₦airaland Forum

SavageResponse:
Between you and I it's obvious to even a blind person that you are a thief and a career criminal.

A person who borrows and refuses to pay back is nothing but a thief!

Honestly if not that you are cursed, how will you support fraudulent practices? How is charging double digit as monthly interest a legit business? You are a complete waste

SavageResponse:
Elections ended 7 months ago but Peter Obi is still living rent free in your maggot infested head!

Who gave birth to you? What a typical Obidient. Babu ankali

Bvlgari:
OMG Man caught redhanded stealing another man's "joystick"


https://www.youtube.com/watch?v=izkT70rIy8M&pp=ygUPbWVsYW5pbiBwbGF5Ym95

Please update. E don return am?

SavageResponse:
It is because of modafukers like you that it's extremely difficult for us business people to access bank loans in Nigeria even when you have a viable and bankable project that needs finance.

Animals like you will borrow 5K and refuse to pay back.

If you don't like the interest rate then don't accept loans from loan apps afterall they did not for you to borrow at gun point.

People like you are despicable and very dishonest and contribute to making things difficult for other people who need access credit finance to do business

You are a crook and not a business person. No legit business person will appreciate such outrageous loan apps.

What do you understand by being honest? Being emotional is nothing but a gimmick. Your time will soon be up

SavageResponse:
Olodo! Keep exposing your ignorance.

The fact that a person has a mortgage or car loan does not necessarily mean that his credit worthiness is deficient to that of a person who has no loan at all.

Ignorant goats like you make it seem like borrowing is a bad thing when in actual fact a sound credit system helps grow the economy of a country

Go and educate yourself fo0l.

That is why you are extremely daft. The bone of contention is if Nigerians are good debtor than the UK and US. Nigerians pay back loans of astronomical interest and there are more bad credit scores human in the US than Nigeria despite enjoying absolutely cheaper interest. Introduce Nigerian type of interest loan to the UK and see what will happen.

I still maintain that in a saner clime, you are your supported loan app will be cooling off in jail.

I know you are daft but at least do yourself a favour

SavageResponse:
I don get time for you today.

What do you mean outrageous interest?

Did you not know that the interest rate was outrageous before you accepted the terms of the loan?

You are a thief and I still maintain that stand

That is the problem with criminals. In a sane space, you and them will be in jail. A two digit loan interest per month is suicidal and criminal.

You don't exploit people's condition to thrive your illegal business. To hell with you and stupid loan apps

SavageResponse:
Olodo! Who told you that Nigerians have better credit rating than Americans and Britons?

In the UK and US if you have a bad loan record it will stick to your body like Hausa perfume, no landlord will want to lease his apartment to you and you will find it very difficult to get credit anywhere in the country.

Instead of you to just STFU you're here disgracing yourself by encouraging dishonesty!

You are extremely daft. What is the average interest on loans in the US and UK? What is the average interest on loan here? You are extremely daft. How many average Americans & Britons are credit worthy? How many Nigerians are on mortgage loans and even car loans? What a waste soul

OLAADEGBU:
Source

Concise

Feintline:
I don't believe baba soyinka will say a thing as this. But if he really, then I am ashamed of what erudite elders have become in the clear face of fraud, crime and desecrating of the ancient landmark of a nation because of a fraudulent personality.

The crime dean has been busted.
The chicago certificate he submitted to inec is a fake. The school has denied it.
Erudite papa soyinka did not find it disgraceful.

You cannot hide pregnancy for too long.
Tinubu is a disgrace to the yoruba race worldwide.

The likes of revered father pa Awolowo will twisting and turning in his grave at what the tinubu has yoruba elders to.

His school denied his certificate? Fake certificate to INEC? Who gave birth to you children? This stupidity can never be ordinary

PrinceOfLagos:
Yes, he married her legally .

Okay. It is still early to raise any eyebrows but to be honest, his parent needs to take care of his left behinds. Wish them the best

Revolution2022:
Every family will do what mohbad's family is doing to her.Make she drop pikin waka.She is not an official wife.

If she wants to stay, she can do that but she is obviously a young girl and so sad for the family, the young guy is dead. They won't allow his property to waste away.

PrinceOfLagos:
Lazy people . Where were they when the boy was struggling to blow in the music industry?

They've killed him so that they can collect his properties from his wife .

Did he married her legally? Stop talking that way. No parent will love to lose their child no matter how worst the child is. It is also the responsibility of a good parent to take care of what he left behind

The boy is still a young man. Things need to be done properly. RIP to the lad

Elsudani2:
Aje Amoda dey Burst my colos

If the school you claimed to have attended and submitted their certificate to INeC is saying they can’t authenticate your certificate, where did you get the certificate then
@officialABAT
?

@ChicagoState
lawyer said in open court that they can’t authenticate this certificate 👇🏿

Where did you get the certificate

You guys are just dumbfoundedly stupid! Why will the lawyer authenticate it? Was he the one that issued it? Authentication is the sole responsibility of the college.

Only a fool will take Atiku, Obi and his useless Obidients serious

correctguy101:

Smh

Continue...

Always playing the victim card. You called me names without talking to you nor me ruining your name. You are being scolded and you are now playing the victim card.

I am not a bad person and I am sorry if you feel offended by my words. Next time, learn to respect people's opinion. Life is short. Let's do what is RIGHT. Thank you

dre11:
https://www.thecable.ng/breaking-cbn-stops-banks-from-utilising-fx-gains-caused-by-naira-devaluation/amp

Laudable.

correctguy101:
Onigbese spotted...

Can't say I know much about loan apps. If I ever needed another loan, AB always there to collect from..

Who is onigbese in the real sense between you and I? I don't patronise them. I have their offers on my table requesting for funding. I don't do fraudulent activities neither do I encourage it.

You are the onigbese. The problem is your reasoning which obviously you lack. How can you manage a business when you don't even know who a debtor is? What a failure

Snapdrag0n:
You're just a cursed criminal. I pity your future & children tomorrow. Soon you'll open another account scammer!

Because you were been delisted, you now result to emotional blackmail. To hell with you and your fraudulent activities.

Between mine company and yours which one was delisted and named a scam by the NATIONAL government? I dare you to name your loan app. Fraudster like you. Who cares about your illegal loan app. To HELL with you and your supported loan app

Snapdrag0n:
Listen to yourself again, you detest illegal business but you're also saying Nigerians shouldn't pay back? Out yourself they're that you have a business someone came and borrow without paying. You wrote his name down , perhaps you've sign agreement that in 2weeks he'll pay. But after two weeks his phone went off, you visit him and he's not home. If 20 people do the same thing how will you recover? Do you know the risk banks and all these fintech app take to give loans? Some of the money are from investors and they try to get it back by all means. I speak from experience and reason I don't pity any Nigerian except the ones who sincerely mean something. Everyone has this criminal mentality once opportunity is given its to steal and run.
That aside, if you follow my comments you'll see I don't just comments or take side. A lady after knowing I'm not in the country ask me to send her foreign number that things are hard back home she wants to use it on telegram, WhatsApp, tiktok. I almost sent because she was my close friend. After I pressure her to find out why can't she use her Nigerian number, she said because you're not sending me money let me use and pretend to be a man and scam older women abroad. I was broken!
I was sorry that even women are into scam, like almost everybody wants to steal.
I didn't block her but told her I'll end you money which I did. But after a while she told me I can't be asking you for money, my colleague at work is doing it just send me the number please. This is when I block her and told her to go tell her colleague find her number. I've live and read news of so many Nigerian scandal and sometimes I became shame in public when they ask if I'm a Nigerian. So zero that mentality. I believe you're owing them too. Go clear off and live a life your wife respect you.
And to everyone else who will read this, please I beg you if you're abroad and your friends are asking you for foreign numbers to use and open any account including PayPal that Nigerians are restricted, except your mother or sister and trusted person. Please don't give them!.

Just shut up please! Who is fighting for the numerous people that were scammed in Ikorodu? Sagamu? Ibadan? Osun and many more by this same people disguising as credit agencies? They are the same people. Anyone supporting this evil loan app that pushed Nigerians more into poverty should be cursed.

Illegality thrive on emotions. Stop them! Block them and uninstall them for good! Go to hell if you feel otherwise.

If there is anything whatsoever they can do, they won't result to emotional blackmail. Stop patronising them and if you do, block them off. We need good business people not fraudsters

Albinoflash:
quote author=Majesty7 post=125740757]

One thing Nigerians don't understand is that illegal business thrive based on emotions. Read somewhere where some microfinance duped so many people and ran away with their money.

I detest all illegal business doers. I don't take any loan from them but just detest evil.

Nigerians shouldn't pay back. With that, all illegality will stop. Emotions and emotional blackmail kept them in business. Nigerians should be brute. Nobody should pay. If you are owing block them off and don't give them access to your contact. Just uninstall them. oga I give dem access to all my contacts oo,there airtime must finish walai,u can't shame the shameless,funny enough nobody ever called me regarding the loan except my ex whom I used as my spouse for registration,I just kuku use the opportunity block her once and for all

. Report any of them harassing you to the bureau and whenever they call you, block them off.

Kobicove:
No bank in Nigeria will offer credit cards to Nigeria because we have a very bad reputation of not ever wanting to repay loans.

Although you can start your own bank in Nigeria and give credit cards sha...we go dey here when you go come lament for Nairaland say bad loans don kill your bank

Nigerians are still good debtors. Go to UK and US. You people know nothing. Despite the unfriendly interest, many Nigerians still pay up. Go to UK and understand what bad scores is.

On this loan app. To hell with all of them. They are thieves

Albinoflash:
quote author=BoldBrainz post=125740100]

This only happens to Nigerians with fear. No matter the circumstances, I cannot take a loan and you impose over a hundred percent interest on it. Your father has to be mad for me to pay it. I'll simply pay the borrowed sum and ignore calls and messages from the loan App.

And you cannot shame the shameless! If you like, put my picture on CNN and declare me a wanted terrorist, if I pay the money, just know I am not my father's son!oga na my nudes I dey wait next make dem release maybe I fit trend for nairaland as moyo dey trend so,those guys don see shege promax for my hand,from abusing and intimidating to calling my contaçt,now na begging in the name of God and d tin touched me sha but d money no even dey,even if e dey for calling my contacts loan settled

They can't even do you shit. Forget about them. Don't play to their emotions. Nigerians need to kill them. If you allow their emotions becloud you, they will mess you up.

They are thieves. Don't entertain them

Albinoflash:
oga dey can't take my money without my bank authorization,by the way I get another account I used Incase better money dey show and it's not linked to my bvn

They won't try it. They are illegal entity and no bank or any regulatory agencies will entertain them. Forget about them. Uninstall them from your phone and move on.

They have duped innocent Nigerians and if you are smarter than them, then there is absolutely nothing they can do. Forget about them

Snapdrag0n:
I never had issues with them. But those Hausas and Yorubas? They won't pay, and they'll start using curse language on you if you don't understand. Do you think Carbon and Fairmoney are not doing their best to recover loans? They do but many still won't pay.

From my experience, I change from normal lending to everyone and strictly to employees or verified businesses. I don't have strength to start insulting people to payback. I'm a Nigerian and I know what some of us are capable. Only the clothes hide some people.
Anyone seeing this should pay off even if they insulated you, or best negotiate with them. Some can even drag you online which is more disgraceful than normal text messages.

One thing Nigerians don't understand is that illegal business thrive based on emotions. Read somewhere where some microfinance duped so many people and ran away with their money.

I detest all illegal business doers. I don't take any loan from them but just detest evil.

Nigerians shouldn't pay back. With that, all illegality will stop. Emotions and emotional blackmail kept them in business. Nigerians should be brute. Nobody should pay. If you are owing block them off and don't give them access to your contact. Just uninstall them.

nobilie:
The owners open another app, sends info update to debtors like(our firm has changed from ABC to XYZ, kindly pay up your qrp outstanding loan balance)

That still makes them illegal

correctguy101:
Why would anyone even take a loan they're not confident of paying back in the first place?

One must fully understand the plus and minus of their life before doing such. Unless you plan to escape and abandon any financial transaction with every financial institutions that will require your data.

Unless you want to do like my neighbors daughter. Took so much from MFBs and left for Mauritius.... That girl has always been a hard baller,....smh

You guys love to fool yourself. Nothing will happen. They are illegal and can't report shit. Forget about them. Wipe your contact from their system and live your life.

SavageResponse:
You're a thief, it's as simple as that!

Not a bigger one as your parents.

Now who is a thief here? The person that charges an outrageous interest on a meagre loan or the other that was smarter to beat the gullible one? Good day

96ACE:
But their harassment and blackmail is not something a sane person would want to contend with useless you sef like to shalaye

Block them off

donleo92:
I have a question concerning this loan app. let's say you owe them a specific sum, and the app happens to be delisted... what happens to those owing them?

You don't have to repay an illegal entity. Being delisted means they are illegal. Forget about them.

Even if they are approved by FCCPC doesn't even mean they are legal. It just means that they have vow not to harass their customers. They still need license from CBN to become an approved lending agency or if they are only operating in s state, needs the license of such state to operate. So, they are still illegal business even if approved by FCCPC.

Now, to be delisted by FCCPC even means that are not even worthy at all to talk to or be in your phone. Uninstall them and move on.

Snapdrag0n:
Fo0l is not tool. Get a tool and don't be f00led. How does my writing affect Criminals like you taking loan money with pretends not to pay back. Try it in my company you're gone already.

Welcome back. You are still going

blowjohn:
Who told u that pork meat is expensive?

That's the cheapest meat o.
Even in shop rite u go see am for 500 naira.

Pork suya is so cheap compared to beef or ram.

Omo. If u buy 2k pork suya pieces for dutse in abuja u go chop tire.


It's the most consumed meat in the world by the way.

Very cheap sweet meat

You are right

nlfpmod:
https://techcabal.com/2023/09/11/flutterwave-swap/

At official or parallel market rate? If at parallel, it is not worth it cos it will also comes with charges.

boltwings:
this was a job that I was not 100% qualified for but by God's grace I got the job. Let me just say I was 50% qualified and have not handled the kind of job before but have an idea about it. The task was huge and the salary was over 200k few years back. I was wondering how I could handle the whole thing and I was managing the whole branches under me and others.

But God came into the picture.

Each time I sleep, I ask God to help me do my job well. Then as I sleep, I begin to see excell spread sheet tables on how the job is to be done, how it's supposed to be arranged. Sometimes I will sleep and begin to see different analysis reports, the corporate management processes involved. As I was seeing all these, I was implementing them live and suggesting new things to the company and providing solutions to problems.

There was no kind of inventory analysis I didn't do and submitted all kinds of reports.

God too much jare, what ever you are currently facing just put God into the equation, even if you fail, then it's God's will.

Renkasediyaba
Shalom.

Yes. Something like that happened to me as well. Mine was even a bit different. Got a contract and already told them I can do the replica of the one saw in a foreign land. The presentation was perfect and everything was smooth. I got it and I was even struggling putting it up with a pen in private.

Then I prayed. I am not a prayer type but just the normal, "God help me".

Was shocked. In my dream, I was in that country and I saw how it was started and the way it was being executed. I never told anyone because the execution was top notch and like a cult-like finish but God showed me. This is my first time of sharing this. I only told my wife.

God is a mystery. Many times I have prayed without success but he just decide to show me the top secret. Nobody knows this God. He does his own thing at his own time. God is REAL