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Jedisco's Posts

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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Jamesclooney:
Baba shift enter Canada thread abeg.

You’re not the guy you think you are. Other people on this thread, don achieve pass you, but na you proud pass (on top faceless forum oo 😂). You don’t have monopoly on “wisdom” or whatever you think you have upstairs. Every small thing, “mental rigmarole”…”I can’t imagine seeing life through your lenses”. Free advice: Stop pontificating!
You too, I hope this is not the brain you want to use in Canada? If not those Indians would mess you up.
Quite pathetic. Is this your response to my question to point out where I was hauty? In todays world where immigrants are looked at with disdain, stating I contribute is fact not pride.


You'd be the third person (after Zahra and lavidaloca) asking me to go to the Canada thread perhaps in a hurry to look down on yourselves/Nigerians. Eitherway, that's quite rich given we're having this discussion on a Nigerian-based fora. They stopped a while ago after seeing the folly in it. I'd tell you what I told them- as far as the UK goes, by virtue of contribution and investment, I have been invited in and would forever be part of the British society. Today, one of my yearly holidays is reserved for the UK, if not for anything, to inspect my rentals. When I have kids, they'd be entitled to Britain by birth and their fathers sweat. When they are considering higer education, top British universities would be part of the options on the menu. I can return at any point I see fit and God willing when I retire, Britain would definitely be one of the options on my buffet.


Indians... interesting but not surprising you brought that up. What's it with a particular cohort of Nigerians and Indians? I've worked and work with them in multiple capacities and have never seen them as a threat- tell me about your hidden concern about them
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Saccharine:
Jedisco if na boasting, boast dey go, I'm loving it as it gingers me like crazy! Don't know about others but I love to read about accomplishments and people doing well for themselves . I always look forward to your canny updates.

There's posts here for everyone..misery club, boasters club,humble club, rich club, poor club, striving club, riffraff club, oyibo can't do wrong club,Nigerians are evil club.. No problem, just concentrate on the posts that fit you, me, I fix my eyes on the posts that give me life

Una just too funny cheesy grin
Thanks for the nice words. At least the feedback was good. Na me be patron for utopia club

Interestingly, my posts aren't primarily aimed to motivate or ginger folks. I just get tired seeing a narrative that diminishes us being repeated and type to challenge that.

Progress is being made. Take a step back and even here, the narrative is changing.

When was the last time folks blamed migrants here for not being able to see their GP or for the state of the rental market? I remember unfoundly being accused of 'insulting Brits' like they were a different specie. Chai! we don see things. Whisper that today and you'd have to tell me what cohort I'm insulting. Story was that we no go fit make am elsewhere.. them no know say God rewards hard and smart work.... Finally, na God dey boil out water.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:50am On Dec 08, 2025
Goke7:
So this is really who you are? Doing cheap blackmail like Mtn (everywhere you go) 😂
Hehe... the trash people say.
Later, they'd hide under building Nigeria but are unable to structure a sentence on how to go about it.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:48am On Dec 08, 2025
Logged on to catch up with the mentions. Folks don build me duplex for their head - all rent-free. Abeg those building should include a swimming pool. If not, I no go collect
Foreign Affairs › Re: Military Coup In Benin Republic: Soldiers Announce takeover On Live TV (Pics) by jedisco(m): 4:57pm On Dec 07, 2025
Jakpon:
Which Burkina Faso? Una go just dey cap wetin no make sense. Why don't you leave Nigeria and relocate to Burkina Faso.

Those ibos advocating for a military take over in Nigeria, should first start with their five south east states. Let them remove their Governors : Alex Otti, Hope Uzodinma, Charles Soludo etc, and then appoint Hausa officers as states administrators. Let's start from their first
Quite pathetic that you bring bigotry into this. Based on what did you brain tell you that Igbos support a coup?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:03am On Dec 05, 2025
Jamesclooney:
Oga please shift.

For someone who claims to be so “accomplished”and “winning “ , you brag a little too much for an anonymous platform. If it was LinkedIn or IG, maybe I would understand. But sorry for you, I’m not easily impressed (as I suspect others maybe too).

Enjoy your new found life/thread (Living in Canada - Life of An Immigrant).

I hope they enjoy the benefits of your superior perspectives.

Shalom!
From 'almost like you were doing the UK a favour' to this. grin

So much mental rigmarole. I wonder if you know what it means to brag. Being confident of basic self-worth is not pride. Next time, it's worth understanding a post before jumping into conclusions.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Jamesclooney:
You’re missing my point. In the previous post you kept going on and on about how you’ve contributed to UK more than others etc. Almost like you were doing the UK a favour…and my question was why did you decide to help UK? Why not help Cameroon or Zambia or Lithuania?

We all know the answer why…exchange of value. You had a skill and they offered you a job/immigration pathway. Had it been there was no opportunity, you’d have sat down in country of origin and forcefully contributed especially in the medical field where your skills are desperately needed.

So spare us with the whole, you’ve contributed so much blah blah blah. It was an exchange. Nobody forced you into it. Now the gig is up for other Nigerians/would be immigrants coming behind us…jungle go soon mature.
Hehe.. I wonder why you sound hurt. Perhaps, you should read my post again (which I have copied below) and tell me how you went from what I wrote to what you posted above. Just highlight what part of the post you have issues with.
The way folks think ehn... Next if I say I breathe in air to survive, you would say I'm claiming to breathe more air than others.

jedisco:
Is this supposed to be a threat? The stuff you spew.

Let me ask - exposed on what? Exposed that when the UK badly needed skilled labour I offered my services? Exposed that I gave over half a decade of my life in service of the British populace? Exposed that I was a significant net contributor by a very wide margin throughout my stay? Exposed that I decided to invest in Britain rather that take that to competing nations? Exposed that I continued the Lords work elsewhere? Exposed on what exactly?

Whether it's by nature or nurture, the more you type, the more it becomes obvious that we do not think alike. I can only thank God for wiring my brain differently from yours. Can't imagine what it feels like to see the world through your lens.

I'm sure if I came here calling myself 'third worlder', chorusing how something is wrong with the black man or narrating how I lower my gaze when being spoken to, you'd have called me a visionary.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 8:08pm On Dec 03, 2025
lavida001:
Let’s get this straight being a net contributor doesn’t put you above anyone ok, everyone contributes to the pot in different ways. So get off the high horse and touch some grass.

Not everyone measures their life in houses bought or cars offered, and not everyone feels the need to parade their gains publicly like you constantly attempt to force it down our throats. You talk like people should be wowed about your gain. Talk about I bought a house. Oh I was offered 300k car as I arrived. Guess what most don’t care.

If that Dr Pepple guy was not dragged , he might probably be on x bragging about buying a house two weeks after landing in the CA . That ‘I’m better than the next neighbour mindset is exactly why some people look down on care workers, call others riff raff, or shame their career. Owing to them arriving when things were easier or had better information beforehand.

Keep the petite bourgeois performance to your family and your inner circle. And no carry am enter CA. I trust those ones dem go drag you. Your target audience isn’t here.

I will continue to say if you like bag phd, surgeon the western world will continuously see you from a reflection of your home country/ skin. Until we develop our ancestral home only then we can be free. ILR oo citizenship oo, West Indian ooo push comes to shove they will summarise us all in one shopping cart. And you need to get that global citizen ideology out your head there is nothing like that and we all know where we came from.

If you still don’t understand what I mean by you will be exposed then google “petite bourgeoisie” it perfectly describes you.
I'd end this and let you run along. You've had enough of my mental bandwidth for today. Whenever you start building your ancestral land, let me know.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 8:00pm On Dec 03, 2025
Jamesclooney:
Just out of curiosity, why didn’t you offer your homeland - Nigeria - these amazing contributions? Why bless UK and Canada with your gift?
I didn't exactly fall into UK from the sky you know?

My contributions to the UK hasn't and was never going to solve all the nations problems with the NHS, housing e.t.c. The presence of ongoing problems doesn't negate the need for individuals to do their part. I do my part and move on - unapologetically seeking the best for myself.

For Nigeria, I'm particularly indebted to her. I did and continue to do my part and hope I could do more. Regarding 'giftings', every human is gifted. Is for each to make use of that with the resources they have in reach. This is something I'm grateful to the UK for- the nation gave me resorces and opportunities.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 5:30pm On Dec 03, 2025
Goke7:
The problem is that some of our folks just want to force themselves to be accepted because we are naturally emotional and not transactional like westerners. The other day I saw a content creator intelligently analysing the benefits of having a passport from a western nation and how it opens us so many trans border business opportunities telling folks that’s how they should be thinking. If people can have this shift in their mindset then you don’t bloody care what the natives think or how they see you. Having that second passport is for your own personal ambitions and goals and not to become an ethno national or whatever is called. The people who sold you the passport are simply doing business with you and their expectations is that you think that way too.
True.. Going around expecting random folks to like/accept you before you before you can flourish puts a subconscious bar on what one can achieve.

I shake my head when I hear statements like 'what would the locals think?'
There'd always be crackheads posting what they like on social media. The world is bigger than that. What's worse is that most of the people making such posts would contribute much less to the society than the average migrant.

Provided my safety isn't at stake, I couldn't care less what someone else thinks of me - it's their problem. If directly they cross certain lines e.g racial abuse, I take it up - western societies provide reasonable recourse for this.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
lavida001:
If advocating for a better Nigeria makes one have inferior complex then im happy with it. You are what we call petit bourgeoisie and sooner or later you will be exposed 🤡
Is this supposed to be a threat? The stuff you spew.

Let me ask - exposed on what? Exposed that when the UK badly needed skilled labour I offered my services? Exposed that I gave over half a decade of my life in service of the British populace? Exposed that I was a significant net contributor by a very wide margin throughout my stay? Exposed that I decided to invest in Britain rather that take that to competing nations? Exposed that I continued the Lords work elsewhere? Exposed on what exactly?

Whether it's by nature or nurture, the more you type, the more it becomes obvious that we do not think alike. I can only thank God for wiring my brain differently from yours. Can't imagine what it feels like to see the world through your lens.

I'm sure if I came here calling myself 'third worlder', chorusing how something is wrong with the black man or narrating how I lower my gaze when being spoken to, you'd have called me a visionary.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:41am On Dec 03, 2025
4ever1:
Exactly ,
This people even said a piece
of paper doesn’t make you British
We will always be third class in their eyes
I've always wondered why we place an undue significance on what every loner says about us.

You don't need to be British in everyones eyes in thesame way you don't need to convert your neighbour before you can practice your religion.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 9:30am On Dec 03, 2025
olubams:
However, in the midst of all this for "proessionals", I am discovering that people on "streets" are really busy. A guy came to change my tires and oil change and charge $210 for less than 1hr job told me he still has about extra 3 other appointments as at 4:30pm. Guys who tow vehicles are charging $300 for less than 20Km trip etc.

Career pivot/flexibility is the way to navigate this trying period.
Noticed quite a few handy workers seem to be thriving especially if one targets the right industry. Encountered a hairdresser who recently started it as a side hustle but now almost always fully booked that she's pivoted and does it fulltime.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 10:41pm On Nov 30, 2025
Zahra29:
Lol @ the bolded because the irony is only a few pages back, you were accused of being detached from reality yourself.

I guess everyone's reality is different.
Hehe. Madam Z. Are you still here? You've not been as active since our last conversation about utopia land.

Greetings from utopia by the way. How is our homeland and the King? I an not sure how much I've missed. I might visit for Christmas. Would be nice to share a cuppa.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:54pm On Nov 30, 2025
WanderingChild:
I am afraid to say we are not really net positive contributors to humanity. You mention education? Do you want to compare the education in Nigeria with what you get in an m7 university? Have you seen any Nigerian university ever in the top 500 of university rankings? ASUU is on indefinite strike, have you heard about that in Europe or America or China or Singapore? Nobel laureate (don't even say it)? Field Marshall? Turing?
Didn't take long to come thru.

Do you still believe that those who don’t have '£300k to take risk' are useless to humaninty?

Or that any youth not in the top 20 cities of the world is also useless to humanity?

Waiting for you to come with a quote from Oyedepo or a lecturer at Covenant. You sound far removed from reality.


P.s. I'm keen to know why you left your top-20 American city to seek pastures in the UK.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:42pm On Nov 30, 2025
Goodenoch:
I saw this since when you posted it but I have found it difficult to formulate a response because I am genuinely struggling to understand how you felt comfortable saying all this.

People that entered via care route from Nigeria and non professionals who had a BSC sha and ‘ran masters package’? So…in other words healthcare workers and graduates who decided to emigrate to pursue economic opportunities just like you did but perhaps didn’t have the qualifications/opportunities you did?

You didn’t even think that by virtue of being graduates they have already attained higher qualifications than the majority of adults in this same UK?

And those are the people that you categorize as riff raffs because you happen to work at a university?

Their ring light behavior? What does that even mean? Is the percentage of immigrants who make videos up to 1% or even 0.1%? Even 0.00001%? How many Nigerians are on NIUK and what proportion do those that agreed about driver’s license form, from among the entirety of the Nigerian immigrant community? As a university worker you felt that was a representative enough sample size? Lol.

And how exactly do they act? Like stuck up pretenders who think they’re better than everyone else just because they managed to get a ‘professional’ job and so feel confident enough to denigrate the ‘average Nigerian’ at every turn? What does average Nigerian even mean

Lol . Man if you introspect a little bit more you’ll realize you’re not as far off from what you think an average Nigerian is as you might think, and I assure you that for all your pretensions the people you’re twerking for to show you’re ’not like the others’ see nothing but an average Nigerian when they look at you.
Many people have deep seated inferiority or self-hate issues and look to reflect their insecurity on others. Folks should read a bit of history and see if European migrants who went to places like Can/U.S or Aus had any qualifications.

Not to long ago, same chap was using racial slurs to describe Indians blaming them for his inability to secure a job as a security guard and jubilating on how Trump would 'show them pepper'. I'm guessing saviour Trump did a good job there.


Now, he's turned on Nigerians. One can describe themselves in what ever way. It's trying to pull others into a concocted thought process that worries me.
Politics › Re: Nigeria Re-elected Into IMO Council After 14 Years by jedisco(m): 3:19pm On Nov 30, 2025
Very poor journalism.

What is IMO council?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
lavida001:
Could Dr pepple be thesame Dr on here that recently moved to Canada 🇨🇦 🤔 just thinking out loud and between I’m happy he was dragged.
Hehe. Almost did not respond to you.... but na weekend and sipping my whiskey, make I indulge.

I see I am still living rent-free in your head. Don't worry, I'd soon do some renovation.
BTW, do you now call it Canada and not utopia? Hehe

I don't even know what group you're referring to. The world is much bigger than your tiny cocoon on social media. I remember you were one of those who warned folks not to buy a place in the UK. How's that advise going for you?

Like I've told you multiple times, I have no issue with you looking down on or calling yourself names. Where I draw the line is when you expect me to see the world as you do. Look outside your circle, not everyone talks themselves down. I share my experience so we can see there is an alternate reality as it's easy to think what you see is all there is to life. Afterall, it's been a while since folks here blamed migrants for not being able to see a doctor or for the housing crises. I can only hope you have stop idolising those who denigrate you.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
WanderingChild:
@jedisco

It seems my response to you was hidden twice.

Good catch. Hopefully, I can return to my old account soon.

The issues you address re pension and property and your points are valid if and only if certain assumptions hold true. First, that policies continue to remain protective as they are without changing too much tomorrow to impact people. Second, that people can muster the financial strength to wrangle through the potential implications such as taxes and associated compliance that may exist. Third, that people have measures in place to ensure that on their demise, their estate can be fairly accessed by their heirs. I shall set forth to provide more details.

First, we are no strangers to pervasive policies that have been enacted worldwide and historically. Throughout history, governments have restricted non-citizens' economic rights through wartime measures (where asset freezes and confiscations occurred during declared or undeclared conflicts), racial/ethnic targeting (where laws are coded as nationality-based but designed to target specific groups), economic warfare (with redistribution policies framed as correcting historical injustices), national security (post-9/11 measures and sanctions regimes), limited due process (administrative seizures without criminal convictions), difficulty accessing compensation (with long delays, inadequate payments, or no restitution), etc. These policies have consistently resulted in substantial financial losses, displacement, and long-term economic hardship for affected communities, with compensation efforts often proving inadequate or taking decades to materialize. It may be possible to argue that one is merely being over-dramatic, but seeing that one’s base nationality is Nigerian that has on the international stage be threatened with invasion and even designated as a “now disgraced country”, and that the next 2-5 sets of leadership over the next 25 years that will be emerging in most of these developed countries are going to be nationalistic with very extreme tendencies, I do not think it is safe for immigrants to invest their foundational wealth in these countries. Proceeds of such [foundational] wealth could be invested in such countries, but the base (or foundational wealth) needs to be mobile. I am essentially advocating for a tiered wealth protection strategy based on legal vulnerability. This is because during nationalism, or political shifts, non-citizens are legally vulnerable in ways citizens are not. Historically, the cycle is openness then crises then restriction then scapegoating then confiscation. I note here @jedisco that you hold British Citizenship. You have a protection that many immigrants may never have. This changes the dynamics for you.

Second, it is now becoming VERY expensive to maintain accountability as we migrate. The ongoing administrative and financial burden of maintaining cross-border tax compliance can indeed be so substantial that it effectively erodes or even negates the value of maintaining investments across multiple jurisdictions. This represents a different kind of “cost” than outright confiscation, but it is no less real for migrants. For US residents (GC holders and citizens), some overseas investments are tax inefficient (please this is not financial advice – just my opinion). Offshore Investment Bonds (deemed as Passive Foreign Investment Companies or PFICs), QROPS and ISAs, which although favourable from a UK taxation perspective, they are considered toxic investments in the U.S. U.S. taxpayers investing in Canadian funds may encounter PFIC rules that trigger unfavourable tax treatment unless handled carefully. Many overseas institutions will severe relationships with you once you acquire a US citizenship or permanent residency status due to the compliance burdens imposed by FACTA. Recent reforms including the abolition of the UK Lifetime Allowance, the removal of exemptions on Overseas Transfer Tax for some cross-border pension transfers, and the inclusion of pension benefits into inheritance taxes could all have considerable impact on finance planning. For many migrants, the economically rational choice becomes to liquidate cross-border investments rather than maintain them. This is not because of confiscation, but because compliance costs make them financially unviable. This represents a form of administrative confiscation through complexity, where the barrier is not a government seizing property but making it so burdensome to keep that disposal becomes the only practical option. Again, I note @jedisco that you are a PR in Canada. Unlike (rather than similar to) you, I hold a US green card which means my reality is totally different from what you may face. Another dimension for a dual national with a third PR like you. We may have similar bases (Nigerian and British citizenship, but our realities tax wise change at Canada/US route).

Third, there is a real vulnerability in cross-border estate planning that many immigrants face: assets held in countries where neither the deceased nor their heirs have legal status can become legally complicated, expensive, or even inaccessible to recover. For instance,
different countries have vastly different inheritance laws, probate processes, and requirements for foreign heirs. Some countries impose heavy estate taxes on non-residents, require local legal representation (expensive), or have lengthy probate processes that can take years. If heirs are minors living abroad, the complexity multiplies. They may need court-appointed guardians or trustees recognized by foreign courts. Also, there is the documentation burden that heirs could face. Documents need to be apostilled (I am assuming no translation since we are all English speaking), proof of relationship, proof of death recognized by foreign jurisdictions, and sometimes must physically appear in the country where assets are held. For young heirs or those without the resources to navigate foreign legal systems, this creates real barriers. We must not also ignore the fact that some investments like businesses, rental properties, or accounts with maintenance requirements can deteriorate in value during prolonged probate, especially if heirs cannot access them quickly. My argument here is that setting up international estate structures like offshore trusts, properly drafted wills valid in multiple jurisdictions, powers of attorney etc., can cost thousands to tens of thousands of pounds, which many working immigrants simply cannot afford while building their lives.

My caution is this: do not put your survival at the mercy of a system where you are a second-class participant. This is not paranoia. This is understanding the legal and political reality of being an immigrant, especially in an age of rising nationalism and resource competition.

I agree that it is tragic that this level of defensive thinking is necessary. But given historical precedent and current trends, keeping your foundational wealth only where you have full legal protection is prudent risk management, not excessive caution. I am not against investing in the UK for immigrants without settled status, I am saying foundational wealth should be in places where you have the most protection as a citizen. I must also note that we must appreciate seeing things from the perspective of most immigrants who may never acquire settled status in the UK or elsewhere and who may also not have the sophistication to navigate the complex realities involved in cross border management of investments.
There is alot of scaremongering in your post. If the financial gains of owning property in the UK stops working, I'd sell up, bank the gains and invest elsewhere. If I waited until I became a British citizen before I started investing, I'd still have been looking around. I could have easily liquidated my stake and moved with it if it made sense. I wonder if you factored in the many advantages. Following your line of thought, maybe I should rent until I become a Canadian citizen.


All said, what should a resident+ family in the UK who might soon be on a 10yr route do as regards housing? Not buy their property and rent or join the 'comical' group of home owners?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 5:37am On Nov 30, 2025
Living in Britain has thought me that what the fact is matters less. What's more important is how its perceived.

The constant villification of migrants has created alot of warped narratives. One being that a cohort of humans by reason of their looks aren't worthy to exist in a place. Or the tired narrative in the anglosphere that folks who came into one country wouldn't be able to get in elsewhere.

On the 'Nigerians in Canada' thread, someone once told me that migrants have 'spoilt' the UK. Had to remind him that the UK though double the population of Canada takes in far less people than the later. Among nations in the anglosphere, the UK has been traditionally difficult to get into. This is reflected in it's foreign-born population which is far less than Canada or Australia.

Coming to hard numbers- Canada with a population of 40 million is planned to take in 380,000 (+/- 30,000) permanent residents per year for the next few years. This is beside other routes. Australia has also announced their plan. The UK lets uncertainty persist.


In all, facts are:
1. The idea that those most who came into the UK aren't 'good enough' to be accepted elsewhere is false.
2. The talk that the UK is a generous outlier in accepting migrants is hardly reflected in the data.
3. The talk that it's thesame everywhere is categorically wrong. Even in Britain, opportunities differ significantly across board.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Ships in those days had a boiler room where folks who were constrained to work at the bottom deck stocked coal into the boilers while folks above merried. It was their labour that drove the luxury above. They could even smell it but had no part in it. Even the Titanic had this..

Talking about constraints, my main concern is how changes ultimately affect attainment. If the average Brit feeding off benefits claims they can't get by, how do we expect those with so much more limitations to get by?

Certain examples-
Mortgages: Housing wealth accounts for the significant part of the wealth difference between immigrant and native groups. Many lenders do not lend to folks on a visa. It took a while for even some that do to adapt. Their current risk metric is built around the 5yr limit. How would they adapt this to the 15yr treshold? Why carry the risk of lending to someone who could be removed from the country at year 13 if they lose their job? Rates might likely rise for folks on a visa. Even a 0.1% rise is extra thousands paid in interest- money that perhaps should have gone into a pension.

Already many migrants are spooked and are considering stopping pension contributions - another move certain to impoverish many in the long-term.
I'm not even talking about visa/settlement fees which have risen faster than inflation.

You could see same differential feed into health, life expectancy, delinquent behaviour among offspring e.t.c. because poverty runs deep. At the end someone would bring up a graph of wealth distribution making it appear like some groups are incapable of generating wealth without looking at the underlying drivers.

My hope is that folks escape that bottom deck.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:21pm On Nov 23, 2025
Goke7:
The only small hope I see perhaps God willing is to allow folks still get ilr but sill ensure no recourse to public funds since all the headache is about benefits but that alone is already degrading but many migrants if not most won’t mind.

In all a new legislation or the courts may still be the deciding factor reason the govt still continues to say they are still consulting.
I doubt this would be an option
In most things, there's the said and unsaid reason.

What the government has said is concern over benefits.

What the government has not said is the unease about those who recently came to work in Care gaining ILR from next year and leaving the sector. Would they need to open a fresh pathway to get folks in or would social care costs be allowed to rise even further?

Sad to say but this creates a bottleneck that restrains many to the bortom cabin. And it's their labour that'd be used to fund the extravagance of others.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
WanderingChild:
On the comical side (no harm intended), the birthing in the US thread on Nairaland literally died when trump with one stroke of the pen ended birth tourism for non-US citizens and PRs. It seems we may see the same for the thread on UK property. If people now have no assurance on their future status, it makes investing in property, pension, SIPP almost toxic for immigrants. Will you be paying pension for a future you may not be entitled to? Imagine people who have paid pension for 5 years and now have to emigrate elsewhere? What happens to the money sunk into the UK pension system? Imagine those who have bought property thinking they were on a path to settlement and now have to emigrate elsewhere. What happens to their property (someone says sell it)? Immigrants MUST be mindful of not allowing themselves become tools to enrich the Prince’s Trust and UK PLC. Deploy that resource in securing alternative options for yourself. Until you have that settlement, be very careful in making certain kinds of investments.
Comical indeed. You sound eerily familiar.

It's important not to miss the forest for the trees. The whole reason most migrate is to secure their future and that could be done flexibly.

You highlight pension and property. Let me delve in


1. Pensions: There are few types here- state, work and private (SIPP)

A). For state pension, this is more of a suscription and not your money. One needs to have 10 qualifying years to be eligible and 35 for the full. One can't opt out as the subscription (NI) is mandatory hence it's hardly an issue except one is leaving. Once eligible, folks would be paid irrespective of where they reside in the world. The UK has one of the most generous state pensions in the anglosphere. My accountant recently told me how his dads 10 or so years of UK pension eclipses the Canadian one of 20+ yrs. The generosity of the UK pension extends to allowing prior residents contribute for some years after leaving. I'd strongly advise anyone 5+yrs in and leaving to consider making voluntary contributions to get them to the 10yr limit. I'm doing same even though I don't factor in state pensions in my retirement planning.

B. Work pensions: They are generally decent but public service pensions esp the NHS one are very generous. Some higher earning civil servants join the NHS a yr or two before retirement just to finetune their pension. While annual uplifts are stopped if one leaves, it still pays out anywhere you are in the world. One might say, why not opt out if you don't have permanent stay or looking to leave? The answer would be - because of the way penions work with your employer making some contributions, opting out means you're giving back between 3- 17% of your pay to your employer as you don't get paid the employer contributions if you opt out. What worse? that tax-free contribution you'd have made into your pension would be taxed if you decide to take it out.

C) Private/SIPP: Again, your money. It's tax advantaged. The government pays you back the tax you've paid on any money you put in a SIPP. A 20k contribution for a higher earner into a SIPP would only cost them 12k with the government sorting out the rest. If you switch countries, one can still put about 3k in their UK SIPP (and still get the government rebate) for a few years after they leave. Not many western nations are that generous. Your SIPP is your money and you can move with it. There are Canadian companies that would shower me with with perks should I decide to move my SIPP over. But I wouldn't. I love the flexibility.

Products like robust pensions, SIPPs are one of the untold treasures of living in a developed nation. Utilise those and without stress, folks are likely to come out better off than folks with similar earnings in developing countries.
That relatively few immigrants engage with the pension system/retirement planning means it's likely be one of the last areas to be touched.


2. Mortgage: This is a no-brainer. Except movement is imminent (less than 2 yrs), then paying your landlords mortgage might not be the best option for many. By dillydallying, people lose the chance to build wealth. When I came into the UK, I pushed forward buying even when I knew I'd be in a place for 3+yrs and could afford it. I felt I could stomach the average 2-3% rise in house prices. Covid happened and I missed out on 30-50k in capital gains I'd have got if I bought earlier. Virtually all my colleagues who left the UK had homes before they left. Some sold, others rented but I've not met any who regretted buying. A colleague who was was set to leave had to delay things as he needed to conclude on his third property before leaving. Chap took a loan and streched thin to see it thru.

It's like someone telling me not to make use of tax advantaged schemes in Canada or not to purchase my house because I don't know how long I'd be there and frankly unlikely to retire there.

The beauty of being in a developed nation with established systems and property laws is that one can leverage that. You can buy a house in the UK and if the maths adds up, hand it over to an estate agent and continue the Lords work elsewhere. Even with a good network, the maths compared against the risk struggles to make sense in 9ja.

A good way of getting advise is asking someone who've been thru a pathway. I've left the UK and looking back I dont regret my NHS pension contributions. I should continue voluntary NI contributions until I meet the state pension treshold. I cherish my SIPP and property investments and only wish I delved in more. Rules can and would change but I aim to make the best of tools at my disposal today.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Goke7:
Some of us said this countless times here that folks should look elsewhere but we were told that the Uk is still the best. Honestly I celebrate folks who have since used the Uk as the stepping stone to other places. They are the original MVPs and the wisest.

Hardworking and legal immigrants are being mocked 😜 imagine those on care visas facing the possibility of 15 yrs not even the 10 years that was originally tendered meanwhile the smarter ones have used their care experience to obtain PR in Canada and will be Canadian citizens in just 3 years while their counterparts in uk are filling online surveys that may never make any difference. Anyway each man to his own!
Hehe... folks said 'migrants like seeking utopia' with constant reminders stating 'it's not better elsewhere'. Like I said before, if a Suelette is telling you it's not better elsewhere, you should probably be looking elsewhere. Just like an abuser telling his victims not to leave cos other men are no better.


Oddly, just like with most things, many caught the wave. I have come across a few japa 2.0 crew members of late. On the Canada express entry thread, someone recently shared her move. Even in Cana, last few weeks, I met someone who came into the UK as a carer and in a year+ activated his 2.0.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
babranancy:
My mum is 69 years and holds a uk visit visa. she came to the UK to visit me and fell ill so she was seen by the GP and the GP prescribed a medication for her. She went to the pharmacy to collect the medication but the pharmacist refused to accept her medication payment because she’s 69 years old so she’s automatically exempted from payment for her medication. I informed them that she’s on a visit visa but they refused saying that I should ask around and if I still want to pay, I can come later and pay.

Please what should I do?
Is she truly exempted from payment because she’s above 60 years?
I don’t want it to be that she’s using public fund and I don’t want anything that will affect her visa application in the future.
Please I need your suggestions. Thank you so much.
The pharmacy would honour the prescription type the medication was made on - in this case, it was a regular NHS one. Even if what you wanted to pay was the £9 or so, that's still an NHS service too. Ideally, there is a different prescription type for private scripts but this is hardly available and frankly, most prescribers don't know of it or even bother. If she had a private script, then she'd be charged significantly more including admin fees.

To me, I don't see an issue here. A relative of mine was in the UK recently and filled a regular med they had run out of. If you really want to chase it up, then you could go back to the prescriber and ask for a private script. But frankly, the pharmacy may still do thesame.
Travel › Re: How Nigerian Content Creators Destroyed Japa to UK by jedisco(m): 9:21am On Nov 19, 2025
pansophist:
When you do not standard that even the lowest idiot can qualify, this is what you will get.
...
I was in London early this year and I forking dislike that city. It feels so fake. White Brits are less than 30% of the population, and you will find more Asians than white people.

The Africans there are all lowkey beefing each other. Everyone assume you are a fresher, and from your accent, they already place you where you belong. Gangsterism is the new culture among black youth, and it is a miracle if your child grew up there and turn up sane.

Your 13 years old daughter can visit a doctor without your consent and get counsel, test, contraception and pregnancy advice. If your daughter escaped being a certify hoo before turning 18, break bottle for my head next time you see me.

Saner clime lol
From your post, it's quite clear you lack basic self esteem. The UK has done well in keeping folks like you out.

No Nigerian diasporean community comes close to the group we have in the UK. Humans flourish and build wealth in groups. That is becoming increasingly obvious with the Nigerian group in the UK.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:05am On Nov 18, 2025
Segun2222:
try and read history and leave all this story show us the ratio of successful foreign millatry intervention I argue on facts not based on your emotion show statistics of American military intervention, Iraq , Libya Afghanistan , Syria try using Google more instead of typing like you're in a beer palour
Once again, what should those being decimated do?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:04am On Nov 18, 2025
Goke7:
😂 the US treasury minister said na immigrants make beef expensive for US by bringing and importing diseased cattle through the South American border crossing. What immigrants cannot do or cannot be blamed does not exist
Seriously? Had to go check it out.

I swear, one can't make this up. While searching, I also stumbled upon Vance blaming illegal migrants for outbidding Americans to houses.

Very soon, we'd be told to accept whatever we're dealth. Afterall, UK is the only country that doesn't blame migrants for the rising price of beef.
Food › Re: Why Bread Price Remains High Despite Drop In Flour Cost by jedisco(m): 6:44pm On Nov 17, 2025
SpencerForbes:
I’m Nigeria, if it eventually reduces by N20,000, there’s still no guarantee it will reduce. They’ll rather make more gains than reduce it drastically.
Corruption in Nigeria starts from the grassroots.
Thats not corruption. That's the free market and how inflation works. It's thesame in every society
Politics › Re: The Real Cost Of Food In Nigeria by jedisco(op): 8:31am On Nov 17, 2025
aariwa:
Were you expecting anything good to come out of mandate failure other the ruination his bolekaja policies threw the country into? I never believed anybody that would be worse than buhari until tinubu proved us wrong
Hehe. Nigerias food scarcity didn't start today though it has significantly worsened of late. Our growing population keeps providing demand but inept politicians have been unable to come up with a concrete solution to utilise our ample arable land. Buhari was talking about grazing corridors in the 21st century. How ridiculous!
Autos › Re: Range Rover For Sale 19.5m Negotiable by jedisco(m): 8:27am On Nov 17, 2025
kingar:
My people are very local my brother.
Truth be said, it's quite nauseating.

A car that's over 10yrs old. I wonder what'd be done if it was new
Autos › Re: Range Rover For Sale 19.5m Negotiable by jedisco(m): 5:14am On Nov 17, 2025
Whats with this habit of wrapping the seats of old cars with transparent film?

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