₦airaland Forum

eksammy:
The choice of a bank depends on the type of business you are doing, what you want out of the business account and even your location.

All banks are the same and offer the basic savings and current accounts.

However, most of them now add features and flesh to make it look like theirs is different or any better.

Again most banks have a niche or target market in which they operate or have comparative advantage.

Home or Abroad-focused : For example if you are a distributor of a foreign multinational or a corporate looking to do international business, it will make sense to consider standard chartered, zenith, stanbic cos your foreign partners may be familiar and more comfortable with these intl brands. Some banks make importation easy while others can kill your business with too many requirements. Some banks sell dollar cheaper while others will never even have. So do your homework well and choose wisely.

Target market: Again if your business is retail and focuses a lot on youth and tech savvy population, GTB and surprisingly firstbank will be the places to consider cos a lot of youth bank with them. Nothing beats giving someone an account number in the same bank he banks.

Location: Your location also is a factor cos some banks in Nigeria have some areas of strength. Fidelity and Diamond Access are really popular down south, and Keystone and Jaiz (i suspect) should be good up north. So if your customers will be paying in mostly from Onitsha or Aba, you need to research a bank that is readily available for them.

Crowdiness: You dont want to be spending hours in the bank. Think well and look at your type of business. If your business needs you to be depositing large amounts of cash frequently, you may consider a bank with less customers like...oh no i really dont want mention any bank in a negative way, but hey not having plenty customers and less crowded banking calls can be an advantage.

Cost/charges: Some banks have a lot of freebies and even allow you run the traditional current account (free) .i.e without charging you the traditional COT (N1 for every 1,000 you withdraw). But some will find ingenious ways of going beyond the COT to make money off you. So if you are not so cost-sensitive you can look to ecoban, Access, zenith but if you want to get cheap transaction fees gtb, fidelity, sterling etc have some loopholes that you may like to explore.

There are a lot of things you'd have to consider before choosing a bank to partner with. If you share more info, you will get more tailored advise. Some banks are even women-friendly while some are even risk-friendly and so may be more likely to give you loan when you need it.

Choosing a bank these days maybe as important as choosing your club. It can even shed a light on your personality and brand.

Thanks a bunch, I really appreciate.

I did but that was on savings account.
Didn't really get much information about ghd business account there.

I want to open a business account for my business and I really want to know the best bank for my business because people do talk about some banks removing charges on any money credited to a business account..

Please your responses will be highly appreciated.

Accidents everywhere...
I pray for Quick recovery to the victims

I am not Igbo but I think they are different. I have a friend whose name is Chidimma n not Chidinma. She told me they are different names and they mean different things.

I will say it is not biblical
Read Matthew 5 vs 21-44

You can customize a wall clock for the school courtesy of ur name den ur state code.

Who dem help?
It's Adenugas family na hw won't it appear in front page.

The newly excommunicated Catholic priest in person of Patrick Henry Edet of the Uyo diocese has continue with his fathers work and hosting programs but not as a Catholic priest.
Theme: The great awakening

Mot people are guilty in virtually all of this.

OK, we have heard.

Have they done the program, if not when is the date and venue...

@templerun95 you are a very big fool but the more reason I don't blame you us thatcyou are an educated illiterate. How dare you say such a word despite her conditing. Have you seen her picture before the accident.
Go get facts, and next time if you don't have something to say just keep quiet.
You really don't have to make comment
But guys we got to start encouragingand loving the poor, people of disability, less privilege and not demeaning them or feeling we are superior or better than them.

[quote author=10eola post=57284270]Booking space since the fall of Biafra

This act is really disheartening, so what did she gained from it

Datz naija 4 u but Itz really not d best. I think I heard that the Senate are trying to do something abt dat.

noblealuu:
Nope I dnt agree wit u on this, doctrines are bible-based while traditions are man-made just as in d case under review; 'women ministry and marriage committee' for instance. On the other hand, doctrines aka dogmas are e.g salvation, sanctification, baptism of the Holy Spirit, water baptism to mention a few. Doctrinal teachings are bible based and r sacrosanctly upheld by most pentecostal churches. So, doctrines dnt produce traditions! church traditions r mere administrative mantra put in place by a church leadership which differ from one church to another.

My friend I gat ur bak on this but Doctrine is not also known as Dogma dey are 2 different tins. Doctrine is a laid down principle based or taking from d Bible like d 21 doctrines U mentioned but Dogma is like d tradition we are referring to which is laid down by different Churches as dey so wish but nt against wat d Bible preaches.

MrCork:
...Guys like u shud be locked up...serrrriously....how dare u lookat a 9yer old Pikin?? SHAME ON U BRO!!

He must really on weed n I feel his cock is controlling him.

irunoboo:
I'm in a relationship so I'm not looking for something serious. I need a sexually active guy to be a friend with. I mean friendship with benefits. Sex for cash. Drop your number or pin if you're interested

You have to be a tall guy

Big dick

Flat belly

And can last long in bed

Foolish Bitch, I C U jx recently join nairaland 2day n dis is wat brought U.

I C U are even giving specification.

Am really happy 4 U. iread ur first story lately. Jx make sure U dnt rely get another lawyer to still work on d case to avoid further problems.

U r a big fool 4 asking dis question.
U denie or U no denie dem go still kill U so Y denounce ur faith.

kaycid77:
You want to be a general someday but i know u dont want to be war front someday

Y not. I luv everything abt d military.

I hope to b here someday. So help me God.

I look forward to b a General in d Army somday . So help me God.

Lousymouth:
Okay we af hear.... Abeg wen be election again

Election na 2day.
U no dey hear/read news?

xreal:
girl's age is 19
mother's age is 38, and
father's age is 43

when you add these three ages, you get 100.

Niz 1
I gat ur back. I love seeing mathematics guru

Sai Buhari

He is really a big fool.
He thinks wit dat he n Doyin Okupe will always get favour from d president.

I see U in jail wen Buhari emerges winner of d newly March 28 election.
Proverbs 15:2 The tongue of the wise useth knowledge aright: but the mouth of fools poureth out foolishness.
Job 6:24 Teach me, and I will hold my tongue: and cause me to understand wherein I have erred.
Psalms 10:7 His mouth is full of cursing and deceit and fraud: under his tongue is mischief and vanity.

Una evil plans to rig this elesssion sori election no go work.

MrIncrediible:
Seeking for cheap notice with fake stories.

I got ur back jx formulating ideas to captivate minds of pple.
E no go reach FP. Blatant lie.