₦airaland Forum

I was expecting an overly fugly woman.

Mehn she didn’t disappoint

Some men are doing God’s work, take the hit so the rest of us who can never consider such a woman a bag of rice can live freely 🫡

mikeapollo:
Na wa for this your lengthy posts and runs for ROYALEX oooo!
Wishing you the best

At best Stockpromoter comes off as irritating 😠

The way he is even spamming the trend, which sensible person would go for these stocks

autoez:
I don't blame the man sha. Country hard.

Do you you blame him?

Which country is hard.

Why are you and all your family members not thieves, since the country is hard for you people

Agbalowomeri:
And you ended up not giving any advise yourself. He is going to save 50k monthly from now till 5 years, that is 3M in total. Tell us HOW a 3M will fund a child's education.

Best bet is to put it in a fixed income instrument forever bearing in mind that the funds has no room for a higher risk. @15% just maybe he gets N450k annually. So, that's is 150k per term. Better to attend a public secondary school while compounding the money for another 5 years aiming for university education.

Did you see me quoting the OP and asking what he is doing with a 10 year old at his age

GeeKudi:
I bet it's not. How do you birth a child at 70 when you know you are close to your grave! Yes, you desire the joy of being called a parent but shouldn't you reserve a thought for the child you are going to abandon as infant?

Oga you just flagging a dead horse instead of proffering a solution.

It’s just like your daughter getting pregnant out of wedlock and as her father you overly nagging the issue instead of thinking next steps. Humans are prone errors and time & chance happens to them all. That it happened for you sooner doesn't mean it would have for others that soon.

Instances like this, what is required is give the man his solution from your wealth of knowledge or don’t comment at all

Very unprofessional kidnappers

bassdow:
Network issues or maintainance ain't new with the likes of Stanbic especially during the weekend. Na to just get patience. no be today. it's like being surprised Nigerian government poliThiefCian no deliver e promise.

MeanWhile, me no get issue as I logged in successfully

Logged in successfully to BlueNest via their Stanbic Mobile app 3.0? Definitely not this, seems to be undergoing maintenance.

Specify the platform you logged successfully on.

Keith05cool:
I have an idea, with the way we discuss here, I actually don’t know if most of us here are professionals in the financial industry but the level of knowledge is very good, I applaud you guys, I will advocate we create a WhatsApp group, share more ideas on investing, those who are in cities can have a physical group meeting, it will grow confidence and one can appreciate the value of such group with high engagement, my advice please 🙏🏾 house

Oga share your ideas here.

Whatsapp groups are how scammers pull in people.

iLoveYouToo:
Sometimes family will never help you except you’re dying. Why save me and return me to the situation I was in?

We need to learn to be our brothers’ keepers.

Now to the subject matter: I don’t know the dynamics in that family but this is wrong, totally wrong.

Nobody owes you anything.

If you yourself can’t help yourself, how do you expect someone else to be able to help.

Something you no get you expect that another person would have it to give you.

awesomeJ:
When you consider that my highest green month as of 2025 is 15x more than the loss from this red month, it makes the red month loss even more immaterial @nosa2.

Now remember that there are people like Mankind2024 who seems to consistently makes 4000% over a 4 year timeframe (based on what he tells us).

He has found his strategy, I've found mine.

You also seem to have one that works for you.

Why exerting mental energy to prove that a strategy isn't sustainable cos you couldn't succeed at it 😁

Believe all things!

Make i claim @Bolded so it can be my portion

If i want to write about my displeasure with Stanbic brokers ehn, the volumes of pages would be more than that of the Harry Potter series.

"People rise to their level of incompetence", it seems same applies to organizations.

Like someone rightfully said, Stanbic is victim of its own success. The market would regularize; evaluate it’s level of incompetence and trim the business down to the appropriate size

Cheater, single mother, lair… no marry him naa.

You go learn lesson

Jerryblaq:
This is daylight robbery
Nothing to be proud of as a girl

Look at the mud house her parents are even living

That is why they are so hungry

emmasoft:
The truth is that we have more than 20 fund managers under SEC regulation that are not popular here or some of us just got to know, this has nothing to do with the safety of your funds.

Please understand, no investor is investing in a fund manager as a Company rather an investor join funds with other investors to invest in TBills and CPs, using the fund manager's platform

If for example the platform collapses which is rear, SEC moves the investors to another platform without an investor losing a dim.

Just like an investor will not lose one single unit of shares if the stockbroker he/she used collapses, all shares will be intact and can be moved to another broker's platform.

I will advise us here read more on mutual funds and MMF in particular you will be well guided.

I have said it time without number, MMF is a low risk investment irrespective of the manager and there is a reason for that.

Thank you for always educating us.

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Father deal with every juju practitioner that wants me to settle for low MMF rate year! If they don’t desist break their blue shield logo and disgrace them by fire

Mscheww. She is being paid her salary.

To be tipped is NOT her right. Entitled goat 🐐

If the salary is not enough, she should get another job!

EquityM:
I only started investing heavily last year in December.

That’s fine. I re-booted my stock trading around October last year too.

We will monitor it together.

Creditalerts:
exactly my thought, I think he is a lazy investor to me every percent count he don't know what he is loosing 🤣🤣🤣

Lool Brother even 0.5% difference is not a joke talk less of a wide marginal difference.

If i were him, i would have 3-4 accounts with reputable operators. The highest performers gets the fund. The remaining go hold 50k till they perform better

When no be juju Stanbic use tie me down.

EquityM:
The little dip you see comes from market sluggishness and my top-up. I advise you to top up once a month to avoid system backlog and a few glitches.

This is your Equity Mutual Fund with CardinalStone, yeah?

What is the total percentage gain on your entire portfolio currently (%)? Any month it beats the percentage gain on my portfolio (I’m trading stocks by myself), I will open an account.

Retro9090:
Stanbic MMF at 15.63% is not encouraging at all. I currently have 176M naira in it. I am contemplating moving to a different asset manager.

.

Move to a well vetted competitor.

At that amount like someone rightfully said, you would be a VIP with likes of CardinalStone. Why should you stay for even 1% less interest (which is a lot with your kind of capital) and still have to deal with operational inefficiencies and no zero value add or status that should with having such a capital.

At that amount, if you tell your operator “Jump”; the only question they should ask you is “how high?”; right now Stanbic doesn’t know you exist talk less of hearing you speak. Iike i said even 1% difference is a lot, I’d advice you move. Stanbic is getting too mediocre in every aspect.

2cato:
I use denham Chappelhill since 2001 and I have never have a reason to complain

Nice. Thank you

Please who is currently using First Securities Brokers, i need your review of their services.

Scorpios in the mud lmao

I am sure the man would have said “no blacks”, if he could say it straight lol. Baba just use corner-corner add am for the list

At £50,000 per year, Nigerian babes are already like …”aww see fine boy.” lol

faoogoke:
I felt the same when I was with them.

Not one sell or buy mandate was done while I was with them.

I don’t have energy to be fighting someone to do their job, a service i am paying the one of the highest brokerage fees % in Nigeria for.

It is ridiculous of Stanbic Brokers, a stain on its executives. It is like their goal is that every part of their business delivers suboptimal value to it customers. I am heavily leaverage with them, from pension to mutual funds. It all just sub-optimal value in comparison to their competitors

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Please someone should give me a review of First Securities Brokers, i plan to move my entire account to them and Stanbic. I am praying them try to hold me with a ridiculous charge so i can lawyer-up and in the stretch recoup lost revenue from mandates not acted upon

Racoon:
UK and Europe is still forming being woke while terrors have fully nestled down in their domain. It is good that the UAE is even prioritizing national security over political correctness. The UAE therefore has a lower tolerance for radical Islam than the UK.

Meanwhile, Israel seems to be the only country that knows and understands the minds of Islamic terrorists better than the ignorant West.

UAE that will not even take in their fellow Muslims from countries with high terrorism prevalence, just leave UK to be forming woke and tolerance.

It’s a matter of time, UK will fall.

EquityM:
Equity mission accomplished this week. Baba God, I thank you.

Stanbic just dull my steeze.

Dropped the ball on strategic buys. I would have consolidated my profit position madly if they just did their jobs.

I am real mad right now, I should be able to sue stanbic brokers for something like this

faoogoke:
I left them sinceeeeeeeee. They seem to care only about the big players with big money.
Plus customer care is zero.

Choi.

I had a feeling Stanbic brokers was shelving my mandate for that of big players i just didn’t have proof.

They are forgetting that it’s small boys of yesterday that will become big men tomorrow. Issokay.

This their deplorable service state is getting serious.

KarlTom:
I don't know if this is related to your situation...

I first received this mail late week.

So Stanbic Brokers is saying have issues for a full week?!

They should just package their bags and go on holiday in January naa.

SAK:
E Bros,go and register with Morgan Capital .Real time online trading, moderate commission.

Looks i have to leave anything Stanbic. Time to go back to Morgan, I have an account with them already and they are more hungry.

I don’t know the reason for the recent laxity the whole Stanbic business is displaying.

Mutual fund ❌ Underperforming yields
Brokers ❌ Zero traction on transactions

When you don chop belle, na sleep remain naa. Issokay.

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See the screenshot below to see the wide gap between brokerage fees Stanbic is charged (yet deteriorating services) and Morgan Capital.

I have said it before you can charge higher so far your services are fantastic but the moment your service take a nose dive, people would stop tolerating your nonsense and leave you in a ditch.

Streetinvestor2:
send them serious mail or call and tell them u will be moving out your portfolio to another broker. The will begin to behave well

Brother i am starting to learn civility would get you no where.

Seven digits in mandate value and blue people have not bought even one unit of stock. Some of the stocks have even fallen below my price limit sef. While most have appreciated like mad

mikeapollo:
You have to call and put pressure them to buy quickly when stocks fall to your target price

I just tire for this my blue shield broker.

Their trades they always sweet but most times e go com be like say the whole company travel and nobody dey office. Long silence. Email mandate no reply, App mandate no traction.

I thought when you input my mandate on their app it goes directly to the Ngx trading floor application.

They are just lucky i am a long term investor, anybody doing JIJO for don reach their office scatter everywhere.

otokx:
The reds appear to be coming back o

Make red come back abeg

My broker just dey fall my leg. Half of my portfolio value is cash, fulfill mandate , mba!

EquityM:
The equity fund market is currently performing well; yesterday, it earned more than 67,000 naira with my 4 million capital. MMFs provide stability, whereas equity promotes growth. There is no drama surrounding interest rates or dividends.

Before i started my stock trading journey, I had to evaluate going equity fund route or trading myself. I am justified to see that trading by one-self beats equity funds.

I have half your portfolio value in stocks but i am making x5. Going by this if equity funds YTD 2026 - 50% i am confident i’d make more than times 2.

talk2yommex2000:
Actually, I did MMF with them but did that in the bank. There is a website I'm using to track the investment but you know using app will be better than logging in through website.

I tried downloading from playstore but I keep seeing different apps FBN Edge, FMB mobile, etc, so I'm confused on which one is the appropriate app.

Thank you

FBN Edge.

You might need to reach out to customer care for profiling. I can be remember being profile for the app and their website differently. I am not sure if they have merge both, it’s been a while i used their website.