₦airaland Forum

Nice one. Hope you are enjoying Cumbria.
Greetings from Whitehaven, a small Cumbria town.

I don’t know wetin I do maths. I don’t just know it no matter how you explain it to me.
It’s fun to see the numbers though.

Jamesclooney:
I don’t care about the general statistics or trends. I’m telling you my lived experience. People are literally going to Naija for their Medicare needs but hey, Nigeria has 3rd highest maternal death ratio. Who cares? It’s akin to some in London telling you about the risk of knife/violent crime and feeling safer in certain parts of Nigeria (e.g Lekki), and you throw back stats that bandits and unknown gunmen are in Nigeria. That’s not the point. Just saying NHS is a hot mess for a so called first world country. Some medicare is actually better in Nigeria atm, and that’s a fact!

NHS is not perfect but it is not a 'hot mess'. Someone had already explained patients flow in the ED.
The resources are limited, so, those with life threatening problems get seen first. That is called justice in medical ethics.
I am an acute medicine registrar in the NHS. I get bleeped from ED from time to time. I assess the situation there and then and I don't delay patient's care. No reasonable doctor will do this as there are systems to keep track of things. I have been involved is 2 national benchmarking audits. SAMBA audit, June 2023 and February 2024.
I am not aware of any trust where patients are kept waiting for over 12 hours without getting any form of care or plan in place.
Yes, the NHS needs funding to improve its services. It's a blessing to the UK.

misterkelly:
Hello house, kindly recommend a place in England for a family weekend getaway, with good sight seeing, accommodation and all other attractions; at "affordable" price tag.

Thank you

It depends on where you live, how far you’re willing to travel, your budget and what you think may interest your family. I’ve only been here 1yr so I’m still a jjc.
I’ve only done a couple of getaways.

Manchester - I do pay abt 250 quids for 3 nights in a cosy 2bedroom apartment on Airbnb.
On my last getaway to Manchester, we visited Legoland discovery and sea life at trafford centre on day 1…142pounds covered both packages for a family of 5. Few pennies on food, photo shoot and extra experiences not included in the package.
Visited Salford quays on day 2. 42 pounds for 5 of us. not as fun as I expected it to be.
Visited Labuka African restaurant to grab some lunch and we visited the popular Smithfield wholesale market on our last day.

Lake District( Keswick)-Nice summer holiday. We rented a caravan for 100 pounds a night. Nice water views. Windermere boat cruise. walking with nice sea views. Kids rode their Bicycles and scooters. I walked a total of 16 miles in 3 days.

Edinburgh- Very nice place. We Only visited Edinburgh Castle. Didn’t have much time to explore as we only visited Edinburgh for something else and just decided to stay back for an extra night.
Visiting London next. No specific area in mind. I’ll appreciate any suggestion.

Amazing view…Lake district (Whitehaven).

The pay is poor already. Any governor who fails to implement that small increment is nothing but an enemy of his workers.

Gift7428:
What happened to Nivea?
I am surprised you are getting dark when you are meant to be lighter

Anyway order original fair and white from Paris

https://eu.fwparis.com/en/

Thank you

lavida001:
That’s your natural skin colour coming out. Embrace your dark skin. Make Africa proud na wetin LL Lugard dey explain be this….

I don’t bleach. I don’t enjoy seeing my face dry and peeling irrespective of what Lugard said. And by the way, I was specific on what I want.

Is there any one who sells original body creams imported from Nigeria?
I’ve tried EBay but what was sold to me was an expensive fake cream. I use FAIR and WHITE. The one that comes in blue plastic. My skin is now becoming darker and dry. I’ve tried several products locally but none seem to be working on my skin.
Any suggestion? And if someone is coming from Nigeria can help me buy some, I’m happy to pay for the cream and luggage space. Thank you

When I got a car last year, I was introduced to a Nigerian man who is into helping people get cars insurance at cheaper rates. I didn’t eventually subscribe to his offer because I felt it was too good to be true. It’s about 1k £ per annum cheaper.
I just added another car and I’m looking for the cheapest deal out there. I’m just wondering if insuring through these folks has any serious consequences. I have full uk license and I haven’t had any claim since I came in.

jedisco:
I used an app called Credit Karma which guides you on whats needs to be done to improve your credit rating and lets you see soft/hard search.

All said, the 'score' is overhyped and counts for little to nothing when you come to get a mortgage. What's important is not having an adverse credit hx (e.g missed payment), your deposit, good income hx and sensible outgoings.

There's also a rent reporting agency which you can use to report regular rent payments on your credit file but again, I doubt how much effect that has in getting a mortgage.

Awesome. This is helpful.

Lexusgs430:
54.9 APR........ Run for your life........ 😜🤣

What does that mean actually and what figure is good?

Lexusgs430:
Are you on the electoral register........

Don't just apply on the wimp....... Run an eligibility test first........

I’m not on the register. How do I join?
I just ran the eligibility now, got just 2 cards to choose from.

adekzy:
I Doubt if moneybox will boost your credit compare to conventional Ccards

So what are the conventional credit cards?

Lexusgs430:
To start with, get your credit report/history file, from Experian/clearscore/totallymoney..........

I opened experian some weeks ago. I have a score of 748.
Which credit card would you recommend at this level?

Hello house. I’ll be 1 year in the uk by ending of next month. I opened Moneybox today and I funded my LISA with 3,500. I also put an order for a weekly deposit of £45 and monthly boost of 1000.
I am totally green when it comes to buying a property in the uk.
I don’t have a credit card. No other source of income aside from my salary.
What other things can you suggest to boost my chances of meeting up with the requirements of buying my first property in 1 year time?
My target is to save abt 40k in addition to my LISA contribution. Planning to buy home in Scotland.

Lexusgs430:
Ever wondered why Nigerian DL, could not also be directly swapped.........😂🤣

Lol. DVLA won’t try it.

Tenski:
Hello guys, i just got my UK driver’s License.

I came to The UK about 5 weeks ago on work Visa. To cut the long story short, i lived in a country for some years and i have their valid driver’s license. When i got to The UK, a friend told me that i can swap my license to get a UK one within 2 weeks, that Licenses from some designated countries can be swapped to a UK one. He showed me his own and i was surprised.

I did a little research and found out that it’s true. Went to the Post office 2 weeks ago and then i filled the DVLA form. I enclosed my BRP card alongside my license and a £43 Cheque. I sent it to DVLA Swansea.

I got a mail today, inside the envelope is my UK driver’s license. I’m so happy as my job demands a full UK license.

Just decided to share this here, thanks guys

Nice! I came from UAE. That’s how I also got my license.
People exchanging their uae drivers license will need to obtain a letter of entitlement from the uae government.
Dvla will keep the license submitted to them im exchange for the uk license.
Another good thing is that I didn’t lose my years of driving experience.

Of course no.

This emotional remark won’t exonerate you Mr Orji Kalu. You ate politics money, you became more relevant in politics. You deserve the good, the bad and the urgly of politics. I guess you are loving it.
Some of us cherish our peace of mind more than anything else. Me oo, I shall not dilute my small wealth with politics money.

Oizee:
When I got my first salary 9 years ago as a civil servant, I told myself that i was going to save so much in order to invest, I was even seeing myself having my own house in 5 yrs time, here I am trying to apply for a loan since morning on quick bucks and I just received salary 2 days ago.

I'm grateful to God Almighty, if you want to enjoy tomorrow even though it is not assured u just have to sacrifice so many things, like ur choice of clothes, foods and so many others.
U just have to be contempted and have great plans for the little u earn and forget competing with anyone in the society, everyone carries different grace.

Family didn't help matter too bcuz of their constant demand monthly, to them u are working.
Business owner can easily lie that market is not moving, but a civil servant case is different.
I have seen some well paid staff that still complains about their salary not bn enough for them. To me I believe everything is just the grace of God.

I pray that God Almighty grants you financial breakthrough.

I was issued a cheque(Backlays bank) for about 2 months now. Is there any other way to cash it out without visiting the bank?

I congratulate ORIYOMI HAMZAT. He has always been all over this case. He was threatened to the core but didn’t give up.

Your excellency, Mr president, My president, May your tenure favours me and my family. Igba yin a tu wa lara.

Raskimonojendor:
Some of them were calling for a coup on twitter. Like what the fvck. They want the Chief of defence staff to commit a treasonable act.

Wicked and evil Obidients.

Lolz. They are still expecting miracles to happen even before tomorrow.
This is the height of it.
They are one of the few reasons why PO may never become the president of Nigeria.

Facial burns (Second degree) isn’t joke. Thank God she didn’t sustain serious inhalation burns. Lucky girl.
I hope that her project supervisor would be considerate enough to give her a deserving “A” grade in that project.

Impressive. Thank you for keeping Nigeria and Nigerians safe.

Tier4Dependant:
Odikwa Risky.

Take sometime off driving and master the roads as it seems you clearly don’t understand it.

I’m an advocate of, try to pass the theory test at least before you start driving with your international license. Even you will enjoy your driving with the knowledge that you would have gained.

You should get a Notice of Intended Prosecution with 14days.

You might be lucky and not get any if those cameras didn’t catch you.

Chai.

Pls how soon can one get notified of a traffic fine, just in case?
I am still relatively new to the uk roads and I’ve made some serious traffic mistakes in the last 2 months. My saving grace is that I live in a suburban town with lesser population. roads are less busy and less complicated. But, I travelled to Manchester last week and I made some serious mistakes one their more-complex roads. I followed/drove against the traffic for some yards while trying to enter/exit road. It happened 3 times during the trip.
Police were not involved both times but there were cameras there. Other drivers were quick to notify me on time and I either turned back or adjust to the appropriate lane.

Elzazzi:
Adenuga na IBB boy. Most of these billionaire's IBB made them big shots.

I still remember that fight between Awujale of ijebu land and Obasanjo were lots of dirty secrets were spilled.

Chai. Lots of secrets.
I remember the narrative of how he got the GCON.

-In the classroom, teaching anatomy and other basic medical courses.
-Histopathology laboratory.
-prosthetics manufacturing company maybe