₦airaland Forum

mayo47:
Not sure i understand "Can you buy ....." I have the deposit for 10%

At the moment, there are no plans to sell her property to combine forces

Do you intend to buy together or your financial standing, could get you a mortgage........

mayo47:
Hi All,

Thought i should confirm if one loses a first time buyer scheme opportunity upon marrying a partner who owns a property via her FTB. Will be great to confirm. Many Thanks

Can you buy a property with your standing.....

Is she selling her property, to combine forces......

Still available...

elengine:
Thank you boss for this. At least I can now weigh my options. 🙏🙏

What sort of renovations are required.......

elengine:
Please I need some clarity around buying a second hand house. The property is 20 years old and in a very good location. My current house is just 5 minutes walk away. Surprisingly, my madam who has always been bent on new build like the house. Now, my ASK is- will the lender give me the funds that cover purchase price and renovation or I will have to sort out renovation myself? Pls note that my DIP and AIP amount is far more than both purchase price plus whatever renovation will cost. Thanking you on advance

You would not get cost for renovations, from your mortgage lender..... You could get a top loan, to run parallel......

PMKeirStarmerer:
Talking about Snips.
I’ve been reasoning that thing ohhh.
Can I get it on the NHS?
Is it very expensive?

But I would like to freeze some of my tadpoles before the snip (just in case). Anyone knows how expensive (or cheap) it is to freeze my sperm, please?

NHS no longer undertakes cosmetic surgery...... 😁


It would cost you under £700..... And yes, those tadpoles could be frozen...... 😁😂

To freeze those tadpoles, is like buying Netflix subscriptions...... You would pay about £600 for the initial year, then about £200 per year going forward...... 😊

Imagine freezing them for 6 years, the cost implications would build a small house in my village..... 😁

Ogonsbaba:
Please, how low can someone go to start negotiation. Like a property listed on rightmove for £250,000, how low can I start to avoid starting with a price that will make one look unserious please

Start your research on https://propertychecker.co.uk , find out what similar properties sold for........

Then offer something close....... Start bargaining from that point....... 😎🤔

ehizario2012:
Married. It's been working for over 8 years, and I pray it doesn't fail. It's a small sacrifice to make, oral/injection/other contraceptives have side effects which I wouldn't want to subject my woman to.

The same woman I would HAPPILY french kiss, then when need arises, I come wear balloon..... NEVER...... 😂😁

A SNIP is much easier/better, then I can swim happily without restrictions, fear or favour...... 🏊😂

ehizario2012:
Condom is the safest and considerate option, especially for the women. The side effects of those family planning techniques on women can be terrible. I'd rather use condom rather than make her risk family planning.

For a single, player or married person...... 👰😂

nifemi25:
So what's the last price?

59,500....

jedisco:
Seen crazy sums being spent and I'm sometimes engaged in conversations pushing adult social care to do the needful and in good time too. Wasn't surprised that my council has been struggling too. The sums spent can truly be stagerring. Reason why when folks point to minor things as the reason NHS/social care keeps needing money, I just smile.

Simply hear and look away..... They are enjoying the wastage....... 😊

lavida001:
Who knows about this dream business thing that is going around. Is it a viable investment?

Most likely another form of MMM (rebranded)..... 😁😂

lavida001:
The stop posting trivial things gang will come for your head.

Only intellectual hot takes is allowed on this platform.

We can't all be serious (all of the time)...... Life is dynamic..... 😁😂

deept:
Does post sniPP feel same as pre sniPP doing the do?

Once you're fully recovered and pain free......

You would feel born again, your mind would be more at rest, zero fear of new juniors .... No difference, it's even cleaner, no trace of condensed milk slushing around....... 😜😂🥛

babajeje123:
Whatever happens to CD bro.That vasec is not reversible o, ah I no fit

Team natural is better nah...... #Teamraw..... Nah pesin wife nah...... 😁😂

PrettyPacy:
Good evening everyone please I got a quote for level 2 survey for £535 is this the cost or do I look for another quote ?

It's a free market, get 2/3 more quotes...... But that price seems fair......

babajeje123:
Vasec Kinni?

Removal/withdrawal technique, is NEVER a guarantee..... 😁

nifemi25:
40k?

19 months ago, I would have accepted...... 😁

deept:
We need to start planning for retirement instead of contributing money to nurseries up and down the country. Me too want to buy Tesla shares and put money 🤑 in ISA

Get a SIPP...... 😜😂

Not a SNIP..... 😁

justwise:
[/b]

I told madam months ago that i don't want more kids and i'm dead serious...but she wasn't buying it.

Too late to buy Tesla now though the price may drop if Trump fails to give him a political office.

Secretly do a vasectomy........ Or else..... 😂😁

lavida001:
International mother something (IMF)

What does IMF sell..... 🤣😂

Only loans and they have so much money, even Tinubu is been treated nicely too..... 🤑💸

He is more than...... 😁😜


Time for multiple streams of income.... Uber, here I come...... 😜😁

Taal17:
Thanks.

So would one get mortgage as a group?

Yes, everybody would be subject to same checks and would submit all documentations required.......

More pictures.....

Huawei Y7 available For sale......

In excellent condition....

3/32.....

08180134422 - WhatsApp only

60K......

Google pixel 4XL available for sale...... In excellent condition......

4/64...... Nano and esim enabled....


08180134422 - WhatsApp only......

170K......

Zahra29:
I didn't watch the entire session but saw that clip. I had hoped that she would focus on the budget instead of Lammy's comment - it's not helpful to our "special relationship" with the US lol, plus said comment was made over 7 years ago. But I guess the temptation to score political points was too strong.

I think Trump will be fine though. Tucker Carson said much worse about Trump in leaked files and all seems to have been forgiven. Apparently Trump even offered Lammy seconds when Lammy and Starmer had dinner with Trump recently 👀😂

Even Vance insulted trump..... But see where apologies got him...... 😁😂

Taal17:
Does anyone have experience to share on buying property as joint tenants or tenancy in common.

This is really for co-owning a property as a group of people

You would require a lawyer, for such transactions (so every interest is covered)......

Still available.....

Still available.....

lavida001:
This is why we are borrowing more money to cushion health and social care spending and most importantly to pay those on benefit.

All this money they are borrowing...... Where are they coming from...... Looks like the world got infinite supply of money (they pump it, when required)..... ⛽💰😂

jedisco:
I wonder what Labours plans are for councils which are going bankrupt. Mine is preparing another tax rise.

Nottingham City Council has been paying more than £18,000 every week for the care of one child in care as costs in the sector continue to soar, it can be revealed. The Labour-led authority now spends around 70 per cent of its entire annual budget on social care for adults and children.

In the 2023/24 financial year, up to March 31, 2024, the council spent £974,647 – more than £18,700 per week – on the care of a single child. The council paid a further £878,362, £833,999, £750,116 and £718,068 for the care of of four more children respectively the same year.
Figures exclude indirect, general council overheads such as HR, IT and finance costs, and excluded some home-to-school travel, interpreter fees and birth certificate costs. There are currently around 650 children in the care of the authority, and the average annual cost of a child in care has risen from over £80,000 to £101,976.
https://archive.is/1z0rP

All these are just social not even health costs. Adult social care is the larger behemoth. No issues with the money spent- it's needed. But let nobody blame me for the bill. After, some would say it's young legal migrants coming from Africa with 'untreated illnesses' (many of which are not even registered at a GP) that are bankrupting the NHS and councils.

You never see anything, if you see the financial mess in the complex care sector.....

Some parents are simply minting sterling, they would do everything to preserve the life of that cash cow....... 🤣🐄🐮😂