₦airaland Forum

Maybe the problem is the definition of “equal right”

Does equal right translate to equityand fairness? NO!

I see posts about female footballers demanding equal pay as male footballers, looking at the maths, is this equity? NO! - you can’t compare the revenue from viewership. It’s like someone working in ASO microfinance demanding Providus Bank salary.

Suspect33:
You don't wait for the world to be handed over to you on a platter, you demand and earn your place in the world. It's a dog eat dog world.
Enough with the victimhood, we're now at a point in the world where men are the one's marginalised and discriminated against. Almost every law puts the average man at a disadvantage e.g family laws, military laws, to name a few. Equality is a mirage, even amongst men there is no equality. Enough with the BS

This your post is underrated!

I remember someone saying we need more slots for women in Nigerian government and i was like that is nonsense

We don’t need more slots for women, we need more intelligent and charismatic women raising up to the occasion, contesting in elections and winning their desired seats. That is what we need.

The double standard is just too much.

Most Nigerians are now thieves. Gone are the days of “honest nigerian”.

You sef reason am, with such a people. How does Nigeria get better?

Ninaffivadit:
poverty mentality

Maybe she's affected with generational curse

You are obviously the one with poverty mentality

simpleseyi:
If he leaves Nigeria, how will he get Tithes and Offerings from the poor masses? Oyinbo no dey give their Salary to anybody ooooo

You are saying nonsense.

You mentioned “poor masses”. I have been in a village church, offering fit not even reach 1k sometimes. Imagine service is just 3 times a week, wetin hin wan do with this kind of money (3k)

Then now google average salary of a clergyman in Australia

Lets talk with sense please

Bagwa:
Hope you gerrit 😀

I no like business leaders wey dey drop quotes on X.

I have little confidence in this Wale.

I don dey hang like conductor on this Oando yellow bus for so long, i don tire

chunkuli:
For those who have issues with morgan capital….

Rule 10. Don't violate the privacy of any people e.g. by posting their private pics, info, or chats without permission.

megawealth01:
That's insensitive

Insensitive will favor me and my family

Vikto17:
If this habit is coming from a side chick it will be well understood.. but from the person l called mother is unacceptable...
This was a woman l do send money regularly , have given her money to established business,just last year December l gave my brother over 200k to start up something...
My mother got 1 million naira from her church that same December,, l told her to add the money into her business, so l can focus on myself this year and get married and start my own family too...just this February she started Calling me to buy her a for phone,, l told her l am struggling to raise money for my rent and l am not in position to buy phone now...
This evening l manage to send 10k to her asking her to supplement it .. the next call l received was insult and emotional blackmail.. this hurt me to the bone and l ask my brother to immediately transfer the money back... this level of ungratefulness from my own mother really surprised me!!!

Don’t send anything to her again. Don’t bother reaching out to her.

Family is not people you are related to by blood, family is whosoever cares for you and shows it in their actions.

Focus on your life.

If you fail financially in your responsibility towards your own nuclear family it is your fault.

toyeoye:
🔥🏆 ARADEL Breaks to New High ₦1,191.
🔥 OANDO Joining the Oil Bid

War will favor me and my family

TruthU87:
The Moment iranian Hypersonic Missiles Strike Tel Aviv
https://x.com/i/status/2028263114429632762

Nice!

Make everybody feel am.

If you live in a glass house, you don’t throw stones

USA, Israel are just lucky. You kill a President of a sovereign nation.

it doesn’t matter whether his people love him or not. If i dey that cabinet nuclear would be an option

Thundafireseun:
#1.400 million is not enough money to start up anything and you are crying over 700k ….

700k won’t even get you a shop anywhere in Asaba Delta state

You obviously haven’t worked rigorously for money in your life.

Let me get you a construction site gig, work wey your whole body go feel. Do it for a month for less than 150k

Then we can talk again. I am very certain you don’t even have up to 400k in your account.

Chygozdegreat:
Hello nairalanders I’m planning to relocate to Lagos the city of endless hustle and opportunity.

They say there are greener pastures there, and I believe it. Lagos is a no man’s land; it doesn’t care where you’re from, only what you can offer and how hard you’re willing to work.

It’s a city where dreams are tested, skills are sharpened, and bold moves are rewarded. I’m ready to step out of my comfort zone, embrace the grind, and chase bigger opportunities.
New city. New challenges. New level.

Lagos is NOT a no-man’s land

You have some many misconceptions.

You are likely going to fail in your pursuit of “bigger opportunities” and go back to where you coming from.

Just to let to know a man’s success is not in a particular location of his choice, it is where God’s has destined him to be. You better talk to God before you move.

FBIBOT:
Na u know why you still using all this ancestors bank..... Most of you don't just want to accept digitalized banking system is the way

You never jam the new generation [/s]banks thieves.

Providus eye don tear.

One time they moved my account to another product segment that will enable them to charge ridiculous fees.

Debited the charges from my account, until i emailed them repeatedly to provide my consent for the move, that’s when they refund my money.

lovewins:
You can say the bolded again. They tried retail banking in Nigeria for a few years, but have not pivoted begining today to doing what they are best at. If you don't have minimum 7.5M naira in your account balance as at yesterday your account with them will be closed.

I have decided not to keep my accounts with Standard Chartered. It benefits them more and has higher opportunity cost for me.

You can’t write off the benefits of retail banking aspect of the business especially in Nigeria. These CASA are most banks source of low cost funds. Do they think i would put large funds with them at mediocre rates lol.

Before the end of this year, the way their cost of fund would skyrocket ehn. They won’t believe. I just hope they don’t became case study for others to learn from

Well i wish them luck

chimex38:
Yes.. They have issues on that.
They even issued SMS to that effect.
There services are beginning to the poor and others are competing favourably in some aspects.

But let nobody put Stanbic and Bankruptcy in the same sentence.
The other asset managers would first go bankrupt in the hierarchy of things.

Services are poor, but your funds are HIGHLY SECURED.
No matter the billions anyone may have, I don't think it makes up to 1% of what they hold.

I never mentioned anything about bankruptcy, I was going on about the deplorable state of their services in recent time, which you also agreed with.

Do i think it’s a solid business, yes but at your bolded is a lie, nothing hate more than lies. In this case it seem your lie is a product of your ignorance. There is nothing “Too Big To Fail”. Bigger and better companies than Stanbic IBTc in 1st world countries have go bankrupt if you don’t know

No company is immortal. Standard Oil was broken up by the law; the East India Company (once the most powerful entity on Earth) was dissolved by the British Crown. While the "Big Tech" giants of today seem untouchable, history suggests that eventually, every giant either evolves, gets broken up, or fades away.

*******************************

If you are reading diverse your funds between atleast 2 MMF operators.

Iamblessed8888:
Just a temporary glitch. Consumers are fickle. Even Elon Musk still gets insulted despite giving everyone a platform for free speech

Smh 🤦🏼‍♂️

Iamblessed8888:
Chimex38 i didn’t even know Stanbic gave birth to Standard chartered, another solid bank. Nawa, no wonder they still collaborate on some things like wallet, etc.

If you notice, both standard chartered and Stanbic are miles ahead of any purely Nigerian owned bank in terms of operational efficiency. Infact they are the only 2 banks whose app can rival that of fintechs. The fintechs are scared of them

Stanchart does MMF too but not Nigerian Money Market. You need to be a finance guru to understand their MMF lol

At the bolded. It is either you are a marketer or you are not living on earth with the rest of us

This week that just passed using Stanbic bank was a nation wide struggle. Even functions for other arms of their business wasn’t working sub-optimal or not even working at all.

I have been using Stanbic services for over 10 years now and can tell you confidently that in recent times their service are deteriorating faster than a rotten tomatoes

PETERiCHY:
About 70% of my STOCK PORTFOLIO is in CASH POSITION.

"SELL IN MAY and GO away" is AROUND the CORNER likewise ELECTION YEAR is AROUND the CORNER

So AGBA over to you

BARGAIN HUNTERS TAKE NOTE!

I have not figured out which it is, whether you intentionally dish out very terrible advice to deceive people or your terrible advice stem from your own ignorance.

Either way we need people like you here, somebody must learn lesson. Carry on.

Uchesis:
Does it matter?


The slow-poison still died

Lmao i am sure you don’t want to die before YouKnowWho.

Go ahead and wish him death. Let me see something

ojeysky:
Under valued kee, do you mind indicating what financials you are looking at? its still on negative EPS last i checked

Some of you sef. That a stock has negative EPS does it mean it can’t be undervalued?

Do you know how many years stocks of Amazon, Telsa and co spent having negative EPS while the value of the business itself was skyrocketing.

I don’t need to share anything with you. I wasn’t trying to convince anyone.

NGx go whine you but no panic

Let’s not forget that all that wished Buhari death, died before him

crownprince2017:
M

Being aggressive makes sense if you're lucky.

I invested 90% in 2023 the funds have returned over 2x excluding dividends.

But u need a bit of luck too..

My fearless elder

I salute you sir 🫡

megawealth01:
No too follow all these analysis sha but since you have shock absorber. I wish you good luck

No fear boss.

I have and i am currently putting only about 30% of my funds in equity.

My special advise Gemini Ai don dey advise me to increase allocation to over 70% based on several factors: age inclusive but I never listen to the alakoba

megawealth01:
How long have you been in this market? If you are below 50 then just calm down ooooo

But if you think you can shoulder the shock of NGX in the long term then nothing do you

Lool I have lost 50% of my portfolio before, the 1st time i entered the market about 9 years ago. I just returned last year, far more knowledgeable than then.

Most stocks on NGx are currently at a discount. Waiting for more discount and go either way; except you have a crystal ball.

Except you are waiting for possible shake-up from election buhaha, even that ehn, my bet is that the impact would be very minimal cause who all know the winner

As for me no matter what happens, every month i would always be in the month to buy. If the market tanks by 50% this year, I’d happily buy more.

I am still young boss. I get better shock absorber

megawealth01:
I will advise you wait a little. All stocks will be repriced and get back to base... I don't know the YEAR at that will happen but be PATIENT... I used 2020 to plan for what I'm enjoying today

I have mentioned it before why i no longer wait. In the last few months i have missed two trains, waiting for a discount and these stocks have done over 35% now.

Plus I am buying for long term, my hold period is a minimum of 5 years. Waiting for a 20% discount is nothing compared to minimum of 500% i am expecting in 5 years. Even with this mentality i am currently sitting on 1million in profit on my portfolio. So i have so much leeway.

Once i do my computations (of which current price in comparison to 52 weeks high is part of it), the stock(s) that tick all the boxes. I enter at that price. No time.

megawealth01:
This NGX is funny sha. When I was loading almost all kobo stocks few years ago, I was called all manner of names but what changed today? 😂

See FTN I got in a $0.26k is being chased at premium $5+? 😞

I bought many of them just for fun and still have many of my kobo stocks sha

The crazy thing is that at $5 it is still cheap

I have learnt lesson from Presco. I am sure some people thought Presco was too expensive at N200.

My next move would be on kobos stocks currently on NGX (stocks less the N5). I just haven’t had time to analyze and pick my targets.

.

KarlTom:
Going by the bolded, you are not really a believer...

FTNCOCOA at N5/N6 is grossly undervalued as most stocks on NGx currently.

*In Mavo’s voice* - I no dey talk too much again

THIS IS NOT A BUY RECOMMENDATION

I am a firm believer in FTNCOCOA

Y’all be selling, I will be buying and averaging down

Lol @ “this is a muslim area” for Britain?

Such audacious statement