₦airaland Forum

Oasis007:


We joke too much on this board. Same Emery that Arsenal fans climbed mountain for 41 days fast and prayer to get rid off. LOL!

If Mou couldn't satisfy United fans, who the fvck is Good Ebening?

Emery had Mustafi as CB. Those crops of players were absolute trash.

Emery performed at all the clubs he went except for Arsenal.

afrodoc2:
What was the reason for Dalot’s cards?

There was a Salah counter that Dalot was able to stop which was suppose to be our throw in, Dalot complained aggressively and was given a yellow, then he gave him another yellow and a red all within a space of few seconds.

Curry 3s streak comes to an end.

0/8 tonight against the Blazers

No difference between Christobam and Hensben

Lack of sense is their defining trait.

You'd think all the games we have played horribly and lost horribly to average teams this season didn't have Bruni Fernandez on the pitch for 90mins.

ChristoBam:
We missed a vital player, yes or no? I don't care who played in which game.

Your brain must be leaking. Didnt we chop 3-0 in the previous match with the vital player on pitch for 90mins?

Was the vital player not on the pitch when this same Liverpool beat us 7-0 last season?

You get luck say na online you dey type all these take, go viewing center go yarn all these okpas, whether them no go give you community beating.

ChristoBam:
Jeez did Bruno play or not? Cuz this one your saying stories of how he's suspended and not injured.
Point is ETH had to go into the match without him.

Bruno played last game against Bournamount. Please tell us the final score.

Bombblacks:
Liverpool only lost one match at home last season.

Wait now, no cut him rank yet.

ChristoBam:
When Liverpool struggled with injury last season, they had 6 premier league defeats at Anfield in succession.

Like 6 back to back defeats.

But apparently injury no be excuse.

Liverpool lost 6 matches at Anfield in succession last season?

ChristoBam:
Casemiro
Rashford
Bruno
Martinez
Eriksen
Shaw
Bissaka
Varane.

How many played today? Let's even forget our player of the previous month is also out injured.

Out of these you mentioned, 3 played today and AWB was on the bench. Bruno was suspended because of a yellow.

On 3 players from your list are injured.

iamoyindamola:
You said it na
Dissent
They have given those useless referees power

The first yellow was dissent already. What was the second yellow for? Definitely cant be dissent again

EPL ref just want to be the center of attention.

iamoyindamola:
Dalot foool
Oloshi

He gave him 2 yellow card for dissent, as how?

What kind of red card is that?

Double yellow because of complain?

Every time we have progressed with the ball, it was courtesy Mainoo

BARAJ92:
with the removal of Rashford from the team as the team perform any better. We all know that Ten Haag does not rate Tom but had no option than to play him with limited option.

Does not rate him but refuses to use others in his stead?

You and ETH dey jonze.

kozmicity:
Remove McTom for Hannibal, Remove Garnacho for Rashford. If we have someone to replace Amrabat, he too should go.

Watching this game and amrabt specifically has mad me realize my issue with our players is that they're not agile. Does anyone else see how much effort they put in to control the ball? How they are always half a leg behind each turn? How slow they are to scan for a pass and even slower to give it?


In my books, we've won. Garnacho would keep getting bullied by Konate helping out Trent everytime that's the only reason he has to go.

Because both Shaw and Dalot are not providing them with width.

Our coach is a dunce.

That useless tactic of always passing to the back need to stop Immediately.

olabode89:
I weak o... How did we scout Amrabat and didn’t notice all of these drawbacks.

Hes very slow. Sometimes he runs in reverse but truth be told, he has been way better than McTom in this match. Way better.

Foolish coach is using a McTom that cant trap ball properly or even progress with the ball in a match that he wants to play quick counter.

Nonsense baldie

BARAJ92:
really, same set of players we complain of.

How many games has Dan Gore and Hannibal played this season?

Have we not been complaining about McTom since the season started?

Same way Rashford was stinking up the joint and any call for the coach to bench him will be met with "bench him for who".

Some of una go just dey vex person with una excuses of mediocrity.

olabode89:
Dan Gore or Hannibal will slot into that position without dropping the quality. At least both of them can move without looking like a worn out tipper.

Even VVD will do a better job.

You'll see player stinking up the joint offering nothing, you will see people asking you to remove him for who as if those on the bench are statue.

I can count the number of times McTom leg don touch ball.

Very useless player.

McTom is a horrible footballer.

Damn it

Amid all these interest from clubs in Greenwood, will this useless board bring Greenwood back or let the wokist agendarist overrule them?

Pacers need an elite Center to compete. Turner tries his best but I dont think its enough.

Ballzproblem2:
https://www.lindaikejisblog.com/2023/12/surveillance-video-of-actor-jonathan-majors-fight-with-girlfriend-released-2.html

my boy is gone.

marvel definitely dropping him

Did you watch the video though?

That definitely can't be the video the prosecutor is using in their case.

Ibime:
larride, you done see am

Bros, you are right. There's nothing we cannot totally abuse and render useless.

DissTroy:
You know Kuda and Wema are like(?) the Silicon Valley Bank of the Nigerian tech ecosystem, right? If anything happens to Kuda especially (a microfinance bank), the shockwave would sweep through. Nigerian tech job cuts, services, whole startups...

Sorry I can't count on CBN to save Kuda, but it's shown no stress so far so...

Banks do not just fail, there are a lot that has to go wrong for a bank to fail especially one that is fully licensed by the country reserve bank.

Even Sillicon would not have run into that much trouble if not for the bank run.

Kuda is safe as long as their board knows what they are doing.

izzou:
[color=royalblue]I'm taking my TV to Alaba for repairs this weekend.

I'll miss our match, sadly.

See you next/another weekend![/color]

No fear.

Na Liverpool be our own next match. Troll me, I troll you.

DissTroy:
That's the point. How were they able to raise to pivot when the hitherto ride-hailing services were not as profitable and lost cash during the Covid era? VCs must have seen the books.

Now imagine the financial statements which would have convinced VCs to invest $423 million in a market already dominated by Flutterwave, PayPal, and even Kuda at the time? Definitely not the exact financial outlook.

That's a source for concern. I raised this concern in the programming section too in February, months before PayDay faced the same problem after raising $3 million.

Underserved customers? What's the userbase expenditure and remittances to Opay? They still do free transfers and a lot of freebies, no? $423 million is a lot of money.

I think the issue here is that you are mixing up their business together. Their own competitor among those you listed is Kuda.

Flutterwave, Paystack, interswitch and the likes offers payment and switch services, they do not hold customers funds as they are not licensed to do so. They only process payments and the likes. Opay holds a MMO license (Mobile Money Operation License)

When Opay pivoted into financial services, they pivoted into commercial banking with the goal of touching the unserved and underserved customers which they have done remarkably well with.

You also cannot compare PayDay with Opay. Opay and PayDay do not run the same model of operation. I'm not even sure if PayDay has a MMO license. PayDay core business idea was to help freelancers process funds from overseas and then they later introduced Virtual cards for international payment. Opay does none of that. What ruined PayDay was majorly financial recklessness of the founder and board.

I've not seen Opay books to be sure what's going on with it but I know part of the money they raised was used to get the MMO license they are currently using to run their business.

Startups already have it too hard, let's tone down with the assumptions that we are not sure of which can make depositors to panic and lead to bank run.

So far so good, Opay model has been largely successful. And their free transfer is just 3 a day.

Amigoss:
I think with time, identify verification will be used to validate account even though for a particular threshold amount,it is needed...

Yeah. It was a CBN policy to capture the unserved and unbanked, the policy gives fintech and I think traditional banks (not sure) the power to open a tier 1 bank account for customer with just their name ans phone number with a limit of 50k. To upgrade the account, you'll need to do some link your BVN to verify who you are to take you to tier 2 with a limit of 200k and then address and ID verification to take you to tier 3 unlimited.

There's this CBN circular I read on Twitter that's now mandating banks and fintech to compulsory ask for BVN or NIN at the point of opening an account.