₦airaland Forum

Britishcoins:
I was like this ops in 2019, that year was terrible for me, serving my uncle 10 years and was settled with just 50k, as if it is not enough I lost my mother 2 months later,
the little they gave me I spent it on hospital and burial...

it was my 18 years old brother that gave me 100k.. I used that money to rent container shop and start to sell clothes, today I have 2 houses and car and lovely wife and a son... planning to build my own shop soon by the grace of God... life is a step...

My breakthrough came from collecting goods on credit and paying them back ASAP

You have two houses and car, but you’re still planning to build your own shop. That means you built those houses with the income of a rented container shop. Una dey try o!

They still kidnap the dead?
Wetin man no go see!

Goodmarlian:
I am just tired of this my girls approach towards our relationship,this girl is good ,well behaved and has a good job shes doing at hand but the problem I have with her is that she barely picks my calls or reply chats don't get me wrong we talk so very well offline we can gist for long and all that but we are no longer together forget it she will never reply my chats or calls
I have complained a lot about this to her she will apologize but still continue now I think it either she doesn't really like me as I think or she just want to weaponise communication I just want to continue with the relationship for fun while a find someone else who is ready and prioritizes me for marriage ,I see poor communication as a huge red flag .

Must you always call her?
You call her twice, highest trice and she doesn’t pick up then give her space! If she values you she will return the call (she’ll definitely see the missed call) If she doesn’t return the call then you know where you stand and think of your next plan!
Some of una (guys) just Dey mumu una sef around! That’s why they (these bitches) always misbehave anyhow

You should also ask: Why are people rich/wealthy?

The truth is, poverty and wealth are the major characteristics of human existence. That’s, one must either be poor, average or rich/wealthy.

My prayers is that May I not be poor, but do you know that life would be more difficult if everybody are/were/becomes rich/wealthy?

Think about this things

Treepower2000:
I have observed that my data cost is increasing every month.
Before now I used 4k worth of data for one month but after the rate increase by the telcos even ten thousand Naira worth will finish before the end of the month.
Any suggestion for where I can get cheap data will be welcome.

I spend and average of 400 Naira (2g) daily on data. That’s about 12k monthly

gassbee:
Allow sleeping dogs lie for your own sanity because even if you found out dna prove d kids r not yours, I dont think u have d liver to discard those lovely kids u have been taking care since their birth

That is why you need to carry out the DNA immediately the child is born or even before the child is born (if possible) to avoid stories like this

Ifeoluwadev:
Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.

In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.

Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.

Instead I am broke before the 25th of every month.

Let me show you exactly why.


THE NAIRA ITSELF
In 2019, one dollar was roughly ₦360.
Today in 2026, one dollar is over ₦1,500.

The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.

My ₦500k today equals roughly $333.
My ₦150k in 2019 was worth roughly $416.

Read that again.

I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.


FOOD

In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.

Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.

| Item | 2019 | 2026 |
|---|---|---|
| Bag of rice (50kg) | ₦18,000 | ₦85,000+ |
| Cooking gas (12.5kg) | ₦3,500 | ₦18,000+ |
| Groundnut oil (4 litres) | ₦2,800 | ₦12,000+ |
| Tomatoes (paint bucket) | ₦800 | ₦5,000+ |
| Full chicken | ₦2,500 | ₦10,000+ |
| Big loaf of bread | ₦350 | ₦1,500+ |

My food budget went up by 400%. My salary went up by 233%. The food is winning.



RENT

In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.

Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.

I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.



ELECTRICITY AND GENERATOR
In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.

Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.


TRANSPORT

Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.

Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.

Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.



SO WHERE DOES THE ₦500K GO?

| Expense | Monthly |
|---|---|
| Rent (broken down monthly) | ₦100,000 |
| Food and groceries | ₦120,000 |
| Generator fuel | ₦45,000 |
| Transport | ₦35,000 |
| NEPA bill | ₦18,000 |
| Airtime and data | ₦12,000 |
| Toiletries and misc | ₦20,000 |
| Tithe | ₦25,000 |
| **Total** | **₦375,000+** |

That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.

In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.

I saved more real money when I earned less. That is not a feeling. That is arithmetic.



THE PART NOBODY TALKS ABOUT
Beyond the numbers, what has changed is how money feels.

In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.

Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.

That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.

We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.



MY QUESTION TO NAIRALANDERS:
What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?

Drop your numbers in the comments. No judgement for anybody. Let us count together.

The major mistake you made in this analysis is the constant comparison of Naira to Dollar.
If I may ask, do people in America (dollar users) compare their currency to Naira in respect to expenses over there, or you and some others are the one who keep living in their shadows?
If you want to talk about inflation in the country fine. Stop unnecessary comparisons.
Do you buy goods in dollars over here?
See, no vex me this morning o

The truth there is that deep down you haven’t moved on yet, you still want him (unless you have another man already).
My advice is that, since he’s also realized and come back, you better drop unnecessary shakara (ego) and accept him back as well.
If he stops coming and move on, na you e pain pass cos the truth there is that his family were the one who poisoned his mind initially and if they find your replacement in the process of begging you, just forget it.
He will get married and have up to three children while you’re still single.

A wise is enough for the word!!!

At least that will serve each of them till they reach menopause (when they will stop bleeding)

TeachingNurse:
Yesterday, somebody told me:
“Nurse, I know it’s malaria. My body is hot, I’m weak, and I have headache.”

And honestly…
that sentence is one of the most common things healthcare workers hear in Nigeria.

The moment many people feel:
tired,
weak,
feverish,
body pain,
the next thing is:
“It’s malaria.”

But here’s the problem:

Not every fever is malaria.
Sometimes it is:
stress,
typhoid,
dehydration,
infection,
ulcer-related illness,
viral infection,
lack of sleep,
anxiety,
high blood sugar,
even severe exhaustion.

And sometimes… people keep treating “malaria” for weeks while the real problem keeps getting worse quietly.

I have seen people take antimalarial drugs multiple times without testing anything.
Some people practically use malaria drugs like paracetamol.

That’s dangerous.
Because when you keep treating what you assume instead of what is actually happening:
you waste money,
delay proper treatment,
stress the liver,
and sometimes damage your health further.

One thing many people don’t know is this:
Malaria symptoms overlap with many other illnesses.

That is why proper testing matters.
A simple test can save you from:
wrong medication,
unnecessary drug use,
and complications.

Another issue is self-medication culture.
In Nigeria, many people become their own doctor, pharmacist, and laboratory scientist overnight 😅

Small headache:
“Buy malaria drugs.”
Body weak:
“It’s malaria.”
Didn’t sleep well:
“Malaria is worrying me.”
Meanwhile the body may actually be crying for:
rest,
water,
nutrition,
proper diagnosis,
or medical attention.

This is not to say malaria is not common. It is.
Malaria is still a major health issue in Nigeria.
But the danger is assuming everything is malaria.

Sometimes the body is trying to warn you about something completely different.

And honestly, one of the biggest forms of preventive healthcare is this:

Stop normalizing guessing.
Test when necessary. Pay attention to your body. Ask questions. Seek proper care.

Your body is not a guessing game.
Have you ever treated “malaria” and later discovered it was something else? 👀

Let’s talk.

If I get bitten by mosquito once, I will just assume I have been infected with malaria, and I get bitten by mosquito at least once every 2 to 4 weeks so is malaria treatment for me

KiNg0G:
Over the years I have only had two friend in my entire life..I can't make new friends not like I care to. But I have always noticed since I was a teenager, people just stare and keep their distance. Like it starting to feel like I have some kind of demon that keeps people away at a far distance. I think I am the problem, I don't talk much.. I don't mingle, in fact I hate public settings and if you stare at me too much, from that day on me and you Will have beef in my mind... Because I might think you've heard one or two about me.

To cut this short, I am in my mid 30s right now and just can't help to notice like it seems I am the problem. I have lived in my current residence for 6years and not one single friend going down the street they all just stare. Men and women, boy's and girls...It's almost like my aura or the vibe I give is not welcoming, is keeping a straight face a bad thing..or is minding my business bad. It's almost like a spirit possessed me from childbirth keeping people afar.

Someone that I haven't talked to before might decide to keep malice with me like so many people.. frowning face whenever eyes meet and you can see from those eyes the hatred.
Like I wonder what's this problem.. meanwhile there's another guy right there who might be in same place and within a second knows everyone..I think this is spiritual

I’m almost like this!
Some people see me as someone with so much pride cos I don’t talk to them ‘first’,. I only have few friends as well. No girlfriend (not bothered).
I just Dey my lane, and mind my business

Revealpanda:
I know absolutely nothing about cars and wanted to get my first car... I always loved 2013-15 Honda accord.... All my hope was on a friend who's been in car business for about 5 years now and knows his way around.

I went to where he is and we looked for a direct Belgium car, he did all the necessary test and assured me it was a good car... The person we were getting is from is also his business network of friends.

I made the whole payment without doing any test of my own because I know nothing.... We did drive test and everything and the car was okay.


On getting to my state I just decided to Google the Cars VIN number, I saw it online where it was in USA, turns out it seemed the car was used for Taxi in USA... While other than the headlight which was damaged in the VIN page it has no issue.


My concern now is the mileage... It has more than 200kmiles on it already... And via my small research such cars are bound to fail anytime.


I paid 13m for 2015 honda accord not to talk of transportation to my state which is 600-900km away from Lagos which te driver is saying he will take 700k to drive it to my state, not to talk of commission I paid my guy


My question now is was I scammed?

I've been depressed since last week

Just to drive car to another state in this same Nigeria 700k, or is he driving it to Canada?

Kennitrust:
Good day my follow Nairalanders.

Everyday, life opens a new chapter of life to us. My own chapter had been opened and and it read... "it time to get married.

In the church I attended, there I met this girl so mature enough to be taken in as a wife. I approach her for the first time and I started asking her out. Seem she knew my intention, she started asking me about my church life, my family, my business and all that not.

To be honest with her, I did my best to answer every question in the language she could understand.

She seems not still satisfied with my account, she sent me this message at about 5am.
Said until I respond to those questions, she won't have anything to do with me again.

I'm truly confused on wether everyone that finds love 💕 really goes through this rigorous question.

And more about her life, she spent almost everyday in church after work. She said if I'm truly serious, I should also be as serious as she is in going and participating in all weekly activities in the church.

Please help, how do I answer this questions, since it the only options she said can bring us together?

She has seen you as someone who needs to marry, not her.
It just like going for interview (you need the job so you must answer any question attached)
The major mistake you made was being too open (marriage talk) to her. You could have just started as just friends, get closer to her everytime you guys meet! The closer you guys are the easier it becomes to penetrate.
She will later be the one to bring about the marriage talk (whether you want to marry her) you can then say Yes! THAT IS IF SHE’S QUALIFIED O!
Cause you’re just been desperate about marriage at the moment you don’t even know the number of demons in her yet!

[quote author=EmmyMaestro post=139435993]“If any man keeps malice with me for just 3 days, I’ll sleep with another man” – Lady declares

A Nigerian lady has sparked reactions online after sharing her controversial opinion on relationships while reacting to the alleged cheating scandal involving singer Chike and the ex-wife of media personality Frank Edoho.

In a viral video shared on X (formerly Twitter), the lady defended women who cheat in relationships, claiming that prolonged silence and unresolved issues between couples often push women into the arms of other men.

According to her, no woman would remain completely loyal for too long if her partner decides to keep malice instead of resolving problems in the relationship.

In her words, she said:

“If any man try to keep malice with me in a relationship because we’re having issues, the highest I can be loyal for you is three days. Me and you are dating and we’re quarrelling. I no talk to you, you no come beg me, the highest I can promise you that I won’t give out my body to another man is three days.

“So Chike we love you, thank you for being a shoulder for her to cry on when she needed you, we love you and we’re proud of you. For once the men should be proud too. So if you keep keeping malice with your woman, another man will take your place.”

Her statement has since generated mixed reactions online, with many social media users criticizing her stance on infidelity, while others argued that communication are important in relationships.

The controversy follows ongoing social media discussions surrounding allegations involving Chike and Frank Edoho’s ex-wife, which have continued to trend online.

"If Any Man Keeps Malice With Me For 3 Days, I Will Sleep With Another Man"

— Lady reveals.. pic.twitter.com/T0iOd5Siv5

— YabaLeftOnline (@yabaleftonline) May 16, 2026

her chest like my grandmother’s chest

SQLmastar:
Please house, I need mature advice. This matter is tearing me apart.

I met this lady (a doctor)
4 months ago. I'm 35, she is 31.
She told me she was a virgin and I believed her because of how she carried herself. I was very happy and rushed everything – introduction, engagement, and marriage plans (I promised my mum that I would get married before December 2026). We were supposed to do our traditional marriage in one week’s time.

Last week, I received an anonymous WhatsApp message. The person sent pregnancy test results showing that my fiancée was pregnant for her ex-boyfriend during her 1-year residency. She had told me about this ex, but said they never had sex, and that was why they broke up.
I confronted her with the message. At first, she denied it and said it was fake, someone trying to spoil her name. But when I said I would call her best friend to confirm, she broke down and confessed the truth.
She admitted she got pregnant for the ex, aborted it immediately, and promised herself never to have premarital sex again. She said she was ashamed and didn’t want to lose me, so she lied about being a virgin.
Now I’m confused and heartbroken. I love her but the lies are too much.
On the other hand, I have already invited many people – including the chief of my village and my manager at work. Cancelling now will bring serious shame and talk in my village and workplace.

Please Nairalanders, what should I do? Should I go ahead with the marriage or cancel everything? Has anyone been in this kind of situation?

I need honest advice.

A “31” YEARS OLD FEMALE “DOCTOR” TOLD YOU SHE IS A VIRGIN AND YOU BELIEVED HER IN THE FIRST PLACE?
YOUR MUMU LEVEL SEF NA TOP-NOTCH

LilMissFavvy:
Men should not bath their daughters. There are very many other house chores to help your wife do, focus on those ones. The childs mother will bath the child.

But women should bath their sons right?
No vex me this morning o!!!

Kylekent59:
150k monthly?

Where I work online and from home from 1 am to 4 am and 12 pm to 5 pm ( daily) and total a salary of 960k a month.


Hmmm, what would 150k do for a young man?

Football is a scam. I'm sure he will play Chelsea to win today. Chelsea will lose.

Money you guys lose is what they use to pay players. I pity people who refuse to learn.

All you have to do is to make him take responsibility at home and when he remembers that, he would shy away from gambling.

This is ridiculous!!

Must you be off-point at first?

After emptying the pocket will the money be returned to those he extorted?

Just collect the slap and move on, don’t give them any fuel

For her to be jubilating simply means the children are not the husbands’ own! The DNA test is fake, Because she knows who owns them from the onset

They are lying against the young man.
He only stole TWO goats according to the picture, not THREE!
They should free him!

Let continue to play!
God wey create an to be wild animal no get sense abi?

Big boobs with flat ass

Boladogailese:
Thank God i didn’t marry a broke man, my husband built our house at 26 love him

This liability of a gender, always looking to reap where they didn’t sow!
Hope your father also built his own house when he was 26?

saphiere:
So a lady promises a guy she was going to visit him. She later didn't go and was sued and made to pay damages.

On the other hand, a guy promises a lady marriage and did not marry her and she cannot sue him. Like seriously?

For those who would say that the former scenario collected money and refused to go visit him, also note that the latter collected sxxx and refused to marry her. The guy should be sued not because he promised and failed but because he slept with her, probably damaged her body.
Do you even know that women body always not the same again after being sexxed? If the body remain the same, why do u guys always reject a lady with many body count?
So you see it works both ways.
If he can use transfer receipt as evidence against me in court, why can't I use whatsapp chats about the sxxx we had as evidence too? I always tell you guys when u want to come for me, be logical. if he uses transfer receipt i will use whatsapp chats.

Your faculty of thinking is very low to think that a guy and a girl having sex is only beneficial to the guy. the girl suppose to pay the guy for the act itself cos she enjoys it more and the guy even lose energy in the process!
In essence sex is enjoyed by both parties involved.

OverCalculating:
What stupid thing have you ever done for your crush for the sake of love? Share your experience. I saw someone's experience and it is very funny 🤣🤣🤣...guys, can you easily relate with this experience attached below?


Nigerian man recounts how adding his ex-girlfriend to his HMO plan 'as wife' has turned into a long-term financial burden, years after their breakup — even after she got married and welcomed a child🤦🏽‍♂️💔

According to him, she still uses the free healthcare benefits, and removing her now could put his job at risk.

Removing her shouldn’t be an issue even banks customers do change their next of kin talk less of an HMO beneficiary.

Just say you be mumu, period!

That’s in the mid of civil war?
Wow!

99% of the EFCC operatives will also be in jail

I hope they have also brought the people killed back to life