₦airaland Forum

contentEngineer:
HIV go soon become malaria

Trust God.

Another sexually transmitted disease wey worse pass go turn-up.

“The wages of sin is death” - God’s word cannot fall to the ground with fulfillment

Kpilo101:
She has apologized. Kudos to the guy's neighbors who stood by him to tell the truth. He for they explain now

No apology is enough for false claim of rape.

She must do jail time

SisterAnn:
Nothing wrong with the moves of both Ehud and Epstein here.

They were techy businessmen who sought to bring their technical expertise to support Nigeria in the fight against terrorism and get paid for the job.

….

Omo! You read an article, saying what the enemies of Nigeria planned and executed down to even evidence of payment.

These are very known evil men, you have children; there is evidence one of them raped children. There is evidence one of them pushed international propaganda and profited from it.

But you went ahead to open your mouth “there is nothing wrong with what they did”. Haaa! The good book says “Woe” - yes “Woe to them that sees evil and call it good”. You know the meaning of woe?

You better pray for yourself, may you not be unfortunate cuz your state of mind is worrisome.

The babe na stupid weyrey lol.

Lawyer used her own words against her.

You go accuse someone you admit as having as causal sex buddy of raping you

You were already having sex with him as causal sex buddies, then he still raped you on top. Okay ma.

Over to you Neo. Let’s hear from you 🎤

PETERiCHY:
5 TOP GAINERS IN OUR LONG TERM PORTFOLIO

NAHCO --------------------- 2800%

WAPCO ---------------------- 1600%

GUINNESS ------------------- 1500%

UACN ---------------------------1200%

FBHN ---------------------------- 890%


BARGAIN HUNTERS TAKE NOTE!!!R

Nice.

Please what is the total return on your entire portfolio?

iskalamong:
Elsewhere, not to argue but as regards Aradel, before its bull this year, many traders had to cut their loss on it for lack of momentum. Aradel literally dropped below N400 after it crossed the N800 mark post listing. That's a c.50% dip.
.

Always know at what price to stop chasing

Currently I don’t even have one unit of Aradel and at its current price i don’t have any plan to buy

deathwing:
For me, I usually buy at market price just to get skin in the game first. If you don't buy at all, you may end up missing a good run. I buy at market price and then frequently afterwards..if there is a pullback, I buy some more. I always take a long view. The market price today will be considered low next year.


I first recently bought WAPCO at ATH on 156 and hoped it would correct. It went to 160 and I bought twice as much. Then 165 and I doubled down. Now it's almost 200. Imagine I had been waiting for 150.

Aradel is not even the only one that has popped up on my criteria and i still missed the train.

Now once i sight my target, at enter with full body. i no wan hear shoot bird, mama die, train con leave me behind

iskalamong:
Another reason to be patient and more careful since it is a long term investment.

Cheers 🍻

Iskalamong!

.

.

Pull what by how many %.

Just so you know, a stock with strong fundamentals and great future prospects won’t pull back massively so you can enter lol.

Instead it will keep increasing in price.

Ask Aradel, it popped up on my criteria around 500 ish months ago (attached was my mandate). Instead of me to jejely buy at market price, i was looking to get it at a discount. Always nding in a bit lower bids. E no wait for me oo, till i missed that ship (know at what price to stop chasing).

If i had entered at market price, I would be doing nearly 90% return by now.

Besides i have discovered i have no reason to beat myself up on 10-20% discount when i am looking at over 500 -1,000% return in 5 years

Make person explain ZICHIS to me.

No single offer and price keeps moving

Is the market regulator seeing this sakameje

xcitedjay:
I have just 10 stocks right now. My highest number of holdings at a time was 19.

Maybe you should cut your losses at between 8% and 10% rather than allowing it to go all the way to 15%. Also, you might have significant exposure to a sector that is not performing well.

Thank you for your input

I am comfortable with the losses. My entire portfolio is small, but even at that 20% YTD return puts me at 1m profit.

As someone that as seen 50% loss on my entire portfolio, when i first tried stock trading years ago, a negative 15% on one 3 out of 20 ish stocks no shake me

I don’t plan to sell anything even if it seems i made a mistake. Time (years) is correcting factor.

What i would do is reallocate new capital such that 60% of my portfolio value would be made of about 6 - 10 solid stocks

Special thanks to emmanuelewumi for providing us with price history of some stocks.

When i mentioned the time factor in one of my earlier posts some people doubted.

I remember saying in 5-10 years, you should be looking at atleast 5x - 10x (500% - 1,000% return) minimum. Some stocks would even do more. Even before Emmanuelewumi posted it is a market phenomenon i have seen.

Harddiskng:
I see some post and i am like wow, rookie mistake. Been there, done that.

I remember trying stocks like 10 years ago, I put in 1m and lost 40% of my portfolio value lol, then just sold them off. Guess what each of those stocks are doing over 500% from that time. I still have one (like 100 units) i forgot to sell and i kick myself every time i see it.

……

emperor00:
You might want to wait a bit for a major market correction or pullback as some stocks are at their all time high. Just my opinion though.

Thanks for this but It doesn’t matter to me, i am not planning to get out of any stock i enter until 5 years minimum.

xcitedjay:
Maybe you need to listen to learn rather than listen to defend, or you will continue going the wrong direction. How can you have a stock that has done nearly 200% in a market period where even dead stocks are rising but your YTD is below the market?

Well, my current highest return from a stock is about 64%

To answer your question, I don’t think i have to explain how weight averages works naa. I buy stocks when i have spare cash. At each point it is different amount. A=50 naira, B = 20 naira, C = 5 naira etc. depending on the amount invested in each stock and return on it, it all averages down to 20% return YTD

You have a YTD of about 30% YTD. Please how many stocks do you have in your portfolio?


NB: the purpose of this debate is for us to have better geared portfolios. For those saying two stocks blah blah blah, except your God or your Juju man can see the future; it is a floored argument. So please let’s explain concepts better and i won’t listen to you if you don’t show you have evidence of what you are saying - Post your YTD return. It is like a poor man giving a seminar on “maintaining generational wealth”

Make una answer me fast, I intend to use a significant capital outlay (well significant in comparison to my portfolio value sha ) to diversify more today - i feel it’s necessary for an entirely different sound reason. Mind you I don’t just pick stocks at random and pour money in it.

ogawisdom:
When you over diversify you water down your returns. Nobody actually needs more than 5 quality growth stocks in their portfolio 1 from one sector.

It's funny to see investors kill their returns with crazy over diversification as they want to be in every stock.

The thing is nobody is God.

Just so you know i have a criteria that is very non-sentimental, it strictly based on value proposition. Each month i buy the best my criteria picks no matter what it is.

Besides You can never know if after you buy a stock it grows or tanks. In this same portfolio i have a stock that has done nearly 200% in less than 6 months while another is doing -15%

Please post your YTD return
**********************************

People that are not diversifying as much as i am should post their YTd return. I want to see something

CodeTemplar:
You peoplw have come again.

Brother you no fit satisfy human “beans”

The entire market is up by 22.27% YTD

However my portfolio is doing about 20% YTD

Question: why am i trailing behind the entire market and any out-of-box suggestion(s) how i can be ahead of the market return-wise?

mikeapollo:
Na wa ooo!
Are they trying to push Oando so that investors would pickup their Rights? Or this is far beyond the Rights issue

My question is even if market price finally meets up with the right issue price (N50).

What is the guarantee that price doesn’t slide back to 40s once right issue period is over.

It looks like monkey hunting to me.

LoriHamo:
Getting gtbank rate is wahala...but it's more than 17%

I usually ask when I go to the bank

Don’t you just hate it when it when rates are not readily available.

Any operator that lack that level of transparency i don’t invest in them.

How much of the N60 million came from the Lady’s pocket?

You would find out that the answer is Zero Naira.

Ladies find it extremely difficult to forsake their investment, they would make it work if they have invested.

Moral of the story: don’t ever think of being maritally involved with a lady that has invested nothing

All he asked for was “250 cents” and she decided to shame him. Omo!
It is like Nigerian women are very undesirable. Shikeni money “250 cents”, God forbid.

There was this trend on 9gag “how you met your wife” or something.

One African guy married a Japanese. The moment he said he realized he met his wife, he took her on a date. Afterwards he realized he didn’t have enough money to get home.

After sweating in silence, he decided to swallow pride and ask her for some change to take the train back home. Without blinking she gave him, called him to be sure he got home.

Baba’s story has changed financially, guess who he married.

************************

Nigerian babes seem to now expect everything while giving nothing

If there is any Politician that looks so suspicious. As in suspicious unto evil, it is this El-rufai

Oneday the truth would be out, God will make sure every drop of spilled blood is accounted for

chimex38:
#OandO
I think it's good they started with RI for their shareholders. They still believe in themselves at least.
But unlike them and their usual trademark, they should have been marketing to push price above 50 before the Notification na..
(25% difference from current price)
When dem no be PRESCO

They probably want it for themselves and will probably reveal marketing goodnews from the shadows both during and after RI to push it to km 100+ and above.
#GuessingAnalysis

I was just thinking now to myself - who TF runs Oando, isn’t time for genius to step aside.

Like WTF.

In addition to diluting my ownership, they want me take up their right issue that is for some reason cleverly priced above current market price. TF!

This notice is not pushing oando price past N50, the insider that want it for themselves would buy it by themselves i guess. Smh

RollinTNDA:
Colorado don carry her go Malaysia

Lmao

Looks like drugs to me though

LoriHamo:
I do not want to believe they are that bad.... my mind tells me it's a deliberate shortchanging/ rip-off of their customers.....

I am tired already....I want to re-base my portfolio with them....I made a withdrawal for some part of my MMF with them into my wallet....I never get value..... and I wanted to put the money in their Equity and Imaan fund o o

Made same day withdrawal from Cardinal stone....I have gotten value since yesterday morning....


Says a lot about traditional banks and fear of "online" app...

Mtchewwwssss

I trade stocks myself, I have like 6 months experience and I am still learning my YTD is 16%.

Someone please tell me how experienced investment managers of Stanbic IBTC are doing 10% YTD

All Stanbic’s returns across different investments lines are getting really really ridiculous

LoriHamo:
Why are you not asking about this in the EQUITY group though...

Equity fund is a type of “Mutual fund” incase you don’t know.

Read the topic of this trend. You have now learnt something new today.

It is like Stanbic and gross underperformance are 5 & 6 now.

Why on earth is their Equity fund doing 10% YTD

People keeping money with Stanbic obviously have nothing better to do with it

yemiike:
I tell a girl today that I don't have money and she stopped picking my calls?
So apart from money I m useless in the eyes of that girl?

Why are you bothered about the opinion of one hungry girl that are parents are not feeding well.

If anybody stops talking to me cuz i tell them i don’t have money to give them, my joy would know no bounds

EquityM:
CSOF is my goal.

Why i dey always beat Cardinal Stone Equity fund by 1%

My deal still stands, I do my stock picks myself but any month they beat my % return i would invest in their equity fund.

Btw currently I’m doing over 16% return in stocks, I am beating Stanbic Money Market fund, no be juju be that

doctore212:
I would have used the money rush Obalande, rent two rooms for one hotel.

One room go be for 5 dark big booty girls and the second will be for five thick fair big booty babes.

I will be moving from one room to another

That’s why you can never make it in this life

It is not financially heartlessnes..

Imagine someone calling me oout of the blues, that i should borrow him. N1 million


As how. Me wey wake up 5am sleep by 11pm no get wetin i wan use money do? To the extent i go give you interest free in an inflationary economy

Anybody that needs money willl go out and work for it.

*****************************

All these broke peeople will never agree cuz noboyd is pestering them for money, instead na them they disturb their friends and family

Iamblessed88:
Ashamed at what this thread has become. How did we become an “i better pass my neighbor thread?”

Typical Nigerian mentality - i am not blessed untill i am doing better than my neighbors.

This new wave is all being led my creditalerts. Shame. I can already tell your type in real life

I don’t understand this man.

Are we not here to maximize return on our MMF investment

Abi you are working for that blue shield company

Makinaki:
It's just unbelievable the mundane things Nigeria's major corporate organisations and political elite focus on. Birthdays, weddings, even family bereavement. All signs of an unserious country of particular concern - majoring in the minor! In the same country where about 200 souls were just slaughtered like sheep days ago o. To hell with silly birthdays.

Make person no celebrate the day hin mama born am again?!

It is well with you oo