₦airaland Forum

obainojazz:
Bet9ja 🤦🏽‍♂️

Toor

Amigoss:
Na the free transfer,no charges when money enter your account,stamp duties,vats,SMS charges,account maintenance charges,ATM charges make am enter your eyes,no lie

Opay n Palmpay has privacy issues with the phone number as account number thing. Though it was a masterstroke to launch into the industry, it now leaves a lot of people open to crime.

Free transfer for Opay is 3 per day and Kuda is 20 (if I'm not mistaken) per month.

Opay and these digital banks offers very fast transaction. You can also check the recipient bank network before making transfer (which is a game changer) that way you rarely have transfer hanging issues.

I always advise people to have a traditional bank and use these digital banks for daily transactions.

DissTroy:
Opay is actually the one you should be concerned about. In March 2021, they raised about $423 million in Seed C funding even when they weren't that profitable, considering losses from Oride the previous year.

To raise $423 million, they must gotten a $2 billion valuation or more. Unlikely since, again, their profitability couldn't have been that high. Which points to a likely cooking of books.

Are they as profitable now? We'd never know. But the first two paragraphs above served as a red flag for me not to keep large amounts with them for too long.
Or maybe overanalysing the fine details is my undoing.

They pivoted fully from ride hailing platform to financial service fully.

They have gained so much unserved and underserved customers within the past 2yrs that I believe they should be making serious profit currently.

They might also go into retail banking if some rumors I hear are anything to go by.

Same way Moniepoint started with retail banking and now trying to go commercial with their Moniepoint Personal App.

BlueRayDick:
YES !

If and if the bank crashes, u will get ur whopping 200k from NDIC because they cannot cough out more than what they guaranteed they will pay if the bank crashes/fails .

Dey include CBN in ur morning devotion prayers because if they fail in their duty to supervise these banks as they should , they will put u in a life-threatening position and they will only offer a terse apology and that’s it.

😂😂😂😂

Just the way that Sillicon Bank in America almost crashed before it was saved by Biden.

DissTroy:
My thoughts went straight to Kuda, the defacto digital bank for techies and tech startups, asides Wema Bank. Kuda is a microfinance bank. If it crashes...

Most of these banks cant crashed though, especially those fully licensed by the CBN unless they go against regulations but even at that, CBN will most likely save them.

I think that's the reason why Cardoso is pushing for recapitalization of the banks.

Izzou werey

Hope you don dey prepare for another weekend of L?

37 mentions.

Clowns are wanking on my mentions.

Keep wanking on my mentions, it wont make whatever pain you are going through easy. Infact that pain no go ever end. Awon oloriburuku de de

I did not ask for your sympathy neither did I beg for it, I didnt enter your DM or even ask you for any assistance, yet na my name you dey mention every time.

Better go out and find something to do with your life instead of wailing on my name daily. You go wail tire while I continue to get my shit together and forge ahead.

I am appreciative of those that gave me tips and directions when everything looks gloomy, I'm getting back on track by the day. I never regretted sharing those moments with everyone of you. We keep it moving.

afrodoc2:
Hahaha.

Any Man Utd fan who is still brave enough to go to viewing centre in Nigeria is a true hero.

Na Chelsea fans we dey use as consolation.

I dey viewing center like this dey exert my own pound of flesh.

afrodoc2:
Immediately they scored the 2nd goal I started doing something else. I checked scores later and saw 3-0 and then 4-0 before back to 3-0.

I dey viewing center dey press phone. Bant just deh touch me from different angle. I no wan stand up comot because those werey go begin sing. I just use shame finish the match dey press phone.

ETH will suffer shame.

patrickmuf:
Instant fever started as soon as they scored the second goal...

steady986:
Lol. Hope he carries this offensive performance into the season. He's been a little off in that compartment.

Pray he doesn't book another doctor appointment soon.

etidy:
Yimu! AD reminded us what he can do but doesn't do consistently and this is why fans and sports commentators alike are frustrated with him.

He can score 10 points in his next game.

Yeah. His main issues are consistency and doctors appointment.

steady986:
Omo, defense wins offense everyday

Meanwhile, what's AD on?

AD reminding everyone what he can absolutely do when hes not visiting the doctor.

AD absolutely locked that defense in.

Lakers gameplan has been solid, their defense has tried to limit the impact of Haliburton well.

A Reaves - 22pts in first half.

AD cooking

Haliburton flopping.

chic2pimp:
Since when did Larride and Steady start following baseball?

I did not expect his yearly AAV to be that much especially not right after His season ending Tommy John surgery. Before the surgery absolutely but thought it'd be around the 60-65 million ball park but then again He is by a long short the Biggest Global Superstar Baseball has ever had so I expect the dodgers to recoup their yearly earnings back in no time.

Been following baseball for about 7 months now.

Ohtani to Dodgers for a 70m per year contract.

Ballzproblem2:
for someone you but £100m, okay is not enough.

e don reach like 1 year Antony never score

Dont you guys have Murdyk??

Lana1:
Emery has come a long way since his Arsenal days

He has always been a decent coach. Just went to Arsenal at the wrong time.

3-0

Lmao

patrickmuf:
Doc Make una feed my optimism na.

😂😂😂

15 assist with zero turnover

Haliburton is HIM

Roland17:
The league needs to fine the Pistons and Spurs at this point. I mean, we know you are both tanking but 18th and 15th consecutive losses? Come on man!

For Pistons, seems their roster is horrible.

For Spurs, the coach might have to call it quit.

patrickmuf:
He tried to get very tight to Garnacho like he did to Saka for the most part of their game against Arsenal but Garnacho was up for it, dropping to our half to pick up the ball and run at him everytime. For a fullback, wingers like Garnacho and Martinelli are tough to deal with.

Na so Poch comot cucu for James, that one sef chop grass.

I love it.

Leyqute:
Garnacho made many wrong decisions and even missed a couple of goals. But he never allowed that to affect his mood, hardwork, and team play.

If not, he wouldn't have provided that assist for the second goal.

Then you have his senior, Marcus Rashford, who will down tools immediately the right back gives him a hard tackle. Did anyone see how Cucurella wanted to ride Garnacho yesterday but he refused to back down from the fight?

As Garnacho was wasting chances yesterday, everyone was saying they should remove him at the viewing center I watched the game. I asked them if the chances will even show if this current Rashford replace him.

Garnacho was always opening up for space, linked up well with Shaw and then Regullion. He still has alot to learn but mehn the boy does put in alot of work on the pitch. Most of our attack in the 2nd half was running through him till he got tired. Can't blame him. That boy shouldn't be playing full 90mins in this kind of games.

Izzou

Come outside.

melodyogonna:
Varane is fit?

Yes and he has been on the bench for the past 3 games or so.

olabode89:
God must punish Lindelof... weak ass mofo

Shey our coach dey fight Varane.

izzou:
[color=royalblue]Larride[/color]

https://www.reactiongifs.com/r/ct420.gif

We go too beat una tonight.

Be there.