₦airaland Forum

PatrickOkunima:
When did CBN start generating revenue?

You actually got likes for this.....

oyeb15:
Nice.You can have much confidence and drive when you never face d real uncertainties. When tough situations come in, emotions will take over.
Most of those books are just theories.Its like a bachelor reading about marriage ,thinking he knows it all thereby feel he can make d best husband.
Have seen most of Winners members reading 48 laws of power.
When u instictively protect, assist and cover up for friend and he feels he's smarter than u.Is that weakness pls? Yes it is henceforth.

Well, I may sound harsh, but who appointed you protector?

Now you feel entitled? lol

Let people face consequences of their actions and learn from their mistakes.

That's how society moves forward.

oyeb15:
Reason b4 typing gibberish my friend.

Confidence makes people seem proud, especially young newbies.

Confidence does not mean you have all the answers, it only means you feel up to the challenge.

Every work place needs people like that.

The work place also needs to do away with work-weary and I've-been-there kind of employee like you.

That is the negative confidence you project due to your insecurities.

The newbies need an environment where they can flourish without having to deal with that negative energy from redundant that's-how-we-do-it supervisors and experienced staff.

We need to move beyond petty emotions.

Look in the mirror, Oga.

oyeb15:
I don't just know why people who attend Winners Chapel always feel they are smarter than others.
Have met like three of them now with same exploitating,ungrateful, over-sabi attitude.

I guess you have self-esteem issues.

The Laundromat 10/10 - it's an education.......

“Thank you Lord, thank you
Thank you for everything.

I hate to ask this, but when exactly will
The meek be inheriting the earth?
Will that be in my lifetime or in my grandkid’s?

And the part about the first being the last
And the last be the first, when does that start?
Hm?

And what about the rest of us in the middle, you know?
We’re just falling further, and further, and further behind.

My mother used to say,
“may the lightning strike them all without hitting me”
Well, aren’t you still in charge of lightning?

I know, I know, I know
I’m supposed to say “forgive them father, they know not what they do”
But I think they do know goddam well what they are doing,
They just don’t care."

The law really is for the rich........

Zhuhilat:
How Do I Deal With This Level Of Disrespect From My Husband

Dear all

I and my husband are just 2years in marriage.

Every time we have issues concerning anything, he is always telling me to pack my things and leave his house or he will say things like you are off no importance to me and you bring me no value and stuff and stuff. But after a while he will apologize and say he doesn’t mean it.

Last month, what caused our fight was because my mum sent some food stuffs to us because she traveled and got them cheaply. He was angry because he felt that was disrespectful. And the argument degenerated to him telling me to leave his house,

i got tired, called his bluff and left the house but everyone advised me to go back and make it work., well except my dad. Mind you, this was the 5th time.

On my return, we talked about it(like we always do) and i thought it was genuine, and i said i was going to give it one more try.

Today, we had an argument because of baby food. I told hime to buy on his way back. I couldn’t go out because the whole road was terribly flooded .

But he didn't buy it, and that lead to an argument. And the next thing he told me was to fuc.k off and leave. Or he is leaving. As a matter of fact, he just left the house now 12:00am.

I am actually tired of it all. and right now, i don't think i have any love left for him or this marriage.
I think he is cheating on me and for some reason i am beginning to look outside and crave attention, love and respect from someone else.

I don't want my child to grow up seeing me treated like this but most importantly , i don't want her to think it is okay to accept being disrespected and under valued like this.

Married people is this one of the challenges in marriage or what?

Why cant we have an argument that doesn’t lead to leave my house, i dont need you, you bring me no value and all

Also we are very very comfortable, i work and he works too.

Emotionally, i am done.

I can bet my 10 naira that you are not contributing economically in that home.

You do not add value yet claim equality with him with your arguments.

I can also tell that he is cash strapped and frustrated at your lack of ambition.

Not saying it is all your fault, but please value yourself.

Make something of yourself and the disrespect will go away on its own.

A word is enough....

Ishilove:
Anna-

Definitely a Red Sparrow rip off, with less action but more character development.

Wouldn't want to rate. It's entertaining and I found the literary allusions to Russian writers enjoyable.

Finally, someone with taste.

8/10

jeffizy:
No. If you have a loan arrangement with bank X, why will they deduct your funds in bank Y?
It's an intrusion on financial privacy.

Privacy ke?

if you have a BAD LOAN in bank X, they can NOW take it if you have it in Bank Y.

Before a loan is classified bad, you have to default payment for a minimum 90 days!

It takes a thief to withhold repayment even when you have the resources hidden elsewhere.

Get it?

NORSIYK:
Why bringing Igbos into the matter?

Just look at how he termed it Igbo people from South of Nigeria are now the largest land holders in Abuja.

Just to buttress his point that Abuja is not Northern.

Why must you find the negative in every narrative?

Bluntemperor:
Is CBN ready for Legal implications of all these?.
Are loans,especially before this CBN directives not legally binding as you cannot change goal post in the middle of the march
This is beyond NL here,the truth be told, much as I quite agree that it is wrong to rob Peter for Paul by many unscrupulous Customers, all over the world banks are being challenged in the Court of Law.Any way,Appeal Courts and Supreme Courts-the Bars and Bench over to you.

Common sense.

You cannot be proven to have enough to pay back a loan and still have a point.

Once there is a law or policy, everything will fall in place.

All these court shenanigans will end.

is a simple sturv

Mutemenot:
The CBN also approved that the clause permitting the banks to apply this measure should be part of loan agreements to all customers.

Good measure but with the above clause, the the current defaulters won't be affected . Our banks needs more legal strength to enable them give loan easily, cos most banks are afriad of bad loans

Actually it does.

It is targeted at them.

Alexgeneration:
I thought these loans comes with collateral?


Or are the banks issuing loans without collateral?

Collateral is nothing in a corrupt system.

You think its easy for banks to realise a collateral on default?

The policy is perfect.

Afterall, the fintech lenders are already using BVN to fish out defaulters.

And you lot are not complaining.

jeffizy:
This is not in the interest of the populace.

The thieving populace you mean

MiztaYouneek:
Wait. It seems many members of this forum are uneducated or just lack common sense. Sometimes a lot of comments just doesn't add up to what a post is about and its usually based on condemning anything they read. I think the owner of the site and the moderators should do a better job to screen comments that are always based on unnecessary ranting.

Is there any form of development that can happen without a change in certain policies or ways of doing things. If we all stick to that particular way of life we are used to and still complain about it, then there is a change to such policy to bring development and we still complain then we the masses have a big problem being that we hardly spend time to think about the positive aspect of any new development but quickly rush to exhibit our ignorance by condemning it.

If we continue in this matter and line of thinking then I will be forced to say that we all deserve an iron hand government like this government of PMB who pushes whatever they deem fit to bring a positive development without having to listen to what the masses say because the masses say a lot of trash sometimes out of ignorance.

Thank you.

KngGezy:
Hmmm

Nawa oo

Which kain policy be this nau?

I always knew that this BVN stuff is anti-business. It is not to secure funds but to further impoverish the people. A link connecting multiple accounts together. It has always got me thinking

Now the Govt started with the 2% charge on bank transactions above 500 thousand. Then this, a broad daylight robbery!

So what if I default and the little cash in my other a account is what I am using to source for funds and upkeep. Then by the time the bank takes all the money left with me. Then the reason I obtained the loan is destroyed and the bank's interest is still there.

Is that not Instant and Quick One way to Bankruptcy

Modified: A lot of things is wrong with this country. But then if you cant help alleviate the problems. Then why add to it? Toks cars are gradually becoming unaffordable for the average earner thanks to the closing of borders and imposition of taxes. New cars are dreams, only politicians, super rich and companies can afford it. Now Entrepreneurs cant find solace in bank loans, because with this loan condition The Business is Failed Ab initio (from the beginning)

If you have no integrity, then don't borrow.

It is your warped thinking that make banks put lots of road blocks in the way of honest business people.

davodyguy:
This is very wrong.

Yes, its to fight NPL, but all loans should be collateralized at the same amount borrowed.
Hence, when there's a default, the collateral can be foreclosed. This is why we have legal mortgage

You don't know what you are saying.

We are too fraudulent to be handled with kid gloves.

Why borrow from one bank and go hide your money in another bank?

This is what major businesses do and then hide behind the wall of lawyers and courtrooms.

Who needs collateral when there is adequate measure for recoup.

Lets help our economy.

LillyVal:
My cousin who got married this year July is actually thinking of leaving the marriage because the husband was diagnosed of Kidney failure and needs a transplant. The summary of the story is that the family of the man is expecting the newly married wife to donate one of her kidney to the man because my cousin is biological match to the husband, she and her family has said LAI LIA O, that his their child and they should find a way to go about it. After dragging this issues for some months na, my cousin family are pushing her to file for a divorce

a. would it be considered wickedness on her part considering, his not only the husband but PARTLY trained her in school too?

The marriage is less than a year no much money to even look for a seller, Aunty want to japa and leave the man

What do you think?

Rubbish.

I am almost sure that this marriage was a set-up from the get-go.

Marriage should be annulled based on non-disclosure of health status.

Haba, organ transplant all within 6-months of marriage?
The man obviously shopped for a wife specifically for this purpose- kidney donor.

Some people are just too smart for their own good.

Nobody should blackmail her into giving under duress abeg.

She should walk away quick!!!!!!

KoiceReloaded:
It can only be qualified as an insult if I had called you an idiot straight up, but I didn't, did I? I merely hinted at a possibility that you might be one, hinging on how geniunely you rate Anna over John Wick 3. That's not an insult in my books. I cannot apologise for doing nothing wrong.

And you insulted me again.

I guess I had that coming, this being a faceless forum and all.

What did I expect.

KoiceReloaded:
Don't be so thin-skinned, I used intimation. Basically, I inferred a possibility indirectly, based on a personal deduction.

That was an insult.

Own it and just apologise.

KoiceReloaded:
I know everyone is entitled to their opinion, blah blah blah... but you need to have your head examined, if you honestly think this cheap nonsense that couldn't even break even, bested the well scripted and filmed, John Wick 3.

Why the insult?

I would have loved to have a convo with you about both movies, you know, like gentlemen.

Oh well, to each his own

KoiceReloaded:
Anna

Pros:
- Cool cinematography
- Badass action sequence
- Cool soundtracks
- Convincing acting from the supporting actors (Cilian Murphy & Helen Mirren)

Cons
- Non existent plot line
- Predictable storytelling
- Extravagant quantity of time jumbs
- Pacing issues
- Problematic VFX
- Pretentious AF
- Plot hole galore

Good visuals & action scenes, but in many ways, a watered down version of Atomic Blonde. This film has nothing on John Wick 3. Luc Besson, as filmmaking goes, is a fraud.

6/10

Anna 8/10


Beats John Wick by a mile.

Will definitely re-watch tonight.

I guess your opinion will always be your opinion.

Love the way Olga said "Bitch!" lol

ssgi4in1:
Good evening good people. I am hoping I will get some help here.
Pls this will be a bit a long. I beg you to read. So you can understand better.


My problem started last year April (2018). I was diagnosed with typhoid and malaria. I was started on a course of treatment that involves anti malaria and an antibiotics (azithromycin). I noticed the quality of my sleep was dropping after taking the antibiotic for 2 days. My instincts was that it was the medicine. I eventually stopped taking it but by then my sleep have become badly affected. I woke up a Sunday morning after taking some drinks the previous night at a wedding with one severe type of headache ( I started the antibiotics on Thursday, took on Friday and missed it that Saturday) I continued that Sunday morning. So I eventually stopped all medicine and consulted a doctor friend. By then I had gone two nights with little or no sleep. He prescribed some drugs that was meant to induce sleep and even increased the dosage yet I still couldn't sleep.

Meanwhile before then, I am someone who could be called a sleeper. I can sleep at anytime without stress. I even take naps here and there in my office. So it was strange.

I eventually went to some hospitals and their treatment involved giving me sleep medicines and sometimes it could help me get very little amount of sleep and then it will make me feel very groggy and heavily fatigued. By this time a weird sensation have developed in the left side of my back head (this pain doesn't come and go... It is permanent). After spending some huge amounts I wasn't getting relief until I went to a neurologist. He first suspended all the sleep medications and started giving me amitriptyline 5mg every night ( after few days I started feeling better and had some deep sleep) but still the problem wasn't gone ( head pain and stiff neck).

I was paying about 30k monthly at the neurologists. It wasn't sustainable and I eventually stopped and decided to take my fate in my own hands. I eventually stopped taking any medication for sleep last November.

Between then and now, I have had some good nights where I slept very deeply and nights when I struggled. I have gone like 2 weeks without sleep issues. But still the pain in the back of the head and neck still persist.

Just yesterday I went to consult another gp and his diagnosis was that it was the poor sleep that is causing the pain in the head and neck. But I still find it difficult to believe. I will be having a video session with an Indian neurologist tommorow and I hope he will make a different diagnosis.

My coming here is to know if anyone have had an experience with my case and I would like to know how they solved their problem.

I will appreciate any suggestion that will be of help.

Thank you.

My Brother, I think its just high blood pressure causing your stiff neck and headaches.

I'm surprised they did not see this straight up.

Go to the hospital again and ask the doctor for advise on a 30-day combined dose of Amplodipine and Hydrex.

And most importantly, kill that sedentary lifestyle and get a regular dose of heart-pumping exercise!

NwaAmaikpe:






Endtime wife with his endtime mother sexually scheming to lay a man against his will.
Feminists won't see anything wrong in that, but if it were reversed and a man and his friends planned on how to shag his wife against her will, they'd scream bloody murder.

I just hope the Nigerian legislative will review the constitution and legalize same-sex marriage.
If they do, we will be surprised to discover the number of regular people who are closeted gays.

Most people in Nigeria are married just to save face and this accounts for the alarming rate of failed marriages.
It also accounts for the rise in suicides.

If this is true then I blame Ken for remaining in the closet. I further blame him for even accepting to marry a female knowing he won't find any happiness therein.
But I will never blame him for being gay.
He really does deserve happiness because we only live once.

He could just relocate to even South Africa and lead a happy life without anyone judging him over his sexual preferences.

Sex is so underrated.
I can only imagine the pain Ken is under trying to fit his leg into a shoe that isn't his size.
The NATIONAL ASSEMBLY should please reconsider their stand on this.

May thunder fire you and all those who liked your comment.

Late Night 10/10

Great!

sod09:
i hope she won't wear bra

Hahahahhahahaha

Na elastic bra. All sizes

MJBOLT:

Craig is the worst Bond ever

Timothy Dalton holds the flaming biscuit.

No contest

iaatmguy:
no it's not accepted.
you never give up do you ? . if you are into IT, your chances of getting a job outside is high, goole vanhack. they recruit outside Canada

I have MCSA for windows server.

Let me go and check....

iaatmguy:
drdax to add to this, you can get job offer in new brunswick, IF you get an invite to go for their job fair, either in UAE or Philippines, However most of the jobs na yeye work, meat cutter carpenter truck drivers

Not bad at all.

Maybe I should start learning to drive a truck now.

Is our driver's license valid over there?

Silversurfer1:
Very rare. Unless you have a skill that's in-demand or your expertise is unique, it's almost unheard off getting a job outside Canada. Canadian employers must hire citizens and PRs first before looking at foreigners and with the mass influx of immigrants now, how will they look to foreigners? Anyone can try sha but best not to get your hope's too high

Thanks.