₦airaland Forum

KenOne:
Which one is APC chieftain again. Is Timi Frank still in APC? Timi Frank left APC the moment Lai Mohammed was made a minister and APC refused to make him substantial national publicity secretary in 2015.

He even left APC before his master Atiku left, so do us a favour and stop referring to him as APC chieftain.

Which one is Substantial National publicity secretary? I am only asking for a neighbor.

I remember when they said Buhari is a retired General, and his body language is enough to stop the Boko Haram.
Guess, his body language only increased the violence in other areas.

Diickrider:
It's so easy to blame the herdsmen but how many of you can withstand losses of 300 cows and above? The cattles are their only means of livelihood and it's expected to defend your business interests when threatened. The villagers are at fault for stealing those cattles. Even though i condemn killers, i think we should give the fulanis a break

See human being and reasoning

Nbote:
I wish dis can begin to affect d family members of these our political office holders, mayb jus mayb They'll start caring and start doing something about these mindless and barbaric killings

They are not in the country. Moreover, they go about with police and Army escorts.

We commit the country into God's hand, while herdsmen keep killing. Sometimes, Faith without work (action) is dead.

GAZZUZZ:
For a 17year old car, the stock catalytic converter has no business inside there and should have been replaced with a new one years ago. Removing the catalytic converter is a welcomed idea.

Thank you. will do ASAP.

GAZZUZZ:
He might be right. More info required. Engine specs and symptoms currently exhibited.

Engine spec [Toyota avalon 2001]
Symptom [rattle noise from the engine].
And he is suggesting that engine may already have developed problem because of the bad catalyst.
Just so confused.

GAZZUZZ:
safest place is online. Hope you have your diagnosis right?

Please what are the implications of removing a bad catalyst without putting back a replacement?
My Kazeem is suggesting i remove it, that apart from high fuel consumption there is no other implications. But if I don't remove it, that it may get my engine damaged.
Urgent please.

That guy up there FXmanager, doesn't sound legit. I guess most people on this thread are not looking for get rich quick schemes. Told him same thing when he came marketing his brand of scheme to me. But guess the guy is unrelenting.

Oceannaagent:
Have to mention you here FyneIjay. Saw your post about investing in Treasury Bill would have commented but don't want to derail.

Some suggested diversifying maybe into Real Estate.
Yes of cause it is a better alternative especially where location will be profitable.

Now let's look at another dimension of Real Estate. In Grenadines Homes we have a project called The Oceanna Hotel and Towers.

check www.theoceanna.com
If you feel it's something worthwhile call/whatsapp
+2347034503352 for details

If Treasury Bill will give you a maximum of 15% or at extreme 18% ROI, Oceanna will guarantee you 29% ROI yearly.

NB: will give you every details, including investment schemes we have and also a visit to our Head office if there is an interest indication.

TB, is guaranteed by the Federal government and that is all that matters for now. We are not looking for a get rich quick scheme.
Thank you all the same.

zamirikpo:
In as much as i have all my lives saving in TB I still feel it's too risky holding cash as a store of value. We could wake up one day in 2019 And discover that a dollar is now worth N600 ur money in TB or bonds automatically losses it value by almost 40%.

I am holding cash today with the intention to invest when I find something worth investing in, but for now TB wins it, I have my heart set on buying land in developing areas with TB interest payments when it's possible. I wouldn't want to keep all my money in one sector of this economy

So for the guy that wants to sell , a poorly developed environment suffers from the law of diminishing returns and so selling isn't a bad idea but don't put everything in TB or bonds.....diversify . First replace the land/house u want to sell with another land somewhere else , it may amaze u to know that in future it may look like u just relocated the property cos it will have the same if not more value than the entire property u r selling now.

Then put the rest of ur money in TB and enjoy the returns.

Thank you for your advice.
Actually the family owns another rental property somewhere in the same town, which performs better than the one we are thinking of selling. Moreover if we realize 25M or more, about 20M will be invested in TB, while the rest will go into buying lands to hold for the future. And maybe buying some stocks for the children's future.
It's actually cos of diversification that we are thinking of TB, cos most of my late parents investments are in real estate.

awesomeJ:
I am not such a big fan of Real estate.

Based on the 25m million you quoted. I'll assume your expected rental income is 1.8m or less.

If you put 25m in t-bills at 14% yield. You'd be getting an income of 3.5m annually, almost 300k monthly. That's virtually twice the maximum rental income. Plus no need to worry about vacant flats or tenants defaults or delays.

Last year, T-bills yield were above 22%. you could have earned 5.5m on your 25m investment.

Thanks for your advice. But, are there any downsides?
And the expected rental income is not even up to a million naira.

ahiboilandgas:
yes

Thank you.
I will like to seek the house opinion on something concerning investment.
We have a house somewhere, which is given out to tenants. After the first payment, they always find it hard to follow up promptly in paying subsequent rent. My brother has been suggesting for some time to sell off the house and invest the proceed in Treasury bills or do fixed deposits with it. That it will still give us more than the income we are currently getting from renting it out and the capital will still be intact.
I need opinion and advice on this. (if sold, we could be realizing 25M or more from it and 20M will be invested, at least 10M in TB)

awesomeJ:
9k or less.

It then follows that a 10M investment on TB, will be given me 90k or less? Please I will like to know how it is calculated. I am a novice here.

slap1:
What are soldiers doing on the road, mounting roadblocks everywhere? Is the SE a war zone?

A good question, no one is willing to answer.

Ruddyman:
I heard about it though didn't witness it....I heard it was an Hausa Man who had issue with Police that went to call the soldiers..The issue was with the hausa man and regular police....The soldiers came with thier garagara and Mobile Police people came with their OWN.....this is rubbish utter nonsense...so much indiscipline in Nigeria security forces....SHAME

Yeah, that was the story making the rounds. But, I wonder why these soldier boys are quick to react when an hausa civilian is involved in any altercation?

I can see mind viewing this thread.
Anyway from if gathered, na Soldier first start the fight. Before Mopol guys show them their base no too far from the troubled spot.

Been waiting for this news

what went wrong with this guy

kalu61:
Do you stay in Abia

Why the question?

Dareal90s:
Oga shut up, if they won't sack him why did he apologize or ar u blind don't u read in his apology that its a threat to his job? Wen u won't go to school to study in a proper way, our oyel has taken over ur brain

They still would not have sacked him. Why? Because then, they will risk followership from the South west and South East. This is business thinking.

I am beginning to understand the yorubas better. Hurt them as much as you like, but just be ready to say 'I am sorry', that ends it.
Afterall yesterday we saw a session of back and forth apologies.

lilyheaven:
Is too much na.
That is 31,000 naira per month + 5000 = 36,000
Yet , the government is not doing any tangible thing in the state. Pathetic

That is excluding police extortion.

shemite:
And they used to pay #110 back then in 2015 during my NYSC days in umuahia. Things has really gone bad but Ibadan is worst sha, police extortion add salt to injury here.
APC needs to be excuse from power come 2019

This is not about APC.... Abia since 1999 has always been a PDP state. Abia is simply cursed with heartless leaders.

Slimsly100:
Na wa o! I nor beliv say na for rugged abia state this kind thing dey happen.

Anyway govt stubborness pass agbero own sha!

But seriously, something needs to be done #35000 a month?? Wtf when some of them sef na hire purchase dem carry them keke wey be say them go need to dey balance the owner weekly, buy fuel, do repairs and or maintenance, etc still chop on top, how them go take cope abeg we people.

Abia has always been cursed with wicked leaders.

When will Abia get it right. These extortion from task force is not inclusive of that of the police. How do they want these guys to meet up with the weekly payment they are supposed to make towards acquiring the keke as per higher purchase. Not to talk of feeding their families.

Luciferan369:
It is necessary for Kim to be very careful. Many Heads of States have been swapped with clones. With his sample, just two DNA cells can be cultured, electrified and magnetized for polarization, then introduced to embryonic fluid for fertilization and in 14 weeks a brand new Kim Jong-Un can be produced. And with Laser/Saner Technologies beamed from satellite his memory can be harvested within seconds and implanted on a nano-chip and beamed to the skull.

A brand new Kim, can be produced, and the next phase will be to replaced him with the clone, with full memory, but this time, with a tracker and botnet for control using the Voice of God (VoGT) Technology.

There are many clones that have been replaced with heads of States already and even celebrities have been replaced. Even their wives will not spot the difference if well handled, apart from birth marks and scars and spots.

I have experienced this. And I read some people saying he can be killed. That is silly, no one dares to kill these days, they simply replace the real with a clone that they control 100% with VoGT.

That means our Malam Bubu, could have been cloned already.

Una go wait tire

Factfinder1:
June 12 2018

A day of senseless drama in Nigeria and APC

Hahahahahahahaha

ElsonMorali:
Well known by whom? Surely not the majority of the electorates who voted for him in 1993 or they knew and simply didn't care.

What I'm saying is, the June 12 saga is even bigger than the person of MKO Abiola.

What hope is there for a country where the majority have to yield to the whims and impulses of one person either acting unilaterally or acting in conjunction with a few others.

June 12 has always been an open sore for the Nigerian nation. Note that site can close up and heal.

No matter the political reasons for doing this, it is the right thing to do.

You have spoken well. If I may... the sitting president toppled a democratically elected president in 1983 and he may not have had requisite qualifications for standing for an election. The electorates knew all these and still elected him. And here we are all lamenting about the state of the economy.
I am not against the electorates making their choices, but most often elections are won and lost based on how the mood of the electorates sway and not necessarily because of the candidates sterling qualities or otherwise.
If declaring June 12 will heal the wounds of Nigerian electorates by all means we already accepted.
But please let’s all learn our history.

Thank you Prof. Kongi.
My people are being blinded by emotions. How can you whitewash all these confusion? On the one hand, YOu praise Abacha. And on another occasion, you confer honors to Abiola.

nairavsdollars:
Baba leave story! All this will not bring MKO back to life again

Learn from your history or you will be bound to repeat it.