₦airaland Forum

9ijaprince:
Pls were you able to repair your smart charger? Am having same issue.

Change the UPS. I borrowed a friend's UPS and the issue stopped immediately.

ujoatu:
Imo people are grateful to the Governor for attracting Shoprite to the State.

Person come your state, open him shop. Governor come celebrate foreign importer?

Remember this?

SURElee:
God bless you. My neighbour lost one of her twins in 2010 because of incubator. I wonder why the health staff didn't think of this.

Because the baby would share micro organisms from the other baby.

@OP, welcome to Nigeria. You are even lucky to see an incubator. With no fuel and no electricity, an incubator is practically useless. Have seen cases in which the husband bought a generator to use with the incubator to save his child.

As reported yesterday

GTB N301/$1

No wonder Ben Bruce did not want to print his book in Nigeria

Here are the side effects of Tramadol. Note ask yourself, do you really want to abuse this drug

Constipation (24-46%)
Nausea (24-40%)
Dizziness (10-33%)
Vertigo (26-33%)
Headache (18-32%)
Somnolence (7-25%)
Vomiting (9-17%)
Agitation (7-14%)
Anxiety (7-14%)
Emotional lability (7-14%)
Euphoria (7-14%)
Hallucinations (7-14%)
Nervousness (7-14%)
Spasticity (7-14%)
Dyspepsia (5-13%)
Asthenia (6-12%)
Pruritus (8-11%)
1-10%
Diarrhea (5-10%)
Dry mouth (5-10%)
Sweating (6-9%)
Hypertonia (1-5%)
Malaise (1-5%)
Menopausal symptoms (1-5%)
Rash (1-5%)
Urinary frequency (1-5%)
Urinary retention (1-5%)
Vasodilation (1-5%)
Visual disturbance (1-5%)
<1%
Abnormal gait
Amnesia
Cognitive dysfunction
Depression
Difficulty in concentration
Dysphoria
Dysuria
Fatigue
Hallucinations
Menstrual disorder
Motor system weakness
Orthostatic hypotension
Paresthesia
Seizures
Suicidal tendencies
Syncope
Tachycardia
Tremor
FREQUENCY NOT DEFINED
Abnormal electrocardiogram (ECG)
Angioedema
Bronchospasm
Flushing
Hypertension
Hypotension
Myocardial ischemia
Palpitation
Urticaria
Withdrawal syndrome

SAME BOOK

PAGE 11

17 Q: How long does it take the Consumer Protection Department to resolve a complaint brought against a financial institution?

A. (tic) Banks are required to resolve complaints from their customers within 2 weeks. However, complaints on excess charges and loans MUST be resolved within 30 days.

PAGE 12

19 Q: What is the CBN doing to address problems bank customers encounter as a result of using ATM?

A. Banks are required by the CBN to resolve all ATM dispense errors within 48 hours of occurrence. The Department also intervenes where customers report other issues encountered as a result of using ATMs that are not resolved by the banks. Where CBN establishes genuine claims against any bank, such a bank is compelled to make refunds to the affected customers.

PAGE 14

24 Q: is it right for bank customers to pay charges when they make payment through the POS? If yes, how much is the charge?

A. Bank Customers are not required to pay ANY charge for using Point of Sale (POS) terminals.

PAGE 30.

30 Q : How does the CPD deal with petitions that are already with the law courts or law enforcement agencies?

A. The CBN does not entertain petitions that are pending before the courts or under litigation. However, the CBN could receive petitions for cases under investigation by law enforcement agencies.

More to come later.

Apologies for the delay.
I will cite the book the quote is from, the page, may type out the quote and possibly upload a picture of the page I'm quoting from.
BTW, my double billing has been reversed

FREQUENTLY ASKED QUESTIONS ON FINANCIAL CONSUMER PROTECTION.

PAGE 9

12 Q. what is the complaint recourse process in the consumer protection department

A. Customers are required to forward their complaints in writing firstly to their banks/ Other Financial institutions. If the banks /OFI falls to respond or resolve the complaint satisfactory, the customer could escalate the matter to the Customer protection department of the CBN.

13 Q. How does one escalate an unresolved case to the CBN?

A. the complainant should forward his/her complaint in writing to :
The Director
Consumer Protection Department
Central Bank of Nigeria
Abuja

OR

Send an email to
cpd@cbn.gov.ng

Bazikd:
hi guys,Gtb have refunded my money and reversed the -33,227 debit on my acct.

What did you do to get it corrected,?

ColtPython:
So you lot were trying to outsmart GTB by quickly purchasing stuff at the rate of #199/1$ not knowing it was actually a system error...

Chai

Nigerians will never cease to amaze me


Awoof don finally run una belle

For your information, what kind of system error would create such a colossal error. I bought things on that day and was charged N199. Before I made the payment I called the bank and I was told it was correct. Are you claiming the system error is a virus affecting both computers and humans in the bank or is your simple brain cell unable to compute.

stagger:
OP,

You were simply trying to be smart. You know what Nigerian banks have been charging since this whole Naira fall of a thing started. No bank has charged anything below N290 to $1. Somebody even issued a warning about this is another thread and said that the bank may later come back to withdraw the excess.

It is unfortunate you are now a victim. Get ready to pay the excess X $500. Just pray the Naira does not slide more by the time the transaction is fully settled.

According to CBN directive, all banks MUST make public the rate of currency exchange to a customer BEFORE he makes an online transaction. Did the bank follow that directive? If no and he was charged at N 199 then later at N299, how is it a fault of the customer?
H

onatisi:
Bros visit your bank. Goods don't ship until payment has been fully verified and completed by the bank . As long as you are on debit the payment hasn't been cleared . Go to your PayPal account and see the transactions details .you will see that the payment you are having issues with hasn't been cleared. Once there is an issue ,banks wont authorise the transaction,the ones which have been shipped are the one which payments have been fully completed for. Just visit your bank for more clarifications

Noticed something.
Made a total of 5 online transactions on Friday. The first three I made before 4pm where charged at N199 and I got the notifications by Saturday morning. The other two I made after 4pm where initially charged at N199 but later got changed to N299 and I got the notification in the early hours of this morning. I played on the side of caution and utilised less than $100 so didn't affect the account much.

In anticipation of such an action occurring, I contacted a CBN staff over the weekend and he gave me some CBN guidelines and books concerning such issues as well as the channels to follow. I'm at work now, bear with me till 4pm and I will paste the relevant sections here.
Account is currently negative but since it's less than N5000, I'm not bothered.

JonSnow:
You and your friend are thieving Liars.

I shop on ailexpress. I purchase a usb cord with my GTBANK naira master card late last night. I was charged at 299.

Please you apc zombies should stop spreading rumors. It's no longer funny.

Cry us a river.
I also shop on aliexpress. Bought something at $8.50 and was charged N1695. Was able to buy a lot during that window and my happiness is all my transactions /debits where completed before it went back to 299.
Wonder how APC influenced the dollar to fall to that level.
Isn't it funny that you lost out?

Bottom line is don't insult someone if you don't have the full details

EnterPRO:
na wa ooo.
let's see whether those that got at $199 will be rebilled.
how about fbn that was chargjg N208, have they increased too?

Let them try it and feel the can of whoop asse I will open up on them.

holuphisayor:
Gtbank #388/$ 8:00 am

Are you serious? Dayum am I lucky. Thank God I took a chance.

tosinjay:
I sorry for person wey go go use GTB card now take make payment. That thing isn't #199. I was drooling for it already. Dem just fall person hand, funny enough, even if they charge you that amount you're still in their hands.

Oh yee of little faith. Finally got the sms from GTB.
Was charged N1691.50 for $8.50.

tosinjay:
If truly you guys were charged @ that rate, how come my own different oo?
Maybe because people hardly use their card due to the rate they've decided to do film trick or wetin dey happen?

My brother, fear dey catch me to try again. Have moved most of the money from that account and left very little for them. Have called some bankers and they say I should hold on. Tempting but don't want stories that touch.

tosinjay:
Go and calculate properly ehn, i just funded my neteller account with $5.1 and my GTB account says -1,527.96.
1,527.96 ÷ 5.10 = 299.6. Although I've not gotten their statement which should come tomorrow or next.

I just rechecked. Was charged N1695 for & 8.50. Unless they would change the final debit, that's my calculation from my account.
I rushed to try it out when the other guy posted that picture.

tumababa:
please where did u confirm?

Just bought something on aliexpress and checked my balance

anonyguy:
Yeab bro.. I was shocked because It's Gtbank.

But I wonder why foreign banks are more cheaper than our own banks. Why is that so?

Just confirmed it.
N199.47/$

Just when you think you have heard everything

victorazy:
Hello Nina! Where r u in Bauchi? Just visited Bauchi looking for places to go. I dey Holiday Inn near Bauchi club but always chil at New Traford.

I love Bauchi ppl cuz they are loving, generous and fun to be with, so peaceful.

This is exactly what my sister said before boko haram killed her roommate and chased her out of the house she was living during NYSC. She left her bags and clothes there and, through the help of Policemen in the police station she sought help from, relocated back to lagos. Funny enough, the students she taught in the school she was posted to betrayed her and lead the killers to her Lodge. She jumped through the window to survive.


Visit Bauchi, my foot.

sweetgala:
Every reasoning would conclude she was a beneficiary be it known or unknown of the proceeds of crime. Conscience would state that she is best to avoid such public office, there is yet to be an apology from Ibori and his family for the corruption which devalued the lives of the citizenry of the state.

There are people in that community who I'm sure are interested in service and are more deserving of that position than she.

Time to take back your honour , respect and stop being a political prostitute

On the contrary I don't respect her or her family. I recall a billboard I saw in asaba two years ago celebrating his birthday while he was still in prison. I also recall a birthday party thrown for him that was well attended while he was still in prison. It shows the kind of myopic and backwards reasoning his community has.

You don't even need to visit delta state to witness such backwards reasoning. Here's an example

evadreams:
Tell them... Ibori is the best governor Delta ever produced. we r still enjoying the benefits. free Ibori!

Why request for good governance when his people reason like this

sweetgala:
His daughter is already serving as a federal rep, the family continues to humiliate justice.

So because her father was a crook who confessed and plead guilty is in a jail outside the country, the daughter should also be a crook?
Please explain how that humiliates justice?

And yet the governor bowed to NLC and recalled the sacked 3000 workers. The governor has been taught how to govern his own state ; what a clown.

But OP, you have always maintained that this Governor is a man of the people, a visionary that wants only the best for his people. He will never let his people and the state to suffer that is why all his policies have been people oriented and Progress driven.
Ironic that you are in the midst of the NLC protesters and not the protesters of youth hired to counter protest and praise the governor for all the wonderful things he has done for the state.
Wish I had the time, I would print out all the glowing epistle you have ever written about him and distribute it to that group you are in.
The effect would be soul lifting.

Let's look at it critically
1. How many trips has the governor taken to get investors to the state and how many of such investors have established any infrastructure in the two tenures of this government? How many have even signed an MOU with the state?

2. Why is the state chamber of commerce not carried along in the plans of creating JOBS, JOBS JOBS.

3. what happened to the gas plant scheduled to be built in the state?

4. What happened to the waste disposal plant scheduled to be built in the state and the waste disposal plastic bags he imported that GEJ destroyed?

5. What happened to the 50 ambulances and the HEALTH AT YOUR DOORSTEP program he initiated in his first tenure

6. What happened to YOUTH MUST WORK?

7. Why did he make a promise not to discriminate against workers to the NLC chairman then a week later "suspended" so many workers.

These are questions I expect abagoro and update to answer but they will pretend not to see, forgetting that if they don't ask these questions, their children's children will demand an answer from them. Remember what happened to 30 pieces of silver in the Bible?