₦airaland Forum

This is a reminder that you should never disclose your account or card details to anyone or enter your personal banking details on a website that is sent as a link in an SMS, Email, Online or any Social Media Platform. Exit any page immediately if you are asked to enter your account, card or internet login details.

GTBank, its staff or agents will never call or send you an email asking for your account details, PIN, Card or other Personal Bank details in exchange for monetary or material reward.

You can help us stop these types of scams by following any of the simple steps below:

Fake Online Flyers: take a screenshot that clearly shows the link (website address) and send it to us by email at complaints@gtbank.com so that we can work to block the site.

Scam Calls, SMS, and Emails: Report the phone number to GTConnect (see numbers below) and forward such emails to complaints@gtbank.com

Source: Guaranty Trust Bank


Perfect Money/Payeer/Epay/Neteller: www..com.ng

Weekly Trading Forecasts for Major Pairs (July 3 - 7, 2017)

Here’s the market outlook for the week:

EURUSD
Dominant bias: Bullish
Last week, a bullish breakout in this market put an end to the neutral bias on it, which was in place from June 12 to 23. Price gained more than 250 pips, almost reaching the resistance line at 1.1450, but closing above the support line at 1.1400. There is a huge Bullish Confirmation Pattern in the market, which means that further bullish movement is a possibility. Nevertheless, the outlook on EUR pairs is bearish for this week; just as it was previously announced that the movements on EUR pairs would be bullish last week. We might see a meaningful bearish run on EURUSD before the end of this week.

USDCHF
Dominant bias: Bearish
This pair dropped precipitously last week, almost testing the support level at 0.9550 before closing near the resistance level at 0.9600. The bias on the market is currently bearish, but that may change once EURUSD drops before the end of this week. There are support levels at 0.9550 and 0.9500, which may be tested. An upwards movement may enable price to test the resistance levels at 0.9600, 0.9650 and 0.9700.

GBPUSD
Dominant bias: Bullish
GBPUSD, which normally gets positively correlated with EURUSD, also went upwards by 310 pips last week, closing above the accumulation territory at 1.3000 on Friday. There is a possibility of further upwards movement, but the movement would be limited since the outlook on this market, and certain on GBP pairs, is bearish for this week. This means that there could be a serious bearish correction before the end of the week. As usual, there would be strong volatility on GBP pairs in July.

USDJPY
Dominant bias: Bullish
USDJPY moved slowly northward last week, testing the supply level at 112.50, but being unable to close above it. Since June 14, the market has gained about 340 pips while moving northwards slowing and gradually. The trend in the market is bullish, but that may soon be put to an end, for the outlook on the market is bearish for this week and for this month. JPY pairs are also expected to go bearish this week and in July.

EURJPY
Dominant bias: Bullish
Unlike USDJPY, which moved upwards gradually and slowly last week, EURJPY cross moved upwards rapidly and significantly. Price went upwards from the demand zone at 124.50, and tested the supply zone at 128.50 (a movement of about 400 pips). There is a significant Bullish Confirmation Pattern in the market, and short trades are currently not encouraged until there is a deep correction in the market, which would eventually happen, owing to a bearish outlook on JPY pairs for the month of July.

This forecast is concluded with the quote below:

“Independence has a slightly different meaning when it comes to the world of trading, but it is an important one. Trading gives us the independence from having to have a “9-5” job. It gives us the freedom to work from just about anywhere in the world (thanks, in part, to technology). We can choose what we want to trade, how much we want to trade and even take breaks whenever we want. It’s one of the best “jobs” you can have.” – TradingEducators

Source: www.tallinex.com

Dear, dear, don’t you know I love you?

I know mister, will you leave me alone!

I’m ever yours.

Never.

I’m ever yours. I’m ever yours.

Never.

Therefore I’ll neither eat nor sleep.
Myself will I starve to comma.

Mister, why will you harm yourself?

I love you more than anything;
More than money that answers things,
More than my brothers and sisters;
Your own love is what I crave most.

It belongs to another man.

I’m ever yours; I so love you.

Never.

I’ll fall very, very sick
Because I need your love. I love you.
I’m ever yours. I’m ever yours.

Never.

Ben Alani (February 2006)


SEEN FROM A WINDOW - Part 2
“Stop disturbing me!”
“But why?”
“I don’t like it.”
“I can’t stop loving you.”
“Do me a favor and stop.”
“It’ll be painful to me.”
“Please stop talking to me.”
“Please give me a try.”
“Try another woman.”
“You’re the woman I love.”

“I guess you’re jobless and idle.”
“I’m not, but I care for you.”
“I don’t want to see you again!”
“I’ll always love you.”
“It’s not funny at all.”
“But I really mean it.”
“Stop bothering yourself.”
“I’m yours for ever.”
“This is quite silly.”
“I know but won’t stop.”

Ben Alani (November 2007)

Perfect Money/Payeer/Epay/Neteller: www..com.ng

Big exchangers cannot be approached
Several years ago, I had a problem withdrawing Webmoney. After some online searches, I came across one exchanger in Ajah. I went to their office the following day to make some enquiry.

I saw the manager when he was entering, and I approached him, only to be waved off. I was referred to one member of junior staff. The junior staff were kind and they attended to me very well.

Mangers/directors of popular exchangers are too big to approach? The manager is not around. The manager is not available (when it is a lie). The manager’s phone number is not available.

Yet, their exchange business survives on those who cannot reach them or approach them.

Exchangers get paid instantly, but they themselves pay slowly
At last, when I sent Webmoney to the exchanger, I was expected to get paid quickly. But to my dismay, I was told that I would not get any money until the following day.

Why?

Whenever a customer wants to buy an e-currency, she/he pays instantly, doing instant cash deposit or paying by instant cash transfer online. But when an exchanger wants to pay a customer, they would usually be delayed till the following day (or delayed for a few days).

Why can’t exchangers pay customers instantly when they themselves get instant payments from purchasers of e-currencies?

They may claim they have thousands of customers. However, if there are thousands of customers, then, payouts should be automated.

A good business should not reduce quality of their service because of a growing number of customers. Rather, they should be able to look for ways to cope with them, just as successful big business have done.

The most important thing in exchange business
Forget about an award-winning website design. Forget about a big name. Forget about great English vocabulary. Forget about adverts campaigns.

In the end, what matters most is that customers get paid instantly.

No-one will ever be disappointed by getting his money quickly. Whether a customer needs his money urgently or not. Let them get their money instantly. That is the most important thing.

When an instant cash transfer fails, causing delays or there is a serious network problem, that is another issue.

If we cannot pay you instantly, we would not buy e-currency from you. If we do not have e-currency to sell, we would tell you. It is unethical to collect your money, and then delay you for days to pay you. It is unethical to obtain your e-currency and then begin to look for money to pay you.

What about unappreciative customers?
Certain customers take our Instant Transfer policy for granted. When they place orders with us, they continue to press for instant processing, which we do. But when they go to another exchangers, they are forced to be delayed against their will.

You may not appreciate the good deeds of your spouse (focusing on their weakness), until you try another partner who is much worse than your previous spouse.

When I did not appreciate an exchanger who paid me faster, and I had to go somewhere else because of a higher price from selling, I learned a bitter lesson because I was delayed for 4 days before I got my money.

You want to enjoy the thrill of instant cash transfers? Try us today.

To see the current rates for Perfect Money, Payeer, Epay and Neteller, please visit: www..com.ng

'Old age' is characterized by a progressive accumulation of damage, inability to repair this damage and eventual dysfunction. When organs or tissues accumulate damage, these are prone to failure and it is quite common that there is significant damage in several (not one or two) tissues. This may translate into clinical manifestations such as cancer and heart disease, as well as infections and other non lethal diseases. Overall it is the progressive failure of our tissues that contribute to death and not merely one specific event.

Source: https://www.quora.com/What-triggers-death-at-old-age

Perfect Money/Payeer/Epay/Neteller: www..com.ng

.com.ng becomes a certified partner of Perfectmoney.is: Free N1000 recharge cards for every customer.

We’re happy to inform you that www..com.ng has become a certified partner of www.perfectmoney.is.

For most people, PerfectMoney.is needs to introduction.

You can learn anything you want to know about Perfect Money here: http://perfectmoney.is/faq.html

FREE RECHARGE CARDS FOR EVERY CUSTOMER
In order to celebrate this with our customers, we’re giving a free N1000 recharge card to every customer who sells a minimum of 1000 USD worth of Perfect Money to us, between June 27, and July 3, 2017.

When you sell PM to us, you would get funded as quickly as you can imagine and you would also get a free recharge card, provided you sell a minimum of 1000 USD to us.

Qualification is automatic. You are free to choose a network of your choice and then get the free recharge card, in addition to your full cash payment.

NB: This offer expires on July 3, 2017.

Thank you!

Please see ITUGLOBAL among the list of certified partners for Perfect Money here: https://perfectmoney.is/business-partners.html

Sell NETELLER at competitive rates at: www.instantforex.com.ng

Oh Lord. Please grant us peace in this country!



Perfect Money/Payeer/Epay/Neteller: .com.ng

Some of them are also criminals.




Perfect Money/Payeer/Epay/Neteller: .com.ng

Why aren’t Nigerians productive in the area of agriculture?

I live in the center of Nigeria (it evens says so on the car license plate: Abuja, center of unity). Everywhere I look there are forests of cashew trees, hillside fields of yams, Mango trees in most compounds, maize stalks poking up among the litter, bananas and plantains and sugarcane by the edges of every stream crossing the city.

Each neighborhood has its own agricultural markets, and most streets and crossings have boys selling produce out of wheelbarrows as well. It’s all fairly locally grown, and purchased daily at large wholesale markets just outside of town.

Young Hausa girls wander most streets selling ground nuts, and young men hawk all sorts of oddities, including eggs, sesame seed biscuits, dates, and other foods at every slow down.

I’ve gone on hikes to nature preserves, remote villages in Kogi and Kaduna, and everywhere one sees small plots of maize, yams, potatoes, onions, and a scattering tree crops, from oranges and grapefruit to local seedpods whose names I don’t know or can’t remember (for a one time wannabe linguist I’m fairly tongue tied). Cows and goats show up the the oddest places, hundreds of feet up granite monolith faces, munching on the odd clump of grass. I’ve carefully traipsed among pepper bushes on the sandy banks of the Niger and Benue rivers, run among the gorgeous flowers of okra, munched on garden egg and spicy peanut butter bought while on a weekend stroll through the neighborhood.

There are garden plots in every half-built, semi-walled compound, even in the city, even in Maitama, among the luxury villas of the politicians, successful business leaders, and wealthy ex-pats.

I suppose there is still a bit of land here and there not being farmed, but often walking in a forest I’ll see furrows of long abandoned yams among the cashew trees.

In short, I question your premise. Nigeria is extremely successful in subsistence agriculture. Farm exports could be raised true enough, but with close to 200 million people to feed on a land 1/6 the size of the USA (but more than half of America’s population), it seems reasonable to use local food to feed the locals.

Source: https://www.quora.com/Why-aren%E2%80%99t-Nigerians-productive-in-the-area-of-agriculture


Perfect Money/Payeer/Epay/Neteller: www..com.ng

Tallinex offers a 100% bonus, added to every account, and which can be withdrawn immediately without any restrictions. However, the bonus scheme comes in a completely different and unique way.

Please read more to understand it…


Tallinex 100% Deposit Bonus
Make the most of every deposit with the Tallinex 100% Deposit Bonus scheme!

This is new, this is big, and this is different:

Get a 100% "matching bonus" on every deposit you make

Bonus amounts are not added to your account balance - find out why below!

Earn back each deposit as cash - simply trade a low, achievable volume

Track your bonus qualification progress via the Bonuses page in your back-office (Funding menu)

No time limit for qualification = no pressure... trade at your own pace

No restrictions on withdrawing capital or profits

Qualification progress cannot be "lost"

A Unique and Completely Different Bonus Scheme
Why not add bonus amounts to the account balance?

Because adding bonus amounts to the balance of a trading account is a bad idea!

When bonus amounts are added to the account balance, the effect is to "fake" higher leverage, but since Tallinex offers leverage up to 1:1000, there is no need to do this.

In addition, account equity becomes "distorted" because bonus funds are not available to offset floating losses until those bonus funds have actually been earned. This means that Expert Advisors can open inappropriately-sized trades because the true equity of the account is unclear.

Finally, if bonus funds are added to the account balance, a withdrawal of capital unbalances the Deposit : Bonus ratio. This means that the bonus amount must either be revoked or, at best, reduced.

So, to avoid all of the above issues, Tallinex simply records each bonus amount separately - on the Bonuses page of the back-office.

This elegant solution (unique to Tallinex) ensures that trading is unaffected by the bonus scheme, and makes qualification for every bonus amount inevitable.

Even if you need to withdraw every cent from your trading account, your bonus qualification progress will be retained... and when you are ready to resume trading, just make a new deposit (which will also qualify for a bonus) and continue earning your bonuses from where you left off.

Log in to your back-office and boost your bonus today!

Source: https://www.tallinex.com/bonus-scheme

www.tallinex.com is one of the best brokers you can imagine. Please read more about them here: https://www.tallinex.com/about-us


NETELLER at Parallel Market Rates
We offer Neteller at parallel market rates for those who open Tallinex.com accounts with us. That means you can fund or withdraw Neteller as often as you wish at parallel market rates, as long as you place at least, one trade per month. Buy at: N380/$. Sell at: 360/$.

To open a Tallinex account with us, with a minimum of 100 USD, please register on www..com.ng and click the link on the bottom of the website: I simply copy profitable trades on Tallinex.com; trading with peace of mind


Perfect Money/Payeer/Epay/Neteller: www..com.ng

Oh, dear, your question really hit me hard. I have very strong feelings on this issue (as do most people). But, I also have personal experience. There are several things you need to do. First, you've got to tell an adult you can confide in. If your home life is precarious, then it doesn't need to be a parent right off the bat, but you do need to get some immediate guidance and support from someone who is in a position to really help you. (I'm afraid your same-aged friends are decidedly not in that position, so please leave them out of this. Additionally, kids love to gossip, and I highly doubt you want your personal business spread all over your school).

If you have an understanding parent(s), then by all means speak with them. If you are uncertain about how your parent(s) will receive this news, I would initially talk to a guidance counselor (or other trustowrthy adult). Have that individual then help you come up with a game plan for how you will break this news to your parent(s).

Now, there are some additional, immediate considerations—are you pregnant because you had sex willingly with someone close to your age, or is this pregnancy the result of abuse or statutory rape? If it's a case of those latter two, a serious crime has been committed against you, and the proper authorities will need to get involved. I'm going to hope and assume your pregnancy is the result of a mutually agreed upon decision to have sex, and with a partner who is close to you in age. While you do need to share this information with the boy invloved, his feelings on your pregnancy are really secondary. If he is indeed your age, he is way too young to be counseling you through this challenging time.

Ok. So, you've told the necessarily adults. Check. The appropriate people are on board with your predicament. Check. What’s next? Well, here's the sticky part where I (a complete stranger) am about to tell you what to do. You are far too young to carry this child, let alone give birth. Don't listen to anyone who tries to convince you that your 14 year-old body is just as equipped to handle a pregnancy to term, as is a full-grown adult female. Although the pro-life circuit would have you believe otherwise, for you to be forced to carry this baby to term would be abusive and criminal. If all life matters, then your young life matters too. I'll say it again—you are too young to carry this child. Sure, I understand plenty of 14 year-old girls have indeed given birth in this world, but that doesn't make it any less dangerous for you. There is plenty of time for you to have babies. Now is most assuredly NOT it.

And finally, assuming that you went ahead and terminated this pregnancy, you must get some counseling for yourself after the procedure. While I am confident that you will do fine, this is a lot for you to have to cope with. Counseling will just provide you with the necessary support to get you all the way through this ordeal. Additionally, because you'll probably experience an array of different feelings, a good therapist will help you to sort it all out. One final important consideration—you will have to talk to a doctor about effective methods of birth control. Please do not be foolish, by failing to protect yourself against another pregnancy in the future.

This will undoubtedly be a difficult time for you, but you WILL survive it. Your life is certainly not destroyed by one mistske. Live, learn, and grow.

Source: https://www.quora.com/Im-14-and-pregnant-What-should-I-do

Perfect Money/Payeer/Epay/Neteller: www..com.ng

How should I handle employees who call in sick often?

I had an employee for a month who constantly calls in sick. It was suspicious but I didn’t question him whether he was really sick in front of him and choose to trust him. It turns out he was interviewing during the sick leaves and he just told me today he finds another job elsewhere and is leaving.

If it’s an employee you want to keep — then use it as a flag.

A flag that you need to do a better job retaining the troops.

Nothing’s more important than the talent on your team. You should always be watching for signs that any of your best people might be leaving. Sick too often. Odd phone calls. Complaints on Facebook, subtweets on Twitter. Slumped shoulders. Even, just leaving work a smidge earlier than usual.

You can take this personally, or, you can take action.

I’ve learned you can save mosts great employees from leaving, if you take action early enough.

Go talk to her. Ask if she isn’t happy. Ask what it will take to keep her.

You probably can keep her.

If you act early enough. If you act once you see a sign, a flag.

Source: https://www.quora.com/How-should-I-handle-employees-who-call-in-sick-often

Perfect Money/Payeer/Epay/Neteller: www..com.ng

El-Fufai, a toothless dog.

Nevertheless, would they ever be able to fund this project?

Bitcoin is constantly on the rise. Will it ever crash?
I’ve been into Bitcoin for a few years now and I have to say that your question made me smile. Here’s why.

Don't Buy Bitcoin. It's Going To Crash!!!

This has become a running joke (as is intended).

I believe Bitcoin is a great store of value and will be considered digital gold in a few years - many of us think of it that way now. But Bitcoin ‘corrects’ all the time, this will never be a smooth ride up. We recently have been hitting ATH’s (All Time Highs) regularly, but past performance doesn’t guarantee future trends.

The safest way to invest, is to only put in what you are comfortable losing.

Source: https://www.quora.com/Bitcoin-is-constantly-on-the-rise-Will-it-ever-crash

Perfect Money/Payeer/Epay/Neteller: www..com.ng

If you would like to start building your email marketing strategy but aren't sure where to begin, these are some types of emails that we recommend you send, depending on where your contact is in the communication cycle.

We know how frustrating it can be to spend a lot of time creating beautiful emails and then feeling like you don't get a lot of results. Don’t worry, we're here to help you put your best efforts into the most effective email campaigns.

Welcome mail

Everyone likes a warm welcome - it's confirmation that they've successfully signed up for your mail, in addition, it can provide a recipient with instant gratification. It doesn't have to be complicated though, keep it simple, fresh, energizing and easy to read. If possible, be sure to personalize your message and remember that you want to invite this real person into your business or organizational information exchange.

And don’t forget to tell your subscriber about the next step. Think about something like ‘Getting started with…’ or ‘See how you can use … to growth your business’. It’s simple, but it works.

Newsletter

As you know, there can be quite a few steps involved in order to send a good email. You're probably familiar with the weekly or monthly email newsletter - this is a tried and true way to keep contacts engaged with your brand, products, service or group. It's also a way to ensure that your contacts are getting a lot of value for free.

Start with the plan and make sure you choose a frequency that you can maintain. Consider some important dates, events, and information that is relevant to your subject matter then create newsletters based on those themes.

Follow up with a review of your campaign statistics. Take a look at your data, Open Rates, Bounce Rates, Click Rates and so on. Then use this data to update your newsletter sending practices.

Announcement

The third kind of email is the announcement. Announcements about new products, software updates or about important changes at your company are great ways to ensure your customers and contacts stay informed.

Most people don't seek out updates or new information in general, it's better if it just shows up in their inbox!

Announcement emails provide a great opportunity to show that you want to solve problems for your customers and help them make their businesses bigger and better using solutions you provide. Announcements can drive real traffic, consider the links you add, calls to action and general format before sending to help you get great results.

Training email

One of the easiest ways to gain your subscriber's love and respect is to provide them with real value. Providing solutions to problems is what people are looking for and why people buy services or products. Inform your contacts, teach them about how best to use your tools. Use photos, videos, and links to supporting content to round out your offering.
Win-back email

The win-back email is one you might choose to send to a subscriber who has never bought your product or service but for some reason, they visited your website at some point or they subscribe to your newsletters.

You want to help this contact become an active customer. One way to do this is to target them with a special offer - Take time creating your email because every single word will be very important. You want to find the tipping point that will help this subscriber take the next step in their customer journey.

Consider automating these campaigns so you can maintain a consistent pattern of communication. Once you've got these campaigns in place you'll no doubt start to see the positive results of your efforts show up in your Elastic Email dashboard reports.


Source: https://elasticemail.com/post/5-emails-every-marketer-send/

Is it possible that everything we've been told about North Korea is a lie?

How do we know for a fact that western countries haven't just fed us propaganda?

Certainly the information we receive is unreliable.

Recently, North Korean general, Ri Yong Gil, was reported executed. Soon afterwards, he turned up alive. Back in 2013, the singer Hyon Song Wol was also reported executed, perhaps for making a pornographic video, perhaps for possessing a Bible, perhaps because she was Kim Jong Un’s ex-girlfriend. She turned up alive and well the next year.

Shin Dong Hyuk is a famous North Korean defector and the subject of the book, Escape from Camp 14. He was one of the star witnesses at the UN inquiry into human rights. He has now admitted to fabricating parts of his story. The book continues to be sold without revision.

We are told that the border between China and North Korea is fortified with fences and guard posts to stop North Koreans escaping. But that’s not true.

There are countless examples of this. This doesn’t mean that all the information we receive is false, but we need to be cautious about it.

Source: https://www.quora.com/Is-it-possible-that-everything-weve-been-told-about-North-Korea-is-a-lie

Perfect Money/Payeer/Epay/Neteller: www..com.ng

Here are 7 things we don’t do in exchange business

WE DON’T DELAY CUSTOMERS - 1
When a customer places a “buy” or “sell” order, we process it quickly. Customers are even surprised that some orders are processed at “the speed of light.” However, there are a few exceptions, like when the manager isn’t on seat (which can delay a transaction for a few hours), or when a cash transfer fails, which could take a few days to resolve (a rare occurrence). Customers like us for our Instant cash transfer policy. Those who’ve used other popular exchangers who usually delay payment till the following day, and then used us, knows the difference.

WE DON’T ALLOW NETELLER WITHDRAWL FROM UNVERIFIED CUSTOMERS - 2
No-one may sell Neteller to us without getting verified by us. However, you don’t need verification to fund Neteller. To sell or buy Perfect Money, Payeer and Epay, you don’t need to register, not to mention getting verified. However, registration would allow us to server you better and faster.

WE DON’T TAKE OUR CUSTOMERS FOR GRANTED - 3
That’s why we try to process their orders as quickly as we can. That’s why we give competitive rates for our customers to make money while selling and save money while buying. That’s why we reward them with cash gifts, recharge cards, etc. That’s why we’re not too proud to apologize whenever there’s a slight delay in a transaction.

WE DON’T LET A TRANSACTION HAPPEN WITHOUT UPDATING OUR CUSTOMERS - 4
When we fund your e-wallet, we let you know by IM/SMS and email. When we transfer cash to your bank account, we let you know by IM/SMS and email. This is in sharp contrast with some exchangers who simply do transactions, hoping that you’ll get an alert or you’ll check your e-wallet. We think that, it’s important to let a customer know that a transaction has been done in their behalf – whether they’re aware or not.

WE DON’T HOLD CUSTOMERS FUNDS ILLEGALLY - 5
When you send us cash and we can’t process your order, we transfer the cash back to you, after asking for your bank account details. If you send e-currency to us and we can’t pay you, we forwards it back to you. We just don’t hold you funds for days, with the hope of getting money to pay or getting e-currency to fund. If we’re not buying or selling, we let you know. If Neteller is transferred to us with an account that’s not verified by us, we forward the Neteller to the sender, while attaching a note explaining why we do that.

WE DON’T IGNORE CALLS AND MESSAGES FROM CUSTOMERS - 6
We call you back when we see your missed calls. We reply the IMs you send to us when we’re offline. Even we don’t ignore common SMS from customers. This is unlike big exchangers who won’t pick your calls and will never call you back or never reply to your IMs.

WE DON’T KEEP OUR CUSTOMERS IN DEARKNESS - 7
That’s why we do email marketing… To let our customers get aware of current news, promos, events, etc. happening. As our customers list grows, we’ll turn to professional email marketing service providers.


Perfect Money/Payeer/Epay/Neteller: www..com.ng

Only in Nigeria do people look down on Nigerians for schooling in Nigeria. Why?

I actually look down on myself for being a product of the Nigerian education system. I gained absolutely nothing and came out looking for nothing.

Universities are purely business oriented. An average school, for example, with the capacity to effectively educate between 5000 - 10000 students in different courses will admit between 30,000 - 50,000 students after screening 500,000 on the basis of an exam they all paid for.

How do you learn anything in a class of 600 with the capacity of only 300 students?

In my own experience, I hated finance, wasn't too good at it, but I did my best not to get less than a C on it. After the exam I believed I succeeded, only for me to go meet the lecturer to buy his book on the same day of the exam (I had one from a senior) because I learned from friends it's compulsory you buy his book, and the lecturer says you didn't buy my book so that's an “F”!!!….am like am here to do just that!!!!. He didn't care, didn't take my money but with pleasure failed me and a course mate who knelt down begging as I who stood with disgust. That's how easy you get failed. Most lecturers don't care if you learn, they just want money.

It's very easy in most schools to bribe a lecturer or school official. So most students do, even the brainy ones. Once the pressure is up, you just bribe(sort).

Most books written by lecturers are just copy and paste which makes their work look vague, empty, or difficult to read. It beats me how an average mind can seriously think he can learn something from a series of scrambled information.

Also, admitting more students than the school's capacity can bear makes registration, marking of scripts, file management etc. tedious for both officials and students. Valuable time needed for studying is totally wasted on such processes. Test and exam results get messed up easily, scripts get lost and that usually means failure/carry-over for the student.

I can go on forever about the system. So tell me, why shouldn't you be looked down upon for spending so much funds, time, and energy and still come out to a sad employment rate?

Only in Nigeria do people look down on Nigerians for schooling in Nigeria. Why?


Source: https://www.quora.com/Only-in-Nigeria-do-people-look-down-on-Nigerians-for-schooling-in-Nigeria-Why

Perfect Money/Payeer/Epay/Neteller: www..com.ng

Why Can’t Access Bank Enable Automated Cash Reversals for Failed Transactions?

Sir or Madam:

I’m a customer at Access Bank. My account details are:

Account: 070*******
Name: ***********

I also have an account at GTBank, and I notice that whenever an Instant cash transfer fails when using a GTBank online platform, the money and the deducted commission would be reversed automatically, whether the failure is from GTBank or the recipient’s bank.

But in case of Access Bank, when there is such failure. Nothing would be done until Access Bank customers support agents online are contacted, many of whom are liars and unhelpful, promising to help, when in fact, they do nothing.

This matter can drag on for days before it is manually reversed by your relevant staff, while business lose customers. This frustrating and causes a dent in Access Bank’s image.

Please I want you to look into this issue and ask your programmers to enable automated cash reversals on your Primus Lite and mobile app platform, especially when it is clear that the transaction has failed.

Please help me channel this request in the right direction.


Perfect Money/Payeer/Epay/Neteller: www..com.ng

I know retired teachers in Lagos, who're currently very hungry. They retired about 3 years ago and they're yet to get a dime for their 35 years of service.


Perfect Money/Payeer/Epay/Neteller: .com.ng

We don’t know any passwords used by our customers. We can’t see your password.

To recover your password on www.instantforex.com.ng, you need to make another login attempt.

Then you click “forgot password.” If you have forgotten your password.

Or click on “change password.” If you want to change your password.

Then you would fill the short form that comes out next.

Then wait for your new password to be sent to your email automatically (that’s the email your registered with us).

NB: However, we can see your username. If you’ve lost your username on our website, please contact us. We can help you recover it.

Perfect Money/Payeer/Epay/Neteller: www..com.ng

Who do you think is capable of being the next President of Nigeria and why?



Donald Duke.

The former governor of Crossriver state.

He is young, handsome, exposed, smart and well educated. He made Crossriver state what it is today, he also has made it an international class tourism state. Besides he is loved by his people and moves around with little to no security.

Also he is à new blood not pushed or sponsored by any godfather, not part of any hidden agenda, and he is from the tribal minority no on fear of favoritism or lack of it. And he is an example of our generation, internet savvy, and exposed in many ways. He once pushed for the Miss world beauty pageant to be held in Nigeria but our Muslim brothers and politicians promised violence.


Source: https://www.quora.com/Who-do-you-want-to-be-President-of-Nigeria-in-2019

Perfect Money/Payeer/Epay/Neteller: www..com.ng

The iPhone 3G was poorly built, (especially the white model) and after a year the case started to crack and disintegrate. I don't think this was intentional design, but a 24-month old iPhone3G was a sorry looking creature.

The iPhone4, on the other hand is a beast of a device with a bulletproof stainless-steel chassis. iPhone4s that are more than four years old are still looking like they could go on forever.

My wife's 2010 phone has been dropped into a stream, dropped into a toilet. Dropped in mud and then stepped upon. And apart from a couple of barely-visible scratches, looks brand new.



The black iPhone 5 had a layer of anodisation which could get scratched off, revealing bright aluminum beneath. This causes wear/patination but no loss of function.

Source: https://www.quora.com/How-long-are-iPhones-built-to-last


Perfect Money/Payeer/Epay/Neteller: www..com.ng

When men were boys.

Here’s the Wikipedia definition of NURTW:

“The National Union of Road Transport Workers is a Nigerian organisation which functions as a mixture of a public transport company, street gang, and a transport worker's union.

The organisation raises fund through several methods, but the largest of these is charging fees - of approximately 20 Nigerian Naira at illegal checkpoints, and from local shop owners.

A large number of the NURTW have been arrested in recent months after a government crackdown on these unregulated fees, after the government embarked on a plan to stop people from collecting dues outside motor parks. These people are known as agberos.” : https://en.wikipedia.org/wiki/National_Union_of_Road_Transport_Workers

Some people have called them a criminal organization. Why would a sane government legalize a criminal organization in the name of a revenue generation?

But unfortunately, popular actresses, actors, musicians have always eulogized these people because they’re their major sponsors.

This is no wonder. Those actors themselves have no morals to pass across to people. They themselves live life that’s contrary to what they preach through their movies.

Nigeria remains one of the very few countries on earth, where people would be collecting monies they don’t work for. This is unthinkable in sane countries.

They perform Hajj and they occupy important religious posts. They’re even currently fasting. Yes, their profession is totally against morals, humanity and divine rules.

They use the monies they got to take care of themselves, but they couldn’t care less about the welfare of those whose labours provide the funds.

Commercial motorists groan under their yokes. But nobody cares. The saddest thing is how these people kill their perceived enemies.

But, I observed that many of these people are Muslims. Let’s be honest, this is no religious bias. Christians are very few, if any, among these notorious NURTW people. Please begin to mention their real names, you’ll see that most of them are Muslims.

Now, why? Why? Does Islam condone this kind of job – forcing people to give you money you’ve not worked for? Is it a normal thing in Islam?

Considering the negligible number of Christians among the NURTW, can we say that Christianity doesn’t sanction that kind of job?

Why are most members of NURTW Muslims?


Perfect Money/Payeer/Epay/Neteller: www..com.ng

The Police is your Friend.

No, they're not. They are selfish bigots.

And that's not a lie.

The average policeman is a sadistic, exploitative, psychopath who is ready to implicate anyone who isn't co-operative.

First, they try to find something to hold against you. And even when they don't find any materials to implicate you with, they go ahead to threaten you. Then, they tell you to settle them. If you don't settle them, they rain curses on you, beat you, and if you're unlucky, shoot you.

To them, every girl is a prostitute and every guy, a scam artist.

If you have a case to present; He who has the more the resources, wins the case.

Do not be fooled. The Nigerian Police is not your friend, especially if you don't have the resources to buy their friendship. They are not on your side if you are not ready to settle them.

Source: https://www.quora.com/What-do-people-think-about-the-Nigerian-police


Perfect Money/Payeer/Epay/Neteller: www..com.ng

During the holy month of Ramadan we offer you a Ramadan Bonus 10%! The advantage of this bonus is that it can be credited in common with permanent 30% and 55% bonuses so the final bonus sum from your deposit will be 40 or 65%!

Campaign open between May 27, 2017 and June 26, 2017.


To get Ramadan Bonus you need to:

1. Deposit your trading account during the campaign period;

2. Get 30% or 55% bonus;

3. Claim for additional +10% within the Ramadan Bonus campaign!


Please note that the presence of 30% or 55% Bonus on your trading account is required to get Ramadan Bonus. Bonus is not available for withdrawal but any profit gained with it can be withdrawn without any restrictions. You can get the bonus just once during the Ramadan period.

Source: https://www.instaforex.com/ramadan-bonus


Perfect Money/Payeer/Epay/Neteller: www..com.ng

I opened the door for a stranger and let him into my apartment. After letting him in the first thing he said was “Don’t worry, I’m not an axe murderer.” Turned out he was telling the truth about that. I found out later he killed an entire family with a firearm instead.

This is a long story..I will try to be as brief as possible.

I shared an apartment with my brother. It was on the end in a dark hallway, maybe that’s why he picked it. It was a Friday night.

He knocked. I answered. He said he was looking for a baby sitter for his kids. He said this was the address he was given. He asked if he could use the phone to call the babysitter to get the correct address. He told me he was only checking her out to see if it would be suitable for his kids. He was dressed very nicely. Had a nice watch and a ring on his finger. It was a small town. I figured I probably even knew this baby sitter. I let him in. He called someone and it was a weird conversation — this happened a long time ago, and I don’t remember why I thought it was weird — something about him saying streets that weren’t recognizable and again, this was a small town. I knew most of the street names. I told him, let me talk to her. He gave me the phone. She sounded very nervous, and began giving me directions that didn’t make sense. After I hung up the phone with her - I told him that he should not let his children stay with this woman. I said I didn’t know what was wrong with her, but she sounded like she was on drugs. I told him I had some friends that baby sat and we swapped phone numbers.

Then another knock - it was my best friend. The first thing she asked was who the hell is this guy. I told her he was a stranger and she gave me a look like what the hell? I said “he said he’s not an axe murderer.” So my friend starts drilling him with questions. What’s your name, Where do you live, when did you move here, how many kids do you have, are you married. Where did you come from (pretty usual stuff when a new-comer comes to town). He answered them all. He didn’t seem nervous he seemed to enjoy the attention.

Then another knock - it was one of my brothers friends, looking for my brother who wasn’t there. He said he would wait. He started asking questions too, pretty much the same ones — everyone once in a while, the guy would answer with something different though. I knew he was lying, but sometimes people lie — for no good reason.

They were nailing him pretty hard with the questions. My friends didn’t like him. Another one of my brothers friends stops by. Again with the questions. The stranger wasn’t trying to leave - he was older than us, but it seemed as though he wanted to hang out - yes that was weird, but I was intrigued by it all — I wasn’t scared, I didn’t find him scary, my little voice inside wasn’t warning me of anything — but all my friends that were there did not like him, they kept taking me to the side and wanting to hear the story again of how he came to be in my apartment. They said get him out, there is something wrong with his story. Something isn’t adding up.

My friends questions are becoming less polite, more accusatory. He is getting uncomfortable. I’m watching all of this like I am watching a T.V. show. I felt like I was a bystander - not taking my friends side and not taking the stranger’s side — basically just allowing the game to continue to see how it all plays out. Providing drinks for the thirsty, and cheese and crackers to the hungry.

He said he wanted to go move his car to a better place then he would come back. My friends jumped on this, “Where is your car?” Why did you park it so far away if you knew this apartment number.” He said he parked it a block away - in a shopping center - which didn’t make much sense if you know the address to the apartments. So he leaves to move his car. My friends say he will not come back - we spooked him. I said he will come back — I don’t know why I said that - it just seemed he wasn’t finished. So we wait about twenty minutes and it’s obvious he is not coming back, then we go on to discuss what a dumbass I am for opening the door in the first place and what a weird experience that was.

My brother finally comes home. We told him about it - he agrees I’m a dumbass, then goes out with his friends, leaving me and my friend at the apartment by ourselves. Remember when I said we swapped phone numbers? I got a call. It’s the stranger, but instead of that calm guy that was in my apartment. This guy is basically screaming at me. Calling me names that would make a sailor blush. I don’t get it. I never interrogated him. I wasn’t the one that made him feel uncomfortable. I wasn’t the one lying and contradicting myself. Why is he yelling at me? I was actually trying to be diplomatic with him. Then he says “I know where you live” I’m coming over there tonight and I’m going to kill you” and then he hung up. He called again, but I didn’t pick up. He left a message on my answering machine, basically saying the same thing. He meant it. He was so angry. So emotional. My brother came home about then. He listened to the message and said this guy is sick. Then the phone rang again. My brother answered it. My brother was sticking up for me and letting this guy have it, then his face went kind of white. I couldn’t hear what was being said on the other line, but my brother was scared. Then he hung up. He looked at me and said, “There is more than one.” He said “This is a group of people. You’re bleeped! You need to call the police.” My brother tried to call the number the stranger had given me previously it was invalid. I called the cops.

Surprisingly, they came over pretty fast (about an hour). We tried to give them the tape in the tape machine, but it ripped when we pulled it out. We told the cop everything. He said someone has to call way more than that to be considered harassment, he said the guy didn’t break any laws. But we kept telling him about everything he was saying. He talked a lot about a certain religion and a certain town - he said a lot of details about certain things (I really don’t want to give too much information - still scared - ok feeling a bit braver now details can be found at the end of this story). The cop started listening a little more intently - he said he would have patrols come around all tonight and to call if we see anything suspicious.

My brother was leaving again. I begged him to stay but he said he met a girl that night and that he was going back to the party to be with her (they later married). Thankfully, my friend said she would spend the night at the apartment with me but that she had to go to work in the morning. I didn’t sleep one wink that night. My friend left in the morning.

Maybe it was all just an idle threat? The day after that I see the stranger on the news in handcuffs. They found them camping out on the outskirts of town. He was part of a religious cult, that had killed a family. This group of people were making their way to Mexico, I think they just wanted my apartment - it was situated in a place where you had a very good view of people coming and going, and the entrance was pretty hidden, so that no one could see you coming or going — not really sure. I was never questioned further by the police. He is now serving a 50 years to life sentence in prison…and I no longer open the door for strangers.

The name of the man I allowed into my apartment was Daniel David Kraft (I still remember the alias he gave me - he said his name was Michael DeBorn.)

If you are interested I have provided a link that gives more detail about the cult members and what they are accused of: Kirtland cult killings: Timeline of events


Source: https://www.quora.com/What-is-the-most-dangerous-thing-you-have-done-and-why

Perfect Money/Payeer/Epay/Neteller: www..com.ng

She seems happy for the first time. She's never been like this. She’s eating normally. She’s not having angry outbursts at me anymore. I feel stuck.

I assume this is your step father. How did he kiss you? A fatherly or platonic peck on the cheek or forehead, or a full on romantic kiss? (I assume it’s the latter.) How old are you?

If you’re over 18, and/or no longer live at home, keep your distance from him.

If you’re under 18 and live at home, you made be in danger of sexual abuse or assault. Tell an adult. Where’s your father? If he’s not in the picture, tell a teacher or school counsellor.

Should you go to your mother first? I need to ask: is she likely to be in your corner, or take her husband’s side? There’s the danger she may blame you, influence you to not tell anyone, not protect you, and further endanger you.

This may “blow up” your family and your mother’s marriage, but that’s not your fault. Her husband set those wheels in motion with his actions. Your first priority has to be to protect you from his advances. Tell your father, a teacher, a school counsellor, a clergymen or woman, or even the police. He’s already assaulted you with his unwelcome kiss.


Source: https://www.quora.com/Should-I-tell-my-mom-that-her-husband-kissed-me


Perfect Money/Payeer/Epay/Neteller: www..com.ng

We’re happy to inform you that www..com.ng has become an official partner/exchanger of www.epay.com.

Epay.com is a China-based company and they’re growing fast.

Don’t despise a humble beginning. Don’t underrate a Chinese business. To know the immense benefits of opening and using an Epay.com e-currency account, please visit: http://www..com.ng/blog/posts/32-major-reasons-why-you-need-to-open-an-epaycom-account-now


FREE RECHARGE CARDS FOR EVERY CUSTOMER
In order to reward our customers, we’re giving a free N1000 recharge card to every customer who sells Epay to us between June 1, and June 7, 2017.

Sell a minimum of 20 USD Epay to us and get N1000 free recharge card. You can mention any network of your choice, and it’ll be sent to you.

This means, anytime you SELL Epay to us, whether 20 USD or 50 USD or 100 USD or 1000 USD or 5000 USD, you get a free N1000 recharge card.

This offer expires on June 7, 2017.

Thank you!

Perfect Money/Payeer/Epay/Neteller: www..com.ng

Can anybody become a genius?

No.

I was a fairly-ignorant kid, but I had the good luck to be raised by two college professors, and I've spent the last 40 years of my life reading incessantly, researching, and learning through trial-and-error.

I'm now a highly-experienced computer programmer, who has worked for companies like AOL and Bloomberg, and I also run a theatre company, for which I direct Shakespeare plays. My hobbies include learning about History, Psychology, Biology, Astronomy, and Literature, and almost everything I do has an intellectual bent to it.

But I'm no genius. That's not false modesty. I'm certainly a smart guy, but I'm continually running into people who can solve all sorts of problems that I can't solve. Or, when I can, it takes me hours, while it takes them minutes.

Over the course my life, my problem-solving ability has only increased in the sense that I have more knowledge to work with. When you strip that advantage away, and, for instance, give me a pure logic problem to solve--one that doesn't require knowing anything about History or one of my other pet subjects--I do about as well now, at 50, as I did when I was ten.

Everyone can learn. Everyone can learn quite a lot. But there are are limits to raw intelligence.

In my mind, there are two ways to define genius: you can simply go by IQ-test score or you can talk in terms of accomplishments.

I've never taken an IQ test. They don't interest me. But I've taken enough similar tests to be reasonably sure I wouldn't score at genius levels.

In terms of accomplishments, by my reckoning, you have to have made contributions on the level of Einstein, Picasso, Mozart, Shakespeare, Darwin, or Sondheim.

I've never accomplished anything at that level of difficulty or creativity, and I'm confident that I couldn't, no matter how many decades I spent trying. I don't even understand the sort of mind that is capable of doing what those geniuses did. I can't imagine it.



Source: https://www.quora.com/Can-anybody-become-a-genius


Perfect Money/Payeer/Epay/Neteller: www..com.ng

Are almost 100% of products in China ripped off?

Gordon Miller's answer to I want to engineer a product, how do I get help without people stealing my idea?

Many American and other international companies contract with Chinese manufacturers to produce things for worldwide distribution. When these “OEM” products are distributed and sold through the companies' standard channels, they are legitimate and not rip-offs.

Some of these Chinese manufacturers have been found to produce excess quantities of product (for example, Dell laptop power supplies) and sell them outside of proper channels. These products may be identical to the “real” product, but you will find that the company whose name is on the product will not honor the warranty. These, even if absolutely identical, are absolutely counterfeit.

Still other Chinese manufacturers who are contracted to produce legitimate products will also make a knockoff product using similar but lower quality components and poorer designs. For example, the counterfeit version of that Dell power supply may not have sufficient electrical noise filtering.

Other Chinese manufacturers will take something they are not contracted to make (so they don't have the design documents) and reverse engineer it to produce something “functionally equivalent” but actually much lower quality. These products may or may not look like the the OEM product.

The problem with reverse engineering a product is that there may be material or component choices that are not obviously important, because you won't know the reasoning behind some design decisions.

For example, consider a shovel. The kind you dig in the dirt with. If it has a wood handle, there is an optimum orientation for the wood grain to achieve maximum strength. It seems that very few manufacturers understand this, and an inspection of the shovels at your local hardware store will reveal that the grain in the handles us oriented randomly. Thirty seconds of training for their employees could rectify this, and they'd make better product with no increase in cost, but the manufacturer doesn't even know it is important. They have copied a design but made a mistake because they did not understand the importance of design decisions.



Source: https://www.quora.com/Are-almost-100-of-products-in-China-ripped-off



Perfect Money/Payeer/Epay/Neteller: www..com.ng