₦airaland Forum

jimcomb:
Over 280pips on GBPUSD Today

This is actually 28 pips though and not 280

Mods should please close this thread, used to come here to read on different interesting takes now it has turned to a battlefield, such a shame.

Tbh downsizing when you don't have drip is actually good advice, yes Pistota comes across quote harsh but a lot of times he makes sense. The advantage of drip is the plants get watered evenly and fertigation makes delivering the nutrients easier. My pilot was on an acre and I used no drip but from my 3rd cycle I got drip, planted half the seeds and I now get double, reason being rather than overpopulating the farm with plants, I simply focus on planting the perfect amount the space can handle and I focus on pulling 8-10 big cukes per plant. Drip makes this way easier. It also allows you spend less time on on irrigation and more time on other things like pruning.

LoFarms:
Moreover the we clown told me to downsize to one plot if I’m not usin drip and downsize to 3 plots if I’m using drip. Last last I covered 70 lines of 40meters each and I’m just starting. You shouldn’t judge people based on your pocket or your guts or your capacity,some people just have the will and Gods backing that they can’t foil up or cower into uncertainty. The same guy said I failed , Lfmao smh he doesn’t even know me and all the way from where he is already summed up my future, Ah aha !

Sunjay13:
We have 4 month female Boerboel for sale.They have taken all shots of vaccination.
Call/WhatsApp 08032112196 if interested. Location of pups is Ibadan.

Price pls??

Noel1:
Yea. I've fixed my earlier post so not to mislead people. Tnx 4 d correction bro.

You're welcome sir, May God bless us in all our endeavors.

Noel1:
I inquired with a GTB customer support. She said the more money u fix and the longer the fix period, the higher d interest u get.

As I was made to understand, the least u can fix with them is N100,000 for a duration of 30 days, and a 3% interest. U can always roll it over at the end of 30 days period, and get d new month interest based on ( previous month interest + d principal )

If u fix something like N200,000 or more, for a longer period, u can negotiate a higher interest.

Let me explain some to you, those interest rates are for the entire period, there's no way you get 3% monthly. One of the highest yielding places to fix money via the bank is in Money Market and that one offers 1% each month. I'm speaking from experience, fixed some money for like 8 months and it as way more than hundreds of thousands. No bank will give 3% monthly. And fixed deposit is for 90 days or so. You can't negotiate 200k, you can't even negotiate 1M

Noel1:
I inquired with a GTB customer support. She said the more money u fix and the longer the fix period, the higher d interest u get.

As I was made to understand, the least u can fix with them is N100,000 for a duration of 30 days, and a 3% interest. U can always roll it over at the end of 30 days period, and get d new month interest based on ( previous month interest + d principal )

If u fix something like N200,000 or more, for a longer period, u can negotiate a higher interest.

Let me explain some to you, those interest rates are for the entire period, there's no way you get 3% monthly. One of the highest yielding places to fix money via the bank is in Money Market and that one offers 1% each month. I'm speaking from experience, fixed some money for like 8 months and it as way more than hundreds of thousands. No bank will give 3% monthly. And fixed deposit is for 90 days or so

Never in this life!! No bank will give you 4.5% monthly

Noel1:
N100k may be difficult to start a major business in Nigeria of today.

Why don't u put it in a fixed deposit account? I think some banks would give u up to 4.5% monthly interest on it. That's like N4,500 interest first month.
Then roll it over and u gain more interest based on compound interest.

Alternatively, u can buy Federal Government Treasury bills.

What and what is your system powering? Because just one battery won't last you very long especially with your electric fence on it. And during the day, do you power down the inverter?

queenfav:
Good day, we just installed a solar system in our house to power our electric fence 24/7.So far, we haven't had light for 3 days. 3 pcs of 150w mono solar panels were installed to charge our (one pcs) 200ah battery. Since it was installed, we haven't had light. When the sun charges it, it shows all the battery bars complete on the charge controller, but once I turn on the inverter it shows that only three bars of batteery is available for use.This has been the case for 3 days now that I have been charging it with just solar, since we haven't had light. It has never charged full even with good sun for most of the day.
.
.
.
With not all our connected appliances loaded, the inverter alarm starts beeping batteery low after 4 hours of use, whereas the charge controller will still be at two bars. My husband says his colleagues inverter battery charges with solar under 4 hours, and it's d same capacity as ours. Pls what do u guys think, cos I am planning to call the installer for remedy.

eleojo23:
Is that you or autocorrect?

Both of us working in unison

earthrealm:
even the adjustable charging voltage is quite useful.....
for a budget install, it would be superb, imagine buying a non harging 4kw inverter for less than 30k, and pairing it with this smart charger. its going to be good and cheap, cos the non charging inverters usually hv low idle consumption.

would hunt for cheaper variants of this charger

This thing you mentioned is key, discovered it about a month ago and it has significantly boosted my battery performance. Non-charging inverters are the best, imagine an inverter with a charger board consuming 5A/h when idle, that's just ludacris.

Clearance Sale!!!!
Only 12 2v 1000ah Rubitec Batteries left in stock. Grab yours now!!!

Your budget is way too small, anyone who says otherwise is out to rip you off

LeoFish92:
I need an inverter and battery that can power just my 60watt home theatre, 43 inches TV (don't know the wattage) standing fan, laptop and two energy saving bulbs (I live in a self contained apartment)

I go to work in the morning and come back by 6pm While Nepa brings light by 8pm and it lasts all through the night.

So, usage will just be minimal, at most 2 hours, Monday to Saturday except on Sundays when I'll need to use it for 6 hours or thereabout. Or when babe comes visiting

Just something that can function in place of a generator

So, guys, can I get a good one with a budget of 80 to 100k?

CanadaOrBust:
Iron clad writing and stamped
Thanks 4 your input

You're welcome

CanadaOrBust:
I bought 200AH 60kg; 450 cycles for 70% Dod;
1year warranty.

But note that some lie on the spec sheet

Do you have the warranty in writing or by word of mouth? If it's in writing then you're aii

And four batteries, my advice get and inverter with a 20Amp plus charging current so your batteries get charged on time. Mine gets anywhere between 40A and 100A

CanadaOrBust:
I need to buy 4 inverter batteries. I know almost nothing about them. Any ideas? Anyone selling?

My best advice don't be deceived by the popular names. Make sure the charging current of the inverter is great 15A+ for 1-2.5kva 20A+ 3kva and above.

Also make sure you have warranty details in writing for your battery. Get at least 8months.

Up Gregs!!!

Pistotita:
Where are the cucumber farmers making mouth in June

If you follow me very well, I have written it here that the Nigerian rain pattern has changed. Now, we gat real rain in most parts of Nigeria except Lagos/parts of Ogun close to Lagos, and let us start asking nairaland mentors Where are their cucumbers? Team Ridomil + SAAF every 3 days, how market?

Ok. Its okra which I showed you all here you are presently cultivating. We will soon start hearing stories. Just wait and see. Ha ha! Is it not okra?

If you want to start veggie business, and you want to be successful, listen to the voice of the one who is telling you the truth. If you follow those hard ways and you aren't grounded in the game, you will only enrich workers and consultants. You don't have the power to till the ground, you don't have the energy to weed, and you don't have the time to stay on farm 24/7, yet you want to do it like that person who is always monitoring these boys. Also you want to depend on a farmer who is looking for a way out. If he is successful, do you think he will be interested in working for you? You all better start using your head and not let profit these people calculated for you blind your ability to reason. Anyway, most are too greedy. No matter how you caution them, they always play into the hands of smarter one.

Cucumber farmers I hope you are all enjoying downy mildew diseases on your farms. And I hope your saaf with ridomil are effective

What's the best way to combat DM sir

*Clearance Sale!!!*
Just Sixty units of brand new 2v/1000ah Rubitec deep cycle batteries left in stock at a discount rate of N88,000.
Offer valid while stock lasts.

Call: 09076234968

PietraK:
I make organic fertilizers rich in Nitrogen. You can request for as many bags as you want.

Price and location?

Pistotita:
Outsourcing raw materials is ideal in a normal world. It is a wonderful approach in a community things are normal. Nigeria is not normal. Of course, it should work. But, your competitors will crush you easily by giving your suppliers false hope. And most of the farmers are poor. They always believe false hope. It's after the business has been destroyed that farmers regret it. And it does not mean they will not fall into the trap again and again. For example, if I wanted to crush you (let's say you were the plant owner), I would simply buy off the supplies they should send to you with just as little as 2% price increment. Farmers would definitely betray you even with a contract on the table. And I would process into garri. And I wouldn't mind making loss. But I just wanted to crush you.

Maybe, a further investigation why the company delayed payment would show you more. Perhaps, the enemies tampered with the business' cash flow in a way that they couldn't easily get their money to pay the farmers. So many things are involved. If Dangote could go all the way to provide seeds, subsidized nutrients, etc for his tomato plants, and these farmers still failed him, then, there is more to it. No matter how you see it, all producers who outsource raw materials production always get crushed out like this company you have just mentioned. The question is: What is the reason they started delaying paying workers?




Thanks for this. But you need to specify the kind of power generation facility. We have identified biomass power generator here.

Will try to find out haven't been there a in a while, I think it's gas powered. And you go me wrong, they started owing the farmers supplying them not their workers.

Pistotita:
The right measure for goats
If you understand physical and spiritual warfare, you know that dem.ons are stubborn. They are goats. If you start using gentle styles on them, you will lose. I am posting this because of numerous concerned people who have been talking to me on phone, chat, and email.

If you refuse to deal with me because you believe I am hard to deal with, it's your problem. But when you start walking on the golden road of success someone cleared for you....you know you are weak, and shame on you. I don't need your money. I repeat, I don't need your investment. Carry your money go elsewhere. I will not be intimidated. Never! One person must stand to these madness. Martin Luther paid with his life. Malcolm X too paid. If not for Nigeria, Mandela would too. If all of you just sit down and stay silent because of attacks, not me. I have not lost a single battle in my life. And this one, I am already winning.

Read the word of Jesus:
He replied, "It is not right to take the children's bread and toss it to the dogs." .
Jesus actually insulted the woman and called her generation dogs. You think Jesus was an easy man when he was on earth? You better stand tough with me and let us bulldoze these m.ad people. We are clearing them off the surface of relevancy. But that woman knew what Jesus was looking for. Oh! Blessed is he who don't just jump into affairs that he has little knowledge of. Blessed is he who is patient enough to see the end before running his mouth like diarrhea.


Do you realise Jesus was not an easy man? At what age was he when he started scolding his parent? He asked his parent: [b]Don't you know I must be in my father's house? [/i] Did Jesus send them not to be observant where he was to be? You try hindering the mission of Jesus, you will be "bulldozed".

And when the people turned to be goats. They turned his father's house to buying and selling. Jesus ran mad. Jesus was full of rage. What? I have not slapped anyone ooo. It's e-slaps and upper cuts you are getting. See, I am bringing out a good cane to whip you all idi.ots like Jesus cleared them away.

What are you, mighty mountain? Before Zerubbabel you will become level ground.

He that is in me is greater than He that is in the world. I am telling you boldly. Those babas and mamas you rely on are powerless.

Anyone of you who wants to hit the rock of ages should continue here. You will be slammed into pieces. I assure you.

Forward ever I am going! I assure you that I am pioneering a medium where good people cannot be intimidated anymore. One man I can never forget is Jasper7. Oh. What a wonderful man that left nairaland because of these madness. Who is the almighty madam in the bush where Jasper7 was? See, I am here to clear you away if you refuse to learn and become a modern farmer with modern skills you can teach these people. You will fade away. I assure you. Pistotita is here to stay. I will clear you all away.

More opportunities coming. We just dey start.

I follow your thread judiciously and I've learnt a whole lot here about cucumbers than I have anywhere. We as Africans painfully tend to always perceive change as threat and instead of embracing it, most people tend to fight against it. Yes sometimes you're a bit harsh but I don't think that should deter anyone who truly wants to learn.

Nothing good thing in life comes free or easy and though a lot of times it's a bit cryptic you have given away a ton of profitable information on here for free and for that I must commend you. But as for those who have refused to embrace your methods i advice what Christ said in Matt 10:14:

And whosoever shall not receive you, nor hear your words, when ye depart out of that house or city, shake off the dust of your feet.

For each person who says it's not possible there are more than 10 people reading in through and researching thoroughly on how to make it possible. Fights and shades on Nairaland have never been productive as Africans are normally to stuck in their way to try anything new.

Once again this is best thread I've come across on Cucumbers, keep up the good work sir.

I was going to say something earlier about getting supply from Farmers, there are two big companies I know that process cassava, one into starch and the other into ethanol. To the best of my knowledge both depend mainly on supply from Farmers and a lot of people made this into thriving business venture till the company started delaying payments and all. What I'm saying is this (I might be wrong though) depending on Farmers may not be a bad idea if the product is readily available like cassava is in the southwest, it's easier if you have vehicles that can help pick the products from the farm and you deduct this from the payout or get 3rd parties who'll go get the product from the farmers and supply the company to make their profit. This is my opinion based on what I've seen, though I might be wrong. And very nice informative thread sir.

And before I forget about the power, you can consider installing a small power generation facility within the plant, that might work as I've seen some companies do the same.

Pistotita:
1. Cassava
World Bank is really interested in this crop the moment bio-technology made it possible to produce cassava with extreme high starch content. Funny that Nigerians are not interested in starch but in the most common end products in SW and SE which are garri, and another one called "fufu" in the west. Hahaha! The Ijebus (a popular mini tribe in the Yoruba land which spreads from Epe, Lagos to Ogun State with their main town in Ijebu Ode) have a special fermented garri with peculiar aroma. It just must be sour, else it is worthless in the market. Actually, I enjoy drinking garri with powdered milk, nuts, and without any sweetner. Hahaha! But I do not so much like eating "eba", the cooked form of garri because it takes too long to digest. I just do not like it, and fufu is a capital NO for me too. While the Ibos hate so much this fermented version, they usually make their garri by adding palm oil to it which turns the color to yellow. Yeah! This version of "eba" tastes better in my mouth, while drinking it as garri is disastr.ous. And they even pound it to make it smoother.

Value Chain
1. Cassava Tubers --> Cooked tubers
2. Cassava Tubers --> Processed to garri ---> Local Market --->Packed for grocery stores
3. Cassava Tubers ---> Processed to Fufu wet/dry powder -->Local Market --> Packed for grocery stores
4. Cassava Tubers ---> Cassava Flour ---> Used in 10-20% flour proposed for bakery esp bread, but not used OR Exported
5. Cassava Tubers ---> Starch ---> Replace Corn Starch by Many industries OR Exported

Cassava Starch is the reason World Bank got involved, and it is expected that cassava starch will overtake corn starch in the world market. But it has its limitation too. One of it is that cassava tubers must be processed immediately after harvest, not even 24 hours after. The earlier it's processed, the better the starch or flour from it. Therefore, it is expected to situate the factory right inside the farm.

Huge Challenge For Corn and Starch Production
How is it possible to situate a huge factory in the bush? Where is the power to drive the equipment? Or do you want to use solar energy to drive huge equipment? Hehehe. I believe World Bank should be tired to pushing cassava starch at this stage because Africa, especially Nigeria is not ready. The world expects more productivity from Nigeria, but she is slacking. This country should be great, but her obituary is coming out soon with the kind of people in power, and I seriously pray against it.

Free Trade Zones and the World Starch Market
It sounded like a good idea to situate ones business in the free trade zone to enjoy free taxes since the business is going to be more of exportation. In 2013 when I was writing 2 billion naira 80 tons of cassava starch daily production business for Lekki Zone (actually the optimum production of the factory was suppose to be 100 tons daily), I realised that the road network even from Epe town to the destination might be ok at the initial stage, but may be hard in the future. I just know most of our tubers would not gain easy access to the factory because of congestion, and we would run at loss. My partners were trying to force it just to take advantage of the already available loan and other incentives attached. But I was going to be most likely the CEO of the firm, and I would be the one with sleepless nights during operation. I looked at the incentives attached, and what we would likely face in the nearest future, and I just said No. I was not going forward. Since there was no way to install another form of plant to generate energy for the factory in the bush at the time, I could not run the business..They felt I was joking with all the benefits attached, but they were wrong. While I was trying to convince myself if their proposal could be looked into, I met the expat who is the MD of the firm which was about installing the factory in Eko Hotel. Fortunately, he came to Lagos from Europe for a week business meetings, and he was the one who told me about all the failed factories his company had installed in West Africa, even one along Ibadan Express Way just because the factories were not in the bush. That was when I quit the business. No power in the bush, forget Cassava Starch production in a very big way. Except you just can arrange smooth transportation from farm to your factory continuously. Do not ever depend on farmers for tuber supply. You have just dug out the pit your factory will be buried before you start operation by relying on farmers. Dead on arrival!

Subsistence Cassava Farming
Until power improves tremendously in Nigeria, Cassava cultivation will stil continue to be dominated by subsistence farmers. In fact by indegenes of the areas garri, fufu, and starch food are known for.

Low Yield
Since the sponsors of mandates of research institutes are not interested in cassava production for local diets, old cultivars are still mostly used. Well, might be IITA has got some better versions, I do not know. But I am sure that these indegenes are so concerned about a peculiar aroma, taste, or whatever they want which warrants them to stay more with low yield cultivars. There is a saying amount them that Never use fertilizer to grow cassava . Is it true? Waoooo! Therefore, land rest is vital since they need natural nutrients only. It's cheap for them too. But they always run out of land faster than expected; therefore, they remain extremely poor. Please, if you are a cassava farmer producing for making garri, kindly share with us more information about this believe of not cultivating cassava with fertilizer, and why is the believe so common among them. Or has it changed? I doubt it. lol.

Cassava production leads me to my first 2 principles for commercial Agro farming business in Nigeria.

Principle 1: Be extra careful with Agro processing businesses which require heavy equipment usage, especially if the product has short shelf life, or just avoid them
Power needs to be available. Until power is supplied uninterrupted, Nigeria cannot fly like eagle on her coat of arm. Mark my words, power is the main ingredient lost in taking our economy to the next level. APC and Buhari are jokes concerning their next level without sufficient power. I believe we should let any incoming president know that if he cannot supply minimum of 50MW power, he should forget it. For Christ sake, Lagos population is millions. I believe the official figure for Lagos population is flawed as the real figure is much more than the official figure. It is cra.zy. Something is wrong with Nigeria. And can you imagine how big the north is, and the population there is so scanty compared to Lagos. Even hausas are migrating to Lagos to hustle. And Buhari wanted cows to join the population too in the name of creating farm ranches (Ruga) across the country. Hahahahah. Ma.dness dey oooo. Walahi! Federal Government does not understand anything about economy. Standard and confirmed! Full Stop!

Thank God President Buhari admitted yesterday that his best is not good enough for the power sector. Click HERE

On the otherhand, I don't still know how anything which requires physical wire electricity distribution will work in Nigeria. The people themselves are hear.tless, wic.ked, and they are their own wor.st ene.mies. Telecommunication did not work until physical wire distribution was dumped. Is there any wifi electrical distributions which Nigerians can use? Why? Nigerians tamper with these cables. When a man has the confidence to tamper with high voltage transformer powering several streets with minimum of 30 houses in each, then you realise that de.vil resides in many Nigerians. Hehehehehe! When you gat the confidence to climb a ladder and tamper with live cables without consulting the authority so that experts can be sent to check the fault. But the so called experts too are ma.d set of humans. Seriously, the man who will solve Nigerian Power challenges might be more powerful than Angel Michael, and softer than Gabriel.


Principle 2: An agro processing firm should produce at least 80% of its raw material
The second principle was confirmed after the collapsed of Dangote tomato factory and I think he is trying to correct it. Your business is dead on arrival if you rely on farmers to supply up to 50% of the raw materials for your factory. This is not a trading business. After the tomato factory issue, Alhaji Dangote approached another governor in the North for land for farming, and that one too was asking him to liase with farmers. Dangote just told the governor that he, his farmers, their land will be alright. lol. They lost huge investment from Dangote Who has resources to waste on lazy farmers. That's even in the north..South is worse. Hehehe! The northern farmers still produced, but these southern farmers will definitely divert the money invested in them elsewhere. Never work with the do - called Togolese, Cotonou, Benue, etc workers if you do not know how to handle them. They are de.mons on farms. Your investment will start evaporating like boiled water in your presence using these people as workers. They do not care. They just want to collect salary. And if you know any farmer who is using them, tell him to take Blood Pressure test, and you will understand. Even the boss on farms ages faster than the boys working because of unrest mind set. Hehehehe! Please, do not ever write me to come manage your farm, esp if it's located in the south. I beg you in God's name. I gat my challenges in my business to address. Lol.

Lessons learnt
1. Becareful with government, IMF, and World Banks proposals. They are not the best in most cases. Personally, I do not like most of their solutions for developing nations. They are more interested in serving the developed nations funding them. Until Nigeria starts funding them too, I do not expect much from them.
2. Stay away from using too much power in your farm. Push forward any farming operation that require power till Nigeria gets it right. Maybe not in our generation. So, do not do it.
3. Farmers are not reliable. Be the farmer of what you want to process. Infact, cover about 80% of the value chain of the industry you want to dive in. Else, you will have serious and many challenges in the nearest future after the commencement of operation.

Recommendations for Cassava Business
1. Cassava is not meant for subsistence farming. You need minimum of 10 ha to do it well with tractors of yours; else, you will be poor like the indegenes.
2. Your best bet as at this moment is still local food production such as garri/fufu/food starch, etc..
3. Consult IITA to get local manufacturers of equipment used for such processing. Make sure you calculate the energy needed before you dived into it. Never go for too heavy equipment. Look for equipment which are very good on low power or manually easily operated. Never listen only to those manufacturers because they want to sell. Consult users of their machines. Not only the ones they send you to, but dig deep to find angry customers and listen to them very well.
4. Consult a vegetable expert to take you on ways to boost nutrients in your soil organically so you can keep down the quantity of fertilizer. Check this other thread of mine to start thinking like a vegetable farmer. Click HERE.
5. For uninterrupted operation, plan towards getting your own mini tractor.
6. Do not expand too fast. Since you do not have power to operate heavy equipment, you are going to still rely on moderately to heavily on human resources.
7. Cassava tuber sales is not profitable. Aim at processing your tubers.
8. Personally, I think if you cannot monitor harvest and processing through a trusted manager or by yourself, keep off cassava business. It takes minimum of 8 months to mature, and then, you run at loss during harvest and processing just because you cannot monitor it well. So, if you are in diaspora, consider all these issues before setting up a cassava farm. It is not such a wonderful business as promoted by consultants as at this moments. It is ok, but it has got its challenges which they will not tell you.
9. That cassava farming involves lower production risks does not mean the losses are low. Infact, cassava tubers and wholesale end products prices are highly volatile. 8 months is a long time to predict sales price. So, I put it under high risk farming business. And cassava removes too much nutrients in the soil. It's a tricky farming in my opinion, and can be ridiculous if you do not know the tricks

This Kayode nah big fool, show us Seyi and Tacha. If nah mumu Frodd and Esther now, e no go gree commot camera, will just be exposing that ones foolishness to the world

Wetin Seyi do Tacha?

styrese:
what's suegbe

Suegbe = Dull Person

Yale9:
what is happening with Seyi and Tacha? Tell me

How I go know when Biggie no want make we get inside scoop

meobizy:
Elo chases her from the circle with his dry yarns.

E dey pain me ehn

Yale9:
those ones that we don’t even know worriss happening with dem. Let dem go to Ike abeg

Nothing is happening with Ike and Mercy, she go just dey ask am Jamb questions and he go dey give tales by moon light. At the end she no go knack am till them commot house

Yale9:
which Seyi? Ike!

No thanks... I wanna see Seyi and Tacha

This Frodd is a fucking disgrace to manhood make we watch Seyi abeg..biggie how far now. Give us Seyi and Tacha

Elo is mad ohh, just dey talk you young guys since. Make he go sleep abeg. He dey disturb