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Ernal's Posts

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InvestmentRe: Stock Market Tips For Nigerians by ernal(m): 12:56am On Mar 10, 2008
@grabdaloot @ invisible

I will be glad if you could shed more light on the Champion brewery issue,Is it obtainable on the Floor
InvestmentRe: Stock Market Tips For Nigerians by ernal(m): 4:13pm On Mar 08, 2008
@Napolean

Sir,i got into this stock,Interntaional Allied Assurance  through a broking firm company that got a bulk of it through the PP,i have followed your post concerning IAA and i got in at 3.50,but am not sure when it will get listed,i was told sometimes 18th of the Month,but my question goes thus,i am not really looking at IPOs anymore,i will be glad if time to time you could feel us into new opportunities like the IAA in the nearest future for shallow pocket fellas like myself,am looking at a long term as i cant cope with Majoring in Physics and all these short trades,i got into Mutual funds way long b4 i got in shares and i still have a junk of my savings go into the mutual funds monthly.This forumn is empowerment.It all depends on your aim and where u stand.

thanks all.
InvestmentRe: Stock Market Tips For Nigerians by ernal(m): 3:15pm On Mar 01, 2008
REIT is a way for everyday investors to invest in property and real
estate. It can be commercial real estate, apartments, condominiums, homes and
other types of property. REITs specifically invest in properties that produce
income and pass on the profit to investors in the form of dividends. In fact, REITs
must distribute at least 90% of any profit to qualify for preferential tax treatment.

Investors can buy, sell and trade shares of REITs just as they would a normal
stock. However, because a REIT deals with real estate instead of widgets, they
differ in how they finance expansion and measure profitability. Normal investor
screening criteria like P/E ratios may not apply to a REIT the same as to another
equity investment. On the other hand, like a stock, investors in REITS look for
trustworthy and competent management and reasonable compensation of those
managers.

REITs come in three major forms. The most common and widely purchased are
shares of equity REITs, which invest in commercially managed property that
produce income. This is generally the type of REIT that is referred to when
discussing them as an investment tool.

Less common versions of REITS include mortgage REITs, which make loans to
owners of real estate or invest in current outstanding mortgages. According to
Investopedia.com, these REITs account for less than 10% of REITs available
today. The final version is a hybrid of the equity REIT and the mortgage REIT and
also accounts for a small percentage of REITs. These hybrids combine the
mortgage investment of one with the property management of the other.

Most REITs contain numerous properties ranging in size, activity and function.
Like portfolio diversification, a REIT’s diversification may provide some
protection from the ups and downs of individual properties such as occupancy
rates, defaults on rents, and downturns in industry sectors or local markets.
Specialized REITs hold only specific types of property, such as apartments,
commercial office space or retail.

Like other investments, REITs carry the risk of loss of investment. Because they can be a complicated
investment product, consult your financial professional before investing to better understand whether REITS .


source:http://www.themoneyalert.com/REITArticle.html
Car TalkRe: Pseudonyms For Cars In Naija by ernal(m): 11:49pm On Feb 29, 2008
u should check out james Bond 007,kamari2007 lon je be.
AutosRe: 2007 Camry V6 Xle For Sale! Call 07030660861 by ernal(m): 9:50pm On Feb 23, 2008
this thread no go ever fail to make me wonder, una think say person way get 5.4m go siit down here dey find car, lol, well abeg who get Infinit Mx 35 for sell 2008 model jare, grin
TravelRe: Usa Student Visa Stories by ernal(op): 8:12pm On Feb 18, 2008
just apply a month b4 and try give us gist when u don get the visa,changing ur status means say make u go join olopa or Mopo, or OPC, lol,
AutosRe: Do Not Buy Any Used Vehicle Without Checking Out The Vin ! by ernal(m): 1:43pm On Feb 16, 2008
4T1BF22KXYU1109499 please i will need help on this automobile,Thanks man and pls lets know how we can compensate u,even if na recharge card to your loved one back here in Nija,me no mind,all i need na mobile #.Nothing comes free.Later
InvestmentRe: Stock Market Tips For Nigerians by ernal(m): 11:24pm On Feb 15, 2008
Pls let me know when Skype Shelter fund will be listed,certificates are just being recieved.
TravelRe: Usa Student Visa Stories by ernal(op): 11:19pm On Feb 15, 2008
when can things be free on here, abeg na Free as we Go we want
InvestmentRe: Stock Market Tips For Nigerians by ernal(m): 9:22pm On Feb 14, 2008
All investors in the Nigerian Capital Market who have not received their share certificates and return/surplus monies in respect of ALL public offers that closed on or before October 31, 2007 are hereby advised to forward their COMPLAINTS in writing to the DIRECTOR-GENERAL, SECURITIES AND EXCHANGE COMMISSION as indicated below:

SEC Offices Nationwide:
1. HEAD OFFICE
272, Samuel Adesujo Ademulegun Street
Central Business District
P. M. B. 315
Garki – Abuja

2. LAGOS ZONAL OFFICE
3, Idejo Street
Opposite ICON House
Off Adeola Odeku Street
Victorial Island, Lagos

3. PORT HARCOURT ZONAL OFFICE
First Bank Building
22/24, Aba/Port Harcourt Road
BA/PORT HARCOURT ROAD
Port Harcourt, Rivers.
PoliticsRe: Nigerians To Pay More For Electricity by ernal(m): 9:07pm On Feb 14, 2008
truly ttruly i say unto thy,i have my electricity disconnected yesterday cos Nepa saw it was a new house and they believe say na their main target,however notin like electronics yet in this house,was at their office today and you need to see the organisation,People way dey nepa No ready work shishi,na daily money them want,make dem cut ur lite,make dem colelct money reconnect for you,its goes to their own pocket,so unless we wipe away the whole flawed process,truly truly we sha no no light 24hrs till 3020.
TravelRe: Usa Student Visa Stories by ernal(op): 2:50pm On Feb 13, 2008
Great one
TravelRe: Uk Visa - Visa Appeal Process by ernal(m): 9:49pm On Feb 09, 2008
Please does anyone has any useful tips on applying for a visa for the purpose of Conference as a student,I hear the chances are slim but do anyone have any information,Thanks.
TravelRe: Uk Visa Through Conference/seminar by ernal(op): 8:22pm On Feb 07, 2008
Which one be Paragraphy 59,I was told u must satisfy that before u can get a Visa.
TravelRe: Uk Visitor's Visa ( First Timers) by ernal(m): 8:17pm On Feb 07, 2008
Just as apply as a Tourist,no harm in that,uu can both apply for Visa as a tourist and probably get an offiical Hotel reservation done and necessary letters from your work place and marriage certificate and about 600upward should do in ur account.Boon voyage
TravelUk Visa Through Conference/seminar by ernal(op): 8:50pm On Feb 06, 2008
Has anyone had oppotunity to obtain a Uk visa through a conference or seminar,mostly a conference organised by Universities with sole aim of student in participation,Please share ideas.
TravelRe: Usa Student Visa Stories by ernal(op): 2:59pm On Feb 02, 2008
Why so much in a hurry,navigate their website and you will find the useful information.
FoodRe: Operation: I Must Get Fat! by ernal(m): 10:08pm On Jan 28, 2008
yes,probably we can be couples,we Need advice, slim since birth too, lol,
TravelRe: Stolen Passport With Valid Visa by ernal(op): 3:22pm On Jan 28, 2008
ok,so now what u suggest?
TravelRe: Stolen Passport With Valid Visa by ernal(op): 9:06am On Jan 25, 2008
my concern is it got a visa without the passport photo on it and still valid till May,yes it was stolen,i have all necessary details and also cancelled the passport,can the embassy issue a new visa? But i will be contactin the embassy in a few days anyways via courier service.will keep ya updated.Nija go always be Nija.
TravelRe: Usa Student Visa Stories by ernal(op): 9:03am On Jan 25, 2008
lol, yea Naval Lady, well we dey go join una soon, lol,
TravelStolen Passport With Valid Visa by ernal(op): 8:17pm On Jan 21, 2008
What should be done when You have Your passport stolen with valid Visa on it?
TravelRe: Usa Student Visa Stories by ernal(op): 10:30am On Jan 17, 2008
elnuga do you have your I-20 yet,it will state when you start classes,spring,summer,falls,so that depends on when you can get an interview.

I don land,thanks for the contribution.But can you be candid about what exact documents are needed aside statement of account and Tax clearance,especially when You being sponsored by a relative.
TravelRe: Usa Student Visa Stories by ernal(op): 10:06am On Jan 17, 2008
Student Visas
Nigerians seeking to enroll in a U.S. high school or university, complete a technical degree, or participate in an exchange program must obtain an appropriate student visa.

Qualifying for a Student Visa

Under U.S. immigration law, applicants for many categories of non-immigrant visas, including student visas, are presumed to be intending immigrants. To qualify for a visa, applicants must clearly demonstrate their intent to depart the United States upon the completion of their studies.

Applicants usually demonstrate their intent to depart the United States by proving that they have a stable family and economic situation to which they must return.

Student visa applicants must also demonstrate that they have sufficient funds to cover the cost of their studies.

Applying for a Student Visa

Students should make an appointment for a visa interview as soon as possible after receiving their I- 20. Student visa applicants may use the online appointment system, or they may also use the email appointment request system explained below.

In Lagos: Student visa applicants in the Lagos consular district may schedule an interview by e-mailing lagoscons2@state.gov and requesting an appointment date. The student will receive an appointment date by return email. (Please see Consulate General Lagos Consular web page for more information on student visas.)

In Abuja:

Step One: Effective June 27, 2007, student visa applicants applying in the Abuja consular district may request an interview appointment by sending an email to AbujaStudentVisas@state.gov. The email must include: (1) the student’s name as it appears in their passport and (2) the SEVIS number (found in the upper right-hand corner of the I-20 form begins with an “N”). No other information is required in the email.

Step Two: Within 3 business days, eligible applicants will receive an appointment confirmation email from the Consular Section with the next available appointment date.

Step Three: The applicant must print the confirmation email and gather all supporting documents and forms (see list below), and bring them to the interview.

Electronic, barcoded DS-156 non-immigrant visa application (for all applicants), available at the website listed above or at https://evisaforms.state.gov/ds156.asp?lang=1
DS-157 (for males between the ages of 16 and 45)
DS-158 (for students)
Endorsed, valid I-20 (for students)
DS-2019 (for exchange visitors)
International passport valid for at least six months beyond the intended period of stay in the United States
Two passport (5cm x 5cm) photographs with full face forward against a white background taken within the last six months. Hair must not cover the ears. No photos with dark glasses or non-religious, tribal, or chieftaincy head covering will be permitted.
The UBA bank receipt (for the $131 visa application fee).
All supporting documents that can establish the applicant's strong economic, social, and other ties to Nigeria.
Special Note: Applicants are strongly advised to obtain their UBA Bank receipt several days prior to their appointment, since they must appear with this bank receipt at the day and time of the interview.

Step Four: Applicants must appear at the Consular Gate on the date and time of their appointment with the email appointment confirmation printout, all supporting forms, documents, and fee receipts. Applicants that appear without all of the necessary items will lose their appointment and will need to request a new appointment date.

Step Five: Successful visa applicants will return to the Consular Section at 3:00 p.m. two business days after their interview to collect their passports. Applicants who arrive late to pick up their passports will be asked to return the following day.
TravelRe: Usa Student Visa Stories by ernal(op): 10:55pm On Jan 16, 2008
Do u mean student Visa interview,cause this thread is only for student Visa
BusinessRe: Alert! Firstinland Bank Is A Rip-off! by ernal(m): 9:53pm On Jan 16, 2008
Well on my own acocunt,i find first inland bank one of the best bank in terms of online delivery and also a few of their products are superb,i have a flashme account with online access,i buy credits online and have it deliver to any gsm # in the country from the convinence of my room in and outside Nigeria,i also can send flash me cash and have the recipient pick it up from any of their branches,they also have sms service for deposit and withdrawl and they dont charge a dime for that like other so called Big banks do,we know them angry well firstinland bank is a great bank and i have followed their fundamnetals,its a bank that will do well, if you a PO lover, consider their PO. tongue
TravelRe: Usa Student Visa Stories by ernal(op): 9:41pm On Jan 16, 2008
Hey,Well i think you should take the Internet Based Toefl and probably the GRE,for interview just send the consular your Sevis # i guess thats all and you will alocated a date for an interview i will try get more information for you later,
AutosRe: Clean Honda Civic Just For A Token by ernal(m): 11:06am On Jan 14, 2008
wenti be the last offer?
TravelAnyone From Egypt? by ernal(op): 10:59am On Jan 14, 2008
anyone from egypt?
InvestmentRe: Stock Market Tips For Nigerians by ernal(m): 12:24am On Jan 12, 2008
does anyone knows any news on skype shelter fund?
TravelRe: Usa Student Visa Stories by ernal(op): 12:37pm On Jan 09, 2008
We are still open to more stories and recent experiences,Happy 2008
PoliticsRe: I Am Tired Of NEPA by ernal(m): 9:39pm On Dec 27, 2007
my dear sorry o,just dont loose it yet, na those so called govt and those way dey sabotage the power,we hear so muuch money being pumped into it and once the news circulate,them the money back,a million Generators wont fix nothing,we have to get real,even malawi light no dey blink for there, let someonen really tell us why Nija no fit get power supply, No be Nigerian Government be player,be referee and game commisioner at the same time.Well make we just pray God do something,he don pass physical eye level.Compliments!!!

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