₦airaland Forum

Ontarioo:
ACCA RQF LEVEL 4. Faster than BCS. Exam is on-demand, that is; can be taken at anytime you're ready. You can walk in today and be done with it but BCS, you will have to wait for exam time.

Tbh my boss. This person knows jackshit about account

Please guys. Apart from bcs what other certificate can someone do that is very easy that one can use to claim two degrees or more. That bcs is a bit too technical.

smartkester:
It's okay to doubt but just be optimistic

Boss pls ur number i wanna ask something about saks pnp pool

OTemi:
Hello everyone, please help a sister o. Anyone with materials and links to materials for Ielts (General) should help forward it to

oreoluway@gmail.com

Thanks

Dm me concerning the express entry education route

What is rmb rate lately

kbpresh:
I've already submitted without a LOE 🙉 But I had a LOE for a lump deposit from my other savings account. I'm not worried about the inflow and outflow because it's my salary account and quite clear.

You dont have to be worried, worse comes to worse they will ask for clarification/loe.

kbpresh:
Since UK banks don't give bank letter and we have to use bank statements instead, do we need to add a LOE to explain this? Or simply uploading the statements is okay?

Upload both loe and the statement, this way if the agent needs clarification concerning the statement ur loe will easily serve that purpose, therefore u wont be delaying ur application because the agent might send for more explanation concerning certain inflow and outflow on ur statement, but if there is an loe, the loe would sort that out.

uchennay:
Pre-degree does not count, so you cannot claim ‘two or more degrees.’ It is only a foundation or preparatory program. It can be used for university admission.

Its not “two or more degrees” it is “two or more degree, certificate or diploma” of which “one of the degree, certificate, or diploma has to be for three years or more, the other degree, certificate or diploma can be for any length provided wes evaluates it as a post-secondary canadian equivalent of a degree, diploma or certificate. Anyways I understand you. However, i want to ask, have you, or do you know anyone, who has evaluated pre degree before? Even if its not for express entry.

SemperFid:
Haba, pre degree counts for nothing. It's not even a certificate program. WES cannot evaluate a pre degree as a degree.

Hi are you really really sure about this, i mean are you talking from first hand experience?

Agape123:
CELPIP

Is it true that pte core is no longer valid in nigeria?

kbpresh:
Should all pages of your passport be uploaded for pr application? Or only the bio data page and pages with stamps?

Biodata and places with stamp

Please guys.

Does wes estimate pre-degree from a reputable university?

If someone has predegree from oau and a bsc from oau, can such person claim 2 or more degree in the pool?

aestake:
Really? The OP said they are Nigerian-Canadian as if Nigerians can enter US with a Nigerian passport only. Even Canadians do not have 100% certainty to access the States.

Op said they have both nigerian and canadian passport, the other guy said they cannot use nigerian passport that it is canadian passport they can use.

aestake:
Again, one cannot go into the US with a Nigerian passport without a US visa.

That is literally what he said nau.

ferfer:
Brother, that is a lot of power, 203 or 290 and more than enough for everyday people. The specialty winter tyres also gives you more capability although I am not sure that will be necessary since both are available in AWD, right? A few thoughts...

1) I think the most important thing here is to look at your budget and work with that.

2) The next thing is to do your research well. Brother-in-law just told us they are being billed 5 figures for a '21 highlander transmission/other issues. Now that is a problem! And we are still wondering how we missed something as obvious as that because if you just google the common problem(s) with this car, that's what will come up. Inspect if fb market/get guarantees if from dealer. Look through the carfax report and watch for timely maintenance/oil change etc.

3) Also, its important to consider depreciation too. When you buy a car, you may not use it till the wheels fall off! So when it is time to offload it, we all want it to command the highest amount possible. Use this tool to compare what their value will be in a few years (https://caredge.com/depreciation). What about the cost of ownership/maintenance - (https://www.edmunds.com/tco.html).

3) It is good that it is a 2020 rav4 so it is not Canada's most stolen vehicle (https://www.equiteassociation.com/top-10-most-stolen-vehicles). Personally I am choosing reliability over any other thing, weather is harsh here and in most parts of Canada for months and I need what I drive to be dependable whilst also being relatively pocket friendly to maintain.
Cheers.

Thanks for ur immense input

Kenn55:
I don't think so. Benefits are based on previous year income. The only way your 2026 income will affect you is if you are applying for any benefit in 2027 then your 2026 income becomes a factor.

Since it is a Jan start date, they will approve you based on 2025 income. I think you are good

Exactly, i am not applying for anything in 2027 at all. Thanks tho. Be like you done hack this canada thing

I plan to take the grant only.


My income for 2024 is 0.


My income for 2025 is 0.


My course starts Jan 2026, and the program is applied for in Nov 2025, meaning I will be applying for the OSAP in 2025 towards '2026 start of programme'


However, I am positively sure I will get a job in 2026.


My course, though full time, I am more than confidence I can juggle my job and the course because its a purely online pre-recorded course. I can always go to work and do my course in the evening after I'm back from work.


The issue is this, if I file my tax for 2026 in 2027, wouldn't OSAP convert my grant to loan based on the fact that

Since I would obviously have an income in 2026, wouldn't that trigger the OSAP guys to come after me in 2027 stating that I already have an income -even though i started getting the income way after my school started - and as such I was not meant to be taking OSAP or I should have reached out to them so they could have stopped subsequent OSAP payment.

Kenn55:
You are comparing 2 very different cars here. Rav4 is a 2.5L 4 cylinder engine while Acura mdx is a 3.5L 6 cylinder engine so the difference in power output will be large.

In my opinion, if it's about snow, both can work. To be on the safest side with the rav4, you can go for XLE AWD instead of FWD. Your AWD plus winter tires is perfectly fine for heavy snow except probably in rare cases of unusual snow storm. In those cases, only the F150s and the likes survive.

Acura mdx is also good. My cousin drives the car for 4 years now and I haven't heard any complains from him.

Thanks a lot

jedisco:
A 5yo car isn't that old and one doesn't expect the electricals to start collapsing especially if it's a dependable car.

The RAV always has a prenium cos it's known to be reliable. However it has too many trims and the entry ones are quite basic. Heated seats and steering wheels are nice. Wouldn't be using a daily driver without these. I wonder what other perks the Acura has over the RAV.

From what you said, I'd be going for the Acura. Always like comfortable cars and granted, I'm not a fan of the RAV. Alternatively for peace of mind, since the Acura is cheaper, why not go for the 2022 model?

Thanks

(1) thinking of buying used 2020 rav4 or used 2020 acura mdx. I would have loved the rav4 but its a bit too basic and its horsepower is 203 which may not be powerful to pull through heavy snow, but i know toyotas are very reliable.
And as for the mdx, its a more powerful car and the horsepower is 290 it can pull through snow i guess. It has so many functions like heated seat, heated steering and so much others. But i am skeptical because a car like this having too much funtion and very low price might be prone to eletrical issues.
Although i plan to use winter tires in winter anyways. Which one of the two is a better option?


(2) asides copart, fbmarket place, is there a reliable auction yard one can go to to pick up used, reliable certified cars. I know most places u need a dealer license or some sort of license for this, i will sort that out, but where in ontario can one find such reliable auction yard that categorises cars into good, fair and bad so you know exactly what you are getting into.

Cc jedisco ferfer 73O9

AMAZON CANADA GIFT CARD NEEDED. Number in bio..

AMAZON CANADA GIFT CARD NEEDED. Number in bio.

AMAZON CANADA GIFT CARD NEEDED. Number in bio

Please who is into copart business here and lives in ontario?

Is it possible to have 2 noc. Primary tech. Secondary health.
And get ita thru the secondary?
My friend works in tech but those health part time.

Now tech is his primary noc.
But most his point can only secure the health draws.

Now he is already in the pool with the tech noc.
Does it makes sense to change it to health noc as the primary hope ircc wont be angry at that

Or

Is it possible for him to get ita with the health noc even tho the health noc is not the primary noc?

Funky123:
I can no longer find Education draw on the category.

Has it been removed please, because I just obtained pgde form

Pallazo jigi gboja
Otilor

Please i dont know if this is true.
Someone said the rules have been changed.
That now if you get married after copr has been given.
And u plan to now move to canada with ur newly wedded wife.
That they will recalculate the score.

.

Would insurance companies in ontario accept no claim bonus from nigerian insurance companies?