validity and root of title of whoever is selling the land to avoid stories that touch.

Cases of individuals and omo-oniles selling a particular piece of land to multiple buyers abound.

Get professional help. A competent property person to conduct a search at the lands registry.

Our charges are not backbreaking

Contact us now: deolumike@gmail.com
08037653364

Got a notification about an email from you on Nairaland. Please mail me directly via Deolumike@gmail.com.

Regards

Barrister Mike.

Rights of a Landlord:
 The rights of the landlord includes the right to receive rents from the tenant as at when due, and a restricted right to inspect the premises after a written notice has been given to that effect notifying the tenant about the proposed inspection. The inspection may be carried out at any reasonable hour of the day time only, and can be carried out for limited purposes including; to view the condition of the premises, and to carry out repairs in necessary parts of the building.

 In the event that the tenant does not observe any of his duties or obligations, the landlord has a right to engage a lawyer to institute court action to end the tenancy and repossess the premises. Before a landlord can do this, he must be sure that there is no portion of the Agreement or law stating otherwise, and that necessary notices have been given to the tenant to leave the premises and he has refused.

 Where a landlord exercises his right to go to court, he may ask the court to order the tenant to pay him rent that are unpaid but which have become ripe/due for payment prior to commencing the action in court, and he can further claim the value of rent for the premises per day until the tenant leaves the premises.

When a landlord wishes to eject a tenant from his premises, the following procedure must be followed:
• Issuance of a valid Notice to Quit.
• Issuance of a Notice of owner's Intention to Recover Possession at the expiration of the notice to quit
• Writ or Plaint against Tenant or Person Refusing to Deliver up Possession.
• Service of Processes

Words of Advice to Landlords:
The popular notion is that where a tenant renews his rent yearly, he will be entitled to six months’ notice before he can be ejected, but this notion is only true where a landlord fails to prepare a written agreement to regulate the length of notice that he desires to give the tenant. In order words, the length of notice will be regulated by the law in the absence of an agreement stating otherwise.
The benefit of preparing a written agreement in a tenancy relationship cannot be overstated. From my experience in managing properties and facilities, I have discovered that the first duty of every landlord is to make sure that his tenants have written agreements to guide his relationship with the tenants. This is essential because the law allows the landlord and tenant by way of a tenancy agreement to regulate their relationship in the areas of each person’s obligations, and length of notice to terminate the tenancy relationship. A landlord that therefore wishes to save himself some headaches may choose to regulate a substantial part of the tenancy relationship by way of a Tenancy Agreement and the best way to do this is to consult a competent lawyer for proper guidance.

Barrister Mike.

deolumike@gmail.com

Rights of a Landlord:
 The rights of the landlord includes the right to receive rents from the tenant as at when due, and a restricted right to inspect the premises after a written notice has been given to that effect notifying the tenant about the proposed inspection. The inspection may be carried out at any reasonable hour of the day time only, and can be carried out for limited purposes including; to view the condition of the premises, and to carry out repairs in necessary parts of the building.

 In the event that the tenant does not observe any of his duties or obligations, the landlord has a right to engage a lawyer to institute court action to end the tenancy and repossess the premises. Before a landlord can do this, he must be sure that there is no portion of the Agreement or law stating otherwise, and that necessary notices have been given to the tenant to leave the premises and he has refused.

 Where a landlord exercises his right to go to court, he may ask the court to order the tenant to pay him rent that are unpaid but which have become ripe/due for payment prior to commencing the action in court, and he can further claim the value of rent for the premises per day until the tenant leaves the premises.

When a landlord wishes to eject a tenant from his premises, the following procedure must be followed:
• Issuance of a valid Notice to Quit.
• Issuance of a Notice of owner's Intention to Recover Possession at the expiration of the notice to quit
• Writ or Plaint against Tenant or Person Refusing to Deliver up Possession.
• Service of Processes

Words of Advice to Landlords:
The popular notion is that where a tenant renews his rent yearly, he will be entitled to six months’ notice before he can be ejected, but this notion is only true where a landlord fails to prepare a written agreement to regulate the length of notice that he desires to give the tenant. In order words, the length of notice will be regulated by the law in the absence of an agreement stating otherwise.
The benefit of preparing a written agreement in a tenancy relationship cannot be overstated. From my experience in managing properties and facilities, I have discovered that the first duty of every landlord is to make sure that his tenants have written agreements to guide his relationship with the tenants. This is essential because the law allows the landlord and tenant by way of a tenancy agreement to regulate their relationship in the areas of each person’s obligations, and length of notice to terminate the tenancy relationship. A landlord that therefore wishes to save himself some headaches may choose to regulate a substantial part of the tenancy relationship by way of a Tenancy Agreement and the best way to do this is to consult a competent lawyer for proper guidance.

Barrister Mike.

deolumike@gmail.com cool

property for sale.

Type: BUNGALOW
Location: AKIODE, OJODU
Asking price: N6.5M (Six Million, Five Hundred Thousand Naira only)
Title: Deed of Assignment, Family Receipt, Survey Plan

SOLICITOR’S CONTACT
Ph: 08037653364, 08141679585
Email: Deolumike@gmail.com

We all have different reasons to want to establish our own association, be it a church, mosque, N.G.O, or any other nonprofit making entity; whatever may be the reason, the aim of this write up is to simplify the procedure in the Companies and Allied Matters Act 2004.


Please take your pen and note the following:

1. Name: In opting for a name, you must be careful to develop a name that speaks the whole aim of the association, and also make sure that you have alternative names just in case your first choice name does not go through. CAC will usually allow at least 3 options.

2. Apply for Availability & Reservation of Name: The next step is to make an application to CAC for your chosen name to be reserved pending when you will be able to perfect the pre registration processes.
Note at this point that for the purpose of registering a church, mosque, organisation or association for religious, educational, literary, scientific, social development, cultural, sporting, or charitable purpose, you may seek the service of a Legal Practitioner.

The C.A.C will issue a Notice of Approval if your application scale through, but if not, a Notice of Denial will be issued in which case you have to fine tune your choice names and make a new application.
Let’s assume your application is successful, the name will in essence be reserved for your exclusive use for a period of 60 days. This is where the task begins and you can do a number of things next depending on your preference, but I will suggest that you follow the order below:

4. Advertisements: It is usually advisable to place adverts first after your choice name is successfully reserved. The advert is usually made in 2 newspapers: one national daily, and one local daily in circulation where the head office is to be situate. Take for instance, you have an intention to establish your head office in Lagos, P.M. Newspaper and Abuja Chronicles are examples of Newspaper Press in circulation within Lagos and Abuja.
• Size of publication: Usually 3 inches of the 2 column of the newspaper (3 by 2).
• Essence of publication: The aim of the publication is to give notice to the public that an organisation is about to be registered with C.A.C; the name of the organisation, the names of the intended trustees, and the aims and objectives of the organisation are also listed out.
The publication avails the public the chance to raise an objection to the intended registration, the objection may be on the basis of the character of any of the trustees, the name of the organisation, or that the aim(s) of the organisation is/ are contrary to public policy etc. Such objection must be sent to the C.A.C. within 28 days of the advert, supported with cogent reasons why the objection must be upheld.

5. The Constitution of the Organisation: While a company usually have a memo and an article, that which govern associations registered under PART C of the Companies and Allied Matters Act is the Constitution.
It may be very tasking to exhaust all you need to know about drawing up a befitting constitution for your organisation (more reason why many prefer to give the whole job to their lawyer to handle for them), my suggestion will be that you seek the assistance of a Legal Practitioner, because drafting a constitution is a cumbersome exercise, which is within the confines of the training of a competent legal practitioner.
Usually, 3 hard copies of the constitution are to be submitted to C.A.C.

6. Purchase and filling of Incorporated Trustees Set Form: The content of the form also evidences some step by step guides for applicants. The 3 very essential parts of the form are:
1. The provision for the aims/ objectives of the Applicant body (where you exhaustively spell out your aims and objectives).
2. Inclosure “D” of the form wherein you write out the full name, permanent address, occupation of the trustees for the organisation, signature, and one passport size photograph. (Please note that the minimum number of trustees for the purpose of CAMA is 1).
3. The impression of the common seal of the organisation. (The seal is the instrument for the authentication of the corporate acts and the execution of the legal transactions of the association). This is further discussed below.

7. Declaration on oath of trustees: The content of the oath is to further affirm that none of the trustees is/ are infant(s) (below 18years old), person of unsound mind (as declared by a court of competent jurisdiction), person that has been convicted of any offence involving fraud or dishonesty (within 5years of his proposed appointment as a trustee) and that he/ she is not an undischarged bankrupt.
Each trustee is to swear the oath, sign it, and attach his/ her passport size photo, and the oath must be sworn to at a High Court Registry before a Commissioner for Oaths (you must remember to collect and keep your oath receipt as it may be needed later on).

8. The Seal of the body: This is usually a metallic device. It is the impression of the authority of the body to documents. Usually, the name of, and the logo of the body is designed on the seal.

9. Minutes of Meeting: 2 minutes of meeting are needed:

a. Minutes of meeting of the appointment of the trustees: Here, you must exhaustively show the votes scored by each contestants for the position of the trustee, the names of members present at the election of the trustees, and the authorisation to proceed to C.A.C to apply for their registration. It must be duly signed by the chairman, and secretary for the purpose of the meeting.
b. Minutes of the meeting where at the special clause was adopted: The association must adopt the special clause provision in the Companies and Allied Matters Act. The special clause relates to the income and property of the applicant body and its application solely for the promotion of the objects of the body to be registered.
This, however, is not a strict rule as there are instances where the income and property may be used otherwise.

10. Filing fee: The filing fee can change at anytime, depending on the order of the Registrar of C.A.C, but as of the date of this publication, the filing fee is #37, 000.00 (Thirty Seven Thousand Naira Only) payable to the Corporate Affairs Commission.

CONCLUSION:
Once you have all this in place, you are good to go with the final stage of your application which is payment of filing fee coupled with application letter evidenced in the letter head paper of the proposed body stating that you have met all necessary requirements for registration, and asking to be so registered. You will take along the Notice of Approval of the approved name, the already filled trustees form, copies of newspaper advert, 2 constitutions (hardcopies), the minute of meetings, common seal, and your filing fee, after which you will await the final assent of the C.A.C.
The above guide will see you through the rigours of getting your association registered.

Deolumike Esq.
deolumike@gmail.com

Have you ever heard the statement “Police is your friend”?

If that doesn’t ring a bell, perhaps you may be familiar with the phrase “Bail is free!”
Many of us wish those words were true; because if they were to be so, you probably would have no need to know what the law says in conceivable situations that may arise when dealing with the police.

It may even be safe to assume that you probably stumbled on, or you were referred to this article because of the need to have a careful dealing with the Police. YES! You can have a warm dealing with the police even if they try to terrify you… You only have to know the magic wand that unsettles them in appropriate situations…

5 DON’TS WHEN DEALING WITH NIGERIA POLICE

i. Don’t argue with the Police as the Police ought to be treated with respect. Besides, some cases of police brutality are as a result of intoxication so you must be careful not to start an argument that may ginger a shoot out.

ii. Don’t argue/insist on your rights when you are facing an armed police. Leave the job of arguing those rights to your lawyer because human rights are meaningful only when a man is alive.

iii. In the event that you are arrested, don’t be pressurized into answering any question, only insist on your right to remain silent until after consultation with your lawyer or any other person of your choice. Simply say I wish to remain silent until I consult with my lawyer.

iv. A police may lawfully shoot in reasonable circumstances where a person resists lawful arrest, so, don’t run, or resist arrest when a police approaches or halts you.

v. It is lawful for police to use force in appropriate/ reasonable situations to suppress riot, insurrection, or mutiny, so, don’t be involved in riot, insurrection, or mutiny, and avoid any environment where either is ongoing.


5 DOS WHEN DEALING WITH NIGERIA POLICE

i. Do put your hands up when a police instructs you to do so. Explanations can be saved for later, and an attempt to bring out your identification card or anything at that may make the police fire a shot.


ii. Do notify the police of your willingness to assist when invited for interrogation, only make sure that you take your lawyer along to the Police Station when invited.

iii. If you are stopped for questioning, do answer introductory questions only, be polite but firm in your response. Where a search is to be conducted on your car, insist on opening any portion that is to be searched, and personally supervise the search. Where a search is to be conducted on your body, try hard to make sure that a neutral person is available to witness the search.

iv. Being at the police station may make you get panicky and whatever you say may be used against you in the court of law, do exercise your right to remain silent and the right to speak with a lawyer before you involve yourself in any conversation (written or oral). Simply let the police know that you wish to see your lawyer first before saying or writing anything.

v. You may have started dealing with the police in an uncalculated manner, or you may be at the verge of dealing with the police, your safest bet is to consult your lawyer immediately, so, do consult your lawyer without any delay.


Deolumike Esq.
Deolumike@gmail.com


http://eyitayoogunyemi..com.ng

The Lagos State Tenancy Law 2011 was introduced to regulate the relationship and in particular, the rights and obligations of tenants and landlords under Tenancy Agreements, and the process for the recovery of premises and other related purposes.

General Comments and Limitations of the Law:
While most of the provisions of the law are laudable, readers must bear in mind that the Law does not apply to certain types of premises. The premises exempted are: residential premises owned or managed by an educational institution for its staff and students, residential premises provided for emergency shelter, residential premises in a care or hospice facility; in a public or private hospital or a mental health facility; and/or one that is made available in the course of providing rehabilitative or therapeutic treatment, and the law is also not applicable in the following areas of the State; Apapa, Ikeja GRA, Ikoyi, and Victoria Island

Even though the law moderates certain discretion that landlords may ordinarily exercise (e.g. the provision that limits rent payable to a year), it is very explicit in guiding landlords not only as to their rights and duties, but also on how to enforce those rights.

Duties of a Landlord:
 Landlords have a duty to issue rent payment receipt to their tenants, it is however better to prepare a written agreement which can also serve the function of a receipt for the rent paid by the tenant.

 Landlords also have a duty not to receive rent in excess of one (1) year from a tenant that pays rent yearly, and six months for a tenant that pays his rent monthly. Where the tenant is a new tenant, the landlord may receive rent to cover a year, but not in excess of a year. The consequence of collecting rent in excess of what the law prescribes is that the landlord (including his agent) may upon being found guilty by the court be liable to a fine of One Hundred Thousand Naira or to three months imprisonment.

 The landlord has a duty not to disturb his tenant’s privacy, and exclusive possession of the leased premises. He must not cause any form of unreasonable disturbance to his tenants, seize any item or property that belongs to the tenant, interfere with the tenant’s access to the rented premises, terminate, or restrict the use of facilities or services that are provided in common to all occupiers. Furthermore, the landlord has a duty to pay all rates and charges as stipulated in any law, he ought to insure the premises against any loss or damages, and also repair and maintain the external and common parts of the premises.

 Where a landlord opts to collect service charge, facility, and security deposit from his tenant, the landlord will have a duty to issue a separate receipt to the tenant for the payments received, and he must always give a written account to the tenant at least every six (6) months of how monies paid by tenants were disbursed.

 Where the premises is a business premises, the landlord has a mandatory obligation to make sure that he does not do that which will result in loss of profit to the tenant (whether by way of an action or inaction). In particular, the landlord must not obstruct his tenant’s access and that of the tenant’s clients, and customers to the premises, he must put in reasonable efforts to prevent or remove any disruption to the property which is capable of resulting in loss of profit to the tenant, he must rectify within the shortest possible time any breakdown of plant or equipment under his care and maintenance, and he must also maintain or repaint the exterior of the common parts of the building (s). Any landlord reading this must be reminded that the landlord’s duties in respect of a business society are mandatory and cannot be moderated by Tenancy Agreement.

Rights of a Landlord:
 The rights of the landlord includes the right to receive rents from the tenant as at when due, and a restricted right to inspect the premises after a written notice has been given to that effect notifying the tenant about the proposed inspection. The inspection may be carried out at any reasonable hour of the day time only, and can be carried out for limited purposes including; to view the condition of the premises, and to carry out repairs in necessary parts of the building.

 In the event that the tenant does not observe any of his duties or obligations, the landlord has a right to engage a lawyer to institute court action to end the tenancy and repossess the premises. Before a landlord can do this, he must be sure that there is no portion of the Agreement or law stating otherwise, and that necessary notices have been given to the tenant to leave the premises and he has refused.

 Where a landlord exercises his right to go to court, he may ask the court to order the tenant to pay him rent that are unpaid but which have become ripe/due for payment prior to commencing the action in court, and he can further claim the value of rent for the premises per day until the tenant leaves the premises.

When a landlord wishes to eject a tenant from his premises, the following procedure must be followed:
• Issuance of a valid Notice to Quit.
• Issuance of a Notice of owner's Intention to Recover Possession at the expiration of the notice to quit
• Writ or Plaint against Tenant or Person Refusing to Deliver up Possession.
• Service of Processes

Words of Advice to Landlords:
The popular notion is that where a tenant renews his rent yearly, he will be entitled to six months’ notice before he can be ejected, but this notion is only true where a landlord fails to prepare a written agreement to regulate the length of notice that he desires to give the tenant. In order words, the length of notice will be regulated by the law in the absence of an agreement stating otherwise.
The benefit of preparing a written agreement in a tenancy relationship cannot be overstated. From my experience in managing properties and facilities, I have discovered that the first duty of every landlord is to make sure that his tenants have written agreements to guide his relationship with the tenants. This is essential because the law allows the landlord and tenant by way of a tenancy agreement to regulate their relationship in the areas of each person’s obligations, and length of notice to terminate the tenancy relationship. A landlord that therefore wishes to save himself some headaches may choose to regulate a substantial part of the tenancy relationship by way of a Tenancy Agreement and the best way to do this is to consult a competent lawyer for proper guidance.


deolumike@gmail.com

onyeogalu1:




Is it the same price if i want to register a company?

No. That's an entirely different procedure. For enquiry, you may reach me at deolumike@gmail.com.

Richdotcom:
How much will it cost to register a private limited company?

please mail me via deolumike@gmail.com

n our present dire economy, the need and demand for money has quadrupled immensely. For a chance at survival, people in general invest frantic and unrelenting effort to acquire money, necessitating the rise of the art of lending money to meet these insatiable needs and demand for money. Financial institutions notably banks evolved to meet these needs and demands. However as a result of the stringent hurdles encountered by low income earners in obtaining these loans from the banks which includes cumbersome credit worthiness requirements and collateral to be met by the borrowers, an alternative was thereby sought by these low income earners to ameliorate the aforesaid hardship. This led to the advent of Money lenders who loaned out money on high interest rates since often they would not require collateral. These became known as “money lenders” and their trade “money lending”.
The concept of money lending have forever been in existence from time immemorial. It has proven itself over the years to be an intrinsic part of human existence. The pall of ignorance however lies in the knowledge of the legalization of this concept. In Nigeria, this concept is regulated by the Money Lending Law of various States in Nigeria. Money lending simply put by virtue of Section 4 of the MONEYLENDERS LAW CHAPTER M7 LAWS OF LAGOS STATE provides that a person who lends money at interest or who lends a sum of money in consideration of a larger sum of money being repaid shall be presumed to be a money lender until the contrary is proved. The purport of the definitive section of the Money lenders Law is that for a person to become a legitimate money lender immune from contrary proof otherwise, the individual/corporate body must obtain the Money Lenders License to practice money lending in Nigeria.
Irrespective of the law however and quite unfortunately, many people go into the lucrative business of money lending in Nigeria without getting the necessary license and approvals. They most times deftly operate under the radar, and often appear relatively fine until something goes wrong. But if you are a stickler for doing things the right way you can rest assured that you are better protected if you obtain your money lender’s license. For when the inevitable disputes come calling, you shall require a valid License for any chance of a Legal remedy. As the Legal maxim quite rightly posited ‘He who comes to equity must come with clean hands’.

ENUMERATIVE INSIGHTS ON THE STEP BY STEP PROCEDURES IN ACQUIRING THE MONEY LENDERS LICENSE CERTIFICATE
In order to ameliorate the hardship tenable in pursuit of money lending license certificate by applying money lending individuals / corporate bodies, an updated guide has been painstakingly drawn for your perusal below:


FIRST STAGE- Application to the Magistrate Court- any person/corporate body intending to carry on a money lending business, or any person/corporate body to be saddled with the responsibility of managing the business for that matter, must be a fit and proper person in terms of his character and disposition. This and other qualities of the moneylender must be attested to by a magistrate in a certificate which is issued to the moneylender as a precondition for the grant of a license for the money lending business; hence it is the first stage of acquiring Money Lending License Certificate. To obtain a magistrate’s certificate, the proposed money lender must make an application to a magistrate having jurisdiction in the area in which the moneylender’s business is to be carried on. In applying for the magistrate certificate, the following must documents must be provided;

1. A covering letter (i.e. an application Letter addressed to the Chief Magistrate on a Letterhead with the list of documents that will be attached with the company seal affix to the letter.)
a. Certified True Copy of CAC Form 2
b. Certified True Copy of CAC Form 7
c. Memorandum and Articles of Association of the company.
d. Certificate of Incorporation
e. Tax Clearance of the Individual or Corporate Body[Obtained from Federal Inland Revenue Service- FIRS] and if it’s a new company- provide proof that you are a registered tax payer
f. Police Clearance of the applying individual/ Corporate body [in Lagos, it is obtained from Commissioner of Police, Lagos State Command, Ikeja]
g. Evidence of Maintenance of current account under a licensed Bank.
Upon the due filing of the above documents, you shall be issued with two documents,
I. Letter from the Chief Magistrate Court Registry to the Permanent Secretary Ministry of Home affairs confirming due compliance and recommending the issuance of the money lending license certificate to the applying individual/ corporate body in question.
II. FORM B of the MONEY LENDERS ORDINANCE, 1938.
Official fee payable to the Magistrate is N200.
SECOND STAGE- Application to the Ministry of Home Affairs and Tourism [In Lagos, located in Alausa, Ikeja] –
Upon obtaining the above documents, you shall then proceed to the Ministry of Home Affairs and Tourism once you have the documents listed below-
· Required to pay the sum of N10, 000 [ten thousand naira] for the purchase of the application required for the regularization of Money Lenders Certificate, with attesting receipt to evidence payment.
· Also collect an invoice from the Ministry of Home Affairs revenue collection department for the payment of N50, 000 [fifty thousand naira]. This is for the payment of Money Lenders Fee, which will be paid into the following account.
Bank Account Details
ACC Name- Ministry of Home Affairs and Tourism
ACC No- 1770006174
Agency Code- 438000
Assessment Ref- Money Lender License Fee
Payer ID/Name- [Individual/ corporate name]
Revenue Code- 4040055
· Complete the form and pay the fees into the bank account listed above or provided by the revenue collection department. PS: Make sure you have the right account number as you will not be able to collect any refund from government.
· Submit the Application for Regularization form, together with the following list of documents-
A. A Covering Letter- (i.e. Application letter)
B. Money Lender Ordinance [Form B] 1938 – from Magistrate Court
C. Duly completed Form C- from Magistrate Court.


D. Police Report from Commissioner of Police showing- fingerprints of Directors/ Proprietors/ Trustees/ Applicants.[In Lagos, obtained from Lagos State Command, Alagbon]
E. 3 year Income Tax Clearance Certificate, [including current year] / Development Levy for each individual applicant/ Director/ Proprietor/Trustee.
F. Pay As You Earn [PAYE] Certificate, Tax Clearance of at least two [2] of its directors, and evidence of payment of company taxes.
G. Certificate of Incorporation of Company from Corporate Affairs Commission.
H. Evidence of payment of Application fees to the Lagos State Account.
I. Evidence of maintenance of a bank account with a reputable bank in Nigeria
Official fee: Issuance/ Registration- N50, 000, Renewal- N25, 000
FINAL STAGE- Visitation
Upon the due compliance of the above requirements, the following shall be done by the Ministry of Home Affairs-
· Open a file for the Applying Money Lending Company/ Individual, in which all the required documents shall be inserted therein.
· Secondly, Inspection officers from the ministry shall be sent on an agreed date for visitation and inspection of the registered office address of the applying Company/ Individual. Upon visitation, if the company is already engaging in the business of money lending, the books shall be inspected in addition to the office premises and the officers of the company. However if the company is yet to commence business, inspection of the office premises and officers of the company shall suffice.
· Lastly, after inspection and confirmation of due compliance, the individual or corporate body shall be issued with the MONEY LENDING LICENSE CERTIFICATE.
In conclusion, the inevitability and indispensability of Money Lenders as well as the business of money lending in Nigeria cannot be overemphasized. Therefore the population of money lenders has increased greatly over the years; unfortunately illegitimate practice is an overriding norm in our society. This is condemnable and unacceptable. This might be arguably blamed on the bottleneck government parastatal in their creation of awareness on the sacrosanct requirement by law to legitimize every individual/ corporate body engaged in money lending business. It is therefore important you do the needful, legitimize your business by obtaining a valid Money Lending License.





deolumike@gmail.com

Argue against this all you want...

00Ademi:
i need a sound lawyer..... pls quote me

I know one. You. Can reach him by mail at florandybiz@yahoo.com.

Doing business legally in Nigeria involves registration and documentation with some government agencies. In order not to have issues with these registrations and documentations you will need the services of a legal practitioner.

As a legal practitioner involved in the processes of registration and documentation with these agencies, I have listed below some of these government agencies for ease of reference for entrepreneurs who are interested or involved in doing business in Nigeria.

You may also contact me for further information.

Agency Mandate Role

1. NIGERIAN INVESTMENT PROMOTION COMMISSION (NIPC) The Nigerian Investment Promotion Commission (NIPC), as a Federal Government Agency, was established by Act of Parliament No. 16 of 1995 to among others; encourage, promote andcoordinate investments in the Nigerian economy. Registration of Foreign Investments, Issuance of Business Permits, Complaint Management, Linkages with NIPC Departments, and other Government Agencies, Country-wide liaison with the 36 States on investment matters etc.

2.CORPORATE AFFAIRS COMMISSION (CAC) was established under the Companies and Allied Matters Decree No. 1 of 1990.The Commission has statutory responsibility for registration of companies, business names and Incorporated Trustees. Undergo Name searches and Company Incorporation.

3.NIGERIA IMMIGRATION SERVICE (NIS) The Nigerian Immigration Service (NIS) was formally established by an Act of Parliament (section 5 of Immigration Act L.N. Cap. 171 1963) to attend to immigration matters. Provision of information and guidance on immigration matters, regularization of Permanent Work Permits and issuance of STR Visas


4.NIGERIA CUSTOMS SERVICE (NCS)Established by Customs and Excise Management Act (CAP 45 LFN 2004), ‘An Act to regulate the management and collection of duties of Customs and Excise, and for purposes ancillary thereto’.
Issuance of Import & Export Guidelines, Procedure for citing Excise Factories, Goods clearance facilitation and general information on Fiscal Policy issues.

5.FEDERAL INLAND REVENUE SERVICE (FIRS) FIRS mandate is to assess, collect and account for the taxes accruable to the Federal Government under the Companies Income Tax (amendment) Act, 2007, the Value Added Tax (Amendment) Act, 2007 and the Federal Inland Revenue Service (Amendment) Act, 2007. Tax Registration , Payment of Stamp Duties, Issuance of Tax Clearance Certificates and issuance of Tax Forms

6.NATIONAL OFFICE FOR TECHNOLOGY ACQUISITION & PROMOTION (NOTAP), a parastatal of the Federal Ministry of Science and Technology, was established by Decree No. 70 of 1979 to among other things facilitate and implement the acquisition, promotion and development of technology in Nigeria. To facilitate the registration of contract agreements dealing with transfer / acquisition of Technology between Nigerians and their foreign partners. Facilitate approvals for licenses, Patents and Franchises etc.

7.NATIONAL AGENCY FOR FOOD & DRUG ADMINISTRATION & CONTROL (NAFDAC) National Agency For Food & Drug Administration & Control (NAFDAC), was established by Decree No 15 of 1993 as amended by Decree 19 of 1999 and now the National Agency For Food & Drug Administration & Control Act Cap N1 Laws of the Federation of Nigeria (LFN) 2004.

This Act mandates NAFDAC to regulate and control the manufacture, importation, exportation, distribution, advertisement, sale and use of food, drugs, cosmetics, chemicals, detergents, medical devices and packaged water (known as regulated products). Provision of information, advisory services, facilitation and kick starting of registration process on products. On-going processes such as registration of pharmaceuticals and food can be facilitated at the Centre. The registration status of a product can also be obtained at the Centre through the NAFDAC Registered Products Automated Database (NARPAD).

8.STANDARDS ORGANIZATION OF NIGERIA (SON) SON was established by Enabling Act No. 56 of 1971 for preparing, implementing and promoting standards for products and processes and for ensuring compliance with Federal Government policies on standardization and conformity assessment of both locally manufactured and imported goods, throughout the country. Facilitates all aspects of Standardization activities, approvals or permits for use of standards.

Provision of information and guidance on the following:
• MANCAP Certification
• SONCAP Certificate
• Training in NIS ISO 9000 and NIS ISO 14000


9.MINISTRY OF MINES AND STEEL DEVELOPMENT (MMSD) The Ministry is saddled with responsibility for the formulation and execution of policies as well as the enforcement of all Laws relating to prospecting, mining, and quarrying of Solid Minerals throughout Nigeria. The Ministry, through its Agency, the Nigerian Geological Survey Agency (NGSA), is also responsible for the geological mapping and exploration of Minerals with a view to providing information for investors. Facilitation in obtaining Exploration Licenses, Mining Leases and Provision of information and guidelines on investing in the Solid Minerals Sector.

10.NATIONAL BUREAU OF STATISTICS (NBS). The National Bureau of Statistics (NBS) is the Federal Agency mandated by Law to produce statistics for the Nation on all aspects of Human Activities Provision of information on Statistical Data on the Nigerian Economy.


11.MINISTRY OF THE FEDERAL CAPITAL TERRITORY (FCTA) The Federal Capital Development Authority (FCDA) was created by virtue of the FCT Act of 1976 to oversee the development of the new city. In 1979, it was given the status of a Ministry called the Ministry of Federal Capital Territory created via an official gazette extra-ordinary no. 55 volume 66 October 26, 1979, by virtue of this Act FCDA has the responsibility of planning and development of the entire FCT. Facilitation on Land Matters for investment Projects, promotion of investments especially in Tourism, Infrastructure, Industries etc and provision of general information on the FCT.

12. FEDERAL MINISTRY OF FINANCE (FMF) The Federal Ministry of Finance is conferred with the responsibility of controlling, managing and monitoring revenues and expenditures of public finance of the Federation. Administration of Industrial Incentives, Tariff Administration and general information and guidelines on Fiscal Policy.

13.CENTRAL BANK OF NIGERIA (CBN). The core mandate of the Central Bank of Nigeria (CBN) is derived from the provisions of the CBN Act of 2007. The functions are mainly in the following:

 Ensure Monetary and Price stability
 Issuance of legal tender currency
 Maintenance of External Reserve to safeguard the international value of the legal tender currency;
 Promotion of a Sound Financial System and
 Banker and financial adviser to the Federal Government. Provision of information on financial sector regulatory requirements and procedures for carrying on such transactions by prospective investors, guidelines on correspondent banking and funds transfer, including Capital Importation.

14.NIGERIA MARITIME ADMINISTRATION AND SAFETY AGENCY (NIMASA) NIMASA has the mandate to superintend the holistic but systematic implementation of the National Shipping Policy, the Nigerian Maritime Labour Policy; the Cabotage Law and the Nigerian Shipping Laws which are all geared towards the development of the Nigerian Maritime Sector to contribute optimally to the country’s socio-economic development.
Provision of general information and guidance and facilitating investments in the Maritime Sector.


15 THE FEDERAL MINISTRY OF INTERIOR (FMI) The Ministry of Interior has responsibility for administering and enforcing the provisions of the Immigration Act. 1963 as they relate to the establishment of business in Nigeria and the employment of expatriates. Hence the Ministry is statutorily mandated to, amongst others to do the following:

• Responsible for Commercial and Civil Regulation.
• Issuance of Expatriate Quota / Business Permit in Nigeria.
Provision of general information and guidance and facilitating the issuance of Business Permits and Expatriate Quota.

16 NIGERIAN EXPORT PROMOTION COUNCIL (NEPC) The Nigerian Export Promotion Council (NEPC) is the apex government agency charged with the responsibility of promoting non Oil Export in Nigeria. It was established through the Nigerian Export Decree No. 26 of 1976 and is statutorily mandated to, amongst others do the following:

• Promote the development and diversification of Nigeria’s export trade.
• Assist in promoting the development of export-related industries in Nigeria.
• Spearhead the creation of appropriate export incentives.
• Articulate and promote the implementation of export policies and programmes of the Nigerian Government.
Facilitating investments and Provision of general information and guidance related to Nigeria’s Export Trade.

17 NIGERIAN ELECTRICITY REGULATORY COMMISSION (NERC) NERC is an independent regulatory agency which was established by the Electric Power Sector Reform Act 2005 and is mandated to carry out the monitoring and regulation of the electricity industry, issuance of licenses to market participants, and to ensure compliance with market rules and operating guidelines.
Facilitating investments and Provision of general information and guidance in the Electricity Industry in Nigeria.

18 MINISTRY OF FOREIGN AFFAIRS (MFA) The Ministry of Foreign Affairs (MFA) by the provision of the constitution of the Federal Republic of Nigeria is the statutory organ of Government charged with the primary responsibility of formulating, articulating and conducting Nigeria’s Foreign Policy. Facilitating and fast-tracking all trade and investment related issues through over hundred Missions abroad and carrying out basic due diligence of foreign companies.


19 NATIONAL PLANNING COMMISSION NPC was established by Act No. 71 of 1993 to among other things determine and advices on policies that will best promote national unity and integration and sustain the Nigerian nation. The key functions include:
• Provision of policy advice to Mr. President in particular and Nigeria in general on all sphere of national life;
• Set national priorities and goals and engender consensus amongst public & private sectors stakeholders for its accomplishment;
• Undertake periodic review of & appraisal of the human & material resource capabilities of Nigeria for efficient and effective utilization;
• Formulate and prepare short, medium & long term development plans and coordinate their implementation at the three tiers of government;
• Monitor projects and progress relating to plan implementation;
• Conduct research into various aspects of national interest and public policy with a view to foster sustainable economic development of Nigeria;
• Manage multilateral & bilateral economic cooperation, including development aids, and technical assistance programming; and
• Deals with matters relating to regional economic cooperation - ECOWAS, UNECA, South-South Cooperation etc.
• Provision of information and technical advice on macroeconomic indicators;

• Provision of information on Government Policy thrusts and priority sectors of the Nigerian economy;

• Facilitation of registration of Non-profit making International NGOs;

• Facilitate the activities and operations of the development partners in Nigeria such as EU, USAID, JICA, CIDA, DFID, UNICEF etc; and

• Follow-up action on other matters relating to NPC mandates and functions at the Commission’s Headquarters in Abuja.



20 DEPARTMENT OF PETROLEUM RESOURCE[b][/b]S Established by the Petroleum Act 1969, the Department of Petroleum Resources has the responsibility -

• To regulate and monitor Upstream and Downstream oil and gas activities in Nigeria, ensure standards, compliance and best international industry practices.
• To manage and administer Nigeria’s oil and gas acreage and concessions.
• To conserve the nation’s hydrocarbon resources, and maximize returns on investment to government.
• To determine/collect royalties and other Oil and Gas statutory fees, charges, and penalties.
• To serve as the repository for archiving and retrieval of all oil and gas data in Nigeria.
• To advise government on the nation’s authentic oil and gas reserves, production and export for planning and development purposes.
• To ensure that oil and gas activities are carried out in a safe and environmentally sustainable manner.
• To co-operate with other agencies in ensuring that Oil and Gas operations in Nigeria have linkages with the host communities, and meet local content aspirations of government.
• To follow best practices in global HSE and environmental standards and adapt same to our national circumstances.
• To implement government policies on Oil and Gas matters.
• To grant necessary / relevant approvals, Licenses and Permits for operations and installations in the Oil and Gas Industry. • Provision of general Information/data on DPR statutory mandate and the Oil and Gas Sector to facilitate informed investment decisions.

• Facilitation and guidance to investors in the issuance of various approvals/licenses granted by the DPR.

• Provision of general advisory services on the investment opportunities in the Oil & Gas Sector, including matching investors’ requirements with opportunities available in the Sector.

• Assisting investors through facilitation with relevant stakeholders in the Oil & Gas industry on access to support in respect of investment projects.



21 ODU’A INVESTMENT COMPANY LIMITED Odu’a Investment Company Limited was incorporated in July, 1976 to take over the business interests of the former Western State of Nigeria now comprising Oyo, Ogun, Ondo, Osun and Ekiti including Lagos State.

The Company was established to promote the socio-economic and industrial growth of the host States and create employment opportunities. The Desk serves as the information bank for investment opportunities in the 5 South-Western States, with a view to attract foreign / local investments into the States including Lagos State.

Provision of relevant investment data on security and incentives.


22 NEW NIGERIA DEVELOPMENT COMPANY (NNDC) NNDC is a Development Finance Institution (DFI) owned by the (19) states that constitute the Northern Region of Nigeria. The company was established in 1949 to contribute to the Socio-Economic development of the region. Provision of general advisory services on investment opportunities in Northern States, including matching investors requirements


23 SOUTHEAST/SOUTH SOUTH REGIONAL DESK The Southeast/South-south Regional Desk is an innovation by NIPC at OSIC, established on march 16th, 2009 as part of the Commission’s proactive strategy to facilitate and fast-tracking inflow of foreign and local investment into the eleven(11) states of the SE/SS regional block.
Provision of data on investment opportunities, investment environment and incentives in theSoutheast/South South Region of Nigeria.

The Desk also liaises, co-ordinates and maintains necessary investment promotion and facilitation in collaboration with the States.


24 PHARMACISTS COUNCIL OF NIGERIA (PCN) PCN is the agency statutorily charged with the responsibility for the regulation and control of the Practice of Pharmacy in Nigeria.


• Provision of general Information/data on PCN statutory mandate and the Health Sector to facilitate informed investment decisions.

•Facilitation and guidance to investors in the issuance of various approvals/licenses granted by the PCN.

•Provision of general advisory services on the investment opportunities in the Pharmaceutical Industry, including matching investors’ requirements with opportunities available in the Sector.

•Facilitation with relevant stakeholders in the industry on access to support in respect of investment projects on behalf of investors.



25. NIGERIAN COPRYRIGHT COMMISSION (NCC) NCC is the Anti-Piracy and Enforcement agency for Intellectual Properties in Nigeria.

The agency plays an important role in the maintenance of effective databank of authors, their works and the monitoring of the copyright Industry.
• Provision of general Information/data on the Agency’s statutory mandate and the Copyright Industry to facilitate informed investment decisions.

• Facilitation and guidance to Investors in the issuance of various approvals/licenses granted by the NCC.

• Provision of general advisory services on the general requirements in the Copyright Industry.

• Facilitation with relevant stakeholders in the Copyright industry on access to support in respect of investment projects on behalf of investors.


26 MANUFACTURERS ASSOCIATION OF NIGERIA (MAN) MAN is the focal point of communication and consultation between industry on one hand and the Government and the general public on the other hand.

MAN plays a strategic role in Nigeria and has contributed immensely to Government Policy formulation through constructive recommendations and view points.

It has provided manufacturers with the means of formulating and influencing general policies with regard to industrial, labour, social, legal, training, and technical matters in the overall interest of stakeholders.
• Provision of general information/data based on the objectives/mandate of MAN to facilitate informed investment decisions.

• Facilitation and guidance to investors on membership registration.

• Provision of general advisory services on the investment opportunities in the Manufacturing Sector, including matching investors’ requirements with opportunities available in the Sector.

• Facilitation with relevant stakeholders in the Manufacturing industry on access to support in respect of investment projects on behalf of investors.

Email: deolumike@gmail.com










http://akintundeesan..com.ng

steppin:
Mtchewww! Dem no fit comot cloth sef! Waste of precious mb.

what??

greggng:



I would ve help you in getting a befitting accommodation assuming u like gowon estate or gemade estate. I am talking about private estates in gowon estate. Super accommodation, good tared road, 24 hours security and nepa is now 20hours aday. What type of accommodation re u looking for?

How much does a two bedroom cost around Gowon/Gemade axis per annum? I'm considering relocating very soon.

Email is deolumike@gmail.com

My advice to any landlord in situations such as this is issue the tenant the relevant statutory notice. The earlier the better. Chances are that he'll owe arrears of rent. Add that with accumulated utility bill, double jeopardy.

I'd love to help. Let's discuss this on a more professional and confidential basis. My contact:

Deolumike@gmail.com

08037653364

Click the links below


https://www.nairaland.com/3255313/very-very-cheap-car


https://www./m/ad/mazda-ID15KhNs.html?code=eaf38aacc9

Sound engine. Clean body and neat interiors.

Manual transmission.


PRICE: N300,000 (negotiable)
CONTACT
08037653364, 08164292426 08141679585,

A Mazda 626 in good shape. Sound engine. Clean body and neat interiors.

Manual transmission. 1999.

Price............

Ph: 08037653364, deolumike@gmail.com

CONTACT :

08037653364

deolumike@gmail.com

A Mazda 626 in good shape. Sound engine. Clean body and neat interiors.

Manual transmission. 1999.

Price.............















N270, 000:00 (Two hundred and seventy thousand naira only)

Type: BUNGALOW
Location: AKIODE, OJODU
Asking price: N6.5M (Six Million, Five Hundred Thousand Naira only)
Title: Deed of Assignment, Family Receipt, Survey Plan

SOLICITOR’S CONTACT
Ph: 08037653364, 08141679585
Email: florandybiz@yahoo.com

I drive a Mazda 626. I wish to change the transmission from manual to automatic.

Please how much will it cost and how soon can it be done?

I shall expect your kind reply. Deolumike@Gmail.com

Thanks