₦airaland Forum

Still available.....

Wife for respect herself....... 🤣😂

View this a means of encouragement....

Those that say you would never finish paying this mortgage, mortgaged property is not yours, I would rather build a mansion in Nigeria, I would prefer to invest in Nigeria, I would use this mortgage deposit to build 2 hotels in Nigeria etc etc etc.......

You would not get to the finish line, if you never started the race.......

RENT MONEY REMAINS DEAD MONEY......

Bought my family home in 2005, with 0% deposit....... 😂🏡😁

She is making a mistake...... Trump is forgiven her, so he can forgive himself........ 😂😁

UK prison don humble her..... 😂🇬🇧


The next time she hear uk, she go pick race.... 😊


Ike, still dey chop baked beans and sausages...... 😂

Civilians in Nigeria, also need to be armed....... 😁😂


Let's see who get power pass...... 😁🤣

Qualcomm 865......

Would be available from 27/01/25....

080bjaked:
I'm only aware of Principality Building Society in that category.
And like their name, the APRC (for 95% LTDR) is around 7.3% or so.

The evil powers of principalities...... 😂😁

You die for Nigeria, you die for absolutely nothing........

babajeje123:
Please can someone explain how boiler insurance works and any recommendations? Looking for one that will cover breakdown and yearly maintenance.

British gas offers this service, they would offer your boiler yearly service + fix any issues that shows its ugly head (so long as your boiler is not at an EOL stage)......

Saccharine:
Thanks very much for this
I'm going to look at the invest engine now..

IE is very good for etf only investments (that's all they offer)...... 😊

jedisco:
Hehe... enjoy the sunshine. Na 'IJCB' crew dey reign for 9ja now

Why is it only Vanguard they're accepting? Maybe they are targeting their disgruntled customers.

IE is good. Love their app but not keen on moving my SIPP there. Already, I have some ISA, GIA and business investment account with them. Not keen of having it all one one platform.

I'm looking for another platform where I can buy FWRG by Invesco in a SIPP which seems to be the cheapest global index fund with a 0.15% fund fee. HSBC FTSC all world is also decent at 0.13% but doesn't include small caps. I don't do individual stocks oo.. want to sleep with 2 eyes closed. That risky side of me is 'invested' in crypt0
I go siddon dey wait at least £500 switch bonus. T212 wasn't bad for S&S ISA this yr with their 1% cash back

BTW, I have been looking to do some 9ja stocks- searched for a passive fund with weighted large caps- say NSE 30. The ones I stumbled upon in the past all had really high fund fees- usually above 1%. Didn't make sense to proceed. Any ideas?

IJGB, was for detty december nah, not us January tourist...... 😊

Saccharine:
Are your stocks under stocks and shares as well or do you have any random. I used etoro and now thinking about tax implications later.

With T212, it's an invest account (ISA did not exist with T212, when it was opened)......

I could not also do a direct switch to ISA, all positions would have to be liquidated and funds placed in ISA (not a good deal)....

I also have an account with etoro, which would also face the firing squad, at some point ...... 😁

Want to streamline my portfolios, as age is catching up on me...... 😁😂

jedisco:
Hehe... enjoy the sunshine. Na 'IJCB' crew dey reign for 9ja now

Why is it only Vanguard they're accepting? Maybe they are targeting their disgruntled customers.

IE is good. Love their app but not keen on moving my SIPP there. Already, I have some ISA, GIA and business investment account with them. Not keen of having it all one one platform.

I'm looking for another platform where I can buy FWRG by Invesco in a SIPP which seems to be the cheapest global index fund with a 0.15% fund fee. HSBC FTSC all world is also decent at 0.13% but doesn't include small caps. I don't do individual stocks oo.. want to sleep with 2 eyes closed. That risky side of me is 'invested' in crypt0
I go siddon dey wait at least £500 switch bonus. T212 wasn't bad for S&S ISA this yr with their 1% cash back

BTW, I have been looking to do some 9ja stocks- searched for a passive fund with weighted large caps- say NSE 30. The ones I stumbled upon in the past all had really high fund fees- usually above 1%. Didn't make sense to proceed. Any ideas?

NSE is not my forte...... I would run 1000 miles away from NSE, big gains only favours big investors..... 😁

IE scored a song, with their free vanguard switch...... 😊

Saccharine:

I followed you to free trade Oga, now you're jumping out to another one

I am still on Freetrade...... 😁

I still love the ability to buy individual shares...... My T212 would still hold minimal positions, because FT does not always have all stocks available.......

I hope Freetrade offers free SIPP subscription too...... 😜

People plenty wey dey accuse me of jumping ship..... When I see better, I love to share it...... 😁

Saccharine:
I bought palantier lateish when it was about 22, now it's tripled.
I don't know if to sell some or hold. Greed na disease.

This decision is yours...... Imagine, you open your portfolio on Monday, and it's now £9.87...... You would regret not selling.......

On the other hand, you're brave enough to hold, each share price, then rises to £245.00per share.......

The decision to buy or sell, is entirely yours..... 😁😂

bigtt76:
🤣🤣🤣 Oyaa naan, I de your side

https://investengine.com/referral-welcome/?utm_medium=share&utm_source=growsurf&grsf=rvkoov

Oya, make we chop referral bonus together..... 😊

missjekyll:
What job comes with accommodation? Sleeping in their cars in winter? I will not be donating to Gofundme to bury anyone.

They should Pay rent like the rest of us and don't die of cold. Please o

Don't worry, once I see the gofundme pages, when their families in Nigeria insist, they want their person's corpse in Nigeria(without contributing towards it)....

I would DM you the link...... 🔗😂

missjekyll:
When you leave, do you divest your funds in vanguard and buy again in investengine?
Would that not be buying at the top of the market?

I sold out about 35% of my positions, and moved funds into investengine(last week) ......

I have a long term view, bought new mixed bag low cap etf's...... In 12 months from now, I guarantee a 30+% TWRR...... 😁😂

missjekyll:
Make i give una wallah.

Trump released a cryptocoin overnight called $TRUMP.
Good investment. 👍




#sarcasm. Please don't buy this. It's a scam. President yahoo yahoo

That coin is going to the moon....... 🎑😁

missjekyll:
Whew!
Sounds serious. This is not from personal experience
https://www.gov.uk/guidance/learn-why-we-would-revoke-or-suspend-your-licence

If you can, only if you can and without naming anyone, mind sharing what led to this? It will be a good learning point for our community.

I learnt yesterday that His Majesty's Prisons are now sponsoring direct from Nigeria too. Every bit of info helps.

Hope you read the part where the price of accommodation dey chook them, when the realised the job, did not come with accommodation...... They are sleeping in their cars (imagine waking up from a frozen vehicle). That's the panla effect...... 😉😁

bigtt76:
🫢 why leave T212? Some of us follow you enter there o 🥹

Oya follow me enter investengine...... 😂😊

Imagine those leaving vanguard (due to new fee policy)..... They have comfort in the bossoms of investengine......

Everybody, come inside (in the voice of Papi luwe)....😂

jedisco:
Nice one. For the next tax year, I'm in search of a decent broker offering no fees and a switch bonus.

I recently made a payment to my SIPP and for once took the time out to properly read through Vanguards investor document. I have always sought out cheaper fees but it was shocking to see that over a 30year period, fees alone would have have shaved off almost 20% of my returns.
For reference, fund fee is 0.23% and Vanguards platform fee is 0.15% of the invested amount capped at £375 pa.

Infact, I'd likely ditch Vanguard and switch to a cheaper global fund.

I have shutdown my moneyfarm portfolio and selling my positions in T212 & Webull.... Would move most of the funds to investengine SIPP (and go spend some of my portfolio growth in Nigeria next week)...... 😂🤣

I tried shutting down my Freetrade SIPP and move to IE (its about £120 per annum). But IE does not do individual stocks (would monitor position).... 😁

Investengine is now offering 0% fee on SIPP accounts..... This offer is the best for people interested in opening exchange traded funds (etf) portfolios......

Remember, HMRC would pay you 25% on each contributions, into your SIPP account. You can claim more, if you're a high income earner (via your self assessment portal).....

https://investengine.com/referral-welcome/?utm_medium=share&utm_source=growsurf&grsf=rvkoov

If Obama is struggling to hold unto Michelle, what chance do we mere mortals have...... 😊

Simplicity0555:
Can anyone suggest a possible fix to this accidental damage on my wall.

I no want landlord wahala

Wahala you don find, wahala you go get o...... 🤣😂

Your only solution, fill, grit, ensure no rough edges and repaint........🤗

How men go come take cool tension...... 😂😎😁

Because she is a stubborn goat...... 🐐🤣😂

Nigerian army/FG should seek help from Isreal or Ukraine.....

Nigerian Army, lacks the ability, technicality, well trained manpower, intelligence gathering etc etc etc, to tackle this terrorists....

Zahra29:
Lol 3rd offence is a straight referral to magistrates court 🤣

Wahala for who no born pickin, double wahala, for who born pickin....... 😂

michlins:
60k only

Don't forget to bring your AK47 + IED....... 😂🤣