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KingTom's Posts

Nairaland Forum › KingTom's Profile › KingTom's Posts

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European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 3:29pm On Jul 09, 2025
Emaprince:
Abeg teach us..make we learn
Me wey don carry paper to learn from you already grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 3:13pm On Jul 09, 2025
Emaprince:
I think its timing. You dont have to wait until its at the tip

I get you though...but then you have to understand the women you are dealing with - knowing when they are just past ovulazione so you can be very safe as well.
grin grin grin grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 2:37pm On Jul 09, 2025
Melvyn11:
Exactly.
OK noted. I understand it now
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 2:36pm On Jul 09, 2025
GloriousGbola:
oddly spoecific cheesy grin
So I've heard grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 11:00pm On Jul 08, 2025
Spy360:
Don't be petty.

Id rather he is sharing cash than buy yansh angry
Spy my nigga grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 8:43pm On Jul 08, 2025
akwesenana:
More like inadvertently giving cornvicts gooning fuel. Na we state get light. Nothing concern agbado general with we light.
grin grin grin let the cornvicts breathe



Which state?
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 6:03pm On Jul 08, 2025
afrodoc:
To be fair that’s logical.

People are named saints only after their death. Those people you referred to were probably trying to speed up the process.
grin grin grin grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 6:01pm On Jul 08, 2025
semid4lyfe:
No be only him....I hear say our own J9 too dey find political appointment
grin lipsrsealed lipsrsealed
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 5:43pm On Jul 08, 2025
semid4lyfe:
Baba, don't be too sure o. Working for government sef dey in levels. Na only civil servants/govt employees dey get the short end of the stick. Political appointment dey make sense wella. Na wetin make that UK PhD CV writer dey hustle commissioner of education

Shey if your state governor wan appoint you as commissioner of finance, you go reject am?
Dipo? grin grin grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 5:34pm On Jul 08, 2025
Izzou how far? Hope all is well abi na Obehi stew you still dey lick? wink
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 2:21pm On Jul 08, 2025
akwesenana:
For the past 3 weeks, we've got light almost 23 hours a day.
You don jinx am cry
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 2:19pm On Jul 08, 2025
akwesenana:
🤣🤣🤣🤣
Bro grok sef Confess say na Nigerians use am pass grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 12:55pm On Jul 08, 2025
Season VI of the Grok Wars grin grin grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 9:30am On Jul 08, 2025
BlueRayDiick:
I don't have time for Ur long tears this morning, just apply for US visa and include Ur social media account u use in shouting " death to America" and "Setanyahu" make we check something.
grin grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 9:29am On Jul 08, 2025
Melvyn11:
Palmpay and Opay will never call you to come and take loan. Thats just a big fat lie.
But the 3rd parties under their umbrella will call and message you about these loans constantly and consistently. I think this happens when you open the loan section of your app and explore then leave without taking the loan, e go be like you carry woman go outing come leave am for restaurant... dem go wan use call wound you grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 9:25am On Jul 08, 2025
afrodoc2:
I did not listen closely to most of those long interviews and speeches made by the candidates but i seem to recall an interview in which he was trying to explain the rationale behind easy credit and how it would help in curtailing fraud, embezzlement, and misappropriation of funds.

I am not sure if it was during campaign season or from an earlier interview he gave.

Porsche came to our office one day and invited us for breakfast and to test drive some of their cars. Without credit facilities they would not even waste their time with us. That thing made sense when Tinubu mentioned it.
You heard right, in fact two of the 3 candidates promised to implement a credit system like it is in the west, the only one that's working to some extent is the student loan Programme
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 9:23am On Jul 08, 2025
BlueRayDick:
Baba, this is why I said they are preying on people's ignorance and make it seem like they are the cheapest out there despite the luggage of their unorthodox loan recovery system.

Stanbic IBTC bank have a non-collaterized loan product they sell called "Eazi Cash". Their interest rate is 4% monthly compared to Opay's 6% exmaple u gave up there. I have not heard of Stanbic IBTC posting obituaries of defaulters or harassing mutual friends of their debtors with calls.
True, most times na lack of exposure dey cause am, also I don't know why some people are afraid of conventional facilities and prefer the non-conventional ones
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 9:22am On Jul 08, 2025
Melvyn11:
Their loan section is owned by a 3rd party.
Ok so Flexi for palmpay and Easmoni for opay
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 8:12am On Jul 08, 2025
BlueRayDick:
Their loans are not cheap at all; they only lure unsuspecting people into those loans making them believe they offer the best non-collaterized loan.
That's the last hope of the common man, and since there's no collateral only reputation damage in the long run, most of them feel the immediate solution is better than the latter reputation damage
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 7:59am On Jul 08, 2025
afrodoc2:
They have moved in like sharks that can smell blood.

Wasn't easy access to reasonable credit facilities one of Tinubu's campaign points. Has that been happening?
Lori iro! If na Tinubu campaign points you wan raise this morning, this thread no go contain us this morning bro grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 7:58am On Jul 08, 2025
TemporaryHansel:
Well, let's focus on banking. Opay is quite better than normal banks.
Oh no don't get me wrong, when it comes to banking Opay is waaaaaaay ahead of conventional banks, I'm just saying the loan section (Easemoni) are bloody.
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 7:42am On Jul 08, 2025
BlueRayDick:
I don't even use Opay but everywhere I turn to online I see their ads : "Do you need quick loan?" 🤦‍♂️

I can only imagine what people have their app installed on their phone will be going through all in the name of making quick cash available to them.
I opened the loan section one day and looked at the interest rates, omo it was bloody, interests were as high as 16.8% I think the lowest was about 9% and that's when you spread the loan tenure for a longer period say 6 months, meaning if you borrow 100k you'll pay back 160k
Celebrities › Re: Churchill Donates Brand New Bus To Ondo Anglican Church In Honour Of Late Father by KingTom(m): 8:31pm On Jul 07, 2025
This is commendable. Well done Mr. 40 cool cool you're a true son of your father
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 2:38pm On Jul 07, 2025
airmark:
Will you be happy if i change it to 'over 7 years' instead of 8 years?
grin grin grin grin
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 1:31pm On Jul 07, 2025
Segedinho:
If I have a well paying job or a successful biz under a favorable condition.

I think I would actually be focusing on raising my kids rather than involving in crime under frustration….
Very true
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 1:22pm On Jul 07, 2025
GloriousGbola:
hunger is the chief driver of herdsmen ?
hunger is the chief driver of the boko haram and co who are funded from outside nigeria?
hunger is the chief driver of the people following simon ekpa and nnadi kanu?
Yes
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 11:36pm On Jul 06, 2025
Ellexy:
To whom it may concern.


https://x.com/chude__/status/1941943082242441283?t=Y5QGF-u9wvpblsphqS47pQ&s=19[/quote]That's a bold statement from Coscharis, he comes across as a man who doesn't give a damn anymore
European Football (EPL, UEFA, La Liga) › Re: EPL Chatroom - All Discussions by KingTom(m): 5:35pm On Jul 06, 2025
popizaino:
Good to hear then.
Na Sarcasm, no mind that my Ijebu brother grin grin grin
European Football (EPL, UEFA, La Liga) › Re: Official Manchester United Fan Thread:''20 Times EPL Champion by KingTom(m): 5:10pm On Jul 06, 2025
TrebleChamp:
Calvert-Lewin 😁
United matter don tire me, be like na Saudi League i go focus on next season...
Dominic wey be Dr. grin true true na Al-Ettifaq I go reason this season
European Football (EPL, UEFA, La Liga) › Re: Official Manchester United Fan Thread:''20 Times EPL Champion by KingTom(m): 3:15pm On Jul 06, 2025
chrisley024:
Man Utd making move to sign free agent Calvert-Lewin smiley
TrebleChamp e be like say we don see test subject for the deadwood theory grin
European Football (EPL, UEFA, La Liga) › Re: Official Manchester United Fan Thread:''20 Times EPL Champion by KingTom(m): 3:14pm On Jul 06, 2025
TrebleChamp:
Maybe we should 😁
This Gyokeres to Arsenal dey pain me like say na my GF dump me cry people dey cook rice with pressure pot, we dey struggle to boil beans with charcoal
European Football (EPL, UEFA, La Liga) › Re: Official Manchester United Fan Thread:''20 Times EPL Champion by KingTom(m): 3:14pm On Jul 06, 2025
afrodoc:
Buying useless senior players is actually wrecking the development of our junior players by thrusting them into the limelight before they are ready.

If we talk now, people like Odizey will remind us that Lamine Yamal does not have 2 heads. grin
Maybe De Gea was right, maybe we are cursed grin

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