₦airaland Forum

nairalanda1:

missjekyll:
The woman is obviously in love with poverty. She will have her wish. With 5 poorly educated children born into poverty, there's no enjoyment for her because she will never retire.

Rather her than me

And the funniest thing is that the Trend will continue.
They daughters would get impregnated at a young age by one road side vulcanizer or mechanic who is giving her stipends while the boys would get girls from same impoverished homes like pepper seller's daughters, ogogoro seller's impregnated.

missjekyll:
Omo this guy don mad finish.
He wanted to use his last card just to book a hotel for sex. Meanwhile him and all his family are being fed by his father-in-law.

Why will they not take your fish? You are lucky they didn't carry your whole soup.

Ogo Ana atulu nni.
Inlaw wey im inlaw dey feed.

Inlaw wey im inlaw they feed...

quincee88:
Obavoh my guy, how far? Still giving birth? Your story don dey dey complicated o.

No wahala sha as e be say you don land 150k job. As e be now ₦200 for coconut, tiger nut, dates and the likes no longer a problem.

I'm sure with the balance from this money, cause I'm calculating like 15k should feed your family for the month base on say una don already dey use ₦500 make delicious soup before now. As e be now, in the next 6months you go don already build mansion. Life don set for una like this o
🤣🤣🤣🤣🤣🤣🤣🤣🤣

Mansion kee?
Abi another set of twins coming since the man don land good job now.
Rubbish

EmperorIsaac:
And the woman should stop opening her legs and increasing Nigeria's poverty index!

Na real Poverty Index

emmeyen:
You wife miscarried and instead of allowing her to heal, you started demanding for sex. That woman has 5 kids with the last one being under 2 years but na sex dey your head. You get mind to dey frustrated because of sex in that condition when you should have been thinking of a way forward. Which mother will be happy with that kind of son in law who lacks self control and uses her daughter's body as he likes? If they allowed you, you would have impregnated her again in her parents' house. Obavoh mind yourself oh. I'm happy that things are better for the sake of that woman and those innocent kids. You wife too had better start using her brain. Else if she dies today, you will remarry within one month. Congratulations anyways, but have sense please.

The man doesn't even like himself.
Like, you are going to work all your life for children without enjoying your own life too.
I see people like him everyday. They don't have any plans for the kids.
Those kids will go to public primary school while even defaulting on 2-3k school fees per term, no uniform, no books, nothing.
When they struggle to finish primary school, then it is either they go and learn handwork like carpentry, mechanic, tailor, hair dressing or one or two go to public village secondary school again and that's all.
That's all.
Just that's all
No future for those kids.
They were brought to life to come and suffer and see their mates whose parents planned for them riding sweet cars, going on nice dates while they savour and licking their lips fantasizing on doing same too.... We call them Window Shoppers.
If he is not lucky, his daughters would be tomorrow prostitutes in clubs and bars while his son's would be tomorrow's hired killers, militants, terrorists, pipeline vadalizers, touts/agberos etc

Mom007:
Stop getting your wife pregnant this boy. Allow her womb to heal. If I'm not mistaken, you already have 5 kids under 10years. Her body is not firewood. Go and do family planning and don't kill that woman and leave those children motherless. That's what I have to say. I am happy for u that you are back on your feet but Stop flirting with disaster. This economy is not favourable for birthing babies upandan.

5 kids?
For a man earning 150k per month?
And he thinks he is back on his feet?
A walking Disaster indeed and Yes, he is really really FLIRTING with disaster

wonder233:
That aspect of poor hating the rich in Nigeria is false:
The poor idolize the rich. They worship the rich.
The people they hate is the middle class. They are envious that "why are they not down like us?"
They masquerade their hate for the struggling middle class as hatred for the rich. No Sir, they absolutely adore the rich.
The middleclass lives among them, so they are super envious of them, the rich live in exclusive neighbourhoods, so they can't even see them to hate.
Let's get the difference right.

Gbam !!!

Staywithbina:
Car Wey em suppose park for em family house before the suicide atleast his family will sell the car and use the money to bury him ,now the car don turn exhibit for police hand ,you know how much them go use bail the car ,even in death bro no even fit still take good decisions

Staywithbina:
I wouldn’t know if I was to thank her for opening my senses or be sad that she totally changed me into the person I can’t even recognize myself ,I went from being soft to hard over night ,now I can even stand and watch my wife get banged by 300men and I won’t feel a chill at all ,like I don’t give a damn no more .
Omo is not good to put your life into the hands of another ,they will take it for a ride

We are in spirit bro.
I am so cold now with relationship that even if I see someone doing something with my woman in my matrimonial bed, I will just excuse them to finish and sit in the parlor.
I will never make that mistake of putting my life and happiness in the hand of another human being or a woman again.... Never.
I love the new version of the person I am now.
My happiness and everything is from inward and not outward anymore

Faber:
There are 6.8 billion pu**ies in the world, green, yellow, white, black and brown...

Then I go come kpai myself because of one dirty black pu**y... 😡😡😡

It cannot be me, even if government make it a law that you will kpai yourself if your woman cheat on you, I will break that law and ran away from that country

Una get bad mouth for this forum sha

Iseoluwani:
maybe he borrowed money to do cbex

WritterNg:
The US is an enemy of progress 👿

Very envious nation and people. Tueh!!

REAL ENEMY OF PROGRESS.
This is the right statement have been thinking about sef.
Always blocking the progress of those trying to grow.
Baba nla enemy of progress

WritterNg:
⚡US tells EU: Pick Us or China.

The U.S. is pressuring the EU to cut economic ties with China as a condition for a future trade deal and tariff relief.

The overall US strategy is to decouple from China, and any country who wishes to have a trade deal with the US will also have to distance itself from Beijing.

What kind of rubbish is this?
So no more free trade? I see.
They only say that when it favours them

FORWARDEVERLY:
Omo women dey quick old lol.see as D guy dey age backward while the wife dey old every day....


Men, make money and do Shakara for woemen oo.. E get why.

E get why bro.
Women ages faster, I guess due to pregnancy, delivery and monthly mensuration but men who take care of themselves age gracefully albeit handsome/good looking

advanceDNA:
What I want to hear is how the woman's infidelity is the husband's fault and how he's childish and toxic for locking the shop

NettyNelly:
Please It would be helpful if you can quote the place Ositadinma and emmanuelewumi taught about this, i will really appreciate that

For Osita ....
See below pics

For emmaewumi, didn't snap it but you can always access cash-backed loans from brokers e.g united capital.

WriterrNg:
⚡U.S. Plans to Use Tariff Negotiations to Isolate China.

Trump plans to offer lower tariffs to over 70 countries in exchange for cutting economic ties with China.

Under the proposal by Treasury Secretary Scott Bessent, partner nations would be asked to:

— Block Chinese goods from transiting through their borders.

— Ban Chinese firms from setting up operations.

— Avoid importing cheap Chinese industrial products.

Lol......It is all about isolating those who wants to grow or subdue them.
Not trading with china is okay but forcing others not to do is so so so childish.
Same pattern, different scenarios.....Forcing EU and allies not to trade with Russia and sanctioning them.

WritterNg:
⚡Serbia may be blocked from joining the EU if President Vučić attends Russia’s Victory Day parade on May 9.

European officials warned the visit would violate EU membership standards.

“Certain decisions come at a cost,” said Estonia’s foreign ministry secretary-general, Jonatan Vseviov.

“The consequence is them not joining the European Union.”

So the criteria for joining EU is to HATE on Russia?
Na wa ooooo
What an organisation.
And these are people preaching free trade and freedom in general?

A roic of 20% on mutual fund, 30% on stocks per annum is 25% on average.
A 20m in MF will give 4m
A 30m in stock will give 9m
Total profit is 13m.
ROCE = 13m/50m x 100% = 26%

emmaodet:
@ ItGeek
1st year, you pay 2.1m interest and 1.9m principal, balance 5.1m.
2nd year, you pay 1.5m interest, 2.5m principal, balance 2.6m
3rd year you clear the loan with roughly 500k cash balance.
Which brings us to the next question - inflation and devaluation in 3 years so as not to render your initial capital useless at the long run.....

As seen in attached picture, 1m naira as at 2014 was $5,000 at @197 to $1 exchange rate.
The same 1m has shrunk to $606 in 2024, 10 years later at an exchange rate of 1650 to a dollar.
That is a 19% reduction on yearly dollar basis.
$5000 in 2024 at 1650 rate = 8.25m if that money was held and not changed from 2014 to 2024.
If that $5,000 was invested in dollar bond at %7 rate, it would have increased to $9,800 in 10 years, 2024 to give around 16m compared to 1m in 2014 left in naira.
For the 1m to be relevant in naira, it has to generate atleast 30% per annum from 2014 to 2024 to give 13.8m which looks possible with a mixture of mutual funds and stocks or a 32% per annum to give 16m by 2024.

ItGeek:
Please how does no 2 work ?

Using 20m in mutual funds at 20% interest rate given 4m per annum as profit as an example.
It means you will have to take a loan that both the yearly interest and one third of the principal can be paid yearly, total payable in 3 years.
Which means you can take a 7m loan and invest in stock payable in 3 years without external cash been used to clear the debt.
1st year, you pay 2.1m interest and 1.9m principal, balance 5.1m.
2nd year, you pay 1.5m interest, 2.5m principal, balance 2.6m
3rd year you clear the loan with roughly 500k cash balance.
Which brings us to the next question - inflation and devaluation in 3 years so as not to render your initial capital useless at the long run.....

dvkot:
what has happened to defeating Russia in the battlefield?

He altered that statement when NATO chiefs were much in Ukraine with a lot of plans, weapons and men to fight.
So the confidence was very high unlike now that it is the opposite

WritterNg:
⚡Russia Seeks to Base Warplanes in Papua, Alarming Australia.

Russia has reportedly requested permission to station long-range aircraft at Manuhua Air Base in Papua New Guinea, just 1,200km from Darwin, according to Janes.

Australian PM Anthony Albanese said Canberra is seeking clarification from Indonesia, warning:

“We obviously do not want to see Russian influence in our region.”

The base lies near key U.S. and Australian military installations.

Lol.... They don't want to see Russia bases around them but they are all eager to put not just 1 but many around Russia.
Hypocrites

Acidosis:
A country where 35 years of honest work doesn't guarantee you can afford a plot of land in Lekki will always be a fertile ground for Ponzi schemes.

Why Lekki?
Everyone can't stay there.
It is an area for the rich.
Many average Americans won't be able to buy a land at US cities high end areas too.
I think average teachers can easily buy land in low end of Sagamu or ijebu ode

WriterrNg:
⚡EU is planning an arms deal with Trump for tariff relief

A meeting between Trump and the Italian PM Meloni is planned for April 17 at the White House.

Since Meloni and Trump get along well, the EU hopes that she will be able to settle the tariff issue. In particular, she can offer Trump a favorable deal - increasing purchases of American weapons and gas.

Brussels has discreetly asked the major EU capitals whether the governments would be willing to buy more weapons and more gas from the USA.

Why are these guys so okay with being butt fvcked by US for God sake.
Someone is messing with your economy and the best you can offer is to rally round to buy more of her weapons and gas?
How bad can this be?
Like the country you are even running away from, scared of is not as bad as this for God sake

ariesbull:
Ukrainian parliamentary MO Bezuglaya confirms that Russia struck an award ceremony for Ukrainian military in the center of Sumy.

Russia hit the place where the military who "distinguished themselves" in the Kursk region were awarded.

It was no award bro.
Who gives award during war time? Especially at a town or region at the front line. Why not in kiev far away from the war front.
It is just a cover. Those were military men gathered to plan how to attack from the sumy region and relate the plans to their individual divisions.
They only used civilians as a shield and cover

AllBlack:
You are where you are right now not because you didn't go to school or you didn't make first class but because of your life choices.
What kind of people do you hang with?
What kind of conversations do you engage in?
Look at your life since you were 25 and you would see the same patterns repeating over and over. Now you are heading towards 40 and these are the only two things going for you?

Except you take a PERSONAL decision to break from the MOULD, you will not change or withdraw from Olosho and gambling even if you get a phone call from Abraham Lincoln and J.F Kennedy combined. Soon as you touch money, it is back to default settings.

On the bright side, most people have been in jail for 20-35 years of their life but you are out here doing what they can't do. The thing is you can do better if you want to but I doubt you will change. Prove me wrong 😁.

tensazangetsu20:
It could be worst. You could be a 35 year old virgin

Chaiii

This life is unfair

AllBlack:
Don't let anyone tell you that you are not doing well. Keep it up.

ositadima1:
The free version of Claude is very good, but it has the shortest question limit. Gemini, on the other hand, is almost unlimited. They're all good—ChatGPT and Grok included. DeepSeek thinks a lot; sometimes it exceeds its quota just trying to figure things out, without even answering the question. As for Meta, the last time I used it, it was the least accurate, so I haven’t bothered with it since.

They’ve all come a long way. There was this really tough probability question I struggled with a few years ago—it took me weeks to solve. I started using that question as a benchmark to test these AIs. For a long time, none of them could give the correct answer. Then DeepSeek finally solved it—and I was like, damn, it found a completely different way to crack it. After that, when the other AIs began implementing reasoning functions, they also started solving it. I'm still not sure if Meta can handle it even now.

I've seen huge progress across the board, even at work, thanks to AI. People who really know... know.

I tried Deepseek too but not satisfied with it's answers most times. It is not always comprehensive and elementary to be fully understood by even a kid.
Claudia is good but it's drawback is the limitation to limited version unless you subscribe.
I also use copilot when have exceeded my Claudia daily limits but in all, I prefer Claudia.
I learnt 2 things from you on this thread that has really helped me.
1. Is using of Claudia to solve questions that I find difficult to answer.
2. Taking loans in such a way it is self-payable in 3 years using annuity system.
I also learnt to take cash backed loan using brokers to raise capital for use from emmanualewumi.