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Mcsammy4u's Posts

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Pets / Re: What Is The Name Of This Bird? by Mcsammy4u(m): 1:08pm On May 10, 2020
Abeg sell it to the zoo if you know you can't afford to take care of it, or you free the bed..

1 Like

Business / Gtbank’s Profit Before Tax Rises By 2.1% To N58.2 Billion In Q1 2020 by Mcsammy4u(m): 11:16am On Apr 23, 2020
Guaranty Trust Bank Plc (GTBank) has released its unaudited financial statements for the period ended March 31, 2020. As always, we hereby bring you the key highlights from the earnings report.

Total assets/liabilities: GTBank declared total assets of N4.06 trillion for Q1 2020, as against N3.76 trillion in Q1 2019. On the other hand, the tier-1 bank’s total liabilities stood at N3.4 trillion in Q1 2020 as against N3.07 trillion in Q1 2019.

GTBank’s PBT & PAT: The bank’s profit before tax stood at N58.2billion, climbing up by 2.1% as against N57.0 billion recorded in the first quarter of 2019. Meanwhile, profit after tax stood at N50.07billion, as against N49.3 billion recorded in the first quarter of 2019.

In addition, GTBank’s Loan Book grew by 8.0 % to N1.622 trillion in March 2020. Also, customers’ deposits grew by 9.3% to N2.77 trillion in Q1 2020, up from N2.53 trillion in the same period in 2019.

Net Interest Income of N64.28 billion was recorded in Q1 2020 as against N53.58 billion in Q1 2019.

Net fee and Commission Income of N13.55 billion was realised in Q1 2020 as against N18.01billion in Q1 2019.

Guaranty Trust Bank Plc, also known as GTBank or simply GTB, is a Nigerian multinational financial institution that offers online/internet banking, retail banking, corporate banking, investment banking, and asset management services. The company’s headquarters is in Victoria Island, Lagos.
Health / Re: I Finally Went For A HIV Test First Time In My Entire Life by Mcsammy4u(m): 11:09am On Dec 01, 2019
OddslordIsBack:
if I'm not mistaken, I av done mine not less down 12times, since 2017-19


and all negative


it was not easy


I can't in my life do skin again until marriage, and its next year

12 times? Haba bros don't worry keep doing it, one day you go see wetin you dey find..
Health / Re: I Finally Went For A HIV Test First Time In My Entire Life by Mcsammy4u(m): 11:09am On Dec 01, 2019
OddslordIsBack:
if I'm not mistaken, I av done mine not less down 12times, since 2017-19


and all negative

12 times? Haba bros don't worry keep doing it, one day you go see wetin you dey find..

it was not easy


I can't in my life do skin again until marriage, and its next year
Celebrities / Re: Simi, Ebuka, Banky W At Old Trafford In Manchester United, UK by Mcsammy4u(m): 7:52am On Oct 01, 2019
This Ebuka sef to dey waka, no be him dey BBnaija house just on Sunday...

Kingpunter:
Premiere league's official beer company Budweiser Nigeria took some Nigerian celebrities to the United Kingdom earlier today to watch the football match between Manchester United and Arsenal at Old Trafford aka Theater of Dreams.

Simi took to her Instagram page to share the photo of Ebuka host of BBnaija, Banky W and herself, she captioned it :

say cheese. issa draw � #budfootball #beAking
.
What did you think of the match? I think the boys played pretty good (except for Young ��‍♀️)

see more - https://www.thesleak.com/rare-photo-of-simi-ebuka-banky-w-at-old-trafford-in-manchester-united-uk/

7 Likes 1 Share

Properties / Re: How To Calculate The Quantity Of Tiles Needed; Selecting Tiles & Types. by Mcsammy4u(m): 4:20pm On Sep 16, 2019
Very informative


saydfact:
GoodDay and its good to be back.

Let's go practical (as we always do) - calculating the number of tiles needed to tile various spaces within the building (floor and wall tiling).

We would make reference to our 3 bedroom plan, designed specifically for Nairaland lectures and calculate the tiles needed in the living room, one of the bedrooms and the master's toilet's floor and wall tiles.

www.nairaland.com/attachments/4619535_3bedrmsketch_jpeg4f34cd145ab26509501bebe01065e196

SELECTING TILES

1. Tiles come in various sizes, the common ones being 150x150, 200x200, 300x300, 150x300, 200x400, 300x600, 400x400 and 600x600; the first thing to do is pick a tile (based on clients choice or use) for each floor and wall. There is no rule stopping you from using any particular tile size for floor or wall, as long as it has the perfect surface finish for that use.

e.g, a glazed (slippery) tile is not appropriate in the bathroom, so if I find any non-slippery tile, irrespective of the size, I can use it for my wet floors. Wet floors include Bathroom, Swimming pool, Laundry, etc. (We've had buildings where 600x600 tiles were used on the wall and 150x150 tiles used on the floor) - in summary, the tile finish NOT the tile size determines where it is used.

2. Select tiles for each space. (Let's select ours too).
I'll go with the popular opinion; Living Room (600x600), Bedroom (400x400), Bathroom Floor (300x300) and Bathroom Wall (200x400).

Note:
* Glazed tiles cannot be used on wet floors - it's very slippery if the floor is wet and dangerous
* Un-Glazed, Matte, Rough tiles can be used on any surface (wet or dry)

3. Calculate the area of the spaces (floor and wall) separately - This uses the simple LxB (area of a rectangle principle) - and write it out.

Note:
* Remember to deduct door and window openings where applicable (e.g Area of wall = 10m2; area of window = 0.5m2 therefore area to be tiled = 10m2 - 0.5m2 = 9.5m2)
* After getting your area to be tiled, ADD 10% of quantity for waste & broken tiles. (e.g 9.5m2 + 10% of 9.5m2 >> 9.5 + 0.95 >> 10.45m2)

4. Calculate the Total area of Tiles you're picking; this varies from one manufacturer to the other and from one product size to the other. >> this means that while 400x400 tiles from SaydFact Ceramics contain 11 pcs, those of Teewhy2 Tiles Ltd might contain 13 pcs - It is, therefore, important to know how much pieces each pack of tiles you're buying contain.

5. Ascertain the total area of one pack of tiles (either by calculating or checking on the pack), use this figure to divide the total square area of the room to be tiled and the result gives you quantities needed - in simple terms >> (AREA OF LIVING ROOM / area of 1 pack of tiles) = Quantity of Tiles needed (remember to add 10% for waste).

LETS NOW GO PRACTICAL BY CALCULATING USING THE ATTACHED DRAWING (see pics below) and information in No2 above.

A. Master's Bedroom:

* From the diamond below; total floor area of Master's Rm is 13.20m2
* Lets agree that our 400x400 tiles contain 11 pieces; hence area of 1 pack in meters >> 0.4m x 0.4m x 11 pcs (400mm is same as 0.4m and area of 1 tile is 0.4 x 0.4, while the area of 1 pack is (Area of 1 tile x number of tiles in 1 pack)

1 PACK = 0.4 x 0.4 x 11 = 1.76m2

Number of tiles needed to complete Master's Rm floor = 13.20 (divided by) 1.76m2 = 13.20 / 1.76 = 7.5 packs

before we add for waste; let's calculate skirting for the Bedroom using 120mm as skirting height.

* The 1st question is how many skirting can we get from 1 tile?
Ans: Lenght of tiles / Height of skirting = 400 / 120 = 3 skirting from 1 tiles.

* What is the perimeter of the space needing skirting?
Ans: From the diagram, bedroom is 4150 by 3150 hence perimeter of room = 4150 + 4150 + 3150 + 3150 = 14600mm

* Deduct openings from the perimeter ie 2 doors (toilet and bedroom doors) where there won't be need for skirting >> 750+900 = 1650mm

* Length requiring skirting = 14600mm - 1650mm = 12950mm

* Numbers of Skirting needed = 12950 / 400 (lenght of 1 tile) = 33 pcs (approximate to the next whole nos)

* Number of Tiles needed to make requirement = 33 pcs / 3 (number of skirting gotten from 1 tile) = 11 pcs (11 tiles are needed for skirting)

* Number of packs needed for skirting = 11 pcs / 11 pcs (number in 1 pack) = 1 pack is needed.

TOTAL TILES NEEDED FOR MASTER'S BEDROOM:
7.5 PACKS (FLOOR) + 1 PACK (SKIRTING) = 8.5 PACKS.

ADD 10% FOR WASTE >> 8.5 Packs + 10% of 8.5 = 8.5+ 0.85 = 9.35 packs needed

HENCE BUY 10 PACKS (approximated to the next whole number because you can't buy half tiles)


B. Living Room: (Straight to Biz) wink smiley smiley

We're using 600x600 tiles and each pack contains 4 pcs; hence Area of 1 pack = 0.6x0.6x4 = 1.44m2
Area of Living Room (see diagram) = 22.02m2

* Number of Packs needed for Floor >> 22.02 / 1.44 = 15.2 packs

Skirting >> Perimeter of Living Room - (All Openings) = 12.2m or 12200mm

* Number of Skirting in 1 tiles >> 600 / 120 = 5 pcs (from 1 tiles)

* Number of skirting needed for Living Room = 12200 / 600 = 21 pcs

* Number of Tiles needed to meet requirements = 21 / 5 = 5 tiles

* Number of packs needed for skirting = 5 tiles / 4 pcs (number in 1 pack) = 1.25 pack is needed.

TOTAL TILES NEEDED FOR LIVING ROOM:
15.2 PACKS (FLOOR) + 1.25 PACK (SKIRTING) = 17 PACKS.

ADD 10% FOR WASTE >> 17 Packs + 10% of 17 = 17+ 1.7 = 18.7 packs needed

HENCE BUY 19 PACKS (approximated to the next whole number because you can't buy half tiles)


C. Bathroom Floor: (using 300mm by 300mm Tiles)

Area of Floor / Area of 1 pack of Tiles >> 3.26 / 1.35 (assuming nos in 1 pack = 15nos) = 2.4 packs

There's no skirting in Bathroom because we have wall tiles.

TOTAL TILES NEEDED FOR BATHROOM FLOOR = 2.4 + 10% of 2.4 = 3 PACKS


D. Bathroom Wall:

We're using 200x400 tiles and each pack contains 17 pcs; hence Area of 1 pack = 0.2x0.4x17 = 1.36m2

Let's also assume that we're tiling up-to 2.1m only i.e Window level (the alternative is to tile up-to 3m; i.e ceiling level)

* What is the perimeter of the space needing wall tiles?
Ans: From the diagram, bathroom is 2100 by 1500 hence perimeter of room = 2100 + 2100 + 1500 + 1500 = 7200mm = 7.2m

* Find total area to be tiled >> Perimeter x Height used >> 7.2m x 2.1m = 15.12m2

* Deduct Area of openings from the Area above i.e 1 door (2.1m x 0.75m) and 1 window (0.6m x 0.6m) >> (1.6m2 + 0.36m2) = 1.96m2

* Hence; Area to be tiled = 15.12m2 - 1.96m2 = 13.16m2

Now we revert to our earlier formulas i.e AREAS TO BE TILED / AREA OF 1 PACK = NUMBERS OF PACKS NEEDED

* 13.16m2 / 1.36m2 (area of 1 pack) = 9.7 packs = 10 packs (approximate to next whole number)

TOTAL TILES NEEDED FOR TOILET WALL: 10 PACKS

ADD 10% FOR WASTE >> 10 Packs + 10% of 10 = 10 + 1 = 11 packs needed

HENCE BUY 11 PACKS


Do the above for all space in the building; You can even prepare an excel file with the formulas so you won't need calculations each time; just input the area of floor and area of tiles and bingo.

Thanks for Following...


4 Likes 1 Share

Politics / Re: Tribunal Sacks Ondo South PDP Rep Member, Declares Albert Akintoye Of APC Winner by Mcsammy4u(m): 1:27pm On Jul 31, 2019
What did you expect, ruling part at work

1 Like 2 Shares

Sports / Re: The Teams That Have Never Played At The AFCON by Mcsammy4u(m): 10:59am On Jul 14, 2019
richmind2019:
Very soon we go see republic of biafra

It is the same as Nigeria na, can't you see the squad from goalkeeper to striker only Musa is different...���
Sports / Re: Anthony Joshua Runs Through Forest As He Prepares For Big Baby Fight (Photos) by Mcsammy4u(m): 7:07am On Mar 26, 2019
OladimejiRufai:
Boxing as a sport should be stopped!!

Expect the argument for the above motion in the future.

If you quote me for argument now, it will be a fruitless effort grin

Meanwhile:

Please, if you live in Ibadan and you are very conversant with that place, please I wanna talk to you. I have questions I want to ask.

Does not matter if you are male or female.

Thanks grin

What's the question
Car Talk / Re: Don’t Throw Away Those Old Tyres. See What You Can Use Them For (PHOTOS) by Mcsammy4u(m): 12:08am On Mar 26, 2019
This are beautiful
Celebrities / Re: 6 African Music Legends You Should Know by Mcsammy4u(m): 11:48am On Jan 12, 2018
Samikay
Politics / Re: Maria Ude Nwachi's House In Abuja (Photos) by Mcsammy4u(m): 10:36pm On Jan 11, 2018
ChiefPiiko:
She represents my constituency https://twitter.com/adeyanjudeji/status/951185301631897600?s=08
brother jokwa okwa nsogbu adighi

1 Like

Sports / Re: Nobody Can Break This Mikel Obi Of Chelsea Record by Mcsammy4u(m): 6:12pm On Dec 03, 2017
lalasticalala let's see this on front page
Politics / Re: Umahi Praises Buhari Who Has Ebonyi Housemaid & Cook. Nigerians React by Mcsammy4u(m): 5:20pm On Nov 16, 2017
anonymuz:
See as them finish IBO's.so na housemaid fit you guys?na wa o
if you be housemaid for the president you can feed 5 families for a year without feeling pains, and I wonder why people don't understand status sometimes, can an amateur be a cook for the President if not a professional? wise up and pray to be profession in anything you do, so the President's Tailor and Barber you feel say you get pass them, na divine connect be that if you don't know

4 Likes

Celebrities / Re: Bizzyaski Bisola Ojikutu Explains Why Having Tattoos Is Not A Sin by Mcsammy4u(m): 3:26pm On Aug 02, 2017
I dont av tatoos but i can do anything i like with my body, but i do whatever pleases my GOD
Health / Re: Benefits Of Dry Coconut For Health by Mcsammy4u(m): 7:46am On Jul 30, 2017
What is even dried coconut,
Religion / Re: Stephanie Otobo Exposed By Yvonne Ogiamien, Her Childhood Friend by Mcsammy4u(m): 10:32am On Apr 28, 2017
NT surprised
Crime / Re: Vigilante Catch A Thief Who Stole Car Stereo In Delta State (Photos) by Mcsammy4u(m): 10:22am On Apr 28, 2017
A thief cannot always sleep in his house one day he will also adapt to sleeping in the cell or even prison
Business / Re: Dangote Begins Installation Of Oil Refinery Equipment by Mcsammy4u(m): 7:53am On Apr 20, 2017
Nice one DANGOTE, come 2020 you will return to no. 28 richest in the world, now we knw where your money is hiding
Romance / Re: Guys! Can You Marry A Lady That Wears Beads? See Hilarious Answers by Mcsammy4u(m): 2:56pm On Apr 13, 2017
CaroLyner:
I wear this type
Can i see it, i love beads
Music/Radio / Re: Upcoming Artistes. . . .discuss Here by Mcsammy4u(m): 7:14am On Mar 25, 2017
Nice track you've got there bro.
I will suggest you upload it to www.music OK WIL TRY IT
Sports / Re: Nobody Can Break This Mikel Obi Of Chelsea Record by Mcsammy4u(m): 9:30pm On Jan 06, 2017
awelekiti:
Go and check out George Weah's profile, the former World Best Footballer in his time. He remains the best footballer of black extraction, ever by all ratings
was he able to score in u17 world cup or u20, or even olympics.

2 Likes

Business / Re: Simple Secret Of Buying Stuff At Idumota Market Lagos by Mcsammy4u(m): 8:50pm On Jan 06, 2017
kendiddy:
i tink idumota is afta iddo once u cross d bridge
thanks
Sports / Nobody Can Break This Mikel Obi Of Chelsea Record by Mcsammy4u(m): 8:47pm On Jan 06, 2017
Incase you dont know, Mikel John Obi is the only player to score in the U17 WC, U20 WC, AFCON, FA Cup, PL, UEFA Champions League, Confederations Cup and Olympics...Please, let's respect him!! Even all our highly rated Messi and C.Ronaldo does not have this record!!

2 Likes 1 Share

Celebrities / Re: Zack Orji, IK Ogbonna,Ufedo Sunshine,Others Storm Location For “The X-List” by Mcsammy4u(m): 7:25am On Sep 21, 2016
jaymejate:
What's this all about?
X-LISTS? Very soon you'll see X-MEN Nollywood version

See camera, see camera man... Nollywood will never stop being Nollywood.


What's wrong with that camera, that's black magic camera for ur information, it cost more than a million naira and u seems to think it's just a camera, ask questions
Business / Re: Simple Secret Of Buying Stuff At Idumota Market Lagos by Mcsammy4u(m): 7:16am On Sep 20, 2016
Hamidicson42:
Yes i did
so what did they tell you
Education / Re: Six Things That Makes Nigeria Universities Better Than Polytechnics by Mcsammy4u(m): 6:52am On Jul 16, 2016
University or Polytechnic, after school go get a job, if u like get the best result in both schools na God and connect go get you job.... Pray for grace to be employed.

5 Likes

Celebrities / Ronaldo In Top Five Highest- Paid Celebrities In The World by Mcsammy4u(m): 6:35am On Jul 16, 2016
The Real Madrid and Portugal superstar currently rakes in $88m (£66.2m) in salary and sponsorship income, making him one of the wealthiest personalities on the planet.
Real Madrid and Portugal star Cristiano Ronaldo is the joint-fourth highest-paid celebrity in the world, according to new figures published by Forbes.
Ronaldo, who recently helped Portugal win Euro 2016, earns a total of $88m (£66.2m) in salary and sponsorship income, putting him level with American TV star Dr. Phil McGraw.
According to the data, Ronaldo, 31, earns $55m in wages while the rest comes from his several lucrative sponsorship deals with global brands such as Nike, Tag Heuer, Sacoor Brothers suits and Monster headphones.
Ronaldo ranks above Barcelona forward Lionel Messi, who is the eighth highest- paid celebrity and second wealthiest footballer with an income of $81.5m (£61.3m). The third richest sports celebrity is basketball icon LeBron James on $77m (£57.9m), while musician Taylor Swift ranks the highest on the list with an income of $170m (£127.9m). British band One Direction ($110m/ £82.7m) and American author James Patterson ($95m/£71.5m) are the only other two celebrities that finish higher than Ronaldo on Forbes' list.

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