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Dharpzee's Posts

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Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 8:17am On Apr 02, 2019
Diamond and access don pay the N1, per share o!!!
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 11:28am On Mar 29, 2019
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 10:10am On Mar 29, 2019
Kai, see as people don dey dump Fidelity shares.
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 1:08pm On Mar 28, 2019
Can someone tell me what is going on with WEMA shares, over 1billion shares traded already,
Investment / Re: Treasury Bills In Nigeria by dharpzee: 3:55pm On Mar 26, 2019
ClitRaider:

Please tell me more?

MUTUAL FUND IS ANOTHER WAY YOU CAN INVEST YOUR MONEY AND THE RATE IS HIGHER THAN THE T-BILLS RATE, AND MINIMUM PERIOD YOU CAN INVEST YOUR MONEY IS 30DAYS.
PRESENTLY THE RATE FOR MERISTEM MUTUAL FUND IS 11.33%. GIVE ME A CALL IF INTERESTED 08178192374
Autos / Re: SOLD!!! - FRESH 2004 Toyota Matrix XR 4WD - Ajah Lekki by dharpzee: 5:38pm On Mar 20, 2019
900k
Autos / Re: SOLD!!! - FRESH 2004 Toyota Matrix XR 4WD - Ajah Lekki by dharpzee: 6:39pm On Mar 19, 2019
Oga, you never sell this car still?
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 10:51am On Mar 12, 2019
Haypril07:


Am grateful for taking time to respond me. Please can you elaborate on the mutual fund stuff, I know nothing of such. I will really appreciate it if you do this for me.

If you are interested in mutual funds, I will suggest you subscribe to Meristem Money market mutual fund, you can contact me 08178192374, for the account opening and other details you need.
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 9:02am On Mar 11, 2019
esorison:
Sorry! Please I just came across this thread and I have this strong desire on getting some stocks this year.
Please can anyone advise and guide me?
Thank you in advance
Do you have a stockbroking acct?
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 10:41am On Mar 07, 2019
Kai, see as Zenith price dey climb up, now every body wants a portion of the cookies, as tomorrow is the Qualification date.
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 9:29am On Mar 07, 2019
[quote author=Haypril07 post=76423990][/quote]

Do you have a stockbroking account?
Investment / Re: Mutual Funds by dharpzee: 10:38am On Mar 06, 2019
Sampson88:
Hello... I have interest of investing 200k for 6 month aw much will my gain be.. and which mutual fund will you recommend for me.. thank you

Go for Meristem Money Market Mutual fund. call 08178192374 for more details
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dharpzee: 11:58am On Feb 15, 2019
destiny10:
Which reputable broker can you guys recommend to trade stock especially penny stocks

Try MERISTEM STOCKBROKERS LTD
Autos / Re: Sold! SOld!! Sold!!! Toks Toyota Matrix 05 For Sale @ 1.6m by dharpzee: 6:49pm On Feb 13, 2019
grin shocked
Investment / Re: Treasury Bills In Nigeria by dharpzee: 11:20am On Feb 01, 2019
Gavrelino123:

It seems our TB wasn't treated...
My Account officer said that my instructions came late......Something i submitted by 10:00AM Tuesday morning....
The day i submitted my instructions,she wasn't in the office......So i went through Customer-care which they sent to both my account officers....!
This really got me SAD.....She said she will put me in Secondary markets which is closest to 364 days that for now,she has none.....I told her that i will be patient for the next primary markets auctions....by then the 15% for 364 days will be stable.
The smartest way to beat them is to submit one's instructions next FRIDAY before bid week or Latest MONDAY on bid week......

Why dont you just try Meristem and save yourself this stress.
Autos / Re: Clean 2002 Model Toyota Previa @#1.2m-----+---+aba Abia State---08131012103. by dharpzee: 4:45pm On Jan 31, 2019
What is the current condition? can it go for 1m, and how can i get it in lagos.
Investment / Re: Mutual Funds by dharpzee: 1:45pm On Jan 25, 2019
Akin3891:




Hi guys, i know little on how money market work but i want to ask question regarding my plans of kind of investment. I want to put some money, say 7m but i will need to withdraw 300k monthly from the acc, then proceed to keep the account for a year .ie: i will safe 7m for a year but it's a must i withdraw 300k every 2nd of every new month till the end of one year , can this work out without having to pay for any kind of penalty charges that could affect my capital. Kindly advise, God bless u all

Hi, well I can suggest you try Meristem Mutual funds, and you can withdraw the said amount every 30days, with little or no penalty charge. you can reach me for more info 08178192374
Investment / Re: Mutual Funds by dharpzee: 12:33pm On Jan 21, 2019
Ashvik:
good evening...please I'm new here.. I want to invest in a money market fund... but I'm so confused on which one to go for and how to go about it...please I need your help on this

Q. What is The Meristem Money Market Fund?
A. The Meristem Money Market Fund (“the Fund”) is a collective investment scheme
that seeks current income and stability of principal while maintaining liquidity. The fund
will invest in a select portfolio of short-term money market securities and short dated
government paper, including discounted instruments such as Treasury Bills, Commercial
Papers, Banker’s Acceptances, Certificates of Deposit, Fixed/Tenured Deposits with
suitable financial institutions and other instruments introduced and approved by the
Central Bank of Nigeria (CBN) from time to time.
Q. How does The Meristem Money Market Fund work?
A. The Fund is formed by pooling funds of several individual and corporate investors
which gives the Fund greater “bargaining power” to obtain higher levels of interest
rates when investing. The Fund aims to maximize interest income by investing the
Fund’s assets in selected short-term money market securities.
Q. What is the guaranteed Rate of Return on an investment in the Meristem
Money Market Fund?
A. The return on the Fund is dependent on money market trends and interest rates
obtainable in the Nigerian Financial Market. As the Fund Manager has no influence over
changes in interest rate. Hence, a rate of interest may not be guaranteed.
Q. What are the advantages of investing in the Meristem Money Market
Fund?
A. Advantages include:
§ Capital Preservation: Investment in the money market fund preserves capital.
§ Liquidity – Investors can easily redeem or subscribe to units of the fund at any
time, subject to procedures stated in the trust deed.
§ Diversification – By investing in varied assets, the fund provides investors with
the benefit of instant diversification.
§ Administration –The Fund Manager will be responsible for handling the
cumbersome day-to-day administrative functions associated with investing.
§ Low cost- Investing in the Fund is an efficient way of gaining a diversified
market exposure at low costs.
§ Performance Monitoring: The value of Fund is reported daily on the
Manager’s website, allowing you to continually monitor the performance of your
investment.
§ Tax Advantage/Exemption: Interest on the fund is not subject to tax.
Q. How do I subscribe to the Meristem Money Market Fund?
A.
i. Visit (www.meristemwealth.com),
ii. Click on Mutual Funds
iii. Download or fill Meristem Mutual Funds Subscription form.
iv. A completed application form with KYC documents to be scanned back to
mutualfundsoperations@meristemng.com or submitted online via our website.
Required Know Your Customer (KYC) Documents:
• A recent passport photograph
• A valid means of Identification: (E.g. Driver’s license/international
passport/National I.D/Voters Card of the Investor)
• A recent utility bill (not older than 3 months from date of transaction) showing
the same address as stated on the application form/subscription certificate
v. Upon receipt of your completed form, KYC documents and payment, your
Money Market Fund account is opened.
vi. Payment can be made for subscription into our bank account through any of the
following means:
• Cash deposit
• Cheque deposit
• Funds Transfer
Our bank account details are as follows:
Meristem Money Market Fund
Account Number: 0002190585
Bank: Standard Chartered Bank
Account Name: Vetiva Trustees Ltd/Meristem Money Fund
vii. The inflow will be verified, after which the equivalent number of units is allotted
to you. You would be notified with a Subscription certificate immediately via
your registered email.
Q. What is the minimum initial amount that can be invested in the Meristem
Money Market Fund?
A. The minimum initial amount that can be invested is N10,000.00.
Q. What is the minimum subsequent amount I can invest in the Meristem
Money Market Fund?
A: The minimum subsequent amount that you can invest is N1,000.00.
Q. How much would a unit of the Meristem Money Market Fund cost?
A. The offer price is N10.00 and remains constant.
Q. Can I invest for my children and my investment club?
A. Yes, it is possible to invest for minors, clubs and groups.
Q. A group of us would like to subscribe jointly. How do we go about it?
A. You can apply as a corporate body/entity or make a joint application depending on
the nature of the group. An application from a group of individuals should be made in
the names of those individuals and joint applicants must all sign the Application form.
Q. Do I get a receipt or certificate?
A. Unit holders will be issued with a Subscription Certificate via e-mail or any other
electronic means, which shall constitute evidence of their title to the number of Units
specified on such documents. For joint holders, they shall be entitled to one certificate
in respect of units jointly held by them and shall be delivered to the joint holder whose
name appears first on the register of unit holders.
Q. How long should I stay invested in the Meristem Money Market Fund?
A. The Fund is open-ended. However, redemptions before the expiration of the
minimum holding period of (30) calendar days, will incur a processing fee of 0.5% of
the interest accrued of such redemptions.
Q. Can I transfer my units to another party?
A. Yes, units of the Meristem Money Market Fund can be transferred to a third party at
the instruction of the existing unit holder upon payment of a reasonable fee, with the
consent of the Trustees.
Q. Do I have control over what the Meristem Money Market Fund invests in?
A. No. The Fund Manager, Meristem Wealth Management Limited, makes all the
investment decisions based on guidelines set out in the Fund’s Trust Deed.
Q. Can I use my holdings in the Meristem Money Market Fund as collateral
for a loan?
A. Yes, many banks will accept units of the Fund as collateral for bank loans. However,
this depends on each bank’s lending policy.
Q. What is the procedure for redemptions?
A. You will be required to make a request to redeem all/parts of units you hold by
furnish us with your duly completed Redemption form and Subscription Certificate(s).
Once these documents have been verified, Fund Manager shall then within 5 Business
Days effect Redemption by payment to Unit Holder’s registered bank account.
Q. Are there any penalties for withdrawing my funds?
A. No, there are no penalties for withdrawals. However, redemptions before the
expiration of the minimum holding period (30) calendar days, will incur a processing fee
of 0.5% of the interest accrued of such redemptions.
Q. Does the Meristem Money Market Fund pay interest?
A. The Fund Manager, Meristem Wealth Management Limited intends to distribute the
Fund's income on a quarterly basis and unit holders may decide to have their
distributions automatically reinvested in additional units of the Fund at the offer price
on the day of reinvestment or alternatively, elect to have their distributions paid via
electronic transfer to the unit holder’s registered bank account.
Q. What is the closing date for the Meristem Money Market Fund?
A. There is no closing date for the Fund as it is open-ended
Investment / Re: Which Stockbroking Firm Is The Best To Do With? by dharpzee: 10:25am On Jan 10, 2019
if you need to open a stockbroking account, holla at Meristem stockbrokers ltd, or contact me on 08178192374
Investment / Re: Share Buying by dharpzee: 6:43pm On Jan 09, 2019
pinnkpill:
Please any one with the ideas of buying and selling of shares should please help a brother and also assist with a broker
Hello dear, I work with a stockbroking firm, kindly contact me on 08178192374, and get your stockbroking account opened.
Investment / Re: How To Invest 10,000 In Daviva Print Business And Make A Good Profit by dharpzee: 6:16pm On Jan 09, 2019
Do you mean N10,000 naira? And can I choose the colour patterns I want myself? If so kindly hook me up on whatsapp 08029736561
Investment / Re: Mutual Funds by dharpzee: 5:03pm On Jan 09, 2019
naijaobi:


MMM fund

Oga sorry o, it is not MMM o, it is a fund management company in ikoyi.
Investment / Re: Treasury Bills In Nigeria by dharpzee: 5:00pm On Jan 09, 2019
chigo4u:

Sorry I want something from banks

Hello, it is a financial institution bro
Investment / Re: Mutual Funds by dharpzee: 1:38pm On Jan 08, 2019
Why dont you guys try Meristem Money Market Fund or Equity Market Fund. You can withdraw your funds after 30days (Money Market fund). call me on 08178192374, if you need further info.
Investment / Re: Treasury Bills In Nigeria by dharpzee: 1:16pm On Jan 08, 2019
chigo4u:
Please guys what investment opportunities are available for USD. I have some USD sitting dormant in my account. No interest. How can I invest without changing to naira

Kindly contact me on 08178192374, have a company that you can invest your dollars and earn your interest in dollars. I will forward the acct opening form to you.

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