₦airaland Forum

Acidosis:
It's not just that someone earning less than 50k has the audacity to mock and belittle their partner's 500k salary. The problem is that the instant that woman earns even a single kobo more than her man, that marriage ends and never to be revived again.

Hmmmm
So true

Acidosis:
You are about to marry your enemy.

Vic2023:
🇬🇧⚡- "The world has changed, globalization is over, and now we have entered a new era," - Britain's Prime Minister's Office.

Lol.
Scammers.
So they determine when we start and stop things?
When we start and stop globalization if it doesn't go as they plan.
They determine when to stop using fossil fuel and switch to green energy and if that doesn't favour them, they switch back to fossil.
Scammers

Acidosis:
Your depth of insight is great, boss. Thanks for the exposition. Like using #49m to generate #50m and claiming you earn more than someone who used #2m to generate #4m?

Exactly bro.
Exactly

I don't know why people who are poor and struggling like adding more to their life.
You can't raise 500k yet trying to have 3rd baby, does it really make any sense?
Like, surfer no dey tire una?
At the end of the day, they start putting unnecessary pressure on a close relative or family member for help and start throwing jabs at him if he doesn't.
They will say he doesn't want to help despite having or are they not seeing the kind of car, house and party or vacation he goes to? So why can't he stop those things for them? Entitled people.

This is true.
I go to gym regularly and I know what goes on there.
Using myself as a case study, met a lady at the gym in February and from there we started flowing.
Later got to know she is married with 3 children........ Jesuuuuuuu!!!
If you see this madam, heavy duty, double exhaust............ In my mind I was just screaming Emmaaaaaaaaa!!! Your net don catch Arogidigba !!!!
Na Ajanaku enter my trap this time.
Hubby is doing fine. A manager in one of the popular companies in Nigeria but posted to the north.
Comes home every 2 months or there about.
The lady always bring different rides to the gym but then, something is just not right.
She always call me and chat me on Whatsapp. Asking when next I will be coming to the gym and she missed me.
From there it upgraded to using Dear, Babe etc when addressing me.
She is into biz while kids are in hostel.
Told me we should go out to see many places in the city and other things.
To make long story short, she asked me for a soft loan of 300k just the second time of we meeting at the gym.
Imagine, Just imagine that.
But your hubby is okay now. She said she wants to add to her money to execute some biz.
Told her don't have because I wasn't okay with the way things were going and moving so fast but had to grant her 200k.
She promised to pay back a week later.
Na the matter I still dey up till now since February.
One week is over 1 month with so many excuses.
I guess wan ti gbe mi ni handicap.
They don run me street.

immortalcrown:
Ironically, the business will start booming. Isn't night club booming?


Remove indecent dressing from anything and lose over 80% of those who fan that thing. Remove indecent dressing and many woman will stop morning road walk.

The company’s full-year revenue increased from N635.9 billion reported in 2023 to N1.04 trillion, marking a 63.83% rise.
Sales costs also increased, rising to N926.1 billion, an increase from N554.1 billion.
TotalEnergies Marketing Nigeria Plc reporting a pre-tax profit of N42.2 billion represents a 140.35% increase compared to the N17.5 billion pre-tax profit recorded in the previous year, driven by a rise in revenue.


2024 revenue is 1.04 trillion, 2023 was 635.9b
Sales cost / cost of goods sold is 89% of revenue generated in 2024 while it was 87% in 2023 despite a 63% rise in revenue in 2024
Profit before tax in 2024 is just 4% while 2023 is 2.7% despite a whooping 140% increase.
By the time you factor in tax, profit left to investors is next to nothing.
Infact, total has little or no room for mistakes, emergencies or economic downturns or shocks. It will literarily enter loss.
Very very fragile company with no room to maneuver.

Acidosis:
Tinubu government will finish you people with manipulations. What they won't tell you is that 635.9 billion in 2023 is bigger than N1.04 trillion in 2024 in dollar value.

Apart from that, you have to be an investor to be able to read between the lines.
Yes, they generated 100% revenue compared to last year BUT what many don't know and what the media don't want them to know is that their cost of goods sold (COGS) is literarily close to 90% of revenue generated.
By the time you deduct all expenses to generate that revenue, you are left with little to nothing.
Just a meagre 3% on profit after tax.
I had their shares before but had to sell this january when i saw the 2024 financial report they released. To me, it was a waste of time and money. Had to buy more profitable company's shares.

Kobojunkie:
I don't blame the hospitals for the mistakes of the man and his wife. As a matter of fact, I would recommend that the man be investigated to be certain he did not intend to kill his wife and kids in all of this.

Asonaijaaso:
“When America sneezes, the world catches a cold. But when American asset prices crash, dollar-dependent economies like Nigeria should brace for pneumonia.”

The Dangerous Illusion of Immunity

A quiet lie has been circulating in Nigeria’s high-end property markets — the idea that luxury real estate in Banana Island, Ikoyi, Victoria Island, Maitama, and Asokoro is immune from global market forces.

This belief is not only dangerous — it’s economically inaccurate.

Asset prices across the world — whether it’s stocks in New York or mansions in Lagos — are all connected by one common denominator: Global capital flows.

And right now, those capital flows are drying up fast.

The Global Crash is Already Here

In the last 6 months, the world’s biggest companies have lost trillions of dollars in market value.

Names like:
• Apple
• Google (Alphabet)
• Facebook (Meta)
• Chevron
• Exxon Mobil

…have seen their stock prices fall dramatically.

These aren’t just companies — they are global safe-haven assets. When they lose value, it’s not just about the U.S. economy — it’s about global risk appetite shrinking.

Why This Spells Doom for Nigerian Real Estate

Let me be clear — luxury real estate in Nigeria is priced in dollars, not naira.

It doesn’t matter if the transaction happens in local currency — the valuation benchmark is always in USD.

But here’s the problem:
When prime real estate in New York, London, and Dubai becomes cheaper due to falling global asset prices — why would any rational global investor overpay for a property in Banana Island or Ikoyi with:
• Power outages
• Infrastructure risks
• Currency devaluation fears
• Regulatory uncertainty

Global capital flows like water — always seeking higher returns for lower risk.

Gravity Always Wins in Asset Pricing

Think of the U.S. market as the gravitational center of global asset pricing.

When gravity weakens in New York or Silicon Valley (via falling asset prices), peripheral markets like Nigeria must adjust downward to avoid floating into irrational overvaluation.

If Apple — a cash-rich, globally dominant company — loses 30% of its value…
What should happen to an over-leveraged apartment block in Victoria Island with generator noise and unpredictable governance?

Simple answer: Prices must correct.

What Happens Next for Nigeria?

This is not fear-mongering. This is simple global economics.

Already Happening in Nigeria

We are already seeing warning signs:
• Rising parallel market dollar rates
• Difficulty repatriating funds for foreign investors
• Sharp slowdown in luxury property transactions
• Increasing “days on market” for high-end Nigerian properties

This is just the beginning.

Final Word: Patience Will Pay

Real estate markets often move slower than stock markets — but they always follow.

The Nigerian luxury property bubble is facing a triple threat:
1. Global asset repricing
2. Dollar scarcity
3. Falling local demand as incomes stagnate

No asset class is immune from the laws of global capital flow.

If you’re an investor — wait.

If you’re a buyer — negotiate ruthlessly.

If you’re a seller — brace for impact.

“Markets correct imbalances ruthlessly and without sentiment. Gravity always wins.”

Nice writeup bro

Alamkiir:
Abi madness has risen on you again? This is periodic madness. What I dnt understand is why you choose this thread every time your madness comes

Quelme:
Peace To The Fallen.

The importance of regular health check can not be over emphasized.

You see the following tests:

D- dimer
Troponin I
Renal function
Liver function
Lipid profile and full blood count

If you can't afford a blood work every 3 months, always ensure you conduct them at least once in 6 months.

Health is wealth!!! 🚦🚦🚦🚦🚦

Hello bro.
I understand some of the tests you wrote but can you explain further about the rest?

D- dimer - what is this test for?
Troponin I - And this test?
Renal function - I guess this is kidney
Liver function - I understand this.
Lipid profile and full blood count - this is more cholesterol and blood level.

Alamkiir:
Isreal airstrikes on gaza.
Do you understand what you’re seeing?

No, what is that?

Abufo:
you need a crash course on grammar........your english is atrocious! meanwhile book or bokku na faso , I have never heard off! Market square is far more capitalized than the 12 for a dozen stores ...wey yoruba they full for una towns and villages!

Nazgul:
Oh! Do you know how much the initial payment was?

No, it was not stated in the news

Gerrard59:
Nice points to read. It seems these days, it's immigrants that want to protect their new found lands from becoming worse than they met it.

Hopefully, Ndi lovey dovey don't accuse you of being an Uncle Tom or trying to prevent other immigrants from entering the country. To Ndi lovey dovey, only so-called liberal parties know the best for a country.

---

P.S. I would never take a politician who promotes climate change as a serious person.

Why won't you take such serious?

Omoawoke:
This is a gross misconduct and totally unacceptable..

Give me tangible reasons why disciplinary actions should not be melted on you…

And you must provide a roadmap on how you hope to catch up with you deficit and surpass this quarters target

Educationalserv:
it not Theory is real life bitter Experience .
I say Land I mean Govt layout developing or develop like Yaba ,Surulere ,gabgada ,Lekki Guzape Jabi Gwarimpha where in the Street na only 1 undeveloped land Remain
Not farm Land ,

It all boils down to return on capital employed (Rice) and return on capital invested (roic).
Factoring Nigeria devaluation and inflation, a 40% and above return on investment per year will always best inflation and devaluation.
A 50m investment in mmf at 20% per year will give 10m,
30m in stocks at 30-40% per year will give 9-12m,
A 20m investment in personal biz using my farm as a case study with 100% return gives 20m profit.
Total invested capital for the year is 100m to return 40m.
Profit percentage for the year is 40m/100m x 100% = 40%.
You will be safe if your return is in this band .

Nazgul:
Wait I don't get it. Like he'll be paid $500 for the fight?

That's about 750k. Even if he survived and sustained serious injuries, he'll exhaust that money treating himself.

The money he was promised wasn't worth the risk at all.

The $500 was the increase in payment for him to accept the fight.
It is not the initial payment

jmoore:
1 dollar was equal 0.62 naira then.

So that was 8,870,967,741 dollars . 8.8 billion dollars.

8.8 billion dollars in today's rate will be 13.8 trillion naira.

If you go further to factor the inflation rate in USA. 8.8 billion dollars in 1976 is worth around 45 billion dollars in 2025. Which is 69 trillion naira.

So we can conclude that 1976 budget is higher than 2025 budget in purchasing power.

You need to factor in the population that needed the 5b then compared to over 200m people now.
Population then was below 50m

talk2me2:
The Drectors recommend a declaraton of dvidend of N,000 which translates to kobo per share of 50k each subject to the
approval of the shareholders at the Annua General Meeting.

https://doclib.ngxgroup.com/Financial_NewsDocs/43629_SUNU_ASSURANCES_NIGERIA_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2024_FINANCIAL_STATEMENTS_APRIL_2025.pdf

Agbalowomeri:
Education is less attractive. The average young teen wants to "blow". Your respect in the society is dependent on how loud you can shout "money na water"

ZUBY77:
Prepare to add her to the "Men are scum" whatsap group.

emmanuelewumi:
Compounded annualized earning growth rate of 155% from 2020 to 2024.

155% from 2021 to 2024

119% from 2022 to 2024

132% year on year earning growth rate from 2023 to 2024

Damn!!!!!

This is crazy

Kingsnairaland:
Once Iran get to ocean and sea near Washington it will be able to hit USA capital and if it reaches culf of America it can hit California and destroy most ship port in California this will easily cripple that state financially because this why USA is scared to fight mother Russia and China face to face

The problem is, how do you get to gulf of mexico or Atlantic ocean close to Washington without been taken out by fighter jets?
Iran is not really strong in air to escort the war ship to a safe and close area to fire her missiles tbh.
The best they can do is to fire missiles from Iran to destroy US bases in the middle east. Moving out of that area exposes them to a bigger threat they are not prepared to handle

Kingsnairaland:
USA Trump won't put booth on the ground for Iran because they hate to be seeing dead USA men in video

Only missiles trump can use and Iran will satisfy trump with it in retaliation

So trump won't do anything yet because it will stretch USA and make them more weak no one knows when China will want to invade Taiwan so if USA becomes entangled with Iran then China wins easily in Taiwan

Irrespective of whether US is entangled with Iran, Taiwan has been taken care of. They have armed Taiwan to the teeth atleast to keep China busy for like 2 years before US faces them.

AllBlack:
We already know that you will give her the ID card so just do it and stop disturbing us with all this love story. You wey go even follow her go her office to fill form and put fingerprint.

essentialone1:
[size=8pt][/size]

You are beginning to sound like another @RogersAkpamu

Please, if you are too old to find your mates on this platform, visit the nearest mortuary. You will find your mates there.

We are all here to make money from the stock market.

If you believe that you are already too rich to want to make more money, then quietly exit the thread. No one will miss you here.

Helpout12345:
Not only you. Many men face similar situations before and after marriage.

And don't make any amend with any former woman you wanted to marry. You owe her and family nothing., they owe you nothing as well.

Now back to my advise for you.

It seems you are going after wrong women. The other one never loved you and came from "women affairs only" family. This one too is showing a sign that she doesn't like you and only interested in billing you.

Go after ladies in your societal class. STOP looking down to pick a wife. That method is now old and not working with modern women.

The modern tactics or method for men too is to marry in their class or even marry higher class women.

These days, no matter the class of a woman, poor, rich, educated, non educated, famous , unknown etc. They all demand same responsibility from men. They are looking for a "sponsor" that they will be bossing around in the name of "gender equality".

Hmmmmm
Good write-up

Mariangeles:
Go and make amends with that lady (and her family) you were about to marry and jilted.
You deeply offended that family.

goran3310:
Depression is a luxury of the rich. You don't have the right to it. How long has the human race existed? You've existed for just as long. What would your ancestors, who lived much harder lives than you, say about your despondency and depression?

Hmmmmm

So true