₦airaland Forum

Vernon26:
no be everybody u go reply. Everybody get opinion. It's their right. The only difference in this equation is experience and lesson. Jus leave am like that. U no need explain anything to anybody when no know your experience with these people. Now na to look for solution on how to end this cycle. Alot of Nigerians as i dey tell u now dey owe these people, and alot families Don get nasty text labeling them as thieves and fraudsters. Anybody when the defend this tastics is evil. Now wetin we go dey do nw na how to track down these people and make dem face the law. U owe no one any explanation on how u take loan u no fit payback. The can yarn anyhow they want.

u re wise bro..too much wisdom no go fhuk u up.. more wizzy to ur wisdom..

Mrxawe:
Guy abeg pls help text those new apps to this email yimag21635@ovooovo.com

check my profile and WhatsApp

swarley75:
one last question bro, after the loan has been approved do I update my contact with my original one or still leave the fake one on my phone

erase and update.

obumsway:
which type of rubbish is this again ?

miccoy:
You don't need to say you know them. You're actually working for them. You're their agent.

Do you know how many people's life you've ruined coz of 5k 7k loan?!?! And you still boast about it.

You're even here typing the same rubbish. Pushing someone to commit suicide, through your mannerless behaviour. I won't be surprised, the Chinese hand picked your kind.

They're other reliable loan apps on the playstore. Do you hear people complain about them. Coz, they are not own by your Chinese boss. When you default on these reliable apps, they walk you through softer repayment plan. They don't go about sending threatening messages to people's contacts like your Chinese bosses trained you and your colleagues...

And how can you start calling your client a scammer. Within 2 days of default?!?! That's ridiculous!

Had it been government gave you guys permit to block BVN, una for don block half of the whole country BVN finish.

Rubbish! Better change your ways

u dey mind d lowlifers,they don't care about anyone's reputation so long they get paid and expect people to pay them after damaging their reputation.. government will soon kick these people out of business in the no distant time, because they don't know who and who is in the contacts of those they send messages.

E go reach everybody body like buhari government,if u like be their agent..

NaijaBoy213:
pls your number, I want to whatsapp u also.

sig

ejitec16:
can you tell the name of the new app..am really in need of money now pls

WhatsApp me, enemies of the state too full this thread.

Mastakija:
you picked the wrong person to savage bro

savage no get state of origin bro,go ask questions..

Mastakija:
Bend down select
if u know u know

stand up select,where ur family name for Forbes list,I mean local government Forbes list for una area?

NaijaBoy213:
bro your credit score is not intact o! I'm currently Owing 29 loan apps, I tried to apply for another loan with other loan apps, it was declined, they asked me to keep a good credit score.

bros it's intact,those lenders are group of friends and they send information of defaulters via WhatsApp to each other plus most lenders have 4 to 6 apps,many rejected my application's but newer ones gave me,even 3apps gave me this evening as we dey speak so,I just go withdraw d money.

Vernon26:
wow thank God for nairaland. Today I've learnt that Life has server . Plus na this kind blunder them dey blow for those texts.

as in ehn bros,those guys can't even compose one line of simple sentence. One was insulting and I asked him how he got the job when he can't even compose one simple line of insult. All of them na educated agberos with certificate of illiteracy.

Amb1045:
pay back the loan and stop complaining these people are life servers.

I no dey pay continue messaging dummy contacts, chinko slave..

Amb1045:
Just imagine, you borrow money you no want pay. Wickedness from the high places. Person help you, you refuse to pay back black man mentality

Does that warrant them sending deformatory texts to your contacts before due date. If na u shey u go pay, sometimes make we dey reason forget say na there u dey work,na human like u image una dey damage so.

Vernon26:
everybody should post all the numbers that texted your contacts or threatened or abused you here.even with their names. Ncc can track numbers even if they remove the sim.

I go post them later..

Gocash agent on this thread and that includes 9jacash and sokoloan and kashkash.. tell John that he will soon get pension for working for his Chinese boss. Since he decided not to be useful and wants to be doing Chinese blackmail here in Nigeria for his Chinese boss. By the time those hands he uses to type rubbish is chopped off he will know he isn't anonymous. E remain small..

swarley75:
Bro, about this dummy contact, should I apply it when i want to seek for a new loan or I can apply it anytime ?

when u want to seek for a new loan.

pek:
Is this limited to contacts when you were taking the loan or does it include new contacts after?

when you were taking loan.

Kondomatic:
Be doubting.




Spaghetti can you get you true love in Kogi State

Mixedfraction:
Like how many times wey them message your contacts? Apart from the messaging, them call your contacts?

dey just texted them but now they have started calling them to plead with me to just pay up but unfortunately those are dummy contacts,only few reach out to me about it.

Johnames:
Dem no message your contacts?

dey did and dey regretted doing that,now they have given my number to people to gentle speak with me. Imagine calling someone and asking if he has paid his loan and he said no,u ask why and he said because he doesn't want to pay even if heaven dey press am join ground,he ends d call,u call again and d person ask if Dem fence ur ears or u no hear say he no dey pay so no call dis number again. Bros na wetin I dey tell Dem if Dem use mistake call me.

Johnames:
okay bro, I just pray it works for me. If not these guys go just sabotage person, I want to pay them back, All I need na time, but these guys are too brutal to listen to your explanation, I don over think because of this matter, sickness don hold me now because of this issue

u dey over worry yourself,na em dey even block me for WhatsApp..I dey throw them insults till them go block me.

Mrxawe:
No wahala..

Go cash still dey bug my alarm up till now I don't know how manage. Tho they don't call or message my contacts again but they are still bugging my alarm. I don delete the app from my phone since too. E dey confuse me o. Be like say those vultures don put virus for my phone.

Cc ekene101 Vernon26

goto ur alarm and delete all the set alarm.it will stop

drmikeadams:
U and the girl suppose go on a date..una whinning no be here oo

God forbid bad thing,that girl no be human somebody.

Mrxawe:
I have no doubt, she should definitely be the one. She told me to relax that the show is just about to begin and that I've not seen anything yet. E no reach 2 mins my contacts start to dey call me concerning the message they saw on their phone. I sha negotiate with her to stop say I go pay am the next day coz na very stupid girl. If I no negotiate with am she no go stop and my business associates and important people fit go get the messages like that.

na she,very nasty human animal,I show her shege,na she block me for WhatsApp..I pity man wey go marry dat animal.

Mrxawe:
Twice. And it's just one app out of all the apps I've borrowed from so far. That's because after the first incidence, I started using dud contacts for the rest. First time one gocash girl message my contacts say I borrow money from a lending company and I've refused to pay. Next day I message am say she be fool say na because of 5k she dey embarass me like that. She tell me say I never see anything yet. Immediately she send another message to my contacts that my family are thieves and I'm taking over my father footsteps, that I'm on the run with company money and police dey find me. That one pain me die make I no lie then I called the girl and told her to exercise patience and stop sending the messages say I go settle am the next day. Meanwhile I was going through twitter looking for solutions. One of my contacts wey dem send the message called me and told me what to do, na tech guy. He told me to use fake contacts and synchronize it with my Google contacts and allow the app to have access to it then delete the app immediately I Grant access so I can restore my real contacts back. It worked for me. Even ekene101 shared the trick I don't know why it's not working for others but it worked for me . Depends on the phone sha.. since that time they never send anything. Though they use their company phone number to message me once in a while say dem go upload my credit report to credit bereu. Lol

I know say na that useless girl wey her mouth dey sharp like razor,very mannerless person. After she messaged my contacts,she called me few days later and I told her to go collect the loan from the people she texted and I ended call. Two weeks later she called again and I still refer her to the people she texted and she say whether na because she text only 10 people say na 25 she go text next,nai I ask her if she need airtime she just hiss say na igbese go kill her father no be me. I laff till she end call. She still call me today I just pick am put am under tv make she and tv dey converse.

tifelola:
Ohkay,what about those not on whatsapp? And creating fake contacts..do you mean just saving random numbers with fake names, then i don't get the logging in of email..is it to be done on my phone or my friend's?

either you text them or wait for the ones that will contact you that they got the text and tell them to ignore the sender that they are scammers and yes Save random numbers but have two other number you will be adding as emergency contacts because some loan apps do call to confirm if the person is familiar with the lender. If you cannot save random numbers, collect someone you don't share familiar contacts with email and copy his contacts from his email.

tifelola:
Pls..how do one go about sending the disclaimer and how to change contacts to dummy?

send messages to your WhatsApp contacts that scammers are blackmailing you,they should ignore anyone that message them stating you ran away with company's money.
Erase all the contacts from your phone and if you have a friend or colleague,copy their contacts by asking them to log their email in your phone if you don't have time to create fake contacts one by one.

DonroxyII:
But you know it will not matter if they copy all your contacts the first time you downloaded their application and clicked allow ....

Any other synchronisation will just be copied as 2, 3, 4 ... etc ....

Deleting contact and sync to google as a means of hiding only works before you download the apps (First time) and give the app the permission to access your contacts .....

If I were them ... I will just extract all your contacts and saved it somewhere... if you update via sync ... I will save that one again separately all inside your profile....

yeah that trick doesn't work anymore,just delete your important contacts first before proceeding.

CryptoClub2018:
And Sokoloan have refuse to stop sending derogatory messages to my contacts. In one of the messages sent, they even call me a "thief"

read this thread

https://www.nairaland.com/6590757/sokoloan-very-nasty-set-people

MrFollowFollow:
See the poverty stricken fellow that's calling someone a douche bag.

You could not even raise the sum of 14K on short notice from your friends to save the life of a loved one

shut up, Chinese slave Sokoloan murderer agent,stop blabbing behind keyboard,drop your office address and see if dey won't hang ur ugly orangutan skull ontop 3rd mainland bridge. Slave..a simp is a million times useful than this ape.

miccoy:
Not that I am encouraging your action o. But these Chinese loan apps are not registered as finance Company. Highest any of them have, with the exception of Carbon, branch, fairmoney and renmoney, is lender's permit. They can't report nothing to credit bureau, they are not recognised.

In fact, CBN recently yanked them off from NIBSS BVN verification platform. They can't even charge you to court coz, they've already blackmailed you.

Change ( hotlist) your atm card and they can't have access to your account any longer.

EXACTLY