₦airaland Forum

Those who went to the market to buy rotten tomatoes instead of fresh ones are now panicking like a hardened criminal about to be subdued!

GeeKudi:
He is an extremist, people who don't know how to respect other people's choices.

Mr/Ms Conformist!

Is like you detest truth?

Live trading has been disabled!

The mafia are up to no good!!

Locotrader:
Tomorrow being Tuesday is critical in our decisions.

Those already on 100%,remember that pullback can take 20-30% away from you before you can find a new support.

No call Loco on any insurance stock if you are a trader already on 100%.Thunder is not far to bury you alive if you try rubbish

Why you dey panick like hardened criminal wey security forces want catch?

You don't have to sell your insurance stocks,100% appreciation in price is still very sure!

Just laughing away in Chinese!

leo1234:
I am speechless 🙊

The level of pessimism is something else.

In 2045,you will know if I were a pessimist or a realist!

leo1234:
Are you not following the news or you don't just like making money outside dividend yield?

The reform of insurance sector is real.

I wish I keyed in when Loco dropped the information.

Margin of Safety is my compass!

Mpeace:
If you look at the owners of wapic, you will understand why them no dey pay shishi.
Na the same pple that own wapic that also owns Access bank. They don't so much care about investors.

But Access Bank has done well from 2007 till 2025!

The problem is the Wapic Insurance;I think the company is not profitable when compared to Access Bank.

yMcy56:
I laughed in Swahili 🤣
Who come do you like this?
Ellah on full bid...
Insurance on full bid...
Don't you realize the more you're bad mouthing, the more they're firing up? Lol
You sure you're an investor in this market?

In the long run,the market will prove if you're wise or foolish!

SonofElElyonRet:
Stocks are harmless in themselves. Guess you are talking about the stocks investors

Someone that bought Wapic Insurance in 2007 and never sold has been harmed!

From 2007 till 2025,Wapic Insurance has only paid dividend in 2016. Is this a successful company when compared to Zenith Bank or UBA?

KarlTom:
You seem to have an aversion for fast money.

It's not a crime IF it can be acquired legally...

Is like you never got my riddle?

What is legal about armed robbery?

I said some stocks are like armed robbery!

In 2007,I still remember vividly when some folks used to talk about Wapic Insurance stocks in Stock Market Nigeria forum.

Since 2007 to 2025,what has been the performance of Wapic Insurance in terms of annual earnings and dividends?

Never you forget history!

When you see fraudsters,armed robbers and kidnappers making fast money; don't try to be like them,their success is never sustainable!

Some stocks are like fraudsters,armed robbers and kidnappers.

ukingscorps:
The market really proves one thing — whether it’s stocks or insurance shares, you’ve got to know your entry/exit and protect your capital first.

Personally, I keep a chunk of my portfolio in a side hustle that’s not affected by stock volatility — P2P crypto. It’s steady, daily cashflow, and doesn’t rely on dividend announcements or AGM surprises.

Same principle applies though:
1) Fix your target margins
2) Stick to verified counterparties
3) Scale gradually once you have a proven rhythm

Anyone curious about how that works can check my profile for the exact beginner-friendly blueprint I use.

Crypto is like a Ponzi scheme! You're probably in the wrong place;I am not sure you can get any maga here.

nosa2:
I opened my brokerage account with N70k in 2003. So nothing is too small. It's developing the habit of saving and investing that matters

This is equivalent to like N750,000 in 2025

ojeysky:
Just 100% increase when insurance stock has done 100% in the last 30 days

The last buyers will be at a great loss when reversal in price begins.

Most insurance stocks pay poor dividends.

crownprince2017:
I was so lucky to always pay attention to details right from my ss1 despite my tender age, where the answers to theory questions were in objective questions as options, all I need is copy and paste, no racking of brain.

A message was being pass by chinonso but people couldn't see it because they are use to racking there brain even when it's not needed.

Sometimes the physical skills are not needed, just being smart is all that is needed.

Keep working heavily to show you are brilliant while some of us keeps working smartly because we pay attention to details

Equity investment without consideration for intrinsic value and/or margin of safety is bound to fail in the long run!

SonOfNobody:
If you are not an investor, the best time to divorce your ellahbaby is this time that it's looking romantic to investors before the release of their results. If you're an investor, all things bring equal, your suru will lere. The stock should be trading at one-quarter of presco.

I hope everything is alright?

SonofElElyonRet:
No worry, you will join bus at N40

If I didn't buy Okomu and Presco,how are you sure I will buy Ellah lakes in the future?

jckgroup1:
Five good years you mean? And you think Ellah won't do that much in three years or less.

UBA and Ellah lakes are not mates !

UBA is undervalued with respect to its current price while Ellah lakes is grossly overvalued with respect to its current price.

At the moment, Ellah lakes is in the same class as Universal Insurance!

Streetinvestor2:
It looks Tony and partners Intentional made uba RI at premium so they can take up all the RI without question.
Dearis God oh.

UBA will get to 100 Naira before 5 years.

UBA has good earnings and also excellent dividend. It is still very undervalued.

Locotrader:
It's not bad nah.
Tony Elumelu & gangs are in this market.
Otedola nko.
If you look well you go see road.
One day I go join big ogas gang wey dey make big things happen

Na so,but make sure say you no mislead your followers.

Locotrader:
Some no get shishi for this market but just dey talk cho cho cho because they got little experience for stock.
Market dey consider pocket first before experience.You get money,market go bow for you.

You fit slap a soldier with 5m and go your way but make you carry empty hand slap soldier and receive the beaten of your life.

Loco & gang are always loaded in this market with funds and lots of experience join and market must honour our words

Locatrader and his 500 million Naira gang?

SonofElElyonRet:
Wey Edu-Echo. All your echo na zero

Ellah lekos is exhibiting what Finance experts call 'Irrational Exuberance ' !

Na those wey buy at the highest price I dey pity. When the tide is gone,they will become naked.

jckgroup1:
Ellah fair value is N4 - N6, holds no value above N6, sold off at N8+ to re enter at alleged fair value range.

Street and Edu hit harder on kpakus, let me check something.

NSEMPA Noise!

I'm a value and a dividend investor!

I follow the margin of safety religiously.

I don't wanna be caught naked when the the tide is no more.

hallysonia:
I bought BUA cement at 170

I diversified my share into DS, BUA CEMENT, and Jaiz bank.

Not interested in anything insurance, interest-based bank/financial services, Guinness or alcohol industries, and hotel as well.

Wanna ingest some other 500k, but I'm holding on for now. I need to learn a lot. I'm not rushing..

Is like you're a Muslim?

If you're for dividend and you're a long term investor,you may go for Dangote Cement; Dangote Cement is the industry leader for cement companies and it makes more profit and pay better dividend than BUA cement.

leo1234:
Your strategy is on another level.

I think he is a vulture always looking for massive correction before diving in.

hallysonia:
Hi all,

I'm new here and I've been observing some guru like streetinvestor, Loco, EDUCO, SonofElElyonRet, and the likes.

Nice talks and maybe arguments. I'm newbie and I'm still observing, but you guys dey confused me sometimes, lol.

Anyway, DS and BUA CEMENT dey currently show me shege. Still holding though, since they have strong fundamental.

Will appreciate any further advice.

Thanks.

Hallysonia

I'm not a Guguru o,I'm still a newbie!

Did you buy the 2 stocks for capital appreciation or for dividends?

Did you pay above the intrinsic value or book value when you bought?

You may break even or be in profit when the Q3 financial results are released. Just exercise some patience to see if you will break even or be in profit before selling if you're a regular trader(that is, you're always jumping in and out of a stock).

Agbalowomeri:
Lol make person no make money again?😂

Person dey convert paper profit to real cash

How would he sell 25m of UNIVERSAL on a normal day

Na illiquid stock!

God has answered his/her prayers.

Zegra:
The bid size has reduced; I just sold my tasere units now

You understand the piggery business by locking in your profits in the race of compounding one's wealth!

yMcy56:
Continue to make people sell in panic....
Some of those stocks are getting serious patronage in market, yet you're here looking for the negatives...

Aiico and some others are going back to full bid now..
*Aiico on full bid @3.50
* Cornerstone full bid @6.41

There are some of these insurance stocks that shouldn't even be sold prematurely.....mostly the fundamental ones...
.. and fundamentals may likely be carrying others along because they're all in the race for the recapitalization

I'm not the cause of the selling

It is demand and supply in play.

Locotrader:
Brokers are persuading people to sell.
I hope you know.
How many of they called me last week?
Don't fall much oooo
This is insurance recapitalization that will take another decade to come.
Don't fall Mugu my man

You wey done sell!

You're very cunny

Folks with unusual greed always end up as the pi.gs and pig.lets in the piggery business!