₦airaland Forum

Shameful!

Character will do no shit...

My bro, if Nigerians dey Iraq, Haiti, Cuba, as well as warring Israel and Russia, nowhere wey them no dey.

Sirmwill:
Which African goes to Iceland

That police is an animal. May God save us from people like this. Amen!

Thank you!

Joelsunnys:
Yes the 50-60k for now is ok and then try and put in value i.e (make your products are original and the cost of selling it should be fair) in the biz cos it is value that sustain biz.

Stop jor! Just edit the story further to hide your sentiments and bias and make it more realistic.

ariesbull:
are you done ?

ASUU went on strike because of long govt promises and now they have suspended the strike based on govt promises. Lols...

ASUU seem to be re-learning the govt/political ropes, after the 2022 strike. I guess the suspended strike is a litmus test.

Do they have online services or outlets in the SW?

ADVERTBOARD:
Enviable transport company chaired by Obi Cubana is one of such companies.

Thank you so much. I have learned my lesson from the money investment with access management institutions. The progressive loss in value of naira is the major risk with this systems. Even though the money keeps increasing, the value is truly not. I like the Keke business you added. Can you please suggest such a company that can manage it, because I dare not enter into that in person again!

PS: I think the staff (my niece) is doing a great job. I am certain that the stocks and sales are accurate based on my frequent audits. Except for supernatural doings, I can confidently say the family in charge here is actually doing very well at her station. If I had taken an outsider staff, I may not be getting what I even get so far, considering higher pay that will go into the staff salary before we start dealing with possible theft and fraud.

ADVERTBOARD:
The return on investment is not only poor but suicidal(business collapse is not far).
There are a lot surrounding businesses that a family member is in charge but I won't go into that.

I will advise you recoup all your money since you stated above it is possible to recoup all the 6m naira and close down the business,then invest in VFD Microfinance Bank at 23% a year Roi, you may also use Moniepoint Microfinance Bank and get 18% ROI upfront for a 9 Months fixed deposit, another is StanbicIbtc mutual fund at 17.5% which compounds your interest quarterly.

If you also want to invest in Tricycle (Keke), you will put down 4m to get 2m profit in 15months or invest 7m to get 11m in 12months without you bothering about its daily activities because it will be managed by a popular company.

Buying gold and keeping for few years to resell is another money spinner.


In all you do, remember inflation is real and you need to think of investment that yields high returns.

There are still more but let me stop here.[qqquote author=McLizbae post=137208122]I am really confused. As much as there is no loss so far, I actually feel like the return is quite smaller than what I have anticipated. I don't know if I can say the sales in moving at any good rate too. But I am certain that there are no loss to any theft or fraud yet. I actually have the opportunity to liquidate the business and get my capital back anytime from now, particularly, when the rent expire. But I am not sure if that is the right decision to take. Especially when considering that this goods may actually be holding some value on the money... I really need more expert advise😢

Thank you so much for this valuable words of encouragement.

ATTAHDYE:
The business is still young.

The fact that you are even making anything at this point means that it is profitable.

Continue to reinvest and the return will continue to grow.

I am really confused. As much as there is no loss so far, I actually feel like the return is quite smaller than what I have anticipated. I don't know if I can say the sales in moving at any good rate too. But I am certain that there are no loss to any theft or fraud yet. I actually have the opportunity to liquidate the business and get my capital back anytime from now, particularly, when the rent expire. But I am not sure if that is the right decision to take. Especially when considering that this goods may actually be holding some value on the money... I really need more expert advise😢

Tollyton:
Business differs and so is the profit on them . I really don't know anything about phone accessories biz so I may not be able to give accurate answer but some business owners makes more than that monthly with 1m or less sef

XaToXi:
That's 1% monthly or 12% yearly. Without reinvesting or compounding.

Same thing you will get from most of these fintech apps that use your money to buy Tbills or give out loans.

If you are okay with such returns, putting your money in the money market is less stressful.

If you are not okay with such returns, you need to more than triple your hustle.

Highest to Lowest🔥
No more charate...

The tailor and the upholster must be commended too. They both did well with fittings.

What type of inverter are you using? In some inverters, you need to toggle the frequency to 60HZ and then return it to 50Hz to stop that flickering.

Hello guys, thank you for your contributions in advance.

My current job takes me on frequent travels across states in the southwest, north central, and north eastern regions of the country, and I bearly spend more than 3 months in a state. Considering 1. God's constant safety on the journeys, 2. the age that is mercilessly pounding on, and 3. my company obviously struggling to stay afloat, which is making the pay less sustaining, it is necessary for me to establish something I can fall back to in a near future, particularly for support and sustainance.

So, I have decide to open a shop and start selling some phone accessories and portable rechargeable devices, and the show has been running since February this year, in Ibadan.

All expense that started the business can be put together at 6M. This included: 1. Rent, 2. money spent on modifying the shop to specifically improve security of the goods 3. money spent on good supply including the good supplied by my homeboy and brother, on credit to boost my young business 4. tax and dues 5. one staff 25k/month. The one staff is a trusted family (my niece, a fresh graduate). She actually got involved in the all plan accidentally. When I realized that I will need a staff, I put out an advert, and find out that the least I can pay a staff in my area is 45k. I was gisting my sister at her place and this girl just cut into our talk and offered she will move over to my place and start running the shop while still planning her career move. In short she'll only need enough to cover here basic expenses which she also estimated at 25k/month. Well, with her parents approval, she's been running the shop since May.

So to the main part where I need opinions: I have some little training on the business and I have reduced my prices as much as possible to gain traction in the business, which is also competitive in my area. I have restock twice with the fund solely from the business. I have also been doing my calculations on monthly basis and I am not taking any money from the business yet. After all expenses (stated earlier on monthly basis) I have been getting between 50 - 60k per month. As an experienced business man/woman, please, how can you say this is going?

Poor?
Just okay?
Good?
Great?

It's a future impossicant😂

Lanretoye:
To get 1m people protest for Nigeria will be a hard nut to crack.

You are right about that. The status of children born or cradling when we are already an adult, is one significant physical even that shows us where we really are in life in terms of age and status. Ignoring those signs and never making the necessary and timely changes to our status, attributes, and general doings, often lead to shame and disgrace.
Like me, when you see a child you taught in primary school, now celebrating degrees, you must adjust and reevaluate your status. We don dey really old😂

SmartPolician:
This is probably one of the reasons why Wizkid realized that he's no longer a kid. Hence, the name change to Big Wiz

The question is: is it easier to audit money spent on the rail systems? If the answer is yes, then that is the basic reason they won't do it. Nigerian leaders mostly go for projects that can easily help them steal public funds.

Lols... Just like it is not in the Bible that anal sex is sexual immorality, it is not also stated in the blibe that Yahoo Yahoo is stealing. BTW, it is not stealing when someone actually gives his/her dollar to the gboy 🤷‍♂️

SpencerForbes:
Is yahoo yahoo a sin or a crime. Yahoo is a crime but stealing is a sin which is stated. I’m coming back for this discussion proper.
🚶‍♂️

You are only trying to win an argument here. See that you have subtly switch yourself to the tenant and not the landlord (as designated in this case). As the landlord you normally won't put in the agreement with your tenants, details of how they will use the rooms in the house. But you must agree that you won't be happy if anyone misuse your institution.
A lot of things are not written in ABC in the Bible. But with the spirit of God in you, you should know that that is sinful or not. The Bible did not made any statement about Yahoo Yahoo, money laundering, illicit drug running, gun and other arms running, stripping, pimping, and many more. But, a true Christian will understand and clearly decern that these are sinful.

SpencerForbes:
We humans made it so not God. In some part of Nigeria where they live in mud, they still do it and no one sees it as a sin. City life made it so. Even at that, I can decide to build a fire place in my sitting room and if the landlord never gave me warning not to then it’s justified.

Before you enter any house, the landlord will give you rules which you can follow and even the care taker will tell you what the landlord likes but in the case whereby the landlord and the caretaker never said anything about a fireplace and I go ahead to build it. Can you say I committed a crime🤔
🚶‍♂️

I assume you read those Bible verses. So, let me ask you: when you build a beautiful apartment and rent it out to a tenant. Even not explicitly written otherwise in the agreements, how would you feel when you get to find out that the tenant has been cooking in bedroom despite a well furnished kitchen, and bathing in the kitchen despite the fitted bathroom. You'll feel bad right? Thats because its immoral for the tenant to do so, even though these were not in the agreements. Thats kind of how this is...

SpencerForbes:
Show me specifically the one that mentioned anal sex🤔

All the spiritual and scriptural laws that guide us as christians, can not be explicitly written in any book. It will be so voluminous no one will be able to pick such book, read, and comprehend. That is where the ministrations of the Holy Spirit comes in as the divine help and guide. John 14: 26, John 16: 13.

Now, These are just few of the verses that speaks to sexual morality, in the new testaments. With inspiration of the spirit of God, you may under the immoralities in sex even in marriage.

1 Corinthians 6, 18-20
1 thessalonians 4, 3-5
Ephesians 5, 3-5
Galatians 5, 19-21

SpencerForbes:
Thanks 🙏 now state where in the “new testaments” where we have the laws of sex🤔
🚶‍♂️

Christianity (being like the Christ) is the true doctrine for christians. Forget church pickup your Bible (the book of laws) read with the guidance of the Holy Spirit, and you will know the laws that guide you (and all true Christians) in sexuality and every ways of life to righteousness.

SpencerForbes:
Okay. So did the law of sex come after Christianity🤔
Or what are you trying to say?
Who wrote this laws?
Even some of your doctrines in church?

This is actual not an intelligent question. The laws, rules, and regulations, will normally come after the institution not before it.

SpencerForbes:
Was Christianity created before sex or afterwards?
🚶‍♂️

What a shameful disaster!

casualobserver:
Ondo man knows he only has 1 term. He is constitutionally barred from contesting again. Work is not part of his “things to do”.

I like your comment. But don't swear it. Their have been more proper igbo women (fatheredand mothered by igbo) that ocxupied the office of the first lady in yoruba states. They came and left without altering the status, not because they don't want to, but because they can't.

LagosOrigin:
The question should be
Why did Seyi tinubu settled for A pretty girl that he met on Facebook over his Yoruba women

He probably see in her what he didn't see in his Yoruba women and went on to make her his one and only wife.

Seyi tinubu love his wife

We need more of this political stunts. No body should be be made to feel like an alien by the very person or group of persons that leads them. We need more political show that will give the people that sense of belonging.

crusufixo:
Political stunt... nothing more... Obj that is a core traditionalist, did he not worship in Redeemed Camp ? after that one time, did any body see him again in the church ?....

The guy really try.

Congratulations bro.

Freelane33:
When My Guy Snitched: How God Saved Me

You never really know who your true friends are until wahala knocks on your door. That’s something I learned the hard way.

It all started back in Lagos, 2022. Hustle was tough, and everybody was looking for a way to make ends meet. Me and my homeboy, Tega, had been rolling together since secondary school — same hood, same dreams, same hunger. We used to say, “We go make am together, no matter how.”

I was doing small online work — freelance gigs, crypto trading, sometimes flipping accounts for commission. It wasn’t always straight, but it wasn’t exactly bad either. Just street survival, you know? But somehow, one small mistake almost landed me behind bars.

One day, Tega hit me up.
“Bro, I get connect for one foreign job. Big money involved. You fit run some transactions for me?”

Normally, I no dey touch anything suspicious again — I’d already told God I was done with anything shady. But the way things were going, I was tempted. Still, something inside told me chill.

So I told Tega no.

Next thing I know, two weeks later, EFCC agents pulled up at my gate early morning — loud knocks, black vans, bulletproof vests. Before I could even say ‘wetin dey happen?’, they burst in shouting my name like they rehearsed it.

They searched everything. Phone, laptop, even my prayer journal. Apparently, someone mentioned my name in connection to a “financial fraud network.”

Guess who?
Tega.

He had gotten caught, and to save himself, he gave them my name — said I was the one handling “the back-end.”
My guy. My brother. My day one.

I spent two days in EFCC custody. No food, no sleep, just pure fear. They kept showing me screenshots, transactions I’d never seen in my life. I told them I was innocent, but who believes that story in Nigeria?

Then something miraculous happened. The lead investigator called me aside. He said,
“Your name came up, but the evidence doesn’t tie back to you. Someone is lying — and it’s not you.”

Turns out, one of the accounts Tega used was traced directly to his own BVN. His lies backfired. They released me that evening, no charges filed.

When I stepped out into the street, the evening air felt like freedom itself. I didn’t even go home straight — I just stood outside, looked up, and whispered,
“God, thank you. You really saved me.
Share your own story my brother :

Rapid economic growth ninu ebi... Lols

Ekiti is at the top again, in high cost of living...

WA sere jare... Dog wey suppose still dey him prime.

ravensckar:
Nibo latun jasi bayi?

Those pictures up there make me think your dog died of stress. Him no be like wetin chop better food o.

#Picks_tooth