₦airaland Forum

aremso:
Another call Cyn 150% US market be like money rituals if one has capital to play it

Cyn a ticker used by multiple, very easy to get them mixed up.....

justwise:
Not surprised. Full details of that case may tell a different story

An appeal is already in place....... 😁

justwise:
Red meat for Reform

Nigel already jumped on it...... 😁😂

This is the problem with British Judicial system (amongst other problems) ......😁

A criminal could not be deported, because his child could not eat foreign chicken nuggets.... 🐔😂

https://vm.tiktok.com/ZGdUx88nN/

I thought he was spiderman....... After God, nah government....... 😁😂

AgentXxx:
https://vm.tiktok.com/ZGdUmEYW1/

The most hilarious post from a British guy about Kemi’s 15years rule suggestion 🤣…

Tiktok is the new home for banter........ 😁😂

WCUB3:
She will be 60 in a few months

Submit the basics for your mum, the burden of documentations resides on your shoulders.......

WCUB3:
Any help pls

Is your mum of retirement age......

Loads of factors require consideration, when applying for a visiting visa.....

Lolli2pop:
Heyyy investment and financial gurus.

Please i would like to start organising my finances.

After bills i have like about 600 pounds to save. Instead of just putting the 600 in my llyods savings account to sit there (1.15% yearly interest) and do nothing i think its best to get my money to work.

After my research i realised rhe 3 safest thing to do will be to split yhe money into a life time investment ISA (to be ablt to buy a property in the future), put some in a cash isa and then a little bit into stocks and shares ISA.

Please gurus what are your thoughts on this?? Does anyone have any tips, advifes or even suggestions of great platforms i can use for any of the 3 isa areas i mentioned.

Are you looking at investing for the long term, or you might require access to funds, at short notice periods.....

ChinemeremFidel:
If someone do their international passport now, how many months will it take at least for them to call you to come and collect it?

Officially - Keep you hopes up.....😁

Unofficially - Under 24 hours...... 😂

agbeman:
A long are we going to do this in Nigeria? This so call passport has become a business ventures. Something of 20k have become 27k why are we doing this stupid thing very irritating . God Bless Nigeria.

How do we feel now, it's now 100K+.......... 😁😂

WondaBeauty:
Please is there any stock trading app that gives a demo account for practice?

I really need to know

Demo account messes with your psychology......

When real money is not involved, you cannot truly predict your trading pattern...... 😂

It does not exist......

Labour minister says, too many immigrants work within the NHS....... 😁😂

We have many kemi's, within UK's political elite..... 😁😊

https://www.theguardian.com/politics/2025/feb/08/health-minister-andrew-gwynne-sacked-over-whatsapp-comments?CMP=Share_AndroidApp_Other

Yet when he sings, married people fall under his grace....... 😂🙏😊

Regex:
This is ridiculous honestly.... I'm not British and I'm pissed!

You might think you're not British(yet), but you're a British taxpayer...... 🤔😉

justwise:
You are not a very person lol

Best for hardworking British people, to know how judicious our taxes are been spent...... 😁

Zahra29:
Lol, you don't want some people to relax and enjoy this cold Saturday 😂

Are you saying people are getting triggered..... 😂

Incase you're not relaxed, and what to get triggered...... Enjoy this.... 😁😂

https://vm.tiktok.com/ZGdUU88ty/

Goke7:
There is no money to share here, that's why na where money dey things dey scatter

Biko, let's not monetise this thread...... 😁😂

This thread is possibly the best group in the UK......🇬🇧😂🤣

NIUK group don scatter, mass resignations everywhere...... 😂😎🤣

This is the exact reason, I NEVER joined the NIUK group..... I knew the end was inevitable.....

The government should light up the city at night and either install cctv or get police to guard public infrastructure......

justwise:
So all those who used their services will be receiving a call from HO

They are all panicking now...... 😁😂

Una don hear the latest torry wey dey town.............😂😁

Two Nigerian women arrested for sitting life in the uk test, for other women..... Immigration burst don happen..... 😁😎

https://vm.tiktok.com/ZGdUBNbgH/

SOLD.....

ukay2:
But It seems the tracker is higher than the actual BoE base rate from most lenders, so it's not really a tracker....as the lender trackers may be 1 -1.5% higher than the actual BoE base rate. I do hope l am correct

When one tracks mortgage rates, it's seen as a gamblers paradise...... But it's worked very well for me, over the past 2 decades......

We had over 18 years of bottom low interest rates, Liz Truss gave us a spike, but still within very reasonable payment terms..... 😁

SOLD......

All smartwatches now sold.......

SOLD....

Solumtoya:
So you've been on tracker mortgage? Not the 2-year and 5-year fix deals?

Exactly.... Tracking BOE rates, bumper2bumper....... 😁😂

Solumtoya:
So cool. What are your thoughts around extending the Mortgage term to 40 years when remortgaging to make repayments low and free up cash to diversify more over the next years. Hopefully, in some years, one can start overpaying.

I have never remortgaged, stuck with the same lender all through and riding the interest rate falls and rises.......😊

Back to your question, 40 years is a bit too much (I would personally just paydown and overpay), in it's current form......