₦airaland Forum

Illusioneffect:
Have you used it on yourself before 👀👀👀 are you Gaybriel?

No I have not used tools but I have masturbated in the past. It took me some years to get over it especially once I started noticing the side effects but with GOD's grace I did.

As I mentioned the key question she is asking is about masturbation. Adult toys are tools to do such.

Also I hope you know that sex dolls are adult toys and that there are other types. Adult toys doesn't automatically mean Love Machine.

The question is should you masturbate? Adult toys is a tool.

Personal advice - I would not encourage it as it can affect you mentally and also your sensory organs.

egojeny1:
Go online and read about Mutual funds especially Money Market Fund or visit any Stanbic IBTC branch for enquiries.
It involves opening and funding an account and thereafter receiving interest(20% plus) on daily basis.
There are other investment houses that are into it too;
First Bank
Norrenberger
AIICO Insurance, etc but mine is with Stanbic IBTC

Good steer. One thing people need to understand is Risk. MMF is low risk. It doesn't mean you can't lose your Principal but the chance is very minimal hence the 'lower rate of return'.

Running a business in Nigeria is high risk. There is a high chance of losing your Principal but the return on your invested Principal can be very high if the business is successful.

Onyiridike:
If you don't have a skill in any business, invest the money in money market fund. Go for Stanbic IBTC or FBNQUEST. The return is about 20% per annum. Therefore, you stand to make ₦200,000 annually or ₦16,600 monthly.
This is better than risking your money in the hand of of today's get-rich-quick youths. They will run your money aground. Please, avoid the story that touches.

Good points.

riczy:
Can u explain further pls, this looks catchy

MMF is not consistent but it is not a scam. Returns often lag inflation. It is meant to be a wealth preserver for those who can't identify where to invest money safely at a period of time.

Advise improving your financial and estate management literacy. It is a topic not taught in school.

If I had a million naira now, I would consider MMF. If I am in a risky mood, I would invest in SEPLAT or some other company that is important for Nigeria to make money. Tinubu is really driving for Nigeria to improve its trade deficit.

NB I am not a financial advisor and neither is this advice compulsory. Key thing is to read and learn.

Jangbajantis:
Why?

Ancelotti is being forced to play him. Typically from either contract clause or Fiorentino's desire.

Madrid should never have bought Mbappe

Ermm tell her no

Can we stop giving Reno audience and clicks? Mods send this page away from here.

helinues:
Again, refuse the urge to shalaye, suggest how government can raise funds if they are not going to be borrowing unnecessarily

Government can aggressively drive down costs of governance. That was an expectation of the Tinubu government.

The heart of children contains foolishness at times and this is a good way to remove it.

That is the job of the police.

No, I don't trust these Reps.

This guy, if this is true, is looking for my trouble.

CoronaVirusPro:
Thats a brilliant one coming from the administration of His Excellency, President Asiwaju Bola Ahmed Tinubu (GCFR)

With the rich paying a fair share to alleviate the lower class, the class gap will be reduced to minimal and acceptable levels.

Who told you the rich aren't paying a fair share currently?

Onyiridike:
The only achievement of Tinubu is that he is a Yoruba man.
My joy is that history has it that even the worst Hausa man (Buhari) is better than the most intelligent and smartest Yoruba leader in history (Tinubu).

The below was your first post on NL. You are a tool of destruction. Go tell your masters Nigeria will out survive their BS. Your new mandate is to sow seeds of tribal discord. I spit on you and your colleagues. Tufiakwa. If you like edit it.

https://www.nairaland.com/1867044/immigration-recruitment-scandal-goodluck-jonathan#25655529

This Otuoke man actually underestimates what the youths can do.

We will fight and threaten him with our votes come 2015.

Enough of his deceit and lies. We can not take this any more.

Please MODS, front page please. All unemployed graduates must read this and get ready to vote PDP (GEJ) out.

Onyiridike:
The only achievement of Tinubu is that he is a Yoruba man.
My joy is that history has it that even the worst Hausa man (Buhari) is better than the most intelligent and smartest Yoruba leader in history (Tinubu).

Tinubu is not smarter than Obasanjo. Also stop driving tribal divisions.

People need to read animal farm and understand human beings. All this 'I am on Dangote's side', 'I am on NNPC's side', 'I am on IPMAN's side'.. Those notions are laughable. Nigerians are being played. Those people have no loyalty or emotion for you. Investors and shareholders must be paid.

She is not ugly!

Kperogi demonstrating why the pen is mightier than the sword.

A friend was thinking of getting this. I wonder what their thoughts are now.

Objectivist04:
Useless broadcast, used to announce the confernment of national honours to those who can challenge him constitutionally. Tinubu is no doubt the worst president ever in this country.
You told us that Buhari is on the right track and that you will continue from where he stops but today you are telling us that you took over a government that is nosediving in areas of economy and security and have to make a decision either to continue in the downward way or make a you turn for economic prosperity. Double standing of an average Yoruba man , being neither here nor there.

Your last sentence renders your entire post to be tribalistic and hence useless.

What are the criteria for these awards?

No wonder Nigeria is where it is now.

Freetech:
Nigerian youth remain gullible. Can't you understand, government won't subsidized your foreign lifestyle again with borrowed fund.

Exchange rate is a function of your productions and consumption

As long as you consume more than you produce, your national will receive the heat.

What happened in Nigeria and other Africa countries is to continue borrowing to finance the lavish life of the few, who is living America life in their country

If you want better exchange rate drop your taste for foregn goods and start producing, be satisfy with what you and keep on improving until you have what you want

We refuse to learn, im expecting 5k to a $, maybe then we will learn to look inward

Me thinks you need to sit down and understand that the problem is not from the youth. Compare the purchases by this government for the Presidency, Vice Presidents, Senators, and Reps. What was the amount? Note they were done in dollars.

Also look at how Naira rate falls post FAAC disbursement to states. Keep on pointing fingers at the wrong people. Your government at all levels is killing the Naira not the common man who is struggling to find ways to survive the current economic situation.

ObosiLandlord:
It's just a little fall. Nigeria dollar bond was oversubscribed few weeks ago

That was the domestic dollar bond which was for Nigerians to buy.

gonkin:
It was actually 47, water is almost 3 times more expensive than fuel over there.

If Nigeria bought from there, i dont think it would be up to 960

In the short term, I think we should be buying from them. If they can get it at those rates. We could fund our exports at the international price while finding a way to procure it cheaper from Libya. Of course we would need to confirm that there are no issues with their products.

Long term, we should producing our stuff locally and driving down cost. If we are worried about smuggling across borders, then we should strengthen our borders or make an official agreement to sell to them at higher price.

CBN should confirm that it is 0.005% and not 0.5% which is equivalent to a factor of 0.005.

2 things I am telling my kids about income.

1. Get a job and start working towards financial independence

2. Do not marry someone who isn't gainfully employed or seeking gainful employment either by their hands or someone else's business.

How is 1670 close to 2000? Who is the person trying to cause hypertension? One would think it had reached 1900 based on the headline!!

In that case I am proud to say that I am a MASSIVE red flag.

brain54:
Why don't the mods ban this guy...?

Rather push his threads to fp.

Even when they are mostly provocative, incite full, promote hatred and try to cause a rivalry or e-war!

Always degrading and insulting... looking to cause trouble!

In fairness to the mods, they can't be everywhere. I do know that the report button works. Report the post, they will check and deal with the situation. I know this because I have used the report button in the past.