₦airaland Forum

Fred2020:
Unity bank will be successful in 100 years

The problem of Unity Bank is bad management.

Any Nigerian bank not making profit is being mismanaged.

2zona:
Oga Loco, abeg take your flowers🌺🌹.

You are a grand master in this game. Respect sir.

Until one day monkey hunter go go market and he no go fit come back.

jeshurun08:
The FUGAZ banks maybe but all the rest will have to fight for their breakfast in the emerging economy in a few years time. Unfortunately, where we are is part of the problem. If other sectors were performing, no one will really reckon with banks. Nigeria as it is constituted right now is a rent-taking entity not yet a producing economy. However with the stride PBAT is making, things are going to change very soon.

Fidelity, WEMA, Stanbic and Jaiz would surely be successful in the next 50 years.

Fred2020:
If Nigeria’s economy became more productive and stable, banks would likely earn less.

Today, they profit heavily from charges on basic services account maintenance, transfers, cards, alerts and from close political ties that ensure rules favor them in reviewing these prices upward even when the larger economy was slowing down.

In developed economies, these services are free, and banks make money from core lending and investments. A stronger Nigeria would push banks toward real value creation, cutting easy, fee-based profits.

When do you think a stronger Nigeria will emerge? Maybe from 2075 is when what you just described will be possible.

PETERiCHY:
ELLAH ON FULL BID AT #17.66K !!!!!!!!

Meanwhile EDU rightnow

Ellah lekos on its way to ₦100.

I'm happy for you.

Streetinvestor2:
They will say he missed the bus or want to bring price down so he can enter.Like we didn't see the price at #3 or below when we stoop our ground. The other stocks have been making loss since the manipulation in kpakus started based on lies that will be revealed soon...this month

They hate the truth!

jeshurun08:
Banking in Nigeria and all over the world is about to be disrupted megally. Look at what fintechs have done in the last 10 years. Don't be deceived o

I repeat,banks like Zenith, Access,UBA,Stanbic, GTBANK,Fidelity,WEMA,Jaiz and First Bank will continue to declare profit every year from 2025 till 2075.

Banks make money every seconds from their physical office and online(this takes place 24 hours of the day).

Banking business is more lucrative than production of goods.

crownprince2017:
Educo will never seize to amaze me, how do you know that those companies will exist for another 45 years with the good earnings, history is your friend, many like you thought bank phb, intercontinental etc will live till 2025 but what is the reality today.

You also need to understand that risk comes with age and capital, I'm sure if you ask paa Emma he would educate you well on this.

Nobody has a narrow view about stock market that does well, you are as good as banking on luck and that is not a strategy.

Its better to determine your luck by constantly looking for opportunities.

Any Nigerian bank that declare loss is a scam!

Banking is very lucrative in Nigeria and in 100 years time it will remain so.

Hoping is not part of my investment strategy. I only invest in stocks of succesful companies.

emmanuelewumi:
I am not a billionaire oooo.

I beg oooo

Loco,Loco!

I hope you have heard him loud and clear?

Locodemy,by 2065 ; I will be a billionaire in US Dollars!

emmanuelewumi:
Can you tell me when GTCO cut dividend Since it was listed in 2001?

As a matter of fact that dividend last year is 200% higher than what was paid 10 years ago.

Invest in companies that are market leaders, that are highly efficient, quality earning, above average Return on Invested Capital, that has moat, dividend paid is 80% or less of their Free Cash Flow., quality stocks that can withstand economic challenges

Unfortunately most of what we buy here are junks, please pardon my language

The gang of money doublers and monkey hunters will soon say you're jealous of their money making feats

emmanuelewumi:
You can invest N10,000 in a stock and start earning dividends that will be paid into your bank account immediately, another person can invest N30 million in real estate and yet can't start earning rental income from it

That is why l like dividend stocks,you can even start with ₦1000;but you cannot buy a piece of land with ₦1000.

emmanuelewumi:
You guys are funny sha comparing N2 billion worth of GTB shares that is quoted on NGX and London Stock Exchange that gave a dividend of N180 million in 2024 with a property of N500 million that will probably struggled. to generate a rental income of N30 million per annum

If you said a bank will prefer a N500 million property to N2 billion worth of Ellah Lakes shares, I will agree with you

How do you expect folks who only invest in Ellah lekos,universal insurance and royalex to know that GTCO or Zenith shares is superior to any real estate investment?

From 2005 till now,GTCO, Zenith,UBA and Access Bank have performed excellently in terms of earnings and dividends.

Zegra:
easy bro

Bro.,I'm on a long term game; it is a 40 years investment journey starting from 2025 till 2065.

By 2065,the number of billionaires in US Dollars in Nigeria will be more than 200

It is a slow and steady investment voyage.

Locotrader:
Don't deceive yourself
Tell me where the house is.
Pa Emma is even thinking how to respond to you on this big lie.
I have a 24 room apartment built in 2020.I am not even enjoying what I am seeing as proceeds.

I have told you to leave compounding for pa Emma and join hot money

The GTCO shares bought for ₦15 million is like a house because it gave a rent( a dividend) of ₦180 million in 2024.

Na only money doubling game you sabi!

thebargainhunte:
A bank is more likely to pursue a person with real estate worth ₦500 million with a business loan than someone with ₦2 billion worth of GTCO shares, as long as the former has perfected their title deeds.

The bank will surely go with GTCO shares because it is easier and faster to sell shares than to sell a landed property!

Locotrader:
I hope you are not trying to be like Pa Emma the great investor of our time.

No matter how you do,you can't be like him.He is a Billionaire.
Are you a Billionaire?
You and streetman should re arrange your thoughts and align yourselves to hot money which you can use to join Pa Emma later.
You are still young to behave like old man.

I'm a young man with an old man's head on his shoulder.

With my value investing/margin of safety approach,I am sure of compounding my investment by at least 50% annually.

By 2065,I would have become a billionaire in U$ dollars. By slow and steady method, I know I will win the money race.

emmanuelewumi:
I guess you just jumped into the conversation

He talked about a plot of land bought for N15 million and now selling for N500 million

And I also said if that same N15 million was used for GTCO iPO, it will be worth over N2 billion and gotten a dividend of N180 million in 2024

Na this Locodemy people dey call Ogu-ego(ritual money)!

Is like a house you built in 2001 with ₦15 million now gave you a house rent of ₦180 million in 2024. Isn't this wonderful?

I even heard Jaypaulwood even have diamond deposit in their mine!

Just laughing away in Chinese

emmanuelewumi:
I think it is stock oooo


Make sure the stock has a return on Invested capital of over 40%.

N1 million invested in the IPO of GTCO in 2001 of is now worth over N135 million

N1 million invested in the IPO of Okomu is worth N480 million

N1 million invested in the IPO of Presco about 20 years ago is worth over N285 million

Before you talk about devaluation.

N1 million in 2001 is worth just $10,000 currently valued at about N15 million.


Okomu was listed in 1991 while Presco was listed in 2002

This is noise to the monkey hunters gang!

All the monkey hunting gang wanna hear is how to make 100% in 1 month.

The gang of monkey hunters have now moved from insurance stocks to Japaulwood!

nosa2:
I like the company but the journey is still far. According to the twitter Q&A, they dont expect to hit full capacity till 4 years time. There will be plenty of opportunity to buy.

Those enjoying the current run, congrats

He just said the bitter truth with sweet words.

But ,I always say the bitter truth with harsh words .

crownprince2017:
Where is Mr integrity I want to hear what he has to say now that the mill is here.

Educo n oga nosa, I hope you now believed ellah is not what you are painting it to be.

More big news coming.

Keep digging.

Ellah lekos is still not my type of stock.

Locotrader:
It is called the game
No go buy Loco stock secretly ooo.
Thunder is not far to strike.
Just confess your sins and be forgiven

I cannot buy your stocks,they are like rotten tomatoes.

Locotrader:
Before the day is over,we will likely see 100m bids in Japaul.
When it is officially in full bids,over 150 to 200m bids will be chasing it.

Na game

Na wetin you fit do. The pumping machine.

Locotrader:
The profit Loco made selling Royalex at 2.88,some people will not see it even if they ride Royalex to N7.

Calm down and plan your trade and trade your plan.

These things na game.

You're doing well!

May you not board an airplane that is about to crash.

Stockhunter:
Possible... That bid has been there since it was 100 and the price keeps falling. That bid is a bait onces it leaves the price will crash further.

You're so right!

Locotrader:
I want you to enjoy.
At least no be Loco go crash the stocks as usual.
If you have below 10m units,you no get problem.
Potbelly people don sell off and cooling their loot for next action

The big monkey hunters don't wanna be caught unaware!

Zegra:
10m bid for NASCON at N80
Seems this person usually adjust his bid downward everyday ,yesterday the 5m, 5m bid was at N85

Maybe he is the guy offloading.

yMcy56:
Let's just allow this Edueco guy to keep reeling in pains of missing out.
At least I told him to buy before the insurance rally started.
Let's stop replying him

Meanwhile, ELLAHLAKES @16.06 full bid

I have just instructed my analogue stockbroker to sell the Universal Insurance stocks I bought in 2009 at 50 Kobo per unit.

I no longer have any business with rotten tomatoes.

brotherly:
Oga rest abeg.

E bi like say you done high this morning!

I hope you have offloaded your rotten tomatoes?

Fred2020:
when the player is losing the game and decides to pull the board off the table

The big monkey hunters wanna offload their 'rotten tomatoes' on the small monkey hunters!

If you must dine with the devil,you must do so with a long spoon.

However,the game remains the game!