LaJoe2's Posts
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 Foreign Affairs › Re: IMF Grants Debt Relief To 25 Countries by LaJoe2: 1:51pm On Apr 14, 2020 |
teadrake:  |
| Christianity Etc › Re: Slay Queen Gives Life To Christ, Burns Her Make-Ups, Wigs & Trousers (Photos) by LaJoe2: 6:05am On Dec 18, 2019 |
Men! The bunch of materials really look like junk waste. Irritating to look at. |
| Career › Re: Why Do Job Seekers Avoid Insurance Sale Roles? by LaJoe2: 7:27am On Nov 09, 2019 |
Will gladly answer this one because I'm an ex-insurance marketer, forget the fancy words they use, such as Retail Sales Executive, its just common marketing 1. They are poorly paid even by the best insurance companies 2. The bonus terms are so unreasonable compared to the effort you will put in, you get very little for so much effort and even at that, you will almost beg them to pay you when due, they will give you all manner of management excuses, meanwhile, their permanent staffs are on basic salary which is timely paid, you, on the other hand live on bonuses and commissions which is uncertain and untimely paid, almost like it depends on if scrap is left after the main staffs gets paid, although your the team bringing in the money, you dig! - monkey � they work, Baboon they chop kinda business. 3. Don't be deceived, its a profitable business, their packages are designed to favor them first. They make it look attractive, but when you really sit to analyze the benefits, you will realize that you pay more than you get. You pay average for low risk perils and pay very high amounts for high risk perils. 4. When its time for them to pay off claims, if your total premiums paid is less than the cost of your claim, guy, it won't be an easy claim. 5. Its not an honest business especially over here, what they tell you to get you to pay is only a bit of what is written in the T&C on your insurance certificate. You will discover clauses that favor them and protect them from huge claims such as if your not regular with due payments, you forfeit the balance of payments already made, this is for their so called Savings investment schemes. Thats why they are always hesitant in giving a sample certificate, ask them to give you a sample of the certificate you will get when you subscribe, they may tell you its against their policy, rubbish lie! 6. They lack integrity, sometimes they encourage you to lie or withhold vital information just because they want to catch a big fish (customer ready to pay big box). For me personally, it pinches on my integrity. In conclusion, Insurance in Nigeria is glorified daylight robbery. You willingly let yourself get robbed, by subscribing to so called juicy benefits. They open one side to see the benefits, but cover up all the demerits, which you get to see when your already neck deep after payment and tied by the contract you've already signed. 29 Likes 4 Shares |
| Celebrities › Re: Frodd Feeds 500 Kids On The Street (Photos) by LaJoe2: 5:27am On Nov 04, 2019 |
good work, GOD bless the team  |
| Education › Re: Professor Jibrin Diso Wins Innoson’s N8.8m SUV (Photo) by LaJoe2: 6:11am On Oct 31, 2019 |
Wow! Didn't know the Nigerian made car - SUV was that cheap compared to its imported counterparts. May consider one. |
