₦airaland Forum

deathwing:
No please. We are still accumulating. If e crash below

my cost basis of 750, I still no go mind. I need to keep buying for another year or so. Wetin I wan use the 1000 price do?

I just dey laugh. We dey the same boat.

I have learnt patience and how to ignore unnecessary hype.

MTN with hin dividend yield of 3% and inflation be like 30% lol. I expect most investors to wait patiently till dividend is paid then sell off. New buyers paying more would be paying too much for a whistle, on top 3%

I have gotten comfortable having money in my broking account, just sitting there. Any stock wey wan make i buy am go meet me at my junction down south

It seems someone hated to hear the truth so much, they decided to report my comment.

My comment has no insult nothing just the plain old bitter truth.

Some people claim to preach the word of God as truth but themselves hate the truth, just hypocrisy

jesusjnr2020:
Viral Videos Of White Women Boldly Preaching The Gospel On A Plane

These are young women from the western world, yet they are not ashamed to preach the Gospel of Jesus, even on a plane.

Watch video:


https://www.youtube.com/watch?v=_3nKxc4CzII?si=w8NzbMRb2nb_YaK0

The problem with us christians is that we pick and choose parts of the word we want to hold on to.

Would you agree with me Paul was a very conscientious Christian, he never invalidate the feelings of others. Instead he tried to take on their culture just so he could draw them to the light of Christ. “To the Jews, I became like a Jew, to win the Jews….”

You just don’t do things anyhow to make other uncomfortable just because you think you are preaching the word of God, instead it will show your lack of wisdom and your folly is what others can see and they would even despise what you stand for the more.

Would you be comfortable, if a muslim stood up on plane, a plane and starts preach Allah?

Paul said all things are lawful but not all things are expedient.. if you need people online to teach some parts of the Christianity you claim to represent then there is a big problem

Issokay

They still dey advice person for 2026.

Maybe 3 - 6 months behind bars for wetin @OP no do, would help him to focus on his business and solely his business.

How can i be get getting postmaster notification that Stanbic Mutual fund mail box is full D especially now that i havn’t use them in a long while, just to get back to them when their MM rate is just slightly better than First Asset Manager’s by 0.05%; problems. Is this insignificant difference even worth my stress.

I know i said i would be switching between whoever offers better rates but as it is now, Stanbic has to offer me 0.5% better rate than FBNQ managers for me to stress myself to use them

And who is using their app on andriod, I saw a post on LinkedIn about customer complaining about not being able to take screenshots within their app now

Most times Stanbic behaves like a nervous thief that hit his head on the floor

searchng4love:
That's Stanbic Ibtc for you

Issokay

I comment my reserve

givedemwotowoto:
If you condemn this man but make excuses for your corrupt politicians……..

I hate comments like this ehn.

What exactly does this have to do with politicians.

Are you a thief? Or any of your family member a thief? So are you indirectly saying we shouldn’t judge you people ciz i don’t understand

YourGFsnatcher:
My ex married a very nice man.
But she's still loyal to me. She doesn't take any major decision without consulting me.
She completely believes in my judgement.
Thought I always give her sound judgement, but I think it's time for her to look unto her husband.

I wouldn't want my wife to rely on her ex before taking any major decision.

How can I pull out?

That man don marry rubbish.

Imagine you were that man, and your wife is communing with ex to take decisions. Meaning the ex can still nack if he wanted.

Na rubbish lady. You better cut her before she cause your problems.

colossus91:
For a bank that is still under cbn management

Brother! A bank wey dey uncertain of hin future Surely CBN wont allow it to fold but any sensible Polaris staff would be looking for the nearest exit, why would anybody in a safer bank want to chuk leg inside Polaris

Spuggie:
May his soul rest in peace.

His superior's did not believe him.

Superiors and employers need to pay attention and value the medical needs of their subordinates and staff

I no understand. Superiors didn’t believe him?

There is nothing to believe. If i dey ill seriously you no go just see me for office, i don’t ask for permission. Na that morning i go just text you say i no dey come. If my superior no believe we go do video call for the hospital wey i dey.

Life no hard

SAMBARRY:
CAn someone tell this girl to keep her private life private.btw congratulations but not everything needs to make it to social media

They no dey tell person.

Have people not gone before on this same route, abi she wan tell us say she no know say based on empirical evidence this level of publicity of your private life go end in tears

mank1234:
Lolz. It's indeed a funny, pathetic smart loan playing on people's psychology.

You don't need to look far to see that some here are staff of these fund managers.

At your bolded, you don get am lol

I wonder why anybody would give such an advice to someone he cares about….”you have the money you need sitting in your money market accout but don’t use it, instead borrow 80% of it at a higher interest rate than what you get on the MMFund you have use

If a close family member give me this hin advise, landing am slap go be reflex action aswear

searchng4love:
You need a stanbic ibtc account.... Then you can apply for the loan up to 80% of your total mmf balance

The Stanbic IBTC Smart Loan is a digital, paperless facility designed for Money Market Fund account holders. It allows you to borrow up to ₦200 million without liquidating your investments.

Stanbic can only loan a customer just 80% of the money they have already? What a smart loan!

I don’t even blame them. Which right thinking person has the money he needs, accumulating interest income at 15% would leave it then use it as collateral to borrow just 80% of the money he already has at a higher interest rate then his investment which he can easily liquidate for use

It’s a foolish idea if you ask me

nickae:
So, i was discussing with a friend last weekend and he told me about the stanbic IBTC Pension FUND 1, though my pension account is in FUND 2, but looking at the rates, I had asked to be upgraded to FUND 1. Just info for anyone interested. See the rates

I have also changed.

I random opened one newsletter from my PFA to see that Fund 1 has been beating Fund 2 for several years.

I switched immediately

megawealth01:
Please expand your mind. Please stop shrinking your mind. Start seeing 1 million USD as small money.

This man you are in the realm of the Spirt.

This is the thinking i currently want to saturate my mind right now

Yoursfaithful:
Not doing bad keh..japaulgold don dey collect since..from 4.49 to 2.61 then back to 2.91..same as darcomm

You sef supposed done know. Many people trying to use reverse psychology to get out

For this kind of times, just ignore any advice you see here

Agbalowomeri:
Bend down select loading

My oga.

You sef dey see the bonanza so

Omo market sweet

I con be like person wey dey buy condemn

I dey buy am for everthing, you no want am faa minus 10% i buy

brain54:
:::


Most likely his mom's car though not his!

If it’s mom’s car it even makes it worse.

Pure responsibility especially with current price of fuel

You go know who go go far by their life choices

Sonnobax15:

Calm down.

No use because of banny wey you wan straff pack from your mama house.

A word is enough for an ex rapper.

is he supposed to be in his parent’s house at 31?

I rented my own apartment at 21, 6 months after NYSC.

Even if it is Sango Ota he can afford, let him pack there. The man is driving while living with his mother, misplaced priorities if you ask me.

This generation don’t know the value of honor

Angelfrost:
Smh... Evil-hearted and selfish Nigerian citizens think they can magically produce honest and selfless leaders.

No wonder this country has deteriorated terribly in every single sector.

When i tell someone this, they will start saying all sorts.

If an average Nigerian is a thief how exactly don you want to produce a good leader?

You want to kidnap him from another country??

I have heard terrible things about Adeleke and his governance of Osun state.

It comes to me as a surprise, being that these tales are from the indigenes themselves and not here say.

I had high expectations of this man.

RollinTNDA:
Make minimum wage 2.5 million
And I will vote for Tinubu

It is like you really like inflation and poverty.

We always focus on the wrong things in Nigeria

shiwex:
I get the idea of privacy, but this mindset is exactly why a lot of modern marriages struggle. You can’t build a real partnership without some level of transparency—especially around finances.
It’s not about control, it’s about trust, planning, and being on the same page. Wanting complete secrecy just comes across as self-serving rather than building something together.
Marriage isn’t two individuals living separate financial lives—it’s supposed to be a team.

Gbam!

Trust me she has her reasons for not wanting to disclose.

Let me tell you again, she has reasons she doesn’t want to disclose to her partner

The wise will understand, God bless you all.

sharone21:
Just know that 18.5% annual interest minimum is stated...... They will normally later remove 10% withholding tax, you will still get 1/3rd of your capital every 2 yrs and in 5 yrs make back your capital invested.

18.5% GROSS

“1/3rd of your capital every 2 yrs and in 5 yrs” in other words, you are telling us the net is around 15%

72/15 = 4.8 (time it’s takes to make the same amount of interest as your capital).

It is not different from a regular Stanbic or First Asset MMF.

emmasoft:
Rates displayed are net of all charges (Management fees). The WHT has already been taken from the underlying asset - Tbills and CPs.

Hence, what is displayed is what gets to the investor.

For Firms that display gross, it's expected that it be stated as required by the SEC. For example, you will notice that for those using GT Fund managers, under the rates displayed, a note is written stating that the rate displayed is gross, which is the standard practice.

Thank you for amazing response as always

sharone21:
Not easy registering on Stanbic for equity/ mutual fund, those doing it are trying. 1m otps to confront.

With 18.5% minimum annual interest from mutual fund or fixed deposit just know you make 1/3 of your invested capital every 2 yrs( even after 10% WHT is deducted). You double your capital in 5 yrs, so ensure you are more intentional/ strategic with nothing less than 18.5% annual interest.

Is the 18.5% net of WHT?

@emmasoft, money market rates displayed by stanbic IBTC, are they net of WHT?

Hezzyluv:
This Sunday lgboho has become a total joke.



We are one Nigeria, no need for this.

You are talking nonsense.

If the fulanis don’t have the sense of community belonging to start policing them, this is what they should except.

I always use Indian as an example, a particular set of people from a particular know there is zero tolerance for any crime or violence by them, so they stay humble and an advise themselves against it, cuz memory has served them of the repercussions.

thesolutions:
Ok.
Defunct.
Is his career defunct.

Lool i was just going to point it out to the OP.

The bank disappeared lol

ccollins:
top firms in Lagos and not in Nigeria. Correct urself

Hmm, very good arguable point. I am sorry sir